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PRUHealth VHIS VIP Plan - HKD20,000 Deductible (Asia)
保誠自願醫保尚賓計劃 - 20,000 港元自付費 (亞洲)
Prudential Hong Kong Limited · F00050-02-000 · 6 versions · Flexi plan · Avg. annual increase +2.29%
| Age | F00050-02-000-01 2020-09-03 | F00050-02-000-02 2021-01-05 | F00050-02-000-03 2021-06-01 | F00050-02-000-04 2023-04-01 | F00050-02-000-04 2024-10-01 | F00050-02-000-04 2025-10-01 | Avg. annual increase |
|---|---|---|---|---|---|---|---|
| 0 | HK$4,510 | HK$4,510 | HK$4,510 | HK$4,623 (+2.5%) | HK$4,854 (+5.0%) | HK$5,146 (+6.0%) | +2.27% |
| 5 | HK$4,378 | HK$4,378 | HK$4,378 | HK$4,488 (+2.5%) | HK$4,713 (+5.0%) | HK$4,997 (+6.0%) | +2.28% |
| 10 | HK$3,990 | HK$3,990 | HK$3,990 | HK$4,090 (+2.5%) | HK$4,294 (+5.0%) | HK$4,554 (+6.1%) | +2.28% |
| 15 | HK$3,769 | HK$3,769 | HK$3,769 | HK$3,863 (+2.5%) | HK$4,056 (+5.0%) | HK$4,302 (+6.1%) | +2.28% |
| 20 | HK$3,551 | HK$3,551 | HK$3,551 | HK$3,640 (+2.5%) | HK$3,822 (+5.0%) | HK$4,055 (+6.1%) | +2.29% |
| 25 | HK$4,326 | HK$4,326 | HK$4,326 | HK$4,434 (+2.5%) | HK$4,656 (+5.0%) | HK$4,937 (+6.0%) | +2.28% |
| 30 | HK$5,371 | HK$5,371 | HK$5,371 | HK$5,506 (+2.5%) | HK$5,781 (+5.0%) | HK$6,127 (+6.0%) | +2.27% |
| 35 | HK$5,873 | HK$5,873 | HK$5,873 | HK$6,020 (+2.5%) | HK$6,321 (+5.0%) | HK$6,698 (+6.0%) | +2.26% |
| 40 | HK$6,393 | HK$6,393 | HK$6,393 | HK$6,553 (+2.5%) | HK$6,881 (+5.0%) | HK$7,290 (+5.9%) | +2.26% |
| 45 | HK$7,930 | HK$7,930 | HK$7,930 | HK$8,129 (+2.5%) | HK$8,535 (+5.0%) | HK$9,041 (+5.9%) | +2.26% |
| 50 | HK$10,733 | HK$10,733 | HK$10,733 | HK$11,001 (+2.5%) | HK$11,551 (+5.0%) | HK$12,290 (+6.4%) | +2.33% |
| 55 | HK$13,381 | HK$13,381 | HK$13,381 | HK$13,715 (+2.5%) | HK$14,401 (+5.0%) | HK$15,319 (+6.4%) | +2.33% |
| 60 | HK$18,258 | HK$18,258 | HK$18,258 | HK$18,714 (+2.5%) | HK$19,650 (+5.0%) | HK$20,899 (+6.4%) | +2.33% |
| 65 | HK$24,202 | HK$24,202 | HK$24,202 | HK$24,806 (+2.5%) | HK$26,046 (+5.0%) | HK$27,698 (+6.3%) | +2.33% |
| 70 | — | — | — | — | — | HK$38,405 | — |
| 75 | HK$43,035 | HK$43,035 | HK$43,035 | HK$44,111 (+2.5%) | HK$46,317 (+5.0%) | HK$49,246 (+6.3%) | +2.32% |
| 80 | — | — | — | — | — | HK$59,958 | — |
| 85 | HK$62,827 | HK$62,827 | HK$62,827 | HK$64,398 (+2.5%) | HK$67,618 (+5.0%) | HK$71,888 (+6.3%) | +2.32% |
| 90 | — | — | — | — | — | HK$84,480 | — |
| 95 | HK$84,625 | HK$84,625 | HK$84,625 | HK$86,741 (+2.5%) | HK$91,078 (+5.0%) | HK$96,826 (+6.3%) | +2.32% |
| 99 | HK$95,726 | HK$95,726 | HK$95,726 | HK$98,119 (+2.5%) | HK$103,025 (+5.0%) | HK$109,526 (+6.3%) | +2.32% |
| All ages average | — | 0.0% | 0.0% | +2.5% | +5.0% | +6.2% | — |
0 y/oHK$4,510
5 y/oHK$4,378
10 y/oHK$3,990
15 y/oHK$3,769
20 y/oHK$3,551
25 y/oHK$4,326
30 y/oHK$5,371
35 y/oHK$5,873
40 y/oHK$6,393
45 y/oHK$7,930
50 y/oHK$10,733
55 y/oHK$13,381
60 y/oHK$18,258
65 y/oHK$24,202
70 y/o—
75 y/oHK$43,035
80 y/o—
85 y/oHK$62,827
90 y/o—
95 y/oHK$84,625
99 y/oHK$95,726
0.0%
All-ages avg
0 y/oHK$4,510
5 y/oHK$4,378
10 y/oHK$3,990
15 y/oHK$3,769
20 y/oHK$3,551
25 y/oHK$4,326
30 y/oHK$5,371
35 y/oHK$5,873
40 y/oHK$6,393
45 y/oHK$7,930
50 y/oHK$10,733
55 y/oHK$13,381
60 y/oHK$18,258
65 y/oHK$24,202
70 y/o—
75 y/oHK$43,035
80 y/o—
85 y/oHK$62,827
90 y/o—
95 y/oHK$84,625
99 y/oHK$95,726
0.0%
All-ages avg
0 y/oHK$4,510
5 y/oHK$4,378
10 y/oHK$3,990
15 y/oHK$3,769
20 y/oHK$3,551
25 y/oHK$4,326
30 y/oHK$5,371
35 y/oHK$5,873
40 y/oHK$6,393
45 y/oHK$7,930
50 y/oHK$10,733
55 y/oHK$13,381
60 y/oHK$18,258
65 y/oHK$24,202
70 y/o—
75 y/oHK$43,035
80 y/o—
85 y/oHK$62,827
90 y/o—
95 y/oHK$84,625
99 y/oHK$95,726
+2.5%
All-ages avg
0 y/oHK$4,623 (+2.5%)
5 y/oHK$4,488 (+2.5%)
10 y/oHK$4,090 (+2.5%)
15 y/oHK$3,863 (+2.5%)
20 y/oHK$3,640 (+2.5%)
25 y/oHK$4,434 (+2.5%)
30 y/oHK$5,506 (+2.5%)
35 y/oHK$6,020 (+2.5%)
40 y/oHK$6,553 (+2.5%)
45 y/oHK$8,129 (+2.5%)
50 y/oHK$11,001 (+2.5%)
55 y/oHK$13,715 (+2.5%)
60 y/oHK$18,714 (+2.5%)
65 y/oHK$24,806 (+2.5%)
70 y/o—
75 y/oHK$44,111 (+2.5%)
80 y/o—
85 y/oHK$64,398 (+2.5%)
90 y/o—
95 y/oHK$86,741 (+2.5%)
99 y/oHK$98,119 (+2.5%)
+5.0%
All-ages avg
0 y/oHK$4,854 (+5.0%)
5 y/oHK$4,713 (+5.0%)
10 y/oHK$4,294 (+5.0%)
15 y/oHK$4,056 (+5.0%)
20 y/oHK$3,822 (+5.0%)
25 y/oHK$4,656 (+5.0%)
30 y/oHK$5,781 (+5.0%)
35 y/oHK$6,321 (+5.0%)
40 y/oHK$6,881 (+5.0%)
45 y/oHK$8,535 (+5.0%)
50 y/oHK$11,551 (+5.0%)
55 y/oHK$14,401 (+5.0%)
60 y/oHK$19,650 (+5.0%)
65 y/oHK$26,046 (+5.0%)
70 y/o—
75 y/oHK$46,317 (+5.0%)
80 y/o—
85 y/oHK$67,618 (+5.0%)
90 y/o—
95 y/oHK$91,078 (+5.0%)
99 y/oHK$103,025 (+5.0%)
+6.2%
All-ages avg
0 y/oHK$5,146 (+6.0%)
5 y/oHK$4,997 (+6.0%)
10 y/oHK$4,554 (+6.1%)
15 y/oHK$4,302 (+6.1%)
20 y/oHK$4,055 (+6.1%)
25 y/oHK$4,937 (+6.0%)
30 y/oHK$6,127 (+6.0%)
35 y/oHK$6,698 (+6.0%)
40 y/oHK$7,290 (+5.9%)
45 y/oHK$9,041 (+5.9%)
50 y/oHK$12,290 (+6.4%)
55 y/oHK$15,319 (+6.4%)
60 y/oHK$20,899 (+6.4%)
65 y/oHK$27,698 (+6.3%)
70 y/oHK$38,405
75 y/oHK$49,246 (+6.3%)
80 y/oHK$59,958
85 y/oHK$71,888 (+6.3%)
90 y/oHK$84,480
95 y/oHK$96,826 (+6.3%)
99 y/oHK$109,526 (+6.3%)
Avg. annual increase (compound, term = today − earliest version date)· as of 2026-07-02
0 y/o+2.27%
5 y/o+2.28%
10 y/o+2.28%
15 y/o+2.28%
20 y/o+2.29%
25 y/o+2.28%
30 y/o+2.27%
35 y/o+2.26%
40 y/o+2.26%
45 y/o+2.26%
50 y/o+2.33%
55 y/o+2.33%
60 y/o+2.33%
65 y/o+2.33%
70 y/o—
75 y/o+2.32%
80 y/o—
85 y/o+2.32%
90 y/o—
95 y/o+2.32%
99 y/o+2.32%
Notes & sources
Each cell shows the premium amount, with the change vs. previous version in parentheses. The first version shows only the baseline premium. The average annual increase is a compound rate (latest / earliest)^(1/years) − 1, with years = today − earliest version date.· as of 2026-07-02
Default view shows 21 anchor ages (one every 5 years, plus 0 and 99) for a quick read of the inflation curve. The Avg. annual increase column on the right is always computed across all 100 ages regardless of toggle state.