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PRUHealth VHIS VIP Plan - HKD96,000 Deductible (Worldwide except USA)
保誠自願醫保尚賓計劃 - 96,000 港元自付費 - 全球 (美國除外)
Prudential Hong Kong Limited · F00050-12-000 · 3 versions · Flexi plan · Avg. annual increase +3.36%
| Age | F00050-12-000-01 2023-04-01 | F00050-12-000-01 2024-10-01 | F00050-12-000-01 2025-10-01 | Avg. annual increase |
|---|---|---|---|---|
| 0 | HK$3,063 | HK$3,216 (+5.0%) | HK$3,414 (+6.2%) | +3.35% |
| 5 | HK$2,975 | HK$3,124 (+5.0%) | HK$3,316 (+6.1%) | +3.35% |
| 10 | HK$2,711 | HK$2,846 (+5.0%) | HK$3,022 (+6.2%) | +3.35% |
| 15 | HK$2,560 | HK$2,688 (+5.0%) | HK$2,854 (+6.2%) | +3.35% |
| 20 | HK$2,414 | HK$2,534 (+5.0%) | HK$2,692 (+6.2%) | +3.36% |
| 25 | HK$2,939 | HK$3,086 (+5.0%) | HK$3,276 (+6.2%) | +3.35% |
| 30 | HK$3,661 | HK$3,844 (+5.0%) | HK$4,078 (+6.1%) | +3.33% |
| 35 | HK$4,030 | HK$4,232 (+5.0%) | HK$4,488 (+6.0%) | +3.32% |
| 40 | HK$4,389 | HK$4,608 (+5.0%) | HK$4,886 (+6.0%) | +3.31% |
| 45 | HK$5,329 | HK$5,595 (+5.0%) | HK$5,930 (+6.0%) | +3.29% |
| 50 | HK$7,051 | HK$7,404 (+5.0%) | HK$7,882 (+6.5%) | +3.44% |
| 55 | HK$8,791 | HK$9,230 (+5.0%) | HK$9,822 (+6.4%) | +3.42% |
| 60 | HK$11,993 | HK$12,593 (+5.0%) | HK$13,397 (+6.4%) | +3.42% |
| 65 | HK$16,162 | HK$16,970 (+5.0%) | HK$18,050 (+6.4%) | +3.41% |
| 70 | — | — | HK$25,026 | — |
| 75 | HK$28,738 | HK$30,175 (+5.0%) | HK$32,087 (+6.3%) | +3.40% |
| 80 | — | — | HK$39,066 | — |
| 85 | HK$41,956 | HK$44,054 (+5.0%) | HK$46,840 (+6.3%) | +3.40% |
| 90 | — | — | HK$55,044 | — |
| 95 | HK$56,513 | HK$59,338 (+5.0%) | HK$63,087 (+6.3%) | +3.39% |
| 99 | HK$63,926 | HK$67,122 (+5.0%) | HK$71,362 (+6.3%) | +3.39% |
| All ages average | — | +5.0% | +6.2% | — |
0 y/oHK$3,063
5 y/oHK$2,975
10 y/oHK$2,711
15 y/oHK$2,560
20 y/oHK$2,414
25 y/oHK$2,939
30 y/oHK$3,661
35 y/oHK$4,030
40 y/oHK$4,389
45 y/oHK$5,329
50 y/oHK$7,051
55 y/oHK$8,791
60 y/oHK$11,993
65 y/oHK$16,162
70 y/o—
75 y/oHK$28,738
80 y/o—
85 y/oHK$41,956
90 y/o—
95 y/oHK$56,513
99 y/oHK$63,926
+5.0%
All-ages avg
0 y/oHK$3,216 (+5.0%)
5 y/oHK$3,124 (+5.0%)
10 y/oHK$2,846 (+5.0%)
15 y/oHK$2,688 (+5.0%)
20 y/oHK$2,534 (+5.0%)
25 y/oHK$3,086 (+5.0%)
30 y/oHK$3,844 (+5.0%)
35 y/oHK$4,232 (+5.0%)
40 y/oHK$4,608 (+5.0%)
45 y/oHK$5,595 (+5.0%)
50 y/oHK$7,404 (+5.0%)
55 y/oHK$9,230 (+5.0%)
60 y/oHK$12,593 (+5.0%)
65 y/oHK$16,970 (+5.0%)
70 y/o—
75 y/oHK$30,175 (+5.0%)
80 y/o—
85 y/oHK$44,054 (+5.0%)
90 y/o—
95 y/oHK$59,338 (+5.0%)
99 y/oHK$67,122 (+5.0%)
+6.2%
All-ages avg
0 y/oHK$3,414 (+6.2%)
5 y/oHK$3,316 (+6.1%)
10 y/oHK$3,022 (+6.2%)
15 y/oHK$2,854 (+6.2%)
20 y/oHK$2,692 (+6.2%)
25 y/oHK$3,276 (+6.2%)
30 y/oHK$4,078 (+6.1%)
35 y/oHK$4,488 (+6.0%)
40 y/oHK$4,886 (+6.0%)
45 y/oHK$5,930 (+6.0%)
50 y/oHK$7,882 (+6.5%)
55 y/oHK$9,822 (+6.4%)
60 y/oHK$13,397 (+6.4%)
65 y/oHK$18,050 (+6.4%)
70 y/oHK$25,026
75 y/oHK$32,087 (+6.3%)
80 y/oHK$39,066
85 y/oHK$46,840 (+6.3%)
90 y/oHK$55,044
95 y/oHK$63,087 (+6.3%)
99 y/oHK$71,362 (+6.3%)
Avg. annual increase (compound, term = today − earliest version date)· as of 2026-07-02
0 y/o+3.35%
5 y/o+3.35%
10 y/o+3.35%
15 y/o+3.35%
20 y/o+3.36%
25 y/o+3.35%
30 y/o+3.33%
35 y/o+3.32%
40 y/o+3.31%
45 y/o+3.29%
50 y/o+3.44%
55 y/o+3.42%
60 y/o+3.42%
65 y/o+3.41%
70 y/o—
75 y/o+3.40%
80 y/o—
85 y/o+3.40%
90 y/o—
95 y/o+3.39%
99 y/o+3.39%
Notes & sources
Each cell shows the premium amount, with the change vs. previous version in parentheses. The first version shows only the baseline premium. The average annual increase is a compound rate (latest / earliest)^(1/years) − 1, with years = today − earliest version date.· as of 2026-07-02
Default view shows 21 anchor ages (one every 5 years, plus 0 and 99) for a quick read of the inflation curve. The Avg. annual increase column on the right is always computed across all 100 ages regardless of toggle state.