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PRUHealth FlexiChoice Medical Plan - Ward (USD)
保誠靈活自主醫保計劃 - 普通病房 (美元)
Prudential Hong Kong Limited · F00013-04-000 · 9 versions · Flexi plan · Avg. annual increase +2.71%
USD
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| Age | 2019-04-01 | 2020-03-03 | 2020-05-25 | 2021-01-05 | 2022-01-01 | 2022-10-03 | 2023-07-01 | 2024-10-01 | Latest 2025-10-01 | Avg. annual increase |
|---|---|---|---|---|---|---|---|---|---|---|
| 0 y/o | US$540 | US$540 | US$540 | US$540 | US$540 | US$540 | US$580 (+7.4%) | US$621 (+7.1%) | US$659 (+6.1%) | +2.71% |
| 5 y/o | US$384 | US$384 | US$384 | US$384 | US$384 | US$384 | US$413 (+7.6%) | US$442 (+7.0%) | US$470 (+6.3%) | +2.75% |
| 10 y/o | US$274 | US$274 | US$274 | US$274 | US$274 | US$274 | US$294 (+7.3%) | US$315 (+7.1%) | US$335 (+6.3%) | +2.73% |
| 15 y/o | US$267 | US$267 | US$267 | US$267 | US$267 | US$267 | US$287 (+7.5%) | US$307 (+7.0%) | US$327 (+6.5%) | +2.76% |
| 20 y/o | US$290 | US$290 | US$290 | US$290 | US$290 | US$290 | US$311 (+7.2%) | US$333 (+7.1%) | US$354 (+6.3%) | +2.71% |
| 25 y/o | US$308 | US$308 | US$308 | US$308 | US$308 | US$308 | US$331 (+7.5%) | US$355 (+7.3%) | US$377 (+6.2%) | +2.75% |
| 30 y/o | US$337 | US$337 | US$337 | US$337 | US$337 | US$337 | US$362 (+7.4%) | US$387 (+6.9%) | US$411 (+6.2%) | +2.70% |
| 35 y/o | US$407 | US$407 | US$407 | US$407 | US$407 | US$407 | US$438 (+7.6%) | US$469 (+7.1%) | US$498 (+6.2%) | +2.74% |
| 40 y/o | US$497 | US$497 | US$497 | US$497 | US$497 | US$497 | US$534 (+7.4%) | US$571 (+6.9%) | US$606 (+6.1%) | +2.70% |
| 45 y/o | US$621 | US$621 | US$621 | US$621 | US$621 | US$621 | US$668 (+7.6%) | US$714 (+6.9%) | US$758 (+6.2%) | +2.71% |
| 50 y/o | US$779 | US$779 | US$779 | US$779 | US$779 | US$779 | US$837 (+7.4%) | US$896 (+7.0%) | US$950 (+6.0%) | +2.70% |
| 55 y/o | US$986 | US$986 | US$986 | US$986 | US$986 | US$986 | US$1,060 (+7.5%) | US$1,135 (+7.1%) | US$1,204 (+6.1%) | +2.72% |
| 60 y/o | US$1,292 | US$1,292 | US$1,292 | US$1,292 | US$1,292 | US$1,292 | US$1,388 (+7.4%) | US$1,486 (+7.1%) | US$1,576 (+6.1%) | +2.70% |
| 65 y/o | US$1,865 | US$1,865 | US$1,865 | US$1,865 | US$1,865 | US$1,865 | US$2,005 (+7.5%) | US$2,145 (+7.0%) | US$2,275 (+6.1%) | +2.70% |
| 70 y/o | US$2,344 | US$2,344 | US$2,344 | US$2,344 | US$2,344 | US$2,344 | US$2,520 (+7.5%) | US$2,696 (+7.0%) | US$2,859 (+6.0%) | +2.70% |
| 75 y/o | US$2,866 | US$2,866 | US$2,866 | US$2,866 | US$2,866 | US$2,866 | US$3,081 (+7.5%) | US$3,296 (+7.0%) | US$3,495 (+6.0%) | +2.70% |
| 80 y/o | US$3,382 | US$3,382 | US$3,382 | US$3,382 | US$3,382 | US$3,382 | US$3,635 (+7.5%) | US$3,890 (+7.0%) | US$4,124 (+6.0%) | +2.70% |
| 85 y/o | US$3,745 | US$3,745 | US$3,745 | US$3,745 | US$3,745 | US$3,745 | US$4,026 (+7.5%) | US$4,308 (+7.0%) | US$4,568 (+6.0%) | +2.70% |
| 90 y/o | US$4,036 | US$4,036 | US$4,036 | US$4,036 | US$4,036 | US$4,036 | US$4,339 (+7.5%) | US$4,643 (+7.0%) | US$4,922 (+6.0%) | +2.70% |
| 95 y/o | US$4,154 | US$4,154 | US$4,154 | US$4,154 | US$4,154 | US$4,154 | US$4,466 (+7.5%) | US$4,779 (+7.0%) | US$5,066 (+6.0%) | +2.70% |
| 99 y/o | US$4,235 | US$4,235 | US$4,235 | US$4,235 | US$4,235 | US$4,235 | US$4,553 (+7.5%) | US$4,871 (+7.0%) | US$5,165 (+6.0%) | +2.70% |
| All ages average | — | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | +7.5% | +7.0% | +6.1% | — |
0 y/oUS$540
5 y/oUS$384
10 y/oUS$274
15 y/oUS$267
20 y/oUS$290
25 y/oUS$308
30 y/oUS$337
35 y/oUS$407
40 y/oUS$497
45 y/oUS$621
50 y/oUS$779
55 y/oUS$986
60 y/oUS$1,292
65 y/oUS$1,865
70 y/oUS$2,344
75 y/oUS$2,866
80 y/oUS$3,382
85 y/oUS$3,745
90 y/oUS$4,036
95 y/oUS$4,154
99 y/oUS$4,235
0.0%
All-ages avg
0 y/oUS$540
5 y/oUS$384
10 y/oUS$274
15 y/oUS$267
20 y/oUS$290
25 y/oUS$308
30 y/oUS$337
35 y/oUS$407
40 y/oUS$497
45 y/oUS$621
50 y/oUS$779
55 y/oUS$986
60 y/oUS$1,292
65 y/oUS$1,865
70 y/oUS$2,344
75 y/oUS$2,866
80 y/oUS$3,382
85 y/oUS$3,745
90 y/oUS$4,036
95 y/oUS$4,154
99 y/oUS$4,235
0.0%
All-ages avg
0 y/oUS$540
5 y/oUS$384
10 y/oUS$274
15 y/oUS$267
20 y/oUS$290
25 y/oUS$308
30 y/oUS$337
35 y/oUS$407
40 y/oUS$497
45 y/oUS$621
50 y/oUS$779
55 y/oUS$986
60 y/oUS$1,292
65 y/oUS$1,865
70 y/oUS$2,344
75 y/oUS$2,866
80 y/oUS$3,382
85 y/oUS$3,745
90 y/oUS$4,036
95 y/oUS$4,154
99 y/oUS$4,235
0.0%
All-ages avg
0 y/oUS$540
5 y/oUS$384
10 y/oUS$274
15 y/oUS$267
20 y/oUS$290
25 y/oUS$308
30 y/oUS$337
35 y/oUS$407
40 y/oUS$497
45 y/oUS$621
50 y/oUS$779
55 y/oUS$986
60 y/oUS$1,292
65 y/oUS$1,865
70 y/oUS$2,344
75 y/oUS$2,866
80 y/oUS$3,382
85 y/oUS$3,745
90 y/oUS$4,036
95 y/oUS$4,154
99 y/oUS$4,235
0.0%
All-ages avg
0 y/oUS$540
5 y/oUS$384
10 y/oUS$274
15 y/oUS$267
20 y/oUS$290
25 y/oUS$308
30 y/oUS$337
35 y/oUS$407
40 y/oUS$497
45 y/oUS$621
50 y/oUS$779
55 y/oUS$986
60 y/oUS$1,292
65 y/oUS$1,865
70 y/oUS$2,344
75 y/oUS$2,866
80 y/oUS$3,382
85 y/oUS$3,745
90 y/oUS$4,036
95 y/oUS$4,154
99 y/oUS$4,235
0.0%
All-ages avg
0 y/oUS$540
5 y/oUS$384
10 y/oUS$274
15 y/oUS$267
20 y/oUS$290
25 y/oUS$308
30 y/oUS$337
35 y/oUS$407
40 y/oUS$497
45 y/oUS$621
50 y/oUS$779
55 y/oUS$986
60 y/oUS$1,292
65 y/oUS$1,865
70 y/oUS$2,344
75 y/oUS$2,866
80 y/oUS$3,382
85 y/oUS$3,745
90 y/oUS$4,036
95 y/oUS$4,154
99 y/oUS$4,235
+7.5%
All-ages avg
0 y/oUS$580 (+7.4%)
5 y/oUS$413 (+7.6%)
10 y/oUS$294 (+7.3%)
15 y/oUS$287 (+7.5%)
20 y/oUS$311 (+7.2%)
25 y/oUS$331 (+7.5%)
30 y/oUS$362 (+7.4%)
35 y/oUS$438 (+7.6%)
40 y/oUS$534 (+7.4%)
45 y/oUS$668 (+7.6%)
50 y/oUS$837 (+7.4%)
55 y/oUS$1,060 (+7.5%)
60 y/oUS$1,388 (+7.4%)
65 y/oUS$2,005 (+7.5%)
70 y/oUS$2,520 (+7.5%)
75 y/oUS$3,081 (+7.5%)
80 y/oUS$3,635 (+7.5%)
85 y/oUS$4,026 (+7.5%)
90 y/oUS$4,339 (+7.5%)
95 y/oUS$4,466 (+7.5%)
99 y/oUS$4,553 (+7.5%)
+7.0%
All-ages avg
0 y/oUS$621 (+7.1%)
5 y/oUS$442 (+7.0%)
10 y/oUS$315 (+7.1%)
15 y/oUS$307 (+7.0%)
20 y/oUS$333 (+7.1%)
25 y/oUS$355 (+7.3%)
30 y/oUS$387 (+6.9%)
35 y/oUS$469 (+7.1%)
40 y/oUS$571 (+6.9%)
45 y/oUS$714 (+6.9%)
50 y/oUS$896 (+7.0%)
55 y/oUS$1,135 (+7.1%)
60 y/oUS$1,486 (+7.1%)
65 y/oUS$2,145 (+7.0%)
70 y/oUS$2,696 (+7.0%)
75 y/oUS$3,296 (+7.0%)
80 y/oUS$3,890 (+7.0%)
85 y/oUS$4,308 (+7.0%)
90 y/oUS$4,643 (+7.0%)
95 y/oUS$4,779 (+7.0%)
99 y/oUS$4,871 (+7.0%)
+6.1%
All-ages avg
0 y/oUS$659 (+6.1%)
5 y/oUS$470 (+6.3%)
10 y/oUS$335 (+6.3%)
15 y/oUS$327 (+6.5%)
20 y/oUS$354 (+6.3%)
25 y/oUS$377 (+6.2%)
30 y/oUS$411 (+6.2%)
35 y/oUS$498 (+6.2%)
40 y/oUS$606 (+6.1%)
45 y/oUS$758 (+6.2%)
50 y/oUS$950 (+6.0%)
55 y/oUS$1,204 (+6.1%)
60 y/oUS$1,576 (+6.1%)
65 y/oUS$2,275 (+6.1%)
70 y/oUS$2,859 (+6.0%)
75 y/oUS$3,495 (+6.0%)
80 y/oUS$4,124 (+6.0%)
85 y/oUS$4,568 (+6.0%)
90 y/oUS$4,922 (+6.0%)
95 y/oUS$5,066 (+6.0%)
99 y/oUS$5,165 (+6.0%)
Avg. annual increase (compound, term = today − earliest version date)· as of 2026-09-15
0 y/o+2.71%
5 y/o+2.75%
10 y/o+2.73%
15 y/o+2.76%
20 y/o+2.71%
25 y/o+2.75%
30 y/o+2.70%
35 y/o+2.74%
40 y/o+2.70%
45 y/o+2.71%
50 y/o+2.70%
55 y/o+2.72%
60 y/o+2.70%
65 y/o+2.70%
70 y/o+2.70%
75 y/o+2.70%
80 y/o+2.70%
85 y/o+2.70%
90 y/o+2.70%
95 y/o+2.70%
99 y/o+2.70%
Notes & sources
Each cell shows the premium amount, with the change vs. previous version in parentheses. The first version shows only the baseline premium. The average annual increase is a compound rate (latest / earliest)^(1/years) − 1, with years = today − earliest version date.The male and female matrices each show that gender's own annualized rate; the plan-overview figure is the average of both genders.· as of 2026-09-15
Default view shows 21 anchor ages (one every 5 years, plus 0 and 99) for a quick read of the inflation curve. The Avg. annual increase column on the right is always computed across all 100 ages regardless of toggle state.