Claim Estimator

Pick a real HK private-hospital case, cross-check against HA Private Service references and ORPHF published medians, then run up to 3 VHIS plans to see what each one would pay and what you'd owe.

22 scenarios

579 available plans

1. Pick a cost cell(22 × 4)

Case	Day Case	Ward	Semi Private	Private
Inpatient (non-surgical)(3)
Community-acquired pneumonia	—	HK$42,125	HK$60,950	HK$88,755
COPD exacerbation — inpatient admission	—	HK$38,650	HK$55,555	HK$80,670
Paediatric acute gastroenteritis	—	HK$16,225	HK$23,995	HK$35,415
Minor & medium surgery (incl. day surgery)(10)
Cataract surgery	HK$25,899	—	—	—
Combined gastroscopy + colonoscopy with polypectomy	HK$36,194	HK$49,033	HK$62,286	HK$81,681
Haemorrhoidectomy	HK$42,179	HK$50,163	HK$64,214	HK$82,913
Inguinal hernia repair	HK$42,125	HK$38,000	HK$47,719	HK$59,810
Wide local excision of benign breast lump	HK$50,629	HK$66,771	HK$82,954	HK$103,867
Dilation and curettage (D&C)	HK$32,852	HK$37,857	HK$47,006	HK$59,453
Acute appendicitis — laparoscopic appendectomy	—	HK$100,525	HK$127,488	HK$162,720
PCI with coronary stent placement	—	HK$182,625	HK$233,855	HK$308,295
Fibroid removal (myomectomy)	—	HK$167,100	HK$210,375	HK$266,290
Laparoscopic cholecystectomy	—	HK$96,090	HK$119,348	HK$149,898
Major & complex surgery(3)
Total knee replacement	—	HK$252,950	HK$321,945	HK$417,890
Coronary artery bypass graft (CABG)	—	HK$526,525	HK$645,550	HK$807,655
Lumbar spinal fusion (PLIF/TLIF)	—	HK$326,693	HK$404,690	HK$515,952
Cancer-related(6)
Lung cancer — chemo + immunotherapy	—	HK$960,675	HK$998,490	HK$1,054,885
Colorectal cancer — surgery + chemotherapy	—	HK$377,125	HK$448,585	HK$540,655
Colorectal cancer — surgery + chemo + targeted therapy	—	HK$1,148,625	HK$1,220,970	HK$1,314,515
Breast cancer — surgery + chemotherapy	—	HK$289,675	HK$338,380	HK$401,805
Breast cancer — surgery + chemo + targeted therapy	—	HK$889,675	HK$938,380	HK$1,001,805
Prostate cancer — surgical removal	—	HK$309,975	HK$383,835	HK$537,785

Inpatient (non-surgical)(3)

Community-acquired pneumonia

COPD exacerbation — inpatient admission

Paediatric acute gastroenteritis

Minor & medium surgery (incl. day surgery)(10)

Cataract surgery

Combined gastroscopy + colonoscopy with polypectomy

Haemorrhoidectomy

Inguinal hernia repair

Wide local excision of benign breast lump

Dilation and curettage (D&C)

Acute appendicitis — laparoscopic appendectomy

PCI with coronary stent placement

Fibroid removal (myomectomy)

Laparoscopic cholecystectomy

Major & complex surgery(3)

Total knee replacement

Coronary artery bypass graft (CABG)

Lumbar spinal fusion (PLIF/TLIF)

Cancer-related(6)

Lung cancer — chemo + immunotherapy

Colorectal cancer — surgery + chemotherapy

Colorectal cancer — surgery + chemo + targeted therapy

Breast cancer — surgery + chemotherapy

Breast cancer — surgery + chemo + targeted therapy

Prostate cancer — surgical removal

1. Pick a cost cell(22 × 4)

2. Pick 1–2 VHIS plans