2026-10-01 Plan updates
Premium changes compare the same age in two dated schedules, rather than the cost of ageing. Only reviewed versions are available for comparison.
Oct 1, 20262026-10-01
| Carrier | Plan | Benefit updates | Premium updates | Previous |
|---|---|---|---|---|
| Sun Life Hong Kong Limited | ||||
| Sun Life Hong Kong Limited | WeHealth Plus - Scheme 2 | Benefit updates: — | Premium updates: +7.0% | Previous: 2025-09-01 |
| Sun Life Hong Kong Limited | WeHealth Plus - Scheme 1 | Benefit updates: — | Premium updates: +7.0% | Previous: 2025-09-01 |
| Prudential Hong Kong Limited | ||||
| Prudential Hong Kong Limited | PRUHealth CoreChoice Medical Plan | Benefit updates: — | Premium updates: +4.6%–+5.6% | Previous: 2025-10-01 |
| Prudential Hong Kong Limited | PRUHealth VHIS EasyChoice Plan - Private Room with SMM (USD) | Benefit updates: — | Premium updates: +4.8%–+5.3% | Previous: 2025-10-01 |
| Prudential Hong Kong Limited | PRUHealth VHIS EasyChoice Plan - Semi-private Room with SMM (USD) | Benefit updates: — | Premium updates: +4.8%–+5.3% | Previous: 2025-10-01 |
| Prudential Hong Kong Limited | PRUHealth VHIS EasyChoice Plan - Ward with SMM (USD) | Benefit updates: — | Premium updates: +4.8%–+5.3% | Previous: 2025-10-01 |
| Prudential Hong Kong Limited | PRUHealth VHIS EasyChoice Plan - Private Room with SMM (HKD) | Benefit updates: — | Premium updates: +4.8%–+5.3% | Previous: 2025-10-01 |
| Prudential Hong Kong Limited | PRUHealth VHIS EasyChoice Plan - Semi-private Room with SMM (HKD) | Benefit updates: — | Premium updates: +4.8%–+5.3% | Previous: 2025-10-01 |
| Prudential Hong Kong Limited | PRUHealth VHIS EasyChoice Plan - Ward with SMM (HKD) | Benefit updates: — | Premium updates: +4.8%–+5.3% | Previous: 2025-10-01 |
| Prudential Hong Kong Limited | PRUHealth VHIS VIP Plan - USD12,000 Deductible (Worldwide except USA) | Benefit updates: — | Premium updates: +5.8%–+6.3% | Previous: 2025-10-01 |
| Prudential Hong Kong Limited | PRUHealth VHIS VIP Plan - USD6,250 Deductible (Worldwide except USA) | Benefit updates: — | Premium updates: +5.8%–+6.3% | Previous: 2025-10-01 |
| Prudential Hong Kong Limited | PRUHealth VHIS VIP Plan - USD2,500 Deductible (Worldwide except USA) | Benefit updates: — | Premium updates: +5.8%–+6.3% | Previous: 2025-10-01 |
| Prudential Hong Kong Limited | PRUHealth VHIS VIP Plan - USD0 Deductible (Worldwide except USA) | Benefit updates: — | Premium updates: +5.8%–+6.3% | Previous: 2025-10-01 |
| Prudential Hong Kong Limited | PRUHealth VHIS VIP Plan - HKD96,000 Deductible (Worldwide except USA) | Benefit updates: — | Premium updates: +5.8%–+6.3% | Previous: 2025-10-01 |
| Prudential Hong Kong Limited | PRUHealth VHIS VIP Plan - HKD50,000 Deductible (Worldwide except USA) | Benefit updates: — | Premium updates: +5.8%–+6.3% | Previous: 2025-10-01 |
| Prudential Hong Kong Limited | PRUHealth VHIS VIP Plan - HKD20,000 Deductible (Worldwide except USA) | Benefit updates: — | Premium updates: +5.8%–+6.3% | Previous: 2025-10-01 |
| Prudential Hong Kong Limited | PRUHealth VHIS VIP Plan - HKD0 Deductible (Worldwide except USA) | Benefit updates: — | Premium updates: +5.8%–+6.3% | Previous: 2025-10-01 |
| Prudential Hong Kong Limited | PRUHealth VHIS VIP Plan - USD12,000 Deductible (Asia) | Benefit updates: — | Premium updates: +5.8%–+6.3% | Previous: 2025-10-01 |
| Prudential Hong Kong Limited | PRUHealth VHIS VIP Plan - HKD96,000 Deductible (Asia) | Benefit updates: — | Premium updates: +5.8%–+6.3% | Previous: 2025-10-01 |
| Prudential Hong Kong Limited | PRUHealth VHIS VIP Plan - USD6,250 Deductible (Asia) | Benefit updates: — | Premium updates: +5.8%–+6.3% | Previous: 2025-10-01 |
| Prudential Hong Kong Limited | PRUHealth VHIS VIP Plan - USD2,500 Deductible (Asia) | Benefit updates: — | Premium updates: +5.8%–+6.3% | Previous: 2025-10-01 |
| Prudential Hong Kong Limited | PRUHealth VHIS VIP Plan - USD0 Deductible (Asia) | Benefit updates: — | Premium updates: +5.8%–+6.3% | Previous: 2025-10-01 |
| Prudential Hong Kong Limited | PRUHealth VHIS VIP Plan - HKD50,000 Deductible (Asia) | Benefit updates: — | Premium updates: +5.8%–+6.3% | Previous: 2025-10-01 |
| Prudential Hong Kong Limited | PRUHealth VHIS VIP Plan - HKD20,000 Deductible (Asia) | Benefit updates: — | Premium updates: +5.8%–+6.3% | Previous: 2025-10-01 |
| Prudential Hong Kong Limited | PRUHealth VHIS VIP Plan - HKD0 Deductible (Asia) | Benefit updates: — | Premium updates: +5.8%–+6.3% | Previous: 2025-10-01 |
| Prudential Hong Kong Limited | PRUHealth FlexiChoice Medical Plan - Private Room with SMM (USD) | Benefit updates: — | Premium updates: +7.0% | Previous: 2025-10-01 |
| Prudential Hong Kong Limited | PRUHealth FlexiChoice Medical Plan - Private Room (USD) | Benefit updates: — | Premium updates: +5.0% | Previous: 2025-10-01 |
| Prudential Hong Kong Limited | PRUHealth FlexiChoice Medical Plan - Semi-private Room with SMM 2 (USD) | Benefit updates: — | Premium updates: +7.0% | Previous: 2025-10-01 |
| Prudential Hong Kong Limited | PRUHealth FlexiChoice Medical Plan - Semi-private Room with SMM 1 (USD) | Benefit updates: — | Premium updates: +7.0% | Previous: 2025-10-01 |
| Prudential Hong Kong Limited | PRUHealth FlexiChoice Medical Plan - Semi-private Room (USD) | Benefit updates: — | Premium updates: +5.0% | Previous: 2025-10-01 |
| Prudential Hong Kong Limited | PRUHealth FlexiChoice Medical Plan - Ward with SMM 2 (USD) | Benefit updates: — | Premium updates: +7.0% | Previous: 2025-10-01 |
| Prudential Hong Kong Limited | PRUHealth FlexiChoice Medical Plan - Ward with SMM 1 (USD) | Benefit updates: — | Premium updates: +7.0% | Previous: 2025-10-01 |
| Prudential Hong Kong Limited | PRUHealth FlexiChoice Medical Plan - Ward (USD) | Benefit updates: — | Premium updates: +5.0% | Previous: 2025-10-01 |
| Prudential Hong Kong Limited | PRUHealth FlexiChoice Medical Plan - Private Room with SMM (HKD) | Benefit updates: — | Premium updates: +7.0% | Previous: 2025-10-01 |
| Prudential Hong Kong Limited | PRUHealth FlexiChoice Medical Plan - Private Room (HKD) | Benefit updates: — | Premium updates: +5.0% | Previous: 2025-10-01 |
| Prudential Hong Kong Limited | PRUHealth FlexiChoice Medical Plan - Semi-private Room with SMM 2 (HKD) | Benefit updates: — | Premium updates: +7.0% | Previous: 2025-10-01 |
| Prudential Hong Kong Limited | PRUHealth FlexiChoice Medical Plan - Semi-private Room with SMM 1 (HKD) | Benefit updates: — | Premium updates: +7.0% | Previous: 2025-10-01 |
| Prudential Hong Kong Limited | PRUHealth FlexiChoice Medical Plan - Semi-private Room (HKD) | Benefit updates: — | Premium updates: +5.0% | Previous: 2025-10-01 |
| Prudential Hong Kong Limited | PRUHealth FlexiChoice Medical Plan - Ward with SMM 2 (HKD) | Benefit updates: — | Premium updates: +7.0% | Previous: 2025-10-01 |
| Prudential Hong Kong Limited | PRUHealth FlexiChoice Medical Plan - Ward with SMM 1 (HKD) | Benefit updates: — | Premium updates: +7.0% | Previous: 2025-10-01 |
| Prudential Hong Kong Limited | PRUHealth FlexiChoice Medical Plan - Ward (HKD) | Benefit updates: — | Premium updates: +5.0% | Previous: 2025-10-01 |
| Chubb Life Insurance Hong Kong Limited | ||||
| Chubb Life Insurance Hong Kong Limited | Chubb VHIS - Standard Plan | Benefit updates: — | Premium updates: +15.0% | Previous: 2025-04-01 |
| Chubb Life Insurance Hong Kong Limited | Chubb VHIS - Superb Plan - HKD100,000 Deductible | Benefit updates: — | Premium updates: unchanged | Previous: 2025-12-16 |
| Chubb Life Insurance Hong Kong Limited | Chubb VHIS - Superb Plan - HKD50,000 Deductible | Benefit updates: — | Premium updates: unchanged | Previous: 2025-12-16 |
| Chubb Life Insurance Hong Kong Limited | Chubb VHIS - Superb Plan - HKD25,000 Deductible | Benefit updates: — | Premium updates: unchanged | Previous: 2025-12-16 |
| Chubb Life Insurance Hong Kong Limited | Chubb VHIS - Superb Plan - HKD0 Deductible | Benefit updates: — | Premium updates: unchanged | Previous: 2025-12-16 |
| Chubb Life Insurance Hong Kong Limited | Chubb VHIS - Prime Plan - HKD150,000 Deductible (Worldwide excluding USA) | Benefit updates: Ancillary outpatient limit per visit $1,000 → $1,200. Day-surgery cash $1,200 → $1,400/procedure; extra cash allowance $800 → $1,100/day. Lifetime benefit limit removed. Mainland eligibility extended to Tier 2 or above; new mainland deductible arrangements apply subject to conditions. Related reconstructive-surgery care and dietitian eligibility terms updated | Premium updates: unchanged | Previous: 2024-04-16 |
| Chubb Life Insurance Hong Kong Limited | Chubb VHIS - Prime Plan - HKD100,000 Deductible (Worldwide excluding USA) | Benefit updates: Ancillary outpatient limit per visit $1,000 → $1,200. Day-surgery cash $1,200 → $1,400/procedure; extra cash allowance $800 → $1,100/day. Lifetime benefit limit removed. Mainland eligibility extended to Tier 2 or above; new mainland deductible arrangements apply subject to conditions. Related reconstructive-surgery care and dietitian eligibility terms updated | Premium updates: unchanged | Previous: 2024-04-16 |
| Chubb Life Insurance Hong Kong Limited | Chubb VHIS - Prime Plan - HKD50,000 Deductible (Worldwide excluding USA) | Benefit updates: Ancillary outpatient limit per visit $1,000 → $1,200. Day-surgery cash $1,200 → $1,400/procedure; extra cash allowance $800 → $1,100/day. Lifetime benefit limit removed. Mainland eligibility extended to Tier 2 or above; new mainland deductible arrangements apply subject to conditions. Related reconstructive-surgery care and dietitian eligibility terms updated | Premium updates: unchanged | Previous: 2024-04-16 |
| Chubb Life Insurance Hong Kong Limited | Chubb VHIS - Prime Plan - HKD25,000 Deductible (Worldwide excluding USA) | Benefit updates: Ancillary outpatient limit per visit $1,000 → $1,200. Day-surgery cash $1,200 → $1,400/procedure; extra cash allowance $800 → $1,100/day. Lifetime benefit limit removed. Mainland eligibility extended to Tier 2 or above; new mainland deductible arrangements apply subject to conditions. Related reconstructive-surgery care and dietitian eligibility terms updated | Premium updates: unchanged | Previous: 2024-04-16 |
| Chubb Life Insurance Hong Kong Limited | Chubb VHIS - Prime Plan - HKD0 Deductible (Worldwide excluding USA) | Benefit updates: Ancillary outpatient limit per visit $1,000 → $1,200. Day-surgery cash $1,200 → $1,400/procedure; extra cash allowance $800 → $1,100/day. Lifetime benefit limit removed. Mainland eligibility extended to Tier 2 or above; new mainland deductible arrangements apply subject to conditions. Related reconstructive-surgery care and dietitian eligibility terms updated | Premium updates: unchanged | Previous: 2024-04-16 |
| Chubb Life Insurance Hong Kong Limited | Chubb VHIS - Prime Plan - HKD150,000 Deductible (Asia) | Benefit updates: Ancillary outpatient limit per visit $800 → $1,000. Day-surgery cash $1,000 → $1,200/procedure; extra cash allowance $600 → $900/day. Lifetime benefit limit removed. Mainland eligibility extended to Tier 2 or above; new mainland deductible arrangements apply subject to conditions. Related reconstructive-surgery care and dietitian eligibility terms updated | Premium updates: unchanged | Previous: 2024-04-16 |
| Chubb Life Insurance Hong Kong Limited | Chubb VHIS - Prime Plan - HKD100,000 Deductible (Asia) | Benefit updates: Ancillary outpatient limit per visit $800 → $1,000. Day-surgery cash $1,000 → $1,200/procedure; extra cash allowance $600 → $900/day. Lifetime benefit limit removed. Mainland eligibility extended to Tier 2 or above; new mainland deductible arrangements apply subject to conditions. Related reconstructive-surgery care and dietitian eligibility terms updated | Premium updates: unchanged | Previous: 2024-04-16 |
| Chubb Life Insurance Hong Kong Limited | Chubb VHIS - Prime Plan - HKD50,000 Deductible (Asia) | Benefit updates: Ancillary outpatient limit per visit $800 → $1,000. Day-surgery cash $1,000 → $1,200/procedure; extra cash allowance $600 → $900/day. Lifetime benefit limit removed. Mainland eligibility extended to Tier 2 or above; new mainland deductible arrangements apply subject to conditions. Related reconstructive-surgery care and dietitian eligibility terms updated | Premium updates: unchanged | Previous: 2024-04-16 |
| Chubb Life Insurance Hong Kong Limited | Chubb VHIS - Prime Plan - HKD25,000 Deductible (Asia) | Benefit updates: Ancillary outpatient limit per visit $800 → $1,000. Day-surgery cash $1,000 → $1,200/procedure; extra cash allowance $600 → $900/day. Lifetime benefit limit removed. Mainland eligibility extended to Tier 2 or above; new mainland deductible arrangements apply subject to conditions. Related reconstructive-surgery care and dietitian eligibility terms updated | Premium updates: unchanged | Previous: 2024-04-16 |
| Chubb Life Insurance Hong Kong Limited | Chubb VHIS - Prime Plan - HKD0 Deductible (Asia) | Benefit updates: Ancillary outpatient limit per visit $800 → $1,000. Day-surgery cash $1,000 → $1,200/procedure; extra cash allowance $600 → $900/day. Lifetime benefit limit removed. Mainland eligibility extended to Tier 2 or above; new mainland deductible arrangements apply subject to conditions. Related reconstructive-surgery care and dietitian eligibility terms updated | Premium updates: unchanged | Previous: 2024-04-16 |
| Chubb Life Insurance Hong Kong Limited | Chubb VHIS - Flexi Plan - Private with Top-up benefit (USD) | Benefit updates: — | Premium updates: +10.0% | Previous: 2025-04-01 |
| Chubb Life Insurance Hong Kong Limited | Chubb VHIS - Flexi Plan - Private (USD) | Benefit updates: — | Premium updates: +10.0% | Previous: 2025-04-01 |
| Chubb Life Insurance Hong Kong Limited | Chubb VHIS - Flexi Plan - Semi-Private with Top-up benefit (USD) | Benefit updates: — | Premium updates: +9.9%–+10.1% | Previous: 2025-04-01 |
| Chubb Life Insurance Hong Kong Limited | Chubb VHIS - Flexi Plan - Semi-Private (USD) | Benefit updates: — | Premium updates: +9.9%–+10.1% | Previous: 2025-04-01 |
| Chubb Life Insurance Hong Kong Limited | Chubb VHIS - Flexi Plan - Ward with Top-up benefit (USD) | Benefit updates: — | Premium updates: +9.9%–+10.1% | Previous: 2025-04-01 |
| Chubb Life Insurance Hong Kong Limited | Chubb VHIS - Flexi Plan - Ward (USD) | Benefit updates: — | Premium updates: +9.8%–+10.1% | Previous: 2025-04-01 |
| Chubb Life Insurance Hong Kong Limited | Chubb VHIS - Flexi Plan - Classic with Top-up benefit (USD) | Benefit updates: — | Premium updates: +9.8%–+10.1% | Previous: 2025-04-01 |
| Chubb Life Insurance Hong Kong Limited | Chubb VHIS - Flexi Plan - Classic (USD) | Benefit updates: — | Premium updates: +9.8%–+10.1% | Previous: 2025-04-01 |
| Chubb Life Insurance Hong Kong Limited | Chubb VHIS - Flexi Plan - Private with Top-up benefit (HKD) | Benefit updates: — | Premium updates: +10.0% | Previous: 2025-04-01 |
| Chubb Life Insurance Hong Kong Limited | Chubb VHIS - Flexi Plan - Private (HKD) | Benefit updates: — | Premium updates: +10.0% | Previous: 2025-04-01 |
| Chubb Life Insurance Hong Kong Limited | Chubb VHIS - Flexi Plan - Semi-Private with Top-up benefit (HKD) | Benefit updates: — | Premium updates: +10.0% | Previous: 2025-04-01 |
| Chubb Life Insurance Hong Kong Limited | Chubb VHIS - Flexi Plan - Semi-Private (HKD) | Benefit updates: — | Premium updates: +10.0% | Previous: 2025-04-01 |
| Chubb Life Insurance Hong Kong Limited | Chubb VHIS - Flexi Plan - Ward with Top-up benefit (HKD) | Benefit updates: — | Premium updates: +10.0% | Previous: 2025-04-01 |
| Chubb Life Insurance Hong Kong Limited | Chubb VHIS - Flexi Plan - Ward (HKD) | Benefit updates: — | Premium updates: +10.0% | Previous: 2025-04-01 |
| Chubb Life Insurance Hong Kong Limited | Chubb VHIS - Flexi Plan - Classic with Top-up benefit (HKD) | Benefit updates: — | Premium updates: +10.0% | Previous: 2025-04-01 |
| Chubb Life Insurance Hong Kong Limited | Chubb VHIS - Flexi Plan - Classic (HKD) | Benefit updates: — | Premium updates: +10.0% | Previous: 2025-04-01 |
| Asia Insurance Company, Limited | ||||
| Asia Insurance Company, Limited | Asia iCare - Plan 2B with SMM | Benefit updates: — | Premium updates: +2.0%–+20.0% (ages 0–99 mean: male +8.6%, female +6.6%) | Previous: 2021-11-22 |
| Asia Insurance Company, Limited | Asia iCare - Plan 2A with SMM | Benefit updates: — | Premium updates: +2.0%–+20.0% (ages 0–99 mean: male +8.6%, female +6.6%) | Previous: 2021-11-22 |
| Asia Insurance Company, Limited | Asia iCare - Plan 2 | Benefit updates: — | Premium updates: +2.0%–+20.0% (ages 0–99 mean: male +8.6%, female +6.6%) | Previous: 2021-11-22 |
| Asia Insurance Company, Limited | Asia iCare - Plan 1A with SMM | Benefit updates: — | Premium updates: +2.0%–+20.0% (ages 0–99 mean: male +8.6%, female +6.6%) | Previous: 2021-11-22 |
| Asia Insurance Company, Limited | Asia iCare - Plan 1 | Benefit updates: — | Premium updates: +2.0%–+20.0% (ages 0–99 mean: male +8.6%, female +6.6%) | Previous: 2021-11-22 |
Premium changes compare the same age, sex and smoking status in both tables; non-uniform changes show a range. Male/female means equally weight available ages 0–99 in the premium index, preferring non-smoker rates where available. These exclude increases due to ageing at renewal.
Summaries cover reviewed major change categories, including cash benefits and conditions. Use the dated comparison for full benefits and restrictions. Summary amounts are in HK dollars. “—” indicates no confirmed benefit changes.
“Newly listed”: no earlier version exists in the archive. This log lists updates since April 2026; archived versions may predate the log.
Only reviewed historical versions are available for comparison; more versions will be added after review.