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PRUHealth VHIS EasyChoice Plan - Ward with SMM (HKD)
Axis change保誠自願醫保摯稱心計劃 - 普通病房+額外醫療計劃 (港元)
Prudential Hong Kong Limited · F00068-01-000 · 3 versions · Flexi plan · Avg. annual increase +2.78%
Data notes (1)
Gender-axis change · pricing structure shifted
This series' pricing structure shifted from unisex to gendered (affecting 98 age band(s)). The increase percentages reflect the average impact of the structural change; the actual impact for one specific gender can deviate significantly — refer to the source PDF to confirm.
HKD
| Age | 2022-10-03 | 2024-10-01 | Latest 2025-10-01 | Avg. annual increase |
|---|---|---|---|---|
| 0 y/o | HK$5,066 | HK$5,319 (+5.0%) | HK$5,768 (+8.4%) | +3.34% |
| 5 y/o | HK$3,458 | HK$3,630 (+5.0%) | HK$3,939 (+8.5%) | +3.35% |
| 10 y/o | HK$2,530 | HK$2,657 (+5.0%) | HK$2,884 (+8.5%) | +3.37% |
| 15 y/o | HK$2,415 | HK$2,535 (+5.0%) | HK$2,753 (+8.6%) | +3.37% |
| 20 y/o | HK$2,843 | HK$2,985 (+5.0%) | HK$3,240 (+8.5%) | +3.37% |
| 25 y/o | HK$3,322 | HK$3,488 (+5.0%) | HK$3,785 (+8.5%) | +3.36% |
| 30 y/o | HK$3,545 | HK$3,722 (+5.0%) | HK$4,039 (+8.5%) | +3.36% |
| 35 y/o | HK$4,066 | HK$4,270 (+5.0%) | HK$4,632 (+8.5%) | +3.36% |
| 40 y/o | HK$4,753 | HK$4,990 (+5.0%) | HK$5,387 (+8.0%) | +3.22% |
| 45 y/o | HK$5,860 | HK$6,153 (+5.0%) | HK$6,641 (+7.9%) | +3.22% |
| 50 y/o | HK$7,433 | HK$7,804 (+5.0%) | HK$8,421 (+7.9%) | +3.21% |
| 55 y/o | HK$9,315 | HK$9,781 (+5.0%) | HK$10,551 (+7.9%) | +3.21% |
| 60 y/o | — | — | HK$13,572 | — |
| 65 y/o | HK$16,877 | HK$17,721 (+5.0%) | HK$19,110 (+7.8%) | +3.20% |
| 70 y/o | HK$21,744 | HK$22,831 (+5.0%) | HK$24,620 (+7.8%) | +3.20% |
| 75 y/o | HK$27,295 | HK$28,660 (+5.0%) | HK$30,903 (+7.8%) | +3.19% |
| 80 y/o | HK$33,030 | HK$34,682 (+5.0%) | HK$37,394 (+7.8%) | +3.19% |
| 85 y/o | HK$37,338 | HK$39,205 (+5.0%) | HK$42,270 (+7.8%) | +3.19% |
| 90 y/o | HK$41,760 | HK$43,848 (+5.0%) | HK$47,276 (+7.8%) | +3.19% |
| 95 y/o | HK$45,467 | HK$47,740 (+5.0%) | HK$51,472 (+7.8%) | +3.19% |
| 99 y/o | HK$47,875 | HK$50,268 (+5.0%) | HK$54,197 (+7.8%) | +3.19% |
| All ages average | — | +5.0% | +8.1% | — |
0 y/oHK$5,066
5 y/oHK$3,458
10 y/oHK$2,530
15 y/oHK$2,415
20 y/oHK$2,843
25 y/oHK$3,322
30 y/oHK$3,545
35 y/oHK$4,066
40 y/oHK$4,753
45 y/oHK$5,860
50 y/oHK$7,433
55 y/oHK$9,315
60 y/o—
65 y/oHK$16,877
70 y/oHK$21,744
75 y/oHK$27,295
80 y/oHK$33,030
85 y/oHK$37,338
90 y/oHK$41,760
95 y/oHK$45,467
99 y/oHK$47,875
+5.0%
All-ages avg
0 y/oHK$5,319 (+5.0%)
5 y/oHK$3,630 (+5.0%)
10 y/oHK$2,657 (+5.0%)
15 y/oHK$2,535 (+5.0%)
20 y/oHK$2,985 (+5.0%)
25 y/oHK$3,488 (+5.0%)
30 y/oHK$3,722 (+5.0%)
35 y/oHK$4,270 (+5.0%)
40 y/oHK$4,990 (+5.0%)
45 y/oHK$6,153 (+5.0%)
50 y/oHK$7,804 (+5.0%)
55 y/oHK$9,781 (+5.0%)
60 y/o—
65 y/oHK$17,721 (+5.0%)
70 y/oHK$22,831 (+5.0%)
75 y/oHK$28,660 (+5.0%)
80 y/oHK$34,682 (+5.0%)
85 y/oHK$39,205 (+5.0%)
90 y/oHK$43,848 (+5.0%)
95 y/oHK$47,740 (+5.0%)
99 y/oHK$50,268 (+5.0%)
+8.1%
All-ages avg
0 y/oHK$5,768 (+8.4%)
5 y/oHK$3,939 (+8.5%)
10 y/oHK$2,884 (+8.5%)
15 y/oHK$2,753 (+8.6%)
20 y/oHK$3,240 (+8.5%)
25 y/oHK$3,785 (+8.5%)
30 y/oHK$4,039 (+8.5%)
35 y/oHK$4,632 (+8.5%)
40 y/oHK$5,387 (+8.0%)
45 y/oHK$6,641 (+7.9%)
50 y/oHK$8,421 (+7.9%)
55 y/oHK$10,551 (+7.9%)
60 y/oHK$13,572
65 y/oHK$19,110 (+7.8%)
70 y/oHK$24,620 (+7.8%)
75 y/oHK$30,903 (+7.8%)
80 y/oHK$37,394 (+7.8%)
85 y/oHK$42,270 (+7.8%)
90 y/oHK$47,276 (+7.8%)
95 y/oHK$51,472 (+7.8%)
99 y/oHK$54,197 (+7.8%)
Avg. annual increase (compound, term = today − earliest version date)· as of 2026-09-15
0 y/o+3.34%
5 y/o+3.35%
10 y/o+3.37%
15 y/o+3.37%
20 y/o+3.37%
25 y/o+3.36%
30 y/o+3.36%
35 y/o+3.36%
40 y/o+3.22%
45 y/o+3.22%
50 y/o+3.21%
55 y/o+3.21%
60 y/o—
65 y/o+3.20%
70 y/o+3.20%
75 y/o+3.19%
80 y/o+3.19%
85 y/o+3.19%
90 y/o+3.19%
95 y/o+3.19%
99 y/o+3.19%
Notes & sources
Each cell shows the premium amount, with the change vs. previous version in parentheses. The first version shows only the baseline premium. The average annual increase is a compound rate (latest / earliest)^(1/years) − 1, with years = today − earliest version date.The male and female matrices each show that gender's own annualized rate; the plan-overview figure is the average of both genders.· as of 2026-09-15
Default view shows 21 anchor ages (one every 5 years, plus 0 and 99) for a quick read of the inflation curve. The Avg. annual increase column on the right is always computed across all 100 ages regardless of toggle state.