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PRUHealth VHIS VIP Plan - USD12,000 Deductible (Worldwide except USA)
保誠自願醫保尚賓計劃 - 12,000 美元自付費 - 全球 (美國除外)
Prudential Hong Kong Limited · F00050-16-000 · 3 versions · Flexi plan · Avg. annual increase +3.37%
| Age | F00050-16-000-01 2023-04-01 | F00050-16-000-01 2024-10-01 | F00050-16-000-01 2025-10-01 | Avg. annual increase |
|---|---|---|---|---|
| 0 | US$383 | US$402 (+5.0%) | US$427 (+6.2%) | +3.35% |
| 5 | US$372 | US$390 (+4.8%) | US$414 (+6.2%) | +3.30% |
| 10 | US$339 | US$356 (+5.0%) | US$378 (+6.2%) | +3.36% |
| 15 | US$320 | US$336 (+5.0%) | US$357 (+6.3%) | +3.37% |
| 20 | US$302 | US$317 (+5.0%) | US$336 (+6.0%) | +3.29% |
| 25 | US$367 | US$386 (+5.2%) | US$410 (+6.2%) | +3.42% |
| 30 | US$458 | US$480 (+4.8%) | US$510 (+6.3%) | +3.32% |
| 35 | US$504 | US$529 (+5.0%) | US$561 (+6.0%) | +3.30% |
| 40 | US$549 | US$576 (+4.9%) | US$611 (+6.1%) | +3.30% |
| 45 | US$666 | US$699 (+5.0%) | US$741 (+6.0%) | +3.29% |
| 50 | US$881 | US$926 (+5.1%) | US$985 (+6.4%) | +3.44% |
| 55 | US$1,099 | US$1,154 (+5.0%) | US$1,228 (+6.4%) | +3.42% |
| 60 | US$1,499 | US$1,574 (+5.0%) | US$1,675 (+6.4%) | +3.43% |
| 65 | US$2,020 | US$2,121 (+5.0%) | US$2,256 (+6.4%) | +3.41% |
| 70 | — | — | US$3,128 | — |
| 75 | US$3,592 | US$3,772 (+5.0%) | US$4,011 (+6.3%) | +3.40% |
| 80 | — | — | US$4,883 | — |
| 85 | US$5,244 | US$5,507 (+5.0%) | US$5,855 (+6.3%) | +3.40% |
| 90 | — | — | US$6,880 | — |
| 95 | US$7,064 | US$7,417 (+5.0%) | US$7,886 (+6.3%) | +3.40% |
| 99 | US$7,991 | US$8,390 (+5.0%) | US$8,920 (+6.3%) | +3.39% |
| All ages average | — | +5.0% | +6.2% | — |
0 y/oUS$383
5 y/oUS$372
10 y/oUS$339
15 y/oUS$320
20 y/oUS$302
25 y/oUS$367
30 y/oUS$458
35 y/oUS$504
40 y/oUS$549
45 y/oUS$666
50 y/oUS$881
55 y/oUS$1,099
60 y/oUS$1,499
65 y/oUS$2,020
70 y/o—
75 y/oUS$3,592
80 y/o—
85 y/oUS$5,244
90 y/o—
95 y/oUS$7,064
99 y/oUS$7,991
+5.0%
All-ages avg
0 y/oUS$402 (+5.0%)
5 y/oUS$390 (+4.8%)
10 y/oUS$356 (+5.0%)
15 y/oUS$336 (+5.0%)
20 y/oUS$317 (+5.0%)
25 y/oUS$386 (+5.2%)
30 y/oUS$480 (+4.8%)
35 y/oUS$529 (+5.0%)
40 y/oUS$576 (+4.9%)
45 y/oUS$699 (+5.0%)
50 y/oUS$926 (+5.1%)
55 y/oUS$1,154 (+5.0%)
60 y/oUS$1,574 (+5.0%)
65 y/oUS$2,121 (+5.0%)
70 y/o—
75 y/oUS$3,772 (+5.0%)
80 y/o—
85 y/oUS$5,507 (+5.0%)
90 y/o—
95 y/oUS$7,417 (+5.0%)
99 y/oUS$8,390 (+5.0%)
+6.2%
All-ages avg
0 y/oUS$427 (+6.2%)
5 y/oUS$414 (+6.2%)
10 y/oUS$378 (+6.2%)
15 y/oUS$357 (+6.3%)
20 y/oUS$336 (+6.0%)
25 y/oUS$410 (+6.2%)
30 y/oUS$510 (+6.3%)
35 y/oUS$561 (+6.0%)
40 y/oUS$611 (+6.1%)
45 y/oUS$741 (+6.0%)
50 y/oUS$985 (+6.4%)
55 y/oUS$1,228 (+6.4%)
60 y/oUS$1,675 (+6.4%)
65 y/oUS$2,256 (+6.4%)
70 y/oUS$3,128
75 y/oUS$4,011 (+6.3%)
80 y/oUS$4,883
85 y/oUS$5,855 (+6.3%)
90 y/oUS$6,880
95 y/oUS$7,886 (+6.3%)
99 y/oUS$8,920 (+6.3%)
Avg. annual increase (compound, term = today − earliest version date)· as of 2026-07-02
0 y/o+3.35%
5 y/o+3.30%
10 y/o+3.36%
15 y/o+3.37%
20 y/o+3.29%
25 y/o+3.42%
30 y/o+3.32%
35 y/o+3.30%
40 y/o+3.30%
45 y/o+3.29%
50 y/o+3.44%
55 y/o+3.42%
60 y/o+3.43%
65 y/o+3.41%
70 y/o—
75 y/o+3.40%
80 y/o—
85 y/o+3.40%
90 y/o—
95 y/o+3.40%
99 y/o+3.39%
Notes & sources
Each cell shows the premium amount, with the change vs. previous version in parentheses. The first version shows only the baseline premium. The average annual increase is a compound rate (latest / earliest)^(1/years) − 1, with years = today − earliest version date.· as of 2026-07-02
Default view shows 21 anchor ages (one every 5 years, plus 0 and 99) for a quick read of the inflation curve. The Avg. annual increase column on the right is always computed across all 100 ages regardless of toggle state.