← Back to Prudential Hong Kong Limited plan series
PRUHealth VHIS VIP Plan - HKD0 Deductible (Worldwide except USA)
保誠自願醫保尚賓計劃 - 0 港元自付費 - 全球 (美國除外)
Prudential Hong Kong Limited · F00050-09-000 · 3 versions · Flexi plan · Avg. annual increase +3.31%
| Age | F00050-09-000-01 2023-04-01 | F00050-09-000-01 2024-10-01 | F00050-09-000-01 2025-10-01 | Avg. annual increase |
|---|---|---|---|---|
| 0 | HK$12,416 | HK$13,037 (+5.0%) | HK$13,804 (+5.9%) | +3.27% |
| 5 | HK$12,323 | HK$12,939 (+5.0%) | HK$13,701 (+5.9%) | +3.27% |
| 10 | HK$11,876 | HK$12,470 (+5.0%) | HK$13,204 (+5.9%) | +3.27% |
| 15 | HK$11,399 | HK$11,969 (+5.0%) | HK$12,674 (+5.9%) | +3.27% |
| 20 | HK$10,937 | HK$11,484 (+5.0%) | HK$12,161 (+5.9%) | +3.27% |
| 25 | HK$12,836 | HK$13,478 (+5.0%) | HK$14,270 (+5.9%) | +3.26% |
| 30 | HK$15,823 | HK$16,614 (+5.0%) | HK$17,589 (+5.9%) | +3.26% |
| 35 | HK$17,705 | HK$18,590 (+5.0%) | HK$19,679 (+5.9%) | +3.26% |
| 40 | HK$18,921 | HK$19,867 (+5.0%) | HK$21,030 (+5.9%) | +3.26% |
| 45 | HK$24,734 | HK$25,970 (+5.0%) | HK$27,487 (+5.8%) | +3.25% |
| 50 | HK$30,545 | HK$32,072 (+5.0%) | HK$34,103 (+6.3%) | +3.40% |
| 55 | HK$36,840 | HK$38,682 (+5.0%) | HK$41,130 (+6.3%) | +3.40% |
| 60 | HK$50,263 | HK$52,776 (+5.0%) | HK$56,112 (+6.3%) | +3.40% |
| 65 | HK$73,263 | HK$76,926 (+5.0%) | HK$81,783 (+6.3%) | +3.39% |
| 70 | — | — | HK$105,329 | — |
| 75 | HK$118,486 | HK$124,410 (+5.0%) | HK$132,258 (+6.3%) | +3.39% |
| 80 | — | — | HK$161,031 | — |
| 85 | HK$172,976 | HK$181,625 (+5.0%) | HK$193,078 (+6.3%) | +3.39% |
| 90 | — | — | HK$226,903 | — |
| 95 | HK$232,992 | HK$244,642 (+5.0%) | HK$260,065 (+6.3%) | +3.39% |
| 99 | HK$263,561 | HK$276,739 (+5.0%) | HK$294,185 (+6.3%) | +3.39% |
| All ages average | — | +5.0% | +6.1% | — |
0 y/oHK$12,416
5 y/oHK$12,323
10 y/oHK$11,876
15 y/oHK$11,399
20 y/oHK$10,937
25 y/oHK$12,836
30 y/oHK$15,823
35 y/oHK$17,705
40 y/oHK$18,921
45 y/oHK$24,734
50 y/oHK$30,545
55 y/oHK$36,840
60 y/oHK$50,263
65 y/oHK$73,263
70 y/o—
75 y/oHK$118,486
80 y/o—
85 y/oHK$172,976
90 y/o—
95 y/oHK$232,992
99 y/oHK$263,561
+5.0%
All-ages avg
0 y/oHK$13,037 (+5.0%)
5 y/oHK$12,939 (+5.0%)
10 y/oHK$12,470 (+5.0%)
15 y/oHK$11,969 (+5.0%)
20 y/oHK$11,484 (+5.0%)
25 y/oHK$13,478 (+5.0%)
30 y/oHK$16,614 (+5.0%)
35 y/oHK$18,590 (+5.0%)
40 y/oHK$19,867 (+5.0%)
45 y/oHK$25,970 (+5.0%)
50 y/oHK$32,072 (+5.0%)
55 y/oHK$38,682 (+5.0%)
60 y/oHK$52,776 (+5.0%)
65 y/oHK$76,926 (+5.0%)
70 y/o—
75 y/oHK$124,410 (+5.0%)
80 y/o—
85 y/oHK$181,625 (+5.0%)
90 y/o—
95 y/oHK$244,642 (+5.0%)
99 y/oHK$276,739 (+5.0%)
+6.1%
All-ages avg
0 y/oHK$13,804 (+5.9%)
5 y/oHK$13,701 (+5.9%)
10 y/oHK$13,204 (+5.9%)
15 y/oHK$12,674 (+5.9%)
20 y/oHK$12,161 (+5.9%)
25 y/oHK$14,270 (+5.9%)
30 y/oHK$17,589 (+5.9%)
35 y/oHK$19,679 (+5.9%)
40 y/oHK$21,030 (+5.9%)
45 y/oHK$27,487 (+5.8%)
50 y/oHK$34,103 (+6.3%)
55 y/oHK$41,130 (+6.3%)
60 y/oHK$56,112 (+6.3%)
65 y/oHK$81,783 (+6.3%)
70 y/oHK$105,329
75 y/oHK$132,258 (+6.3%)
80 y/oHK$161,031
85 y/oHK$193,078 (+6.3%)
90 y/oHK$226,903
95 y/oHK$260,065 (+6.3%)
99 y/oHK$294,185 (+6.3%)
Avg. annual increase (compound, term = today − earliest version date)· as of 2026-07-02
0 y/o+3.27%
5 y/o+3.27%
10 y/o+3.27%
15 y/o+3.27%
20 y/o+3.27%
25 y/o+3.26%
30 y/o+3.26%
35 y/o+3.26%
40 y/o+3.26%
45 y/o+3.25%
50 y/o+3.40%
55 y/o+3.40%
60 y/o+3.40%
65 y/o+3.39%
70 y/o—
75 y/o+3.39%
80 y/o—
85 y/o+3.39%
90 y/o—
95 y/o+3.39%
99 y/o+3.39%
Notes & sources
Each cell shows the premium amount, with the change vs. previous version in parentheses. The first version shows only the baseline premium. The average annual increase is a compound rate (latest / earliest)^(1/years) − 1, with years = today − earliest version date.· as of 2026-07-02
Default view shows 21 anchor ages (one every 5 years, plus 0 and 99) for a quick read of the inflation curve. The Avg. annual increase column on the right is always computed across all 100 ages regardless of toggle state.