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PRUHealth FlexiChoice Medical Plan - Ward with SMM 1 (HKD)
保誠靈活自主醫保計劃 - 普通病房+額外醫療計劃一 (港元)
Prudential Hong Kong Limited · F00013-01-001 · 9 versions · Flexi plan · Avg. annual increase +3.22%
HKD
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| Age | 2019-04-01 | 2020-03-03 | 2020-05-25 | 2021-01-05 | 2022-01-01 | 2022-10-03 | 2023-07-01 | 2024-10-01 | Latest 2025-10-01 | Avg. annual increase |
|---|---|---|---|---|---|---|---|---|---|---|
| 0 y/o | HK$5,712 | HK$5,712 | HK$5,712 | HK$5,712 | HK$5,712 | HK$5,712 | HK$6,140 (+7.5%) | HK$6,692 (+9.0%) | HK$7,235 (+8.1%) | +3.22% |
| 5 y/o | HK$3,988 | HK$3,988 | HK$3,988 | HK$3,988 | HK$3,988 | HK$3,988 | HK$4,287 (+7.5%) | HK$4,673 (+9.0%) | HK$5,054 (+8.2%) | +3.23% |
| 10 y/o | HK$3,155 | HK$3,155 | HK$3,155 | HK$3,155 | HK$3,155 | HK$3,155 | HK$3,391 (+7.5%) | HK$3,697 (+9.0%) | HK$4,000 (+8.2%) | +3.23% |
| 15 y/o | HK$3,220 | HK$3,220 | HK$3,220 | HK$3,220 | HK$3,220 | HK$3,220 | HK$3,461 (+7.5%) | HK$3,773 (+9.0%) | HK$4,082 (+8.2%) | +3.23% |
| 20 y/o | HK$3,509 | HK$3,509 | HK$3,509 | HK$3,509 | HK$3,509 | HK$3,509 | HK$3,773 (+7.5%) | HK$4,112 (+9.0%) | HK$4,448 (+8.2%) | +3.23% |
| 25 y/o | HK$3,797 | HK$3,797 | HK$3,797 | HK$3,797 | HK$3,797 | HK$3,797 | HK$4,081 (+7.5%) | HK$4,449 (+9.0%) | HK$4,812 (+8.2%) | +3.23% |
| 30 y/o | HK$4,171 | HK$4,171 | HK$4,171 | HK$4,171 | HK$4,171 | HK$4,171 | HK$4,484 (+7.5%) | HK$4,887 (+9.0%) | HK$5,286 (+8.2%) | +3.23% |
| 35 y/o | HK$4,870 | HK$4,870 | HK$4,870 | HK$4,870 | HK$4,870 | HK$4,870 | HK$5,235 (+7.5%) | HK$5,707 (+9.0%) | HK$6,170 (+8.1%) | +3.22% |
| 40 y/o | HK$5,796 | HK$5,796 | HK$5,796 | HK$5,796 | HK$5,796 | HK$5,796 | HK$6,230 (+7.5%) | HK$6,791 (+9.0%) | HK$7,342 (+8.1%) | +3.22% |
| 45 y/o | HK$7,396 | HK$7,396 | HK$7,396 | HK$7,396 | HK$7,396 | HK$7,396 | HK$7,950 (+7.5%) | HK$8,666 (+9.0%) | HK$9,367 (+8.1%) | +3.22% |
| 50 y/o | HK$9,472 | HK$9,472 | HK$9,472 | HK$9,472 | HK$9,472 | HK$9,472 | HK$10,182 (+7.5%) | HK$11,098 (+9.0%) | HK$11,994 (+8.1%) | +3.22% |
| 55 y/o | HK$11,871 | HK$11,871 | HK$11,871 | HK$11,871 | HK$11,871 | HK$11,871 | HK$12,761 (+7.5%) | HK$13,909 (+9.0%) | HK$15,029 (+8.1%) | +3.21% |
| 60 y/o | HK$15,271 | HK$15,271 | HK$15,271 | HK$15,271 | HK$15,271 | HK$15,271 | HK$16,417 (+7.5%) | HK$17,894 (+9.0%) | HK$19,333 (+8.0%) | +3.21% |
| 65 y/o | HK$21,120 | HK$21,120 | HK$21,120 | HK$21,120 | HK$21,120 | HK$21,120 | HK$22,704 (+7.5%) | HK$24,748 (+9.0%) | HK$26,735 (+8.0%) | +3.21% |
| 70 y/o | HK$26,731 | HK$26,731 | HK$26,731 | HK$26,731 | HK$26,731 | HK$26,731 | HK$28,736 (+7.5%) | HK$31,322 (+9.0%) | HK$33,835 (+8.0%) | +3.21% |
| 75 y/o | HK$33,555 | HK$33,555 | HK$33,555 | HK$33,555 | HK$33,555 | HK$33,555 | HK$36,071 (+7.5%) | HK$39,318 (+9.0%) | HK$42,470 (+8.0%) | +3.21% |
| 80 y/o | HK$39,795 | HK$39,795 | HK$39,795 | HK$39,795 | HK$39,795 | HK$39,795 | HK$42,780 (+7.5%) | HK$46,630 (+9.0%) | HK$50,368 (+8.0%) | +3.21% |
| 85 y/o | HK$44,041 | HK$44,041 | HK$44,041 | HK$44,041 | HK$44,041 | HK$44,041 | HK$47,344 (+7.5%) | HK$51,605 (+9.0%) | HK$55,741 (+8.0%) | +3.21% |
| 90 y/o | HK$47,455 | HK$47,455 | HK$47,455 | HK$47,455 | HK$47,455 | HK$47,455 | HK$51,014 (+7.5%) | HK$55,605 (+9.0%) | HK$60,061 (+8.0%) | +3.21% |
| 95 y/o | HK$48,889 | HK$48,889 | HK$48,889 | HK$48,889 | HK$48,889 | HK$48,889 | HK$52,556 (+7.5%) | HK$57,286 (+9.0%) | HK$61,876 (+8.0%) | +3.21% |
| 99 y/o | HK$49,869 | HK$49,869 | HK$49,869 | HK$49,869 | HK$49,869 | HK$49,869 | HK$53,610 (+7.5%) | HK$58,434 (+9.0%) | HK$63,116 (+8.0%) | +3.21% |
| All ages average | — | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | +7.5% | +9.0% | +8.1% | — |
0 y/oHK$5,712
5 y/oHK$3,988
10 y/oHK$3,155
15 y/oHK$3,220
20 y/oHK$3,509
25 y/oHK$3,797
30 y/oHK$4,171
35 y/oHK$4,870
40 y/oHK$5,796
45 y/oHK$7,396
50 y/oHK$9,472
55 y/oHK$11,871
60 y/oHK$15,271
65 y/oHK$21,120
70 y/oHK$26,731
75 y/oHK$33,555
80 y/oHK$39,795
85 y/oHK$44,041
90 y/oHK$47,455
95 y/oHK$48,889
99 y/oHK$49,869
0.0%
All-ages avg
0 y/oHK$5,712
5 y/oHK$3,988
10 y/oHK$3,155
15 y/oHK$3,220
20 y/oHK$3,509
25 y/oHK$3,797
30 y/oHK$4,171
35 y/oHK$4,870
40 y/oHK$5,796
45 y/oHK$7,396
50 y/oHK$9,472
55 y/oHK$11,871
60 y/oHK$15,271
65 y/oHK$21,120
70 y/oHK$26,731
75 y/oHK$33,555
80 y/oHK$39,795
85 y/oHK$44,041
90 y/oHK$47,455
95 y/oHK$48,889
99 y/oHK$49,869
0.0%
All-ages avg
0 y/oHK$5,712
5 y/oHK$3,988
10 y/oHK$3,155
15 y/oHK$3,220
20 y/oHK$3,509
25 y/oHK$3,797
30 y/oHK$4,171
35 y/oHK$4,870
40 y/oHK$5,796
45 y/oHK$7,396
50 y/oHK$9,472
55 y/oHK$11,871
60 y/oHK$15,271
65 y/oHK$21,120
70 y/oHK$26,731
75 y/oHK$33,555
80 y/oHK$39,795
85 y/oHK$44,041
90 y/oHK$47,455
95 y/oHK$48,889
99 y/oHK$49,869
0.0%
All-ages avg
0 y/oHK$5,712
5 y/oHK$3,988
10 y/oHK$3,155
15 y/oHK$3,220
20 y/oHK$3,509
25 y/oHK$3,797
30 y/oHK$4,171
35 y/oHK$4,870
40 y/oHK$5,796
45 y/oHK$7,396
50 y/oHK$9,472
55 y/oHK$11,871
60 y/oHK$15,271
65 y/oHK$21,120
70 y/oHK$26,731
75 y/oHK$33,555
80 y/oHK$39,795
85 y/oHK$44,041
90 y/oHK$47,455
95 y/oHK$48,889
99 y/oHK$49,869
0.0%
All-ages avg
0 y/oHK$5,712
5 y/oHK$3,988
10 y/oHK$3,155
15 y/oHK$3,220
20 y/oHK$3,509
25 y/oHK$3,797
30 y/oHK$4,171
35 y/oHK$4,870
40 y/oHK$5,796
45 y/oHK$7,396
50 y/oHK$9,472
55 y/oHK$11,871
60 y/oHK$15,271
65 y/oHK$21,120
70 y/oHK$26,731
75 y/oHK$33,555
80 y/oHK$39,795
85 y/oHK$44,041
90 y/oHK$47,455
95 y/oHK$48,889
99 y/oHK$49,869
0.0%
All-ages avg
0 y/oHK$5,712
5 y/oHK$3,988
10 y/oHK$3,155
15 y/oHK$3,220
20 y/oHK$3,509
25 y/oHK$3,797
30 y/oHK$4,171
35 y/oHK$4,870
40 y/oHK$5,796
45 y/oHK$7,396
50 y/oHK$9,472
55 y/oHK$11,871
60 y/oHK$15,271
65 y/oHK$21,120
70 y/oHK$26,731
75 y/oHK$33,555
80 y/oHK$39,795
85 y/oHK$44,041
90 y/oHK$47,455
95 y/oHK$48,889
99 y/oHK$49,869
+7.5%
All-ages avg
0 y/oHK$6,140 (+7.5%)
5 y/oHK$4,287 (+7.5%)
10 y/oHK$3,391 (+7.5%)
15 y/oHK$3,461 (+7.5%)
20 y/oHK$3,773 (+7.5%)
25 y/oHK$4,081 (+7.5%)
30 y/oHK$4,484 (+7.5%)
35 y/oHK$5,235 (+7.5%)
40 y/oHK$6,230 (+7.5%)
45 y/oHK$7,950 (+7.5%)
50 y/oHK$10,182 (+7.5%)
55 y/oHK$12,761 (+7.5%)
60 y/oHK$16,417 (+7.5%)
65 y/oHK$22,704 (+7.5%)
70 y/oHK$28,736 (+7.5%)
75 y/oHK$36,071 (+7.5%)
80 y/oHK$42,780 (+7.5%)
85 y/oHK$47,344 (+7.5%)
90 y/oHK$51,014 (+7.5%)
95 y/oHK$52,556 (+7.5%)
99 y/oHK$53,610 (+7.5%)
+9.0%
All-ages avg
0 y/oHK$6,692 (+9.0%)
5 y/oHK$4,673 (+9.0%)
10 y/oHK$3,697 (+9.0%)
15 y/oHK$3,773 (+9.0%)
20 y/oHK$4,112 (+9.0%)
25 y/oHK$4,449 (+9.0%)
30 y/oHK$4,887 (+9.0%)
35 y/oHK$5,707 (+9.0%)
40 y/oHK$6,791 (+9.0%)
45 y/oHK$8,666 (+9.0%)
50 y/oHK$11,098 (+9.0%)
55 y/oHK$13,909 (+9.0%)
60 y/oHK$17,894 (+9.0%)
65 y/oHK$24,748 (+9.0%)
70 y/oHK$31,322 (+9.0%)
75 y/oHK$39,318 (+9.0%)
80 y/oHK$46,630 (+9.0%)
85 y/oHK$51,605 (+9.0%)
90 y/oHK$55,605 (+9.0%)
95 y/oHK$57,286 (+9.0%)
99 y/oHK$58,434 (+9.0%)
+8.1%
All-ages avg
0 y/oHK$7,235 (+8.1%)
5 y/oHK$5,054 (+8.2%)
10 y/oHK$4,000 (+8.2%)
15 y/oHK$4,082 (+8.2%)
20 y/oHK$4,448 (+8.2%)
25 y/oHK$4,812 (+8.2%)
30 y/oHK$5,286 (+8.2%)
35 y/oHK$6,170 (+8.1%)
40 y/oHK$7,342 (+8.1%)
45 y/oHK$9,367 (+8.1%)
50 y/oHK$11,994 (+8.1%)
55 y/oHK$15,029 (+8.1%)
60 y/oHK$19,333 (+8.0%)
65 y/oHK$26,735 (+8.0%)
70 y/oHK$33,835 (+8.0%)
75 y/oHK$42,470 (+8.0%)
80 y/oHK$50,368 (+8.0%)
85 y/oHK$55,741 (+8.0%)
90 y/oHK$60,061 (+8.0%)
95 y/oHK$61,876 (+8.0%)
99 y/oHK$63,116 (+8.0%)
Avg. annual increase (compound, term = today − earliest version date)· as of 2026-09-15
0 y/o+3.22%
5 y/o+3.23%
10 y/o+3.23%
15 y/o+3.23%
20 y/o+3.23%
25 y/o+3.23%
30 y/o+3.23%
35 y/o+3.22%
40 y/o+3.22%
45 y/o+3.22%
50 y/o+3.22%
55 y/o+3.21%
60 y/o+3.21%
65 y/o+3.21%
70 y/o+3.21%
75 y/o+3.21%
80 y/o+3.21%
85 y/o+3.21%
90 y/o+3.21%
95 y/o+3.21%
99 y/o+3.21%
Notes & sources
Each cell shows the premium amount, with the change vs. previous version in parentheses. The first version shows only the baseline premium. The average annual increase is a compound rate (latest / earliest)^(1/years) − 1, with years = today − earliest version date.The male and female matrices each show that gender's own annualized rate; the plan-overview figure is the average of both genders.· as of 2026-09-15
Default view shows 21 anchor ages (one every 5 years, plus 0 and 99) for a quick read of the inflation curve. The Avg. annual increase column on the right is always computed across all 100 ages regardless of toggle state.