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PRUHealth FlexiChoice Medical Plan - Ward with SMM 1 (HKD)
保誠靈活自主醫保計劃 - 普通病房+額外醫療計劃一 (港元)
Prudential Hong Kong Limited · F00013-01-001 · 9 versions · Flexi plan · Avg. annual increase +3.29%
Male
| Age | F00013-01-001-01 2019-04-01 | F00013-01-001-02 2020-03-03 | F00013-01-001-02 2020-05-25 | F00013-01-001-03 2021-01-05 | F00013-01-001-04 2022-01-01 | F00013-01-001-04 2022-10-03 | F00013-01-001-05 2023-07-01 | F00013-01-001-06 2024-10-01 | F00013-01-001-06 2025-10-01 | Avg. annual increase |
|---|---|---|---|---|---|---|---|---|---|---|
| 0 | HK$5,712 | HK$5,712 | HK$5,712 | HK$5,712 | HK$5,712 | HK$5,712 | HK$6,140 (+7.5%) | HK$6,692 (+9.0%) | HK$7,235 (+8.1%) | +3.29% |
| 5 | HK$3,988 | HK$3,988 | HK$3,988 | HK$3,988 | HK$3,988 | HK$3,988 | HK$4,287 (+7.5%) | HK$4,673 (+9.0%) | HK$5,054 (+8.2%) | +3.30% |
| 10 | HK$3,155 | HK$3,155 | HK$3,155 | HK$3,155 | HK$3,155 | HK$3,155 | HK$3,391 (+7.5%) | HK$3,697 (+9.0%) | HK$4,000 (+8.2%) | +3.31% |
| 15 | HK$3,220 | HK$3,220 | HK$3,220 | HK$3,220 | HK$3,220 | HK$3,220 | HK$3,461 (+7.5%) | HK$3,773 (+9.0%) | HK$4,082 (+8.2%) | +3.30% |
| 20 | HK$3,509 | HK$3,509 | HK$3,509 | HK$3,509 | HK$3,509 | HK$3,509 | HK$3,773 (+7.5%) | HK$4,112 (+9.0%) | HK$4,448 (+8.2%) | +3.30% |
| 25 | HK$3,797 | HK$3,797 | HK$3,797 | HK$3,797 | HK$3,797 | HK$3,797 | HK$4,081 (+7.5%) | HK$4,449 (+9.0%) | HK$4,812 (+8.2%) | +3.30% |
| 30 | HK$4,171 | HK$4,171 | HK$4,171 | HK$4,171 | HK$4,171 | HK$4,171 | HK$4,484 (+7.5%) | HK$4,887 (+9.0%) | HK$5,286 (+8.2%) | +3.30% |
| 35 | HK$4,870 | HK$4,870 | HK$4,870 | HK$4,870 | HK$4,870 | HK$4,870 | HK$5,235 (+7.5%) | HK$5,707 (+9.0%) | HK$6,170 (+8.1%) | +3.30% |
| 40 | HK$5,796 | HK$5,796 | HK$5,796 | HK$5,796 | HK$5,796 | HK$5,796 | HK$6,230 (+7.5%) | HK$6,791 (+9.0%) | HK$7,342 (+8.1%) | +3.29% |
| 45 | HK$7,396 | HK$7,396 | HK$7,396 | HK$7,396 | HK$7,396 | HK$7,396 | HK$7,950 (+7.5%) | HK$8,666 (+9.0%) | HK$9,367 (+8.1%) | +3.29% |
| 50 | HK$9,472 | HK$9,472 | HK$9,472 | HK$9,472 | HK$9,472 | HK$9,472 | HK$10,182 (+7.5%) | HK$11,098 (+9.0%) | HK$11,994 (+8.1%) | +3.29% |
| 55 | HK$11,871 | HK$11,871 | HK$11,871 | HK$11,871 | HK$11,871 | HK$11,871 | HK$12,761 (+7.5%) | HK$13,909 (+9.0%) | HK$15,029 (+8.1%) | +3.29% |
| 60 | HK$15,271 | HK$15,271 | HK$15,271 | HK$15,271 | HK$15,271 | HK$15,271 | HK$16,417 (+7.5%) | HK$17,894 (+9.0%) | HK$19,333 (+8.0%) | +3.29% |
| 65 | HK$21,120 | HK$21,120 | HK$21,120 | HK$21,120 | HK$21,120 | HK$21,120 | HK$22,704 (+7.5%) | HK$24,748 (+9.0%) | HK$26,735 (+8.0%) | +3.28% |
| 70 | HK$26,731 | HK$26,731 | HK$26,731 | HK$26,731 | HK$26,731 | HK$26,731 | HK$28,736 (+7.5%) | HK$31,322 (+9.0%) | HK$33,835 (+8.0%) | +3.28% |
| 75 | HK$33,555 | HK$33,555 | HK$33,555 | HK$33,555 | HK$33,555 | HK$33,555 | HK$36,071 (+7.5%) | HK$39,318 (+9.0%) | HK$42,470 (+8.0%) | +3.28% |
| 80 | HK$39,795 | HK$39,795 | HK$39,795 | HK$39,795 | HK$39,795 | HK$39,795 | HK$42,780 (+7.5%) | HK$46,630 (+9.0%) | HK$50,368 (+8.0%) | +3.28% |
| 85 | HK$44,041 | HK$44,041 | HK$44,041 | HK$44,041 | HK$44,041 | HK$44,041 | HK$47,344 (+7.5%) | HK$51,605 (+9.0%) | HK$55,741 (+8.0%) | +3.28% |
| 90 | HK$47,455 | HK$47,455 | HK$47,455 | HK$47,455 | HK$47,455 | HK$47,455 | HK$51,014 (+7.5%) | HK$55,605 (+9.0%) | HK$60,061 (+8.0%) | +3.28% |
| 95 | HK$48,889 | HK$48,889 | HK$48,889 | HK$48,889 | HK$48,889 | HK$48,889 | HK$52,556 (+7.5%) | HK$57,286 (+9.0%) | HK$61,876 (+8.0%) | +3.28% |
| 99 | HK$49,869 | HK$49,869 | HK$49,869 | HK$49,869 | HK$49,869 | HK$49,869 | HK$53,610 (+7.5%) | HK$58,434 (+9.0%) | HK$63,116 (+8.0%) | +3.28% |
| All ages average | — | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | +7.5% | +9.0% | +8.1% | — |
0 y/oHK$5,712
5 y/oHK$3,988
10 y/oHK$3,155
15 y/oHK$3,220
20 y/oHK$3,509
25 y/oHK$3,797
30 y/oHK$4,171
35 y/oHK$4,870
40 y/oHK$5,796
45 y/oHK$7,396
50 y/oHK$9,472
55 y/oHK$11,871
60 y/oHK$15,271
65 y/oHK$21,120
70 y/oHK$26,731
75 y/oHK$33,555
80 y/oHK$39,795
85 y/oHK$44,041
90 y/oHK$47,455
95 y/oHK$48,889
99 y/oHK$49,869
0.0%
All-ages avg
0 y/oHK$5,712
5 y/oHK$3,988
10 y/oHK$3,155
15 y/oHK$3,220
20 y/oHK$3,509
25 y/oHK$3,797
30 y/oHK$4,171
35 y/oHK$4,870
40 y/oHK$5,796
45 y/oHK$7,396
50 y/oHK$9,472
55 y/oHK$11,871
60 y/oHK$15,271
65 y/oHK$21,120
70 y/oHK$26,731
75 y/oHK$33,555
80 y/oHK$39,795
85 y/oHK$44,041
90 y/oHK$47,455
95 y/oHK$48,889
99 y/oHK$49,869
0.0%
All-ages avg
0 y/oHK$5,712
5 y/oHK$3,988
10 y/oHK$3,155
15 y/oHK$3,220
20 y/oHK$3,509
25 y/oHK$3,797
30 y/oHK$4,171
35 y/oHK$4,870
40 y/oHK$5,796
45 y/oHK$7,396
50 y/oHK$9,472
55 y/oHK$11,871
60 y/oHK$15,271
65 y/oHK$21,120
70 y/oHK$26,731
75 y/oHK$33,555
80 y/oHK$39,795
85 y/oHK$44,041
90 y/oHK$47,455
95 y/oHK$48,889
99 y/oHK$49,869
0.0%
All-ages avg
0 y/oHK$5,712
5 y/oHK$3,988
10 y/oHK$3,155
15 y/oHK$3,220
20 y/oHK$3,509
25 y/oHK$3,797
30 y/oHK$4,171
35 y/oHK$4,870
40 y/oHK$5,796
45 y/oHK$7,396
50 y/oHK$9,472
55 y/oHK$11,871
60 y/oHK$15,271
65 y/oHK$21,120
70 y/oHK$26,731
75 y/oHK$33,555
80 y/oHK$39,795
85 y/oHK$44,041
90 y/oHK$47,455
95 y/oHK$48,889
99 y/oHK$49,869
0.0%
All-ages avg
0 y/oHK$5,712
5 y/oHK$3,988
10 y/oHK$3,155
15 y/oHK$3,220
20 y/oHK$3,509
25 y/oHK$3,797
30 y/oHK$4,171
35 y/oHK$4,870
40 y/oHK$5,796
45 y/oHK$7,396
50 y/oHK$9,472
55 y/oHK$11,871
60 y/oHK$15,271
65 y/oHK$21,120
70 y/oHK$26,731
75 y/oHK$33,555
80 y/oHK$39,795
85 y/oHK$44,041
90 y/oHK$47,455
95 y/oHK$48,889
99 y/oHK$49,869
0.0%
All-ages avg
0 y/oHK$5,712
5 y/oHK$3,988
10 y/oHK$3,155
15 y/oHK$3,220
20 y/oHK$3,509
25 y/oHK$3,797
30 y/oHK$4,171
35 y/oHK$4,870
40 y/oHK$5,796
45 y/oHK$7,396
50 y/oHK$9,472
55 y/oHK$11,871
60 y/oHK$15,271
65 y/oHK$21,120
70 y/oHK$26,731
75 y/oHK$33,555
80 y/oHK$39,795
85 y/oHK$44,041
90 y/oHK$47,455
95 y/oHK$48,889
99 y/oHK$49,869
+7.5%
All-ages avg
0 y/oHK$6,140 (+7.5%)
5 y/oHK$4,287 (+7.5%)
10 y/oHK$3,391 (+7.5%)
15 y/oHK$3,461 (+7.5%)
20 y/oHK$3,773 (+7.5%)
25 y/oHK$4,081 (+7.5%)
30 y/oHK$4,484 (+7.5%)
35 y/oHK$5,235 (+7.5%)
40 y/oHK$6,230 (+7.5%)
45 y/oHK$7,950 (+7.5%)
50 y/oHK$10,182 (+7.5%)
55 y/oHK$12,761 (+7.5%)
60 y/oHK$16,417 (+7.5%)
65 y/oHK$22,704 (+7.5%)
70 y/oHK$28,736 (+7.5%)
75 y/oHK$36,071 (+7.5%)
80 y/oHK$42,780 (+7.5%)
85 y/oHK$47,344 (+7.5%)
90 y/oHK$51,014 (+7.5%)
95 y/oHK$52,556 (+7.5%)
99 y/oHK$53,610 (+7.5%)
+9.0%
All-ages avg
0 y/oHK$6,692 (+9.0%)
5 y/oHK$4,673 (+9.0%)
10 y/oHK$3,697 (+9.0%)
15 y/oHK$3,773 (+9.0%)
20 y/oHK$4,112 (+9.0%)
25 y/oHK$4,449 (+9.0%)
30 y/oHK$4,887 (+9.0%)
35 y/oHK$5,707 (+9.0%)
40 y/oHK$6,791 (+9.0%)
45 y/oHK$8,666 (+9.0%)
50 y/oHK$11,098 (+9.0%)
55 y/oHK$13,909 (+9.0%)
60 y/oHK$17,894 (+9.0%)
65 y/oHK$24,748 (+9.0%)
70 y/oHK$31,322 (+9.0%)
75 y/oHK$39,318 (+9.0%)
80 y/oHK$46,630 (+9.0%)
85 y/oHK$51,605 (+9.0%)
90 y/oHK$55,605 (+9.0%)
95 y/oHK$57,286 (+9.0%)
99 y/oHK$58,434 (+9.0%)
+8.1%
All-ages avg
0 y/oHK$7,235 (+8.1%)
5 y/oHK$5,054 (+8.2%)
10 y/oHK$4,000 (+8.2%)
15 y/oHK$4,082 (+8.2%)
20 y/oHK$4,448 (+8.2%)
25 y/oHK$4,812 (+8.2%)
30 y/oHK$5,286 (+8.2%)
35 y/oHK$6,170 (+8.1%)
40 y/oHK$7,342 (+8.1%)
45 y/oHK$9,367 (+8.1%)
50 y/oHK$11,994 (+8.1%)
55 y/oHK$15,029 (+8.1%)
60 y/oHK$19,333 (+8.0%)
65 y/oHK$26,735 (+8.0%)
70 y/oHK$33,835 (+8.0%)
75 y/oHK$42,470 (+8.0%)
80 y/oHK$50,368 (+8.0%)
85 y/oHK$55,741 (+8.0%)
90 y/oHK$60,061 (+8.0%)
95 y/oHK$61,876 (+8.0%)
99 y/oHK$63,116 (+8.0%)
Avg. annual increase (compound, term = today − earliest version date)· as of 2026-07-02
0 y/o+3.29%
5 y/o+3.30%
10 y/o+3.31%
15 y/o+3.30%
20 y/o+3.30%
25 y/o+3.30%
30 y/o+3.30%
35 y/o+3.30%
40 y/o+3.29%
45 y/o+3.29%
50 y/o+3.29%
55 y/o+3.29%
60 y/o+3.29%
65 y/o+3.28%
70 y/o+3.28%
75 y/o+3.28%
80 y/o+3.28%
85 y/o+3.28%
90 y/o+3.28%
95 y/o+3.28%
99 y/o+3.28%
Notes & sources
Each cell shows the premium amount, with the change vs. previous version in parentheses. The first version shows only the baseline premium. The average annual increase is a compound rate (latest / earliest)^(1/years) − 1, with years = today − earliest version date.The male and female matrices each show that gender's own annualized rate; the plan-overview figure is the average of both genders.· as of 2026-07-02
Default view shows 21 anchor ages (one every 5 years, plus 0 and 99) for a quick read of the inflation curve. The Avg. annual increase column on the right is always computed across all 100 ages regardless of toggle state.
Female
| Age | F00013-01-001-01 2019-04-01 | F00013-01-001-02 2020-03-03 | F00013-01-001-02 2020-05-25 | F00013-01-001-03 2021-01-05 | F00013-01-001-04 2022-01-01 | F00013-01-001-04 2022-10-03 | F00013-01-001-05 2023-07-01 | F00013-01-001-06 2024-10-01 | F00013-01-001-06 2025-10-01 | Avg. annual increase |
|---|---|---|---|---|---|---|---|---|---|---|
| 0 | HK$5,029 | HK$5,029 | HK$5,029 | HK$5,029 | HK$5,029 | HK$5,029 | HK$5,406 (+7.5%) | HK$5,893 (+9.0%) | HK$6,371 (+8.1%) | +3.29% |
| 5 | HK$3,534 | HK$3,534 | HK$3,534 | HK$3,534 | HK$3,534 | HK$3,534 | HK$3,799 (+7.5%) | HK$4,141 (+9.0%) | HK$4,480 (+8.2%) | +3.30% |
| 10 | HK$2,635 | HK$2,635 | HK$2,635 | HK$2,635 | HK$2,635 | HK$2,635 | HK$2,832 (+7.5%) | HK$3,087 (+9.0%) | HK$3,342 (+8.3%) | +3.31% |
| 15 | HK$2,723 | HK$2,723 | HK$2,723 | HK$2,723 | HK$2,723 | HK$2,723 | HK$2,927 (+7.5%) | HK$3,191 (+9.0%) | HK$3,453 (+8.2%) | +3.31% |
| 20 | HK$3,216 | HK$3,216 | HK$3,216 | HK$3,216 | HK$3,216 | HK$3,216 | HK$3,458 (+7.5%) | HK$3,769 (+9.0%) | HK$4,078 (+8.2%) | +3.31% |
| 25 | HK$4,272 | HK$4,272 | HK$4,272 | HK$4,272 | HK$4,272 | HK$4,272 | HK$4,593 (+7.5%) | HK$5,006 (+9.0%) | HK$5,414 (+8.2%) | +3.30% |
| 30 | HK$5,548 | HK$5,548 | HK$5,548 | HK$5,548 | HK$5,548 | HK$5,548 | HK$5,964 (+7.5%) | HK$6,501 (+9.0%) | HK$7,028 (+8.1%) | +3.29% |
| 35 | HK$6,581 | HK$6,581 | HK$6,581 | HK$6,581 | HK$6,581 | HK$6,581 | HK$7,075 (+7.5%) | HK$7,711 (+9.0%) | HK$8,336 (+8.1%) | +3.29% |
| 40 | HK$7,798 | HK$7,798 | HK$7,798 | HK$7,798 | HK$7,798 | HK$7,798 | HK$8,383 (+7.5%) | HK$9,137 (+9.0%) | HK$9,876 (+8.1%) | +3.29% |
| 45 | HK$9,391 | HK$9,391 | HK$9,391 | HK$9,391 | HK$9,391 | HK$9,391 | HK$10,095 (+7.5%) | HK$11,004 (+9.0%) | HK$11,892 (+8.1%) | +3.29% |
| 50 | HK$10,791 | HK$10,791 | HK$10,791 | HK$10,791 | HK$10,791 | HK$10,791 | HK$11,601 (+7.5%) | HK$12,645 (+9.0%) | HK$13,664 (+8.1%) | +3.29% |
| 55 | HK$12,156 | HK$12,156 | HK$12,156 | HK$12,156 | HK$12,156 | HK$12,156 | HK$13,067 (+7.5%) | HK$14,243 (+9.0%) | HK$15,390 (+8.1%) | +3.29% |
| 60 | HK$14,497 | HK$14,497 | HK$14,497 | HK$14,497 | HK$14,497 | HK$14,497 | HK$15,584 (+7.5%) | HK$16,986 (+9.0%) | HK$18,353 (+8.0%) | +3.29% |
| 65 | HK$19,065 | HK$19,065 | HK$19,065 | HK$19,065 | HK$19,065 | HK$19,065 | HK$20,495 (+7.5%) | HK$22,339 (+9.0%) | HK$24,134 (+8.0%) | +3.28% |
| 70 | HK$24,186 | HK$24,186 | HK$24,186 | HK$24,186 | HK$24,186 | HK$24,186 | HK$26,000 (+7.5%) | HK$28,340 (+9.0%) | HK$30,614 (+8.0%) | +3.28% |
| 75 | HK$29,793 | HK$29,793 | HK$29,793 | HK$29,793 | HK$29,793 | HK$29,793 | HK$32,028 (+7.5%) | HK$34,910 (+9.0%) | HK$37,711 (+8.0%) | +3.28% |
| 80 | HK$35,557 | HK$35,557 | HK$35,557 | HK$35,557 | HK$35,557 | HK$35,557 | HK$38,224 (+7.5%) | HK$41,664 (+9.0%) | HK$45,004 (+8.0%) | +3.28% |
| 85 | HK$39,363 | HK$39,363 | HK$39,363 | HK$39,363 | HK$39,363 | HK$39,363 | HK$42,315 (+7.5%) | HK$46,123 (+9.0%) | HK$49,820 (+8.0%) | +3.28% |
| 90 | HK$42,196 | HK$42,196 | HK$42,196 | HK$42,196 | HK$42,196 | HK$42,196 | HK$45,361 (+7.5%) | HK$49,443 (+9.0%) | HK$53,406 (+8.0%) | +3.28% |
| 95 | HK$43,677 | HK$43,677 | HK$43,677 | HK$43,677 | HK$43,677 | HK$43,677 | HK$46,953 (+7.5%) | HK$51,179 (+9.0%) | HK$55,280 (+8.0%) | +3.28% |
| 99 | HK$44,532 | HK$44,532 | HK$44,532 | HK$44,532 | HK$44,532 | HK$44,532 | HK$47,871 (+7.5%) | HK$52,180 (+9.0%) | HK$56,362 (+8.0%) | +3.28% |
| All ages average | — | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | +7.5% | +9.0% | +8.1% | — |
0 y/oHK$5,029
5 y/oHK$3,534
10 y/oHK$2,635
15 y/oHK$2,723
20 y/oHK$3,216
25 y/oHK$4,272
30 y/oHK$5,548
35 y/oHK$6,581
40 y/oHK$7,798
45 y/oHK$9,391
50 y/oHK$10,791
55 y/oHK$12,156
60 y/oHK$14,497
65 y/oHK$19,065
70 y/oHK$24,186
75 y/oHK$29,793
80 y/oHK$35,557
85 y/oHK$39,363
90 y/oHK$42,196
95 y/oHK$43,677
99 y/oHK$44,532
0.0%
All-ages avg
0 y/oHK$5,029
5 y/oHK$3,534
10 y/oHK$2,635
15 y/oHK$2,723
20 y/oHK$3,216
25 y/oHK$4,272
30 y/oHK$5,548
35 y/oHK$6,581
40 y/oHK$7,798
45 y/oHK$9,391
50 y/oHK$10,791
55 y/oHK$12,156
60 y/oHK$14,497
65 y/oHK$19,065
70 y/oHK$24,186
75 y/oHK$29,793
80 y/oHK$35,557
85 y/oHK$39,363
90 y/oHK$42,196
95 y/oHK$43,677
99 y/oHK$44,532
0.0%
All-ages avg
0 y/oHK$5,029
5 y/oHK$3,534
10 y/oHK$2,635
15 y/oHK$2,723
20 y/oHK$3,216
25 y/oHK$4,272
30 y/oHK$5,548
35 y/oHK$6,581
40 y/oHK$7,798
45 y/oHK$9,391
50 y/oHK$10,791
55 y/oHK$12,156
60 y/oHK$14,497
65 y/oHK$19,065
70 y/oHK$24,186
75 y/oHK$29,793
80 y/oHK$35,557
85 y/oHK$39,363
90 y/oHK$42,196
95 y/oHK$43,677
99 y/oHK$44,532
0.0%
All-ages avg
0 y/oHK$5,029
5 y/oHK$3,534
10 y/oHK$2,635
15 y/oHK$2,723
20 y/oHK$3,216
25 y/oHK$4,272
30 y/oHK$5,548
35 y/oHK$6,581
40 y/oHK$7,798
45 y/oHK$9,391
50 y/oHK$10,791
55 y/oHK$12,156
60 y/oHK$14,497
65 y/oHK$19,065
70 y/oHK$24,186
75 y/oHK$29,793
80 y/oHK$35,557
85 y/oHK$39,363
90 y/oHK$42,196
95 y/oHK$43,677
99 y/oHK$44,532
0.0%
All-ages avg
0 y/oHK$5,029
5 y/oHK$3,534
10 y/oHK$2,635
15 y/oHK$2,723
20 y/oHK$3,216
25 y/oHK$4,272
30 y/oHK$5,548
35 y/oHK$6,581
40 y/oHK$7,798
45 y/oHK$9,391
50 y/oHK$10,791
55 y/oHK$12,156
60 y/oHK$14,497
65 y/oHK$19,065
70 y/oHK$24,186
75 y/oHK$29,793
80 y/oHK$35,557
85 y/oHK$39,363
90 y/oHK$42,196
95 y/oHK$43,677
99 y/oHK$44,532
0.0%
All-ages avg
0 y/oHK$5,029
5 y/oHK$3,534
10 y/oHK$2,635
15 y/oHK$2,723
20 y/oHK$3,216
25 y/oHK$4,272
30 y/oHK$5,548
35 y/oHK$6,581
40 y/oHK$7,798
45 y/oHK$9,391
50 y/oHK$10,791
55 y/oHK$12,156
60 y/oHK$14,497
65 y/oHK$19,065
70 y/oHK$24,186
75 y/oHK$29,793
80 y/oHK$35,557
85 y/oHK$39,363
90 y/oHK$42,196
95 y/oHK$43,677
99 y/oHK$44,532
+7.5%
All-ages avg
0 y/oHK$5,406 (+7.5%)
5 y/oHK$3,799 (+7.5%)
10 y/oHK$2,832 (+7.5%)
15 y/oHK$2,927 (+7.5%)
20 y/oHK$3,458 (+7.5%)
25 y/oHK$4,593 (+7.5%)
30 y/oHK$5,964 (+7.5%)
35 y/oHK$7,075 (+7.5%)
40 y/oHK$8,383 (+7.5%)
45 y/oHK$10,095 (+7.5%)
50 y/oHK$11,601 (+7.5%)
55 y/oHK$13,067 (+7.5%)
60 y/oHK$15,584 (+7.5%)
65 y/oHK$20,495 (+7.5%)
70 y/oHK$26,000 (+7.5%)
75 y/oHK$32,028 (+7.5%)
80 y/oHK$38,224 (+7.5%)
85 y/oHK$42,315 (+7.5%)
90 y/oHK$45,361 (+7.5%)
95 y/oHK$46,953 (+7.5%)
99 y/oHK$47,871 (+7.5%)
+9.0%
All-ages avg
0 y/oHK$5,893 (+9.0%)
5 y/oHK$4,141 (+9.0%)
10 y/oHK$3,087 (+9.0%)
15 y/oHK$3,191 (+9.0%)
20 y/oHK$3,769 (+9.0%)
25 y/oHK$5,006 (+9.0%)
30 y/oHK$6,501 (+9.0%)
35 y/oHK$7,711 (+9.0%)
40 y/oHK$9,137 (+9.0%)
45 y/oHK$11,004 (+9.0%)
50 y/oHK$12,645 (+9.0%)
55 y/oHK$14,243 (+9.0%)
60 y/oHK$16,986 (+9.0%)
65 y/oHK$22,339 (+9.0%)
70 y/oHK$28,340 (+9.0%)
75 y/oHK$34,910 (+9.0%)
80 y/oHK$41,664 (+9.0%)
85 y/oHK$46,123 (+9.0%)
90 y/oHK$49,443 (+9.0%)
95 y/oHK$51,179 (+9.0%)
99 y/oHK$52,180 (+9.0%)
+8.1%
All-ages avg
0 y/oHK$6,371 (+8.1%)
5 y/oHK$4,480 (+8.2%)
10 y/oHK$3,342 (+8.3%)
15 y/oHK$3,453 (+8.2%)
20 y/oHK$4,078 (+8.2%)
25 y/oHK$5,414 (+8.2%)
30 y/oHK$7,028 (+8.1%)
35 y/oHK$8,336 (+8.1%)
40 y/oHK$9,876 (+8.1%)
45 y/oHK$11,892 (+8.1%)
50 y/oHK$13,664 (+8.1%)
55 y/oHK$15,390 (+8.1%)
60 y/oHK$18,353 (+8.0%)
65 y/oHK$24,134 (+8.0%)
70 y/oHK$30,614 (+8.0%)
75 y/oHK$37,711 (+8.0%)
80 y/oHK$45,004 (+8.0%)
85 y/oHK$49,820 (+8.0%)
90 y/oHK$53,406 (+8.0%)
95 y/oHK$55,280 (+8.0%)
99 y/oHK$56,362 (+8.0%)
Avg. annual increase (compound, term = today − earliest version date)· as of 2026-07-02
0 y/o+3.29%
5 y/o+3.30%
10 y/o+3.31%
15 y/o+3.31%
20 y/o+3.31%
25 y/o+3.30%
30 y/o+3.29%
35 y/o+3.29%
40 y/o+3.29%
45 y/o+3.29%
50 y/o+3.29%
55 y/o+3.29%
60 y/o+3.29%
65 y/o+3.28%
70 y/o+3.28%
75 y/o+3.28%
80 y/o+3.28%
85 y/o+3.28%
90 y/o+3.28%
95 y/o+3.28%
99 y/o+3.28%
Notes & sources
Each cell shows the premium amount, with the change vs. previous version in parentheses. The first version shows only the baseline premium. The average annual increase is a compound rate (latest / earliest)^(1/years) − 1, with years = today − earliest version date.The male and female matrices each show that gender's own annualized rate; the plan-overview figure is the average of both genders.· as of 2026-07-02
Default view shows 21 anchor ages (one every 5 years, plus 0 and 99) for a quick read of the inflation curve. The Avg. annual increase column on the right is always computed across all 100 ages regardless of toggle state.