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PRUHealth VHIS EasyChoice Plan - Ward with SMM (HKD)
Axis change保誠自願醫保摯稱心計劃 - 普通病房+額外醫療計劃 (港元)
Prudential Hong Kong Limited · F00068-01-000 · 3 versions · Flexi plan · Avg. annual increase +2.90%
Data notes (1)
Gender-axis change · pricing structure shifted
This series' pricing structure shifted from unisex to gendered (affecting 98 age band(s)). The increase percentages reflect the average impact of the structural change; the actual impact for one specific gender can deviate significantly — refer to the source PDF to confirm.
Male
| Age | F00068-01-000-01 2022-10-03 | F00068-01-000-01 2024-10-01 | F00068-01-000-01 2025-10-01 | Avg. annual increase |
|---|---|---|---|---|
| 0 | HK$5,066 | HK$5,319 (+5.0%) | HK$5,768 (+8.4%) | +3.48% |
| 5 | HK$3,458 | HK$3,630 (+5.0%) | HK$3,939 (+8.5%) | +3.50% |
| 10 | HK$2,530 | HK$2,657 (+5.0%) | HK$2,884 (+8.5%) | +3.52% |
| 15 | HK$2,415 | HK$2,535 (+5.0%) | HK$2,753 (+8.6%) | +3.52% |
| 20 | HK$2,843 | HK$2,985 (+5.0%) | HK$3,240 (+8.5%) | +3.51% |
| 25 | HK$3,322 | HK$3,488 (+5.0%) | HK$3,785 (+8.5%) | +3.50% |
| 30 | HK$3,545 | HK$3,722 (+5.0%) | HK$4,039 (+8.5%) | +3.50% |
| 35 | HK$4,066 | HK$4,270 (+5.0%) | HK$4,632 (+8.5%) | +3.50% |
| 40 | HK$4,753 | HK$4,990 (+5.0%) | HK$5,387 (+8.0%) | +3.36% |
| 45 | HK$5,860 | HK$6,153 (+5.0%) | HK$6,641 (+7.9%) | +3.36% |
| 50 | HK$7,433 | HK$7,804 (+5.0%) | HK$8,421 (+7.9%) | +3.35% |
| 55 | HK$9,315 | HK$9,781 (+5.0%) | HK$10,551 (+7.9%) | +3.34% |
| 60 | — | — | HK$13,572 | — |
| 65 | HK$16,877 | HK$17,721 (+5.0%) | HK$19,110 (+7.8%) | +3.33% |
| 70 | HK$21,744 | HK$22,831 (+5.0%) | HK$24,620 (+7.8%) | +3.33% |
| 75 | HK$27,295 | HK$28,660 (+5.0%) | HK$30,903 (+7.8%) | +3.33% |
| 80 | HK$33,030 | HK$34,682 (+5.0%) | HK$37,394 (+7.8%) | +3.33% |
| 85 | HK$37,338 | HK$39,205 (+5.0%) | HK$42,270 (+7.8%) | +3.33% |
| 90 | HK$41,760 | HK$43,848 (+5.0%) | HK$47,276 (+7.8%) | +3.33% |
| 95 | HK$45,467 | HK$47,740 (+5.0%) | HK$51,472 (+7.8%) | +3.33% |
| 99 | HK$47,875 | HK$50,268 (+5.0%) | HK$54,197 (+7.8%) | +3.33% |
| All ages average | — | +5.0% | +8.1% | — |
0 y/oHK$5,066
5 y/oHK$3,458
10 y/oHK$2,530
15 y/oHK$2,415
20 y/oHK$2,843
25 y/oHK$3,322
30 y/oHK$3,545
35 y/oHK$4,066
40 y/oHK$4,753
45 y/oHK$5,860
50 y/oHK$7,433
55 y/oHK$9,315
60 y/o—
65 y/oHK$16,877
70 y/oHK$21,744
75 y/oHK$27,295
80 y/oHK$33,030
85 y/oHK$37,338
90 y/oHK$41,760
95 y/oHK$45,467
99 y/oHK$47,875
+5.0%
All-ages avg
0 y/oHK$5,319 (+5.0%)
5 y/oHK$3,630 (+5.0%)
10 y/oHK$2,657 (+5.0%)
15 y/oHK$2,535 (+5.0%)
20 y/oHK$2,985 (+5.0%)
25 y/oHK$3,488 (+5.0%)
30 y/oHK$3,722 (+5.0%)
35 y/oHK$4,270 (+5.0%)
40 y/oHK$4,990 (+5.0%)
45 y/oHK$6,153 (+5.0%)
50 y/oHK$7,804 (+5.0%)
55 y/oHK$9,781 (+5.0%)
60 y/o—
65 y/oHK$17,721 (+5.0%)
70 y/oHK$22,831 (+5.0%)
75 y/oHK$28,660 (+5.0%)
80 y/oHK$34,682 (+5.0%)
85 y/oHK$39,205 (+5.0%)
90 y/oHK$43,848 (+5.0%)
95 y/oHK$47,740 (+5.0%)
99 y/oHK$50,268 (+5.0%)
+8.1%
All-ages avg
0 y/oHK$5,768 (+8.4%)
5 y/oHK$3,939 (+8.5%)
10 y/oHK$2,884 (+8.5%)
15 y/oHK$2,753 (+8.6%)
20 y/oHK$3,240 (+8.5%)
25 y/oHK$3,785 (+8.5%)
30 y/oHK$4,039 (+8.5%)
35 y/oHK$4,632 (+8.5%)
40 y/oHK$5,387 (+8.0%)
45 y/oHK$6,641 (+7.9%)
50 y/oHK$8,421 (+7.9%)
55 y/oHK$10,551 (+7.9%)
60 y/oHK$13,572
65 y/oHK$19,110 (+7.8%)
70 y/oHK$24,620 (+7.8%)
75 y/oHK$30,903 (+7.8%)
80 y/oHK$37,394 (+7.8%)
85 y/oHK$42,270 (+7.8%)
90 y/oHK$47,276 (+7.8%)
95 y/oHK$51,472 (+7.8%)
99 y/oHK$54,197 (+7.8%)
Avg. annual increase (compound, term = today − earliest version date)· as of 2026-07-02
0 y/o+3.48%
5 y/o+3.50%
10 y/o+3.52%
15 y/o+3.52%
20 y/o+3.51%
25 y/o+3.50%
30 y/o+3.50%
35 y/o+3.50%
40 y/o+3.36%
45 y/o+3.36%
50 y/o+3.35%
55 y/o+3.34%
60 y/o—
65 y/o+3.33%
70 y/o+3.33%
75 y/o+3.33%
80 y/o+3.33%
85 y/o+3.33%
90 y/o+3.33%
95 y/o+3.33%
99 y/o+3.33%
Notes & sources
Each cell shows the premium amount, with the change vs. previous version in parentheses. The first version shows only the baseline premium. The average annual increase is a compound rate (latest / earliest)^(1/years) − 1, with years = today − earliest version date.The male and female matrices each show that gender's own annualized rate; the plan-overview figure is the average of both genders.· as of 2026-07-02
Default view shows 21 anchor ages (one every 5 years, plus 0 and 99) for a quick read of the inflation curve. The Avg. annual increase column on the right is always computed across all 100 ages regardless of toggle state.
Female
| Age | F00068-01-000-01 2022-10-03 | F00068-01-000-01 2024-10-01 | F00068-01-000-01 2025-10-01 | Avg. annual increase |
|---|---|---|---|---|
| 0 | HK$5,066 | HK$5,319 (+5.0%) | HK$4,468 (-16.0%) | -3.26% |
| 5 | HK$3,458 | HK$3,630 (+5.0%) | HK$3,142 (-13.4%) | -2.50% |
| 10 | HK$2,530 | HK$2,657 (+5.0%) | HK$2,358 (-11.3%) | -1.84% |
| 15 | HK$2,415 | HK$2,535 (+5.0%) | HK$2,482 (-2.1%) | +0.72% |
| 20 | HK$2,843 | HK$2,985 (+5.0%) | HK$2,983 (-0.1%) | +1.28% |
| 25 | HK$3,322 | HK$3,488 (+5.0%) | HK$3,890 (+11.5%) | +4.25% |
| 30 | HK$3,545 | HK$3,722 (+5.0%) | HK$4,958 (+33.2%) | +9.26% |
| 35 | HK$4,066 | HK$4,270 (+5.0%) | HK$6,012 (+40.8%) | +10.87% |
| 40 | HK$4,753 | HK$4,990 (+5.0%) | HK$7,245 (+45.2%) | +11.77% |
| 45 | HK$5,860 | HK$6,153 (+5.0%) | HK$8,671 (+40.9%) | +10.89% |
| 50 | HK$7,433 | HK$7,804 (+5.0%) | HK$9,901 (+26.9%) | +7.86% |
| 55 | HK$9,315 | HK$9,781 (+5.0%) | HK$10,583 (+8.2%) | +3.43% |
| 60 | — | — | HK$11,942 | — |
| 65 | HK$16,877 | HK$17,721 (+5.0%) | HK$16,322 (-7.9%) | -0.88% |
| 70 | HK$21,744 | HK$22,831 (+5.0%) | HK$21,490 (-5.9%) | -0.31% |
| 75 | HK$27,295 | HK$28,660 (+5.0%) | HK$26,471 (-7.6%) | -0.81% |
| 80 | HK$33,030 | HK$34,682 (+5.0%) | HK$32,538 (-6.2%) | -0.40% |
| 85 | HK$37,338 | HK$39,205 (+5.0%) | HK$36,679 (-6.4%) | -0.47% |
| 90 | HK$41,760 | HK$43,848 (+5.0%) | HK$40,495 (-7.6%) | -0.81% |
| 95 | HK$45,467 | HK$47,740 (+5.0%) | HK$44,388 (-7.0%) | -0.63% |
| 99 | HK$47,875 | HK$50,268 (+5.0%) | HK$47,273 (-6.0%) | -0.33% |
| All ages average | — | +5.0% | +5.5% | — |
0 y/oHK$5,066
5 y/oHK$3,458
10 y/oHK$2,530
15 y/oHK$2,415
20 y/oHK$2,843
25 y/oHK$3,322
30 y/oHK$3,545
35 y/oHK$4,066
40 y/oHK$4,753
45 y/oHK$5,860
50 y/oHK$7,433
55 y/oHK$9,315
60 y/o—
65 y/oHK$16,877
70 y/oHK$21,744
75 y/oHK$27,295
80 y/oHK$33,030
85 y/oHK$37,338
90 y/oHK$41,760
95 y/oHK$45,467
99 y/oHK$47,875
+5.0%
All-ages avg
0 y/oHK$5,319 (+5.0%)
5 y/oHK$3,630 (+5.0%)
10 y/oHK$2,657 (+5.0%)
15 y/oHK$2,535 (+5.0%)
20 y/oHK$2,985 (+5.0%)
25 y/oHK$3,488 (+5.0%)
30 y/oHK$3,722 (+5.0%)
35 y/oHK$4,270 (+5.0%)
40 y/oHK$4,990 (+5.0%)
45 y/oHK$6,153 (+5.0%)
50 y/oHK$7,804 (+5.0%)
55 y/oHK$9,781 (+5.0%)
60 y/o—
65 y/oHK$17,721 (+5.0%)
70 y/oHK$22,831 (+5.0%)
75 y/oHK$28,660 (+5.0%)
80 y/oHK$34,682 (+5.0%)
85 y/oHK$39,205 (+5.0%)
90 y/oHK$43,848 (+5.0%)
95 y/oHK$47,740 (+5.0%)
99 y/oHK$50,268 (+5.0%)
+5.5%
All-ages avg
0 y/oHK$4,468 (-16.0%)
5 y/oHK$3,142 (-13.4%)
10 y/oHK$2,358 (-11.3%)
15 y/oHK$2,482 (-2.1%)
20 y/oHK$2,983 (-0.1%)
25 y/oHK$3,890 (+11.5%)
30 y/oHK$4,958 (+33.2%)
35 y/oHK$6,012 (+40.8%)
40 y/oHK$7,245 (+45.2%)
45 y/oHK$8,671 (+40.9%)
50 y/oHK$9,901 (+26.9%)
55 y/oHK$10,583 (+8.2%)
60 y/oHK$11,942
65 y/oHK$16,322 (-7.9%)
70 y/oHK$21,490 (-5.9%)
75 y/oHK$26,471 (-7.6%)
80 y/oHK$32,538 (-6.2%)
85 y/oHK$36,679 (-6.4%)
90 y/oHK$40,495 (-7.6%)
95 y/oHK$44,388 (-7.0%)
99 y/oHK$47,273 (-6.0%)
Avg. annual increase (compound, term = today − earliest version date)· as of 2026-07-02
0 y/o-3.26%
5 y/o-2.50%
10 y/o-1.84%
15 y/o+0.72%
20 y/o+1.28%
25 y/o+4.25%
30 y/o+9.26%
35 y/o+10.87%
40 y/o+11.77%
45 y/o+10.89%
50 y/o+7.86%
55 y/o+3.43%
60 y/o—
65 y/o-0.88%
70 y/o-0.31%
75 y/o-0.81%
80 y/o-0.40%
85 y/o-0.47%
90 y/o-0.81%
95 y/o-0.63%
99 y/o-0.33%
Notes & sources
Each cell shows the premium amount, with the change vs. previous version in parentheses. The first version shows only the baseline premium. The average annual increase is a compound rate (latest / earliest)^(1/years) − 1, with years = today − earliest version date.The male and female matrices each show that gender's own annualized rate; the plan-overview figure is the average of both genders.· as of 2026-07-02
Default view shows 21 anchor ages (one every 5 years, plus 0 and 99) for a quick read of the inflation curve. The Avg. annual increase column on the right is always computed across all 100 ages regardless of toggle state.