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PRUHealth FlexiChoice Medical Plan - Semi-private Room with SMM 1 (USD)
保誠靈活自主醫保計劃 - 半私家病房+額外醫療計劃一 (美元)
Prudential Hong Kong Limited · F00013-05-001 · 9 versions · Flexi plan · Avg. annual increase +3.21%
USD
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| Age | 2019-04-01 | 2020-03-03 | 2020-05-25 | 2021-01-05 | 2022-01-01 | 2022-10-03 | 2023-07-01 | 2024-10-01 | Latest 2025-10-01 | Avg. annual increase |
|---|---|---|---|---|---|---|---|---|---|---|
| 0 y/o | US$1,225 | US$1,225 | US$1,225 | US$1,225 | US$1,225 | US$1,225 | US$1,316 (+7.4%) | US$1,435 (+9.0%) | US$1,551 (+8.1%) | +3.22% |
| 5 y/o | US$888 | US$888 | US$888 | US$888 | US$888 | US$888 | US$954 (+7.4%) | US$1,040 (+9.0%) | US$1,124 (+8.1%) | +3.21% |
| 10 y/o | US$761 | US$761 | US$761 | US$761 | US$761 | US$761 | US$818 (+7.5%) | US$892 (+9.0%) | US$964 (+8.1%) | +3.22% |
| 15 y/o | US$773 | US$773 | US$773 | US$773 | US$773 | US$773 | US$831 (+7.5%) | US$905 (+8.9%) | US$979 (+8.2%) | +3.22% |
| 20 y/o | US$837 | US$837 | US$837 | US$837 | US$837 | US$837 | US$900 (+7.5%) | US$981 (+9.0%) | US$1,060 (+8.1%) | +3.22% |
| 25 y/o | US$898 | US$898 | US$898 | US$898 | US$898 | US$898 | US$966 (+7.6%) | US$1,053 (+9.0%) | US$1,138 (+8.1%) | +3.23% |
| 30 y/o | US$972 | US$972 | US$972 | US$972 | US$972 | US$972 | US$1,045 (+7.5%) | US$1,139 (+9.0%) | US$1,232 (+8.2%) | +3.23% |
| 35 y/o | US$1,103 | US$1,103 | US$1,103 | US$1,103 | US$1,103 | US$1,103 | US$1,186 (+7.5%) | US$1,293 (+9.0%) | US$1,397 (+8.0%) | +3.22% |
| 40 y/o | US$1,340 | US$1,340 | US$1,340 | US$1,340 | US$1,340 | US$1,340 | US$1,440 (+7.5%) | US$1,570 (+9.0%) | US$1,696 (+8.0%) | +3.21% |
| 45 y/o | US$1,741 | US$1,741 | US$1,741 | US$1,741 | US$1,741 | US$1,741 | US$1,871 (+7.5%) | US$2,039 (+9.0%) | US$2,204 (+8.1%) | +3.21% |
| 50 y/o | US$2,241 | US$2,241 | US$2,241 | US$2,241 | US$2,241 | US$2,241 | US$2,410 (+7.5%) | US$2,626 (+9.0%) | US$2,838 (+8.1%) | +3.22% |
| 55 y/o | US$2,803 | US$2,803 | US$2,803 | US$2,803 | US$2,803 | US$2,803 | US$3,013 (+7.5%) | US$3,284 (+9.0%) | US$3,548 (+8.0%) | +3.21% |
| 60 y/o | US$3,691 | US$3,691 | US$3,691 | US$3,691 | US$3,691 | US$3,691 | US$3,968 (+7.5%) | US$4,325 (+9.0%) | US$4,672 (+8.0%) | +3.21% |
| 65 y/o | US$5,235 | US$5,235 | US$5,235 | US$5,235 | US$5,235 | US$5,235 | US$5,628 (+7.5%) | US$6,135 (+9.0%) | US$6,626 (+8.0%) | +3.21% |
| 70 y/o | US$6,593 | US$6,593 | US$6,593 | US$6,593 | US$6,593 | US$6,593 | US$7,088 (+7.5%) | US$7,726 (+9.0%) | US$8,345 (+8.0%) | +3.21% |
| 75 y/o | US$8,123 | US$8,123 | US$8,123 | US$8,123 | US$8,123 | US$8,123 | US$8,732 (+7.5%) | US$9,518 (+9.0%) | US$10,280 (+8.0%) | +3.21% |
| 80 y/o | US$9,599 | US$9,599 | US$9,599 | US$9,599 | US$9,599 | US$9,599 | US$10,319 (+7.5%) | US$11,248 (+9.0%) | US$12,149 (+8.0%) | +3.21% |
| 85 y/o | US$10,576 | US$10,576 | US$10,576 | US$10,576 | US$10,576 | US$10,576 | US$11,369 (+7.5%) | US$12,392 (+9.0%) | US$13,384 (+8.0%) | +3.21% |
| 90 y/o | US$11,281 | US$11,281 | US$11,281 | US$11,281 | US$11,281 | US$11,281 | US$12,127 (+7.5%) | US$13,218 (+9.0%) | US$14,277 (+8.0%) | +3.21% |
| 95 y/o | US$11,629 | US$11,629 | US$11,629 | US$11,629 | US$11,629 | US$11,629 | US$12,501 (+7.5%) | US$13,626 (+9.0%) | US$14,717 (+8.0%) | +3.21% |
| 99 y/o | US$11,806 | US$11,806 | US$11,806 | US$11,806 | US$11,806 | US$11,806 | US$12,692 (+7.5%) | US$13,834 (+9.0%) | US$14,942 (+8.0%) | +3.21% |
| All ages average | — | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | +7.5% | +9.0% | +8.1% | — |
0 y/oUS$1,225
5 y/oUS$888
10 y/oUS$761
15 y/oUS$773
20 y/oUS$837
25 y/oUS$898
30 y/oUS$972
35 y/oUS$1,103
40 y/oUS$1,340
45 y/oUS$1,741
50 y/oUS$2,241
55 y/oUS$2,803
60 y/oUS$3,691
65 y/oUS$5,235
70 y/oUS$6,593
75 y/oUS$8,123
80 y/oUS$9,599
85 y/oUS$10,576
90 y/oUS$11,281
95 y/oUS$11,629
99 y/oUS$11,806
0.0%
All-ages avg
0 y/oUS$1,225
5 y/oUS$888
10 y/oUS$761
15 y/oUS$773
20 y/oUS$837
25 y/oUS$898
30 y/oUS$972
35 y/oUS$1,103
40 y/oUS$1,340
45 y/oUS$1,741
50 y/oUS$2,241
55 y/oUS$2,803
60 y/oUS$3,691
65 y/oUS$5,235
70 y/oUS$6,593
75 y/oUS$8,123
80 y/oUS$9,599
85 y/oUS$10,576
90 y/oUS$11,281
95 y/oUS$11,629
99 y/oUS$11,806
0.0%
All-ages avg
0 y/oUS$1,225
5 y/oUS$888
10 y/oUS$761
15 y/oUS$773
20 y/oUS$837
25 y/oUS$898
30 y/oUS$972
35 y/oUS$1,103
40 y/oUS$1,340
45 y/oUS$1,741
50 y/oUS$2,241
55 y/oUS$2,803
60 y/oUS$3,691
65 y/oUS$5,235
70 y/oUS$6,593
75 y/oUS$8,123
80 y/oUS$9,599
85 y/oUS$10,576
90 y/oUS$11,281
95 y/oUS$11,629
99 y/oUS$11,806
0.0%
All-ages avg
0 y/oUS$1,225
5 y/oUS$888
10 y/oUS$761
15 y/oUS$773
20 y/oUS$837
25 y/oUS$898
30 y/oUS$972
35 y/oUS$1,103
40 y/oUS$1,340
45 y/oUS$1,741
50 y/oUS$2,241
55 y/oUS$2,803
60 y/oUS$3,691
65 y/oUS$5,235
70 y/oUS$6,593
75 y/oUS$8,123
80 y/oUS$9,599
85 y/oUS$10,576
90 y/oUS$11,281
95 y/oUS$11,629
99 y/oUS$11,806
0.0%
All-ages avg
0 y/oUS$1,225
5 y/oUS$888
10 y/oUS$761
15 y/oUS$773
20 y/oUS$837
25 y/oUS$898
30 y/oUS$972
35 y/oUS$1,103
40 y/oUS$1,340
45 y/oUS$1,741
50 y/oUS$2,241
55 y/oUS$2,803
60 y/oUS$3,691
65 y/oUS$5,235
70 y/oUS$6,593
75 y/oUS$8,123
80 y/oUS$9,599
85 y/oUS$10,576
90 y/oUS$11,281
95 y/oUS$11,629
99 y/oUS$11,806
0.0%
All-ages avg
0 y/oUS$1,225
5 y/oUS$888
10 y/oUS$761
15 y/oUS$773
20 y/oUS$837
25 y/oUS$898
30 y/oUS$972
35 y/oUS$1,103
40 y/oUS$1,340
45 y/oUS$1,741
50 y/oUS$2,241
55 y/oUS$2,803
60 y/oUS$3,691
65 y/oUS$5,235
70 y/oUS$6,593
75 y/oUS$8,123
80 y/oUS$9,599
85 y/oUS$10,576
90 y/oUS$11,281
95 y/oUS$11,629
99 y/oUS$11,806
+7.5%
All-ages avg
0 y/oUS$1,316 (+7.4%)
5 y/oUS$954 (+7.4%)
10 y/oUS$818 (+7.5%)
15 y/oUS$831 (+7.5%)
20 y/oUS$900 (+7.5%)
25 y/oUS$966 (+7.6%)
30 y/oUS$1,045 (+7.5%)
35 y/oUS$1,186 (+7.5%)
40 y/oUS$1,440 (+7.5%)
45 y/oUS$1,871 (+7.5%)
50 y/oUS$2,410 (+7.5%)
55 y/oUS$3,013 (+7.5%)
60 y/oUS$3,968 (+7.5%)
65 y/oUS$5,628 (+7.5%)
70 y/oUS$7,088 (+7.5%)
75 y/oUS$8,732 (+7.5%)
80 y/oUS$10,319 (+7.5%)
85 y/oUS$11,369 (+7.5%)
90 y/oUS$12,127 (+7.5%)
95 y/oUS$12,501 (+7.5%)
99 y/oUS$12,692 (+7.5%)
+9.0%
All-ages avg
0 y/oUS$1,435 (+9.0%)
5 y/oUS$1,040 (+9.0%)
10 y/oUS$892 (+9.0%)
15 y/oUS$905 (+8.9%)
20 y/oUS$981 (+9.0%)
25 y/oUS$1,053 (+9.0%)
30 y/oUS$1,139 (+9.0%)
35 y/oUS$1,293 (+9.0%)
40 y/oUS$1,570 (+9.0%)
45 y/oUS$2,039 (+9.0%)
50 y/oUS$2,626 (+9.0%)
55 y/oUS$3,284 (+9.0%)
60 y/oUS$4,325 (+9.0%)
65 y/oUS$6,135 (+9.0%)
70 y/oUS$7,726 (+9.0%)
75 y/oUS$9,518 (+9.0%)
80 y/oUS$11,248 (+9.0%)
85 y/oUS$12,392 (+9.0%)
90 y/oUS$13,218 (+9.0%)
95 y/oUS$13,626 (+9.0%)
99 y/oUS$13,834 (+9.0%)
+8.1%
All-ages avg
0 y/oUS$1,551 (+8.1%)
5 y/oUS$1,124 (+8.1%)
10 y/oUS$964 (+8.1%)
15 y/oUS$979 (+8.2%)
20 y/oUS$1,060 (+8.1%)
25 y/oUS$1,138 (+8.1%)
30 y/oUS$1,232 (+8.2%)
35 y/oUS$1,397 (+8.0%)
40 y/oUS$1,696 (+8.0%)
45 y/oUS$2,204 (+8.1%)
50 y/oUS$2,838 (+8.1%)
55 y/oUS$3,548 (+8.0%)
60 y/oUS$4,672 (+8.0%)
65 y/oUS$6,626 (+8.0%)
70 y/oUS$8,345 (+8.0%)
75 y/oUS$10,280 (+8.0%)
80 y/oUS$12,149 (+8.0%)
85 y/oUS$13,384 (+8.0%)
90 y/oUS$14,277 (+8.0%)
95 y/oUS$14,717 (+8.0%)
99 y/oUS$14,942 (+8.0%)
Avg. annual increase (compound, term = today − earliest version date)· as of 2026-09-15
0 y/o+3.22%
5 y/o+3.21%
10 y/o+3.22%
15 y/o+3.22%
20 y/o+3.22%
25 y/o+3.23%
30 y/o+3.23%
35 y/o+3.22%
40 y/o+3.21%
45 y/o+3.21%
50 y/o+3.22%
55 y/o+3.21%
60 y/o+3.21%
65 y/o+3.21%
70 y/o+3.21%
75 y/o+3.21%
80 y/o+3.21%
85 y/o+3.21%
90 y/o+3.21%
95 y/o+3.21%
99 y/o+3.21%
Notes & sources
Each cell shows the premium amount, with the change vs. previous version in parentheses. The first version shows only the baseline premium. The average annual increase is a compound rate (latest / earliest)^(1/years) − 1, with years = today − earliest version date.The male and female matrices each show that gender's own annualized rate; the plan-overview figure is the average of both genders.· as of 2026-09-15
Default view shows 21 anchor ages (one every 5 years, plus 0 and 99) for a quick read of the inflation curve. The Avg. annual increase column on the right is always computed across all 100 ages regardless of toggle state.