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PRUHealth FlexiChoice Medical Plan - Ward (HKD)
保誠靈活自主醫保計劃 - 普通病房 (港元)
Prudential Hong Kong Limited · F00013-01-000 · 9 versions · Flexi plan · Avg. annual increase +2.71%
HKD
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| Age | 2019-04-01 | 2020-03-03 | 2020-05-25 | 2021-01-05 | 2022-01-01 | 2022-10-03 | 2023-07-01 | 2024-10-01 | Latest 2025-10-01 | Avg. annual increase |
|---|---|---|---|---|---|---|---|---|---|---|
| 0 y/o | HK$4,185 | HK$4,185 | HK$4,185 | HK$4,185 | HK$4,185 | HK$4,185 | HK$4,498 (+7.5%) | HK$4,813 (+7.0%) | HK$5,110 (+6.2%) | +2.71% |
| 5 y/o | HK$2,979 | HK$2,979 | HK$2,979 | HK$2,979 | HK$2,979 | HK$2,979 | HK$3,202 (+7.5%) | HK$3,427 (+7.0%) | HK$3,639 (+6.2%) | +2.72% |
| 10 y/o | HK$2,121 | HK$2,121 | HK$2,121 | HK$2,121 | HK$2,121 | HK$2,121 | HK$2,280 (+7.5%) | HK$2,440 (+7.0%) | HK$2,593 (+6.3%) | +2.73% |
| 15 y/o | HK$2,071 | HK$2,071 | HK$2,071 | HK$2,071 | HK$2,071 | HK$2,071 | HK$2,226 (+7.5%) | HK$2,382 (+7.0%) | HK$2,532 (+6.3%) | +2.73% |
| 20 y/o | HK$2,245 | HK$2,245 | HK$2,245 | HK$2,245 | HK$2,245 | HK$2,245 | HK$2,414 (+7.5%) | HK$2,583 (+7.0%) | HK$2,745 (+6.3%) | +2.73% |
| 25 y/o | HK$2,389 | HK$2,389 | HK$2,389 | HK$2,389 | HK$2,389 | HK$2,389 | HK$2,568 (+7.5%) | HK$2,748 (+7.0%) | HK$2,920 (+6.3%) | +2.73% |
| 30 y/o | HK$2,608 | HK$2,608 | HK$2,608 | HK$2,608 | HK$2,608 | HK$2,608 | HK$2,804 (+7.5%) | HK$3,000 (+7.0%) | HK$3,188 (+6.3%) | +2.73% |
| 35 y/o | HK$3,158 | HK$3,158 | HK$3,158 | HK$3,158 | HK$3,158 | HK$3,158 | HK$3,395 (+7.5%) | HK$3,632 (+7.0%) | HK$3,858 (+6.2%) | +2.72% |
| 40 y/o | HK$3,848 | HK$3,848 | HK$3,848 | HK$3,848 | HK$3,848 | HK$3,848 | HK$4,137 (+7.5%) | HK$4,426 (+7.0%) | HK$4,699 (+6.2%) | +2.72% |
| 45 y/o | HK$4,812 | HK$4,812 | HK$4,812 | HK$4,812 | HK$4,812 | HK$4,812 | HK$5,173 (+7.5%) | HK$5,536 (+7.0%) | HK$5,875 (+6.1%) | +2.71% |
| 50 y/o | HK$6,034 | HK$6,034 | HK$6,034 | HK$6,034 | HK$6,034 | HK$6,034 | HK$6,487 (+7.5%) | HK$6,941 (+7.0%) | HK$7,365 (+6.1%) | +2.71% |
| 55 y/o | HK$7,645 | HK$7,645 | HK$7,645 | HK$7,645 | HK$7,645 | HK$7,645 | HK$8,218 (+7.5%) | HK$8,794 (+7.0%) | HK$9,329 (+6.1%) | +2.71% |
| 60 y/o | HK$10,010 | HK$10,010 | HK$10,010 | HK$10,010 | HK$10,010 | HK$10,010 | HK$10,760 (+7.5%) | HK$11,513 (+7.0%) | HK$12,212 (+6.1%) | +2.70% |
| 65 y/o | HK$14,456 | HK$14,456 | HK$14,456 | HK$14,456 | HK$14,456 | HK$14,456 | HK$15,540 (+7.5%) | HK$16,627 (+7.0%) | HK$17,632 (+6.0%) | +2.70% |
| 70 y/o | HK$18,164 | HK$18,164 | HK$18,164 | HK$18,164 | HK$18,164 | HK$18,164 | HK$19,527 (+7.5%) | HK$20,894 (+7.0%) | HK$22,155 (+6.0%) | +2.70% |
| 75 y/o | HK$22,209 | HK$22,209 | HK$22,209 | HK$22,209 | HK$22,209 | HK$22,209 | HK$23,874 (+7.5%) | HK$25,546 (+7.0%) | HK$27,086 (+6.0%) | +2.70% |
| 80 y/o | HK$26,208 | HK$26,208 | HK$26,208 | HK$26,208 | HK$26,208 | HK$26,208 | HK$28,174 (+7.5%) | HK$30,146 (+7.0%) | HK$31,962 (+6.0%) | +2.70% |
| 85 y/o | HK$29,026 | HK$29,026 | HK$29,026 | HK$29,026 | HK$29,026 | HK$29,026 | HK$31,203 (+7.5%) | HK$33,388 (+7.0%) | HK$35,398 (+6.0%) | +2.70% |
| 90 y/o | HK$31,280 | HK$31,280 | HK$31,280 | HK$31,280 | HK$31,280 | HK$31,280 | HK$33,626 (+7.5%) | HK$35,980 (+7.0%) | HK$38,146 (+6.0%) | +2.70% |
| 95 y/o | HK$32,197 | HK$32,197 | HK$32,197 | HK$32,197 | HK$32,197 | HK$32,197 | HK$34,612 (+7.5%) | HK$37,035 (+7.0%) | HK$39,265 (+6.0%) | +2.70% |
| 99 y/o | HK$32,821 | HK$32,821 | HK$32,821 | HK$32,821 | HK$32,821 | HK$32,821 | HK$35,283 (+7.5%) | HK$37,753 (+7.0%) | HK$40,025 (+6.0%) | +2.70% |
| All ages average | — | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | +7.5% | +7.0% | +6.1% | — |
0 y/oHK$4,185
5 y/oHK$2,979
10 y/oHK$2,121
15 y/oHK$2,071
20 y/oHK$2,245
25 y/oHK$2,389
30 y/oHK$2,608
35 y/oHK$3,158
40 y/oHK$3,848
45 y/oHK$4,812
50 y/oHK$6,034
55 y/oHK$7,645
60 y/oHK$10,010
65 y/oHK$14,456
70 y/oHK$18,164
75 y/oHK$22,209
80 y/oHK$26,208
85 y/oHK$29,026
90 y/oHK$31,280
95 y/oHK$32,197
99 y/oHK$32,821
0.0%
All-ages avg
0 y/oHK$4,185
5 y/oHK$2,979
10 y/oHK$2,121
15 y/oHK$2,071
20 y/oHK$2,245
25 y/oHK$2,389
30 y/oHK$2,608
35 y/oHK$3,158
40 y/oHK$3,848
45 y/oHK$4,812
50 y/oHK$6,034
55 y/oHK$7,645
60 y/oHK$10,010
65 y/oHK$14,456
70 y/oHK$18,164
75 y/oHK$22,209
80 y/oHK$26,208
85 y/oHK$29,026
90 y/oHK$31,280
95 y/oHK$32,197
99 y/oHK$32,821
0.0%
All-ages avg
0 y/oHK$4,185
5 y/oHK$2,979
10 y/oHK$2,121
15 y/oHK$2,071
20 y/oHK$2,245
25 y/oHK$2,389
30 y/oHK$2,608
35 y/oHK$3,158
40 y/oHK$3,848
45 y/oHK$4,812
50 y/oHK$6,034
55 y/oHK$7,645
60 y/oHK$10,010
65 y/oHK$14,456
70 y/oHK$18,164
75 y/oHK$22,209
80 y/oHK$26,208
85 y/oHK$29,026
90 y/oHK$31,280
95 y/oHK$32,197
99 y/oHK$32,821
0.0%
All-ages avg
0 y/oHK$4,185
5 y/oHK$2,979
10 y/oHK$2,121
15 y/oHK$2,071
20 y/oHK$2,245
25 y/oHK$2,389
30 y/oHK$2,608
35 y/oHK$3,158
40 y/oHK$3,848
45 y/oHK$4,812
50 y/oHK$6,034
55 y/oHK$7,645
60 y/oHK$10,010
65 y/oHK$14,456
70 y/oHK$18,164
75 y/oHK$22,209
80 y/oHK$26,208
85 y/oHK$29,026
90 y/oHK$31,280
95 y/oHK$32,197
99 y/oHK$32,821
0.0%
All-ages avg
0 y/oHK$4,185
5 y/oHK$2,979
10 y/oHK$2,121
15 y/oHK$2,071
20 y/oHK$2,245
25 y/oHK$2,389
30 y/oHK$2,608
35 y/oHK$3,158
40 y/oHK$3,848
45 y/oHK$4,812
50 y/oHK$6,034
55 y/oHK$7,645
60 y/oHK$10,010
65 y/oHK$14,456
70 y/oHK$18,164
75 y/oHK$22,209
80 y/oHK$26,208
85 y/oHK$29,026
90 y/oHK$31,280
95 y/oHK$32,197
99 y/oHK$32,821
0.0%
All-ages avg
0 y/oHK$4,185
5 y/oHK$2,979
10 y/oHK$2,121
15 y/oHK$2,071
20 y/oHK$2,245
25 y/oHK$2,389
30 y/oHK$2,608
35 y/oHK$3,158
40 y/oHK$3,848
45 y/oHK$4,812
50 y/oHK$6,034
55 y/oHK$7,645
60 y/oHK$10,010
65 y/oHK$14,456
70 y/oHK$18,164
75 y/oHK$22,209
80 y/oHK$26,208
85 y/oHK$29,026
90 y/oHK$31,280
95 y/oHK$32,197
99 y/oHK$32,821
+7.5%
All-ages avg
0 y/oHK$4,498 (+7.5%)
5 y/oHK$3,202 (+7.5%)
10 y/oHK$2,280 (+7.5%)
15 y/oHK$2,226 (+7.5%)
20 y/oHK$2,414 (+7.5%)
25 y/oHK$2,568 (+7.5%)
30 y/oHK$2,804 (+7.5%)
35 y/oHK$3,395 (+7.5%)
40 y/oHK$4,137 (+7.5%)
45 y/oHK$5,173 (+7.5%)
50 y/oHK$6,487 (+7.5%)
55 y/oHK$8,218 (+7.5%)
60 y/oHK$10,760 (+7.5%)
65 y/oHK$15,540 (+7.5%)
70 y/oHK$19,527 (+7.5%)
75 y/oHK$23,874 (+7.5%)
80 y/oHK$28,174 (+7.5%)
85 y/oHK$31,203 (+7.5%)
90 y/oHK$33,626 (+7.5%)
95 y/oHK$34,612 (+7.5%)
99 y/oHK$35,283 (+7.5%)
+7.0%
All-ages avg
0 y/oHK$4,813 (+7.0%)
5 y/oHK$3,427 (+7.0%)
10 y/oHK$2,440 (+7.0%)
15 y/oHK$2,382 (+7.0%)
20 y/oHK$2,583 (+7.0%)
25 y/oHK$2,748 (+7.0%)
30 y/oHK$3,000 (+7.0%)
35 y/oHK$3,632 (+7.0%)
40 y/oHK$4,426 (+7.0%)
45 y/oHK$5,536 (+7.0%)
50 y/oHK$6,941 (+7.0%)
55 y/oHK$8,794 (+7.0%)
60 y/oHK$11,513 (+7.0%)
65 y/oHK$16,627 (+7.0%)
70 y/oHK$20,894 (+7.0%)
75 y/oHK$25,546 (+7.0%)
80 y/oHK$30,146 (+7.0%)
85 y/oHK$33,388 (+7.0%)
90 y/oHK$35,980 (+7.0%)
95 y/oHK$37,035 (+7.0%)
99 y/oHK$37,753 (+7.0%)
+6.1%
All-ages avg
0 y/oHK$5,110 (+6.2%)
5 y/oHK$3,639 (+6.2%)
10 y/oHK$2,593 (+6.3%)
15 y/oHK$2,532 (+6.3%)
20 y/oHK$2,745 (+6.3%)
25 y/oHK$2,920 (+6.3%)
30 y/oHK$3,188 (+6.3%)
35 y/oHK$3,858 (+6.2%)
40 y/oHK$4,699 (+6.2%)
45 y/oHK$5,875 (+6.1%)
50 y/oHK$7,365 (+6.1%)
55 y/oHK$9,329 (+6.1%)
60 y/oHK$12,212 (+6.1%)
65 y/oHK$17,632 (+6.0%)
70 y/oHK$22,155 (+6.0%)
75 y/oHK$27,086 (+6.0%)
80 y/oHK$31,962 (+6.0%)
85 y/oHK$35,398 (+6.0%)
90 y/oHK$38,146 (+6.0%)
95 y/oHK$39,265 (+6.0%)
99 y/oHK$40,025 (+6.0%)
Avg. annual increase (compound, term = today − earliest version date)· as of 2026-09-15
0 y/o+2.71%
5 y/o+2.72%
10 y/o+2.73%
15 y/o+2.73%
20 y/o+2.73%
25 y/o+2.73%
30 y/o+2.73%
35 y/o+2.72%
40 y/o+2.72%
45 y/o+2.71%
50 y/o+2.71%
55 y/o+2.71%
60 y/o+2.70%
65 y/o+2.70%
70 y/o+2.70%
75 y/o+2.70%
80 y/o+2.70%
85 y/o+2.70%
90 y/o+2.70%
95 y/o+2.70%
99 y/o+2.70%
Notes & sources
Each cell shows the premium amount, with the change vs. previous version in parentheses. The first version shows only the baseline premium. The average annual increase is a compound rate (latest / earliest)^(1/years) − 1, with years = today − earliest version date.The male and female matrices each show that gender's own annualized rate; the plan-overview figure is the average of both genders.· as of 2026-09-15
Default view shows 21 anchor ages (one every 5 years, plus 0 and 99) for a quick read of the inflation curve. The Avg. annual increase column on the right is always computed across all 100 ages regardless of toggle state.