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PRUHealth FlexiChoice Medical Plan - Ward with SMM 1 (USD)
保誠靈活自主醫保計劃 - 普通病房+額外醫療計劃一 (美元)
Prudential Hong Kong Limited · F00013-04-001 · 9 versions · Flexi plan · Avg. annual increase +3.22%
USD
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| Age | 2019-04-01 | 2020-03-03 | 2020-05-25 | 2021-01-05 | 2022-01-01 | 2022-10-03 | 2023-07-01 | 2024-10-01 | Latest 2025-10-01 | Avg. annual increase |
|---|---|---|---|---|---|---|---|---|---|---|
| 0 y/o | US$737 | US$737 | US$737 | US$737 | US$737 | US$737 | US$792 (+7.5%) | US$864 (+9.1%) | US$934 (+8.1%) | +3.23% |
| 5 y/o | US$515 | US$515 | US$515 | US$515 | US$515 | US$515 | US$553 (+7.4%) | US$603 (+9.0%) | US$652 (+8.1%) | +3.21% |
| 10 y/o | US$407 | US$407 | US$407 | US$407 | US$407 | US$407 | US$438 (+7.6%) | US$477 (+8.9%) | US$516 (+8.2%) | +3.23% |
| 15 y/o | US$415 | US$415 | US$415 | US$415 | US$415 | US$415 | US$447 (+7.7%) | US$487 (+8.9%) | US$527 (+8.2%) | +3.26% |
| 20 y/o | US$453 | US$453 | US$453 | US$453 | US$453 | US$453 | US$487 (+7.5%) | US$531 (+9.0%) | US$574 (+8.1%) | +3.23% |
| 25 y/o | US$490 | US$490 | US$490 | US$490 | US$490 | US$490 | US$527 (+7.6%) | US$574 (+8.9%) | US$621 (+8.2%) | +3.23% |
| 30 y/o | US$538 | US$538 | US$538 | US$538 | US$538 | US$538 | US$579 (+7.6%) | US$631 (+9.0%) | US$682 (+8.1%) | +3.23% |
| 35 y/o | US$628 | US$628 | US$628 | US$628 | US$628 | US$628 | US$676 (+7.6%) | US$736 (+8.9%) | US$796 (+8.2%) | +3.23% |
| 40 y/o | US$748 | US$748 | US$748 | US$748 | US$748 | US$748 | US$804 (+7.5%) | US$876 (+9.0%) | US$947 (+8.1%) | +3.21% |
| 45 y/o | US$954 | US$954 | US$954 | US$954 | US$954 | US$954 | US$1,026 (+7.5%) | US$1,118 (+9.0%) | US$1,209 (+8.1%) | +3.23% |
| 50 y/o | US$1,222 | US$1,222 | US$1,222 | US$1,222 | US$1,222 | US$1,222 | US$1,314 (+7.5%) | US$1,432 (+9.0%) | US$1,548 (+8.1%) | +3.22% |
| 55 y/o | US$1,532 | US$1,532 | US$1,532 | US$1,532 | US$1,532 | US$1,532 | US$1,647 (+7.5%) | US$1,795 (+9.0%) | US$1,939 (+8.0%) | +3.21% |
| 60 y/o | US$1,970 | US$1,970 | US$1,970 | US$1,970 | US$1,970 | US$1,970 | US$2,118 (+7.5%) | US$2,309 (+9.0%) | US$2,495 (+8.1%) | +3.22% |
| 65 y/o | US$2,725 | US$2,725 | US$2,725 | US$2,725 | US$2,725 | US$2,725 | US$2,930 (+7.5%) | US$3,193 (+9.0%) | US$3,450 (+8.0%) | +3.21% |
| 70 y/o | US$3,449 | US$3,449 | US$3,449 | US$3,449 | US$3,449 | US$3,449 | US$3,708 (+7.5%) | US$4,042 (+9.0%) | US$4,366 (+8.0%) | +3.21% |
| 75 y/o | US$4,330 | US$4,330 | US$4,330 | US$4,330 | US$4,330 | US$4,330 | US$4,654 (+7.5%) | US$5,073 (+9.0%) | US$5,480 (+8.0%) | +3.21% |
| 80 y/o | US$5,135 | US$5,135 | US$5,135 | US$5,135 | US$5,135 | US$5,135 | US$5,520 (+7.5%) | US$6,017 (+9.0%) | US$6,499 (+8.0%) | +3.21% |
| 85 y/o | US$5,683 | US$5,683 | US$5,683 | US$5,683 | US$5,683 | US$5,683 | US$6,109 (+7.5%) | US$6,659 (+9.0%) | US$7,192 (+8.0%) | +3.21% |
| 90 y/o | US$6,123 | US$6,123 | US$6,123 | US$6,123 | US$6,123 | US$6,123 | US$6,582 (+7.5%) | US$7,175 (+9.0%) | US$7,750 (+8.0%) | +3.21% |
| 95 y/o | US$6,308 | US$6,308 | US$6,308 | US$6,308 | US$6,308 | US$6,308 | US$6,781 (+7.5%) | US$7,392 (+9.0%) | US$7,984 (+8.0%) | +3.21% |
| 99 y/o | US$6,435 | US$6,435 | US$6,435 | US$6,435 | US$6,435 | US$6,435 | US$6,917 (+7.5%) | US$7,540 (+9.0%) | US$8,144 (+8.0%) | +3.21% |
| All ages average | — | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | +7.5% | +9.0% | +8.1% | — |
0 y/oUS$737
5 y/oUS$515
10 y/oUS$407
15 y/oUS$415
20 y/oUS$453
25 y/oUS$490
30 y/oUS$538
35 y/oUS$628
40 y/oUS$748
45 y/oUS$954
50 y/oUS$1,222
55 y/oUS$1,532
60 y/oUS$1,970
65 y/oUS$2,725
70 y/oUS$3,449
75 y/oUS$4,330
80 y/oUS$5,135
85 y/oUS$5,683
90 y/oUS$6,123
95 y/oUS$6,308
99 y/oUS$6,435
0.0%
All-ages avg
0 y/oUS$737
5 y/oUS$515
10 y/oUS$407
15 y/oUS$415
20 y/oUS$453
25 y/oUS$490
30 y/oUS$538
35 y/oUS$628
40 y/oUS$748
45 y/oUS$954
50 y/oUS$1,222
55 y/oUS$1,532
60 y/oUS$1,970
65 y/oUS$2,725
70 y/oUS$3,449
75 y/oUS$4,330
80 y/oUS$5,135
85 y/oUS$5,683
90 y/oUS$6,123
95 y/oUS$6,308
99 y/oUS$6,435
0.0%
All-ages avg
0 y/oUS$737
5 y/oUS$515
10 y/oUS$407
15 y/oUS$415
20 y/oUS$453
25 y/oUS$490
30 y/oUS$538
35 y/oUS$628
40 y/oUS$748
45 y/oUS$954
50 y/oUS$1,222
55 y/oUS$1,532
60 y/oUS$1,970
65 y/oUS$2,725
70 y/oUS$3,449
75 y/oUS$4,330
80 y/oUS$5,135
85 y/oUS$5,683
90 y/oUS$6,123
95 y/oUS$6,308
99 y/oUS$6,435
0.0%
All-ages avg
0 y/oUS$737
5 y/oUS$515
10 y/oUS$407
15 y/oUS$415
20 y/oUS$453
25 y/oUS$490
30 y/oUS$538
35 y/oUS$628
40 y/oUS$748
45 y/oUS$954
50 y/oUS$1,222
55 y/oUS$1,532
60 y/oUS$1,970
65 y/oUS$2,725
70 y/oUS$3,449
75 y/oUS$4,330
80 y/oUS$5,135
85 y/oUS$5,683
90 y/oUS$6,123
95 y/oUS$6,308
99 y/oUS$6,435
0.0%
All-ages avg
0 y/oUS$737
5 y/oUS$515
10 y/oUS$407
15 y/oUS$415
20 y/oUS$453
25 y/oUS$490
30 y/oUS$538
35 y/oUS$628
40 y/oUS$748
45 y/oUS$954
50 y/oUS$1,222
55 y/oUS$1,532
60 y/oUS$1,970
65 y/oUS$2,725
70 y/oUS$3,449
75 y/oUS$4,330
80 y/oUS$5,135
85 y/oUS$5,683
90 y/oUS$6,123
95 y/oUS$6,308
99 y/oUS$6,435
0.0%
All-ages avg
0 y/oUS$737
5 y/oUS$515
10 y/oUS$407
15 y/oUS$415
20 y/oUS$453
25 y/oUS$490
30 y/oUS$538
35 y/oUS$628
40 y/oUS$748
45 y/oUS$954
50 y/oUS$1,222
55 y/oUS$1,532
60 y/oUS$1,970
65 y/oUS$2,725
70 y/oUS$3,449
75 y/oUS$4,330
80 y/oUS$5,135
85 y/oUS$5,683
90 y/oUS$6,123
95 y/oUS$6,308
99 y/oUS$6,435
+7.5%
All-ages avg
0 y/oUS$792 (+7.5%)
5 y/oUS$553 (+7.4%)
10 y/oUS$438 (+7.6%)
15 y/oUS$447 (+7.7%)
20 y/oUS$487 (+7.5%)
25 y/oUS$527 (+7.6%)
30 y/oUS$579 (+7.6%)
35 y/oUS$676 (+7.6%)
40 y/oUS$804 (+7.5%)
45 y/oUS$1,026 (+7.5%)
50 y/oUS$1,314 (+7.5%)
55 y/oUS$1,647 (+7.5%)
60 y/oUS$2,118 (+7.5%)
65 y/oUS$2,930 (+7.5%)
70 y/oUS$3,708 (+7.5%)
75 y/oUS$4,654 (+7.5%)
80 y/oUS$5,520 (+7.5%)
85 y/oUS$6,109 (+7.5%)
90 y/oUS$6,582 (+7.5%)
95 y/oUS$6,781 (+7.5%)
99 y/oUS$6,917 (+7.5%)
+9.0%
All-ages avg
0 y/oUS$864 (+9.1%)
5 y/oUS$603 (+9.0%)
10 y/oUS$477 (+8.9%)
15 y/oUS$487 (+8.9%)
20 y/oUS$531 (+9.0%)
25 y/oUS$574 (+8.9%)
30 y/oUS$631 (+9.0%)
35 y/oUS$736 (+8.9%)
40 y/oUS$876 (+9.0%)
45 y/oUS$1,118 (+9.0%)
50 y/oUS$1,432 (+9.0%)
55 y/oUS$1,795 (+9.0%)
60 y/oUS$2,309 (+9.0%)
65 y/oUS$3,193 (+9.0%)
70 y/oUS$4,042 (+9.0%)
75 y/oUS$5,073 (+9.0%)
80 y/oUS$6,017 (+9.0%)
85 y/oUS$6,659 (+9.0%)
90 y/oUS$7,175 (+9.0%)
95 y/oUS$7,392 (+9.0%)
99 y/oUS$7,540 (+9.0%)
+8.1%
All-ages avg
0 y/oUS$934 (+8.1%)
5 y/oUS$652 (+8.1%)
10 y/oUS$516 (+8.2%)
15 y/oUS$527 (+8.2%)
20 y/oUS$574 (+8.1%)
25 y/oUS$621 (+8.2%)
30 y/oUS$682 (+8.1%)
35 y/oUS$796 (+8.2%)
40 y/oUS$947 (+8.1%)
45 y/oUS$1,209 (+8.1%)
50 y/oUS$1,548 (+8.1%)
55 y/oUS$1,939 (+8.0%)
60 y/oUS$2,495 (+8.1%)
65 y/oUS$3,450 (+8.0%)
70 y/oUS$4,366 (+8.0%)
75 y/oUS$5,480 (+8.0%)
80 y/oUS$6,499 (+8.0%)
85 y/oUS$7,192 (+8.0%)
90 y/oUS$7,750 (+8.0%)
95 y/oUS$7,984 (+8.0%)
99 y/oUS$8,144 (+8.0%)
Avg. annual increase (compound, term = today − earliest version date)· as of 2026-09-15
0 y/o+3.23%
5 y/o+3.21%
10 y/o+3.23%
15 y/o+3.26%
20 y/o+3.23%
25 y/o+3.23%
30 y/o+3.23%
35 y/o+3.23%
40 y/o+3.21%
45 y/o+3.23%
50 y/o+3.22%
55 y/o+3.21%
60 y/o+3.22%
65 y/o+3.21%
70 y/o+3.21%
75 y/o+3.21%
80 y/o+3.21%
85 y/o+3.21%
90 y/o+3.21%
95 y/o+3.21%
99 y/o+3.21%
Notes & sources
Each cell shows the premium amount, with the change vs. previous version in parentheses. The first version shows only the baseline premium. The average annual increase is a compound rate (latest / earliest)^(1/years) − 1, with years = today − earliest version date.The male and female matrices each show that gender's own annualized rate; the plan-overview figure is the average of both genders.· as of 2026-09-15
Default view shows 21 anchor ages (one every 5 years, plus 0 and 99) for a quick read of the inflation curve. The Avg. annual increase column on the right is always computed across all 100 ages regardless of toggle state.