← Back to Prudential Hong Kong Limited plan series

PRUHealth FlexiChoice Medical Plan - Ward (HKD)

保誠靈活自主醫保計劃 - 普通病房 (港元)

Prudential Hong Kong Limited · F00013-01-000 · 9 versions · Flexi plan · Avg. annual increase +2.77%

Male

F00013-01-000-01
2019-04-01
First version (baseline)
0 y/oHK$4,185
5 y/oHK$2,979
10 y/oHK$2,121
15 y/oHK$2,071
20 y/oHK$2,245
25 y/oHK$2,389
30 y/oHK$2,608
35 y/oHK$3,158
40 y/oHK$3,848
45 y/oHK$4,812
50 y/oHK$6,034
55 y/oHK$7,645
60 y/oHK$10,010
65 y/oHK$14,456
70 y/oHK$18,164
75 y/oHK$22,209
80 y/oHK$26,208
85 y/oHK$29,026
90 y/oHK$31,280
95 y/oHK$32,197
99 y/oHK$32,821
F00013-01-000-02
2020-03-03
0.0%
All-ages avg
0 y/oHK$4,185
5 y/oHK$2,979
10 y/oHK$2,121
15 y/oHK$2,071
20 y/oHK$2,245
25 y/oHK$2,389
30 y/oHK$2,608
35 y/oHK$3,158
40 y/oHK$3,848
45 y/oHK$4,812
50 y/oHK$6,034
55 y/oHK$7,645
60 y/oHK$10,010
65 y/oHK$14,456
70 y/oHK$18,164
75 y/oHK$22,209
80 y/oHK$26,208
85 y/oHK$29,026
90 y/oHK$31,280
95 y/oHK$32,197
99 y/oHK$32,821
F00013-01-000-02
2020-05-25
0.0%
All-ages avg
0 y/oHK$4,185
5 y/oHK$2,979
10 y/oHK$2,121
15 y/oHK$2,071
20 y/oHK$2,245
25 y/oHK$2,389
30 y/oHK$2,608
35 y/oHK$3,158
40 y/oHK$3,848
45 y/oHK$4,812
50 y/oHK$6,034
55 y/oHK$7,645
60 y/oHK$10,010
65 y/oHK$14,456
70 y/oHK$18,164
75 y/oHK$22,209
80 y/oHK$26,208
85 y/oHK$29,026
90 y/oHK$31,280
95 y/oHK$32,197
99 y/oHK$32,821
F00013-01-000-03
2021-01-05
0.0%
All-ages avg
0 y/oHK$4,185
5 y/oHK$2,979
10 y/oHK$2,121
15 y/oHK$2,071
20 y/oHK$2,245
25 y/oHK$2,389
30 y/oHK$2,608
35 y/oHK$3,158
40 y/oHK$3,848
45 y/oHK$4,812
50 y/oHK$6,034
55 y/oHK$7,645
60 y/oHK$10,010
65 y/oHK$14,456
70 y/oHK$18,164
75 y/oHK$22,209
80 y/oHK$26,208
85 y/oHK$29,026
90 y/oHK$31,280
95 y/oHK$32,197
99 y/oHK$32,821
F00013-01-000-04
2022-01-01
0.0%
All-ages avg
0 y/oHK$4,185
5 y/oHK$2,979
10 y/oHK$2,121
15 y/oHK$2,071
20 y/oHK$2,245
25 y/oHK$2,389
30 y/oHK$2,608
35 y/oHK$3,158
40 y/oHK$3,848
45 y/oHK$4,812
50 y/oHK$6,034
55 y/oHK$7,645
60 y/oHK$10,010
65 y/oHK$14,456
70 y/oHK$18,164
75 y/oHK$22,209
80 y/oHK$26,208
85 y/oHK$29,026
90 y/oHK$31,280
95 y/oHK$32,197
99 y/oHK$32,821
F00013-01-000-04
2022-10-03
0.0%
All-ages avg
0 y/oHK$4,185
5 y/oHK$2,979
10 y/oHK$2,121
15 y/oHK$2,071
20 y/oHK$2,245
25 y/oHK$2,389
30 y/oHK$2,608
35 y/oHK$3,158
40 y/oHK$3,848
45 y/oHK$4,812
50 y/oHK$6,034
55 y/oHK$7,645
60 y/oHK$10,010
65 y/oHK$14,456
70 y/oHK$18,164
75 y/oHK$22,209
80 y/oHK$26,208
85 y/oHK$29,026
90 y/oHK$31,280
95 y/oHK$32,197
99 y/oHK$32,821
F00013-01-000-05
2023-07-01
+7.5%
All-ages avg
0 y/oHK$4,498 (+7.5%)
5 y/oHK$3,202 (+7.5%)
10 y/oHK$2,280 (+7.5%)
15 y/oHK$2,226 (+7.5%)
20 y/oHK$2,414 (+7.5%)
25 y/oHK$2,568 (+7.5%)
30 y/oHK$2,804 (+7.5%)
35 y/oHK$3,395 (+7.5%)
40 y/oHK$4,137 (+7.5%)
45 y/oHK$5,173 (+7.5%)
50 y/oHK$6,487 (+7.5%)
55 y/oHK$8,218 (+7.5%)
60 y/oHK$10,760 (+7.5%)
65 y/oHK$15,540 (+7.5%)
70 y/oHK$19,527 (+7.5%)
75 y/oHK$23,874 (+7.5%)
80 y/oHK$28,174 (+7.5%)
85 y/oHK$31,203 (+7.5%)
90 y/oHK$33,626 (+7.5%)
95 y/oHK$34,612 (+7.5%)
99 y/oHK$35,283 (+7.5%)
F00013-01-000-06
2024-10-01
+7.0%
All-ages avg
0 y/oHK$4,813 (+7.0%)
5 y/oHK$3,427 (+7.0%)
10 y/oHK$2,440 (+7.0%)
15 y/oHK$2,382 (+7.0%)
20 y/oHK$2,583 (+7.0%)
25 y/oHK$2,748 (+7.0%)
30 y/oHK$3,000 (+7.0%)
35 y/oHK$3,632 (+7.0%)
40 y/oHK$4,426 (+7.0%)
45 y/oHK$5,536 (+7.0%)
50 y/oHK$6,941 (+7.0%)
55 y/oHK$8,794 (+7.0%)
60 y/oHK$11,513 (+7.0%)
65 y/oHK$16,627 (+7.0%)
70 y/oHK$20,894 (+7.0%)
75 y/oHK$25,546 (+7.0%)
80 y/oHK$30,146 (+7.0%)
85 y/oHK$33,388 (+7.0%)
90 y/oHK$35,980 (+7.0%)
95 y/oHK$37,035 (+7.0%)
99 y/oHK$37,753 (+7.0%)
F00013-01-000-06
2025-10-01
+6.1%
All-ages avg
0 y/oHK$5,110 (+6.2%)
5 y/oHK$3,639 (+6.2%)
10 y/oHK$2,593 (+6.3%)
15 y/oHK$2,532 (+6.3%)
20 y/oHK$2,745 (+6.3%)
25 y/oHK$2,920 (+6.3%)
30 y/oHK$3,188 (+6.3%)
35 y/oHK$3,858 (+6.2%)
40 y/oHK$4,699 (+6.2%)
45 y/oHK$5,875 (+6.1%)
50 y/oHK$7,365 (+6.1%)
55 y/oHK$9,329 (+6.1%)
60 y/oHK$12,212 (+6.1%)
65 y/oHK$17,632 (+6.0%)
70 y/oHK$22,155 (+6.0%)
75 y/oHK$27,086 (+6.0%)
80 y/oHK$31,962 (+6.0%)
85 y/oHK$35,398 (+6.0%)
90 y/oHK$38,146 (+6.0%)
95 y/oHK$39,265 (+6.0%)
99 y/oHK$40,025 (+6.0%)
Avg. annual increase (compound, term = today − earliest version date)· as of 2026-07-02
0 y/o+2.77%
5 y/o+2.78%
10 y/o+2.79%
15 y/o+2.79%
20 y/o+2.79%
25 y/o+2.79%
30 y/o+2.79%
35 y/o+2.78%
40 y/o+2.78%
45 y/o+2.77%
50 y/o+2.77%
55 y/o+2.77%
60 y/o+2.76%
65 y/o+2.76%
70 y/o+2.76%
75 y/o+2.76%
80 y/o+2.76%
85 y/o+2.76%
90 y/o+2.76%
95 y/o+2.76%
99 y/o+2.76%
Notes & sources

Each cell shows the premium amount, with the change vs. previous version in parentheses. The first version shows only the baseline premium. The average annual increase is a compound rate (latest / earliest)^(1/years) − 1, with years = today − earliest version date.The male and female matrices each show that gender's own annualized rate; the plan-overview figure is the average of both genders.· as of 2026-07-02

Default view shows 21 anchor ages (one every 5 years, plus 0 and 99) for a quick read of the inflation curve. The Avg. annual increase column on the right is always computed across all 100 ages regardless of toggle state.

Female

F00013-01-000-01
2019-04-01
First version (baseline)
0 y/oHK$3,903
5 y/oHK$2,661
10 y/oHK$1,891
15 y/oHK$1,950
20 y/oHK$2,374
25 y/oHK$2,902
30 y/oHK$3,520
35 y/oHK$4,138
40 y/oHK$4,910
45 y/oHK$6,042
50 y/oHK$7,310
55 y/oHK$8,265
60 y/oHK$9,716
65 y/oHK$13,133
70 y/oHK$16,571
75 y/oHK$20,232
80 y/oHK$23,708
85 y/oHK$26,257
90 y/oHK$28,146
95 y/oHK$29,137
99 y/oHK$29,710
F00013-01-000-02
2020-03-03
0.0%
All-ages avg
0 y/oHK$3,903
5 y/oHK$2,661
10 y/oHK$1,891
15 y/oHK$1,950
20 y/oHK$2,374
25 y/oHK$2,902
30 y/oHK$3,520
35 y/oHK$4,138
40 y/oHK$4,910
45 y/oHK$6,042
50 y/oHK$7,310
55 y/oHK$8,265
60 y/oHK$9,716
65 y/oHK$13,133
70 y/oHK$16,571
75 y/oHK$20,232
80 y/oHK$23,708
85 y/oHK$26,257
90 y/oHK$28,146
95 y/oHK$29,137
99 y/oHK$29,710
F00013-01-000-02
2020-05-25
0.0%
All-ages avg
0 y/oHK$3,903
5 y/oHK$2,661
10 y/oHK$1,891
15 y/oHK$1,950
20 y/oHK$2,374
25 y/oHK$2,902
30 y/oHK$3,520
35 y/oHK$4,138
40 y/oHK$4,910
45 y/oHK$6,042
50 y/oHK$7,310
55 y/oHK$8,265
60 y/oHK$9,716
65 y/oHK$13,133
70 y/oHK$16,571
75 y/oHK$20,232
80 y/oHK$23,708
85 y/oHK$26,257
90 y/oHK$28,146
95 y/oHK$29,137
99 y/oHK$29,710
F00013-01-000-03
2021-01-05
0.0%
All-ages avg
0 y/oHK$3,903
5 y/oHK$2,661
10 y/oHK$1,891
15 y/oHK$1,950
20 y/oHK$2,374
25 y/oHK$2,902
30 y/oHK$3,520
35 y/oHK$4,138
40 y/oHK$4,910
45 y/oHK$6,042
50 y/oHK$7,310
55 y/oHK$8,265
60 y/oHK$9,716
65 y/oHK$13,133
70 y/oHK$16,571
75 y/oHK$20,232
80 y/oHK$23,708
85 y/oHK$26,257
90 y/oHK$28,146
95 y/oHK$29,137
99 y/oHK$29,710
F00013-01-000-04
2022-01-01
0.0%
All-ages avg
0 y/oHK$3,903
5 y/oHK$2,661
10 y/oHK$1,891
15 y/oHK$1,950
20 y/oHK$2,374
25 y/oHK$2,902
30 y/oHK$3,520
35 y/oHK$4,138
40 y/oHK$4,910
45 y/oHK$6,042
50 y/oHK$7,310
55 y/oHK$8,265
60 y/oHK$9,716
65 y/oHK$13,133
70 y/oHK$16,571
75 y/oHK$20,232
80 y/oHK$23,708
85 y/oHK$26,257
90 y/oHK$28,146
95 y/oHK$29,137
99 y/oHK$29,710
F00013-01-000-04
2022-10-03
0.0%
All-ages avg
0 y/oHK$3,903
5 y/oHK$2,661
10 y/oHK$1,891
15 y/oHK$1,950
20 y/oHK$2,374
25 y/oHK$2,902
30 y/oHK$3,520
35 y/oHK$4,138
40 y/oHK$4,910
45 y/oHK$6,042
50 y/oHK$7,310
55 y/oHK$8,265
60 y/oHK$9,716
65 y/oHK$13,133
70 y/oHK$16,571
75 y/oHK$20,232
80 y/oHK$23,708
85 y/oHK$26,257
90 y/oHK$28,146
95 y/oHK$29,137
99 y/oHK$29,710
F00013-01-000-05
2023-07-01
+7.5%
All-ages avg
0 y/oHK$4,195 (+7.5%)
5 y/oHK$2,860 (+7.5%)
10 y/oHK$2,033 (+7.5%)
15 y/oHK$2,096 (+7.5%)
20 y/oHK$2,552 (+7.5%)
25 y/oHK$3,120 (+7.5%)
30 y/oHK$3,784 (+7.5%)
35 y/oHK$4,449 (+7.5%)
40 y/oHK$5,279 (+7.5%)
45 y/oHK$6,495 (+7.5%)
50 y/oHK$7,858 (+7.5%)
55 y/oHK$8,885 (+7.5%)
60 y/oHK$10,444 (+7.5%)
65 y/oHK$14,118 (+7.5%)
70 y/oHK$17,814 (+7.5%)
75 y/oHK$21,750 (+7.5%)
80 y/oHK$25,487 (+7.5%)
85 y/oHK$28,226 (+7.5%)
90 y/oHK$30,257 (+7.5%)
95 y/oHK$31,323 (+7.5%)
99 y/oHK$31,939 (+7.5%)
F00013-01-000-06
2024-10-01
+7.0%
All-ages avg
0 y/oHK$4,489 (+7.0%)
5 y/oHK$3,060 (+7.0%)
10 y/oHK$2,175 (+7.0%)
15 y/oHK$2,243 (+7.0%)
20 y/oHK$2,730 (+7.0%)
25 y/oHK$3,338 (+7.0%)
30 y/oHK$4,049 (+7.0%)
35 y/oHK$4,760 (+7.0%)
40 y/oHK$5,648 (+7.0%)
45 y/oHK$6,950 (+7.0%)
50 y/oHK$8,408 (+7.0%)
55 y/oHK$9,507 (+7.0%)
60 y/oHK$11,176 (+7.0%)
65 y/oHK$15,107 (+7.0%)
70 y/oHK$19,061 (+7.0%)
75 y/oHK$23,272 (+7.0%)
80 y/oHK$27,271 (+7.0%)
85 y/oHK$30,202 (+7.0%)
90 y/oHK$32,375 (+7.0%)
95 y/oHK$33,515 (+7.0%)
99 y/oHK$34,174 (+7.0%)
F00013-01-000-06
2025-10-01
+6.1%
All-ages avg
0 y/oHK$4,766 (+6.2%)
5 y/oHK$3,251 (+6.2%)
10 y/oHK$2,313 (+6.3%)
15 y/oHK$2,385 (+6.3%)
20 y/oHK$2,902 (+6.3%)
25 y/oHK$3,545 (+6.2%)
30 y/oHK$4,299 (+6.2%)
35 y/oHK$5,053 (+6.2%)
40 y/oHK$5,994 (+6.1%)
45 y/oHK$7,374 (+6.1%)
50 y/oHK$8,920 (+6.1%)
55 y/oHK$10,085 (+6.1%)
60 y/oHK$11,853 (+6.1%)
65 y/oHK$16,020 (+6.0%)
70 y/oHK$20,212 (+6.0%)
75 y/oHK$24,676 (+6.0%)
80 y/oHK$28,914 (+6.0%)
85 y/oHK$32,021 (+6.0%)
90 y/oHK$34,325 (+6.0%)
95 y/oHK$35,533 (+6.0%)
99 y/oHK$36,232 (+6.0%)
Avg. annual increase (compound, term = today − earliest version date)· as of 2026-07-02
0 y/o+2.78%
5 y/o+2.78%
10 y/o+2.80%
15 y/o+2.80%
20 y/o+2.79%
25 y/o+2.78%
30 y/o+2.78%
35 y/o+2.78%
40 y/o+2.77%
45 y/o+2.77%
50 y/o+2.77%
55 y/o+2.77%
60 y/o+2.76%
65 y/o+2.76%
70 y/o+2.76%
75 y/o+2.76%
80 y/o+2.76%
85 y/o+2.76%
90 y/o+2.76%
95 y/o+2.76%
99 y/o+2.76%
Notes & sources

Each cell shows the premium amount, with the change vs. previous version in parentheses. The first version shows only the baseline premium. The average annual increase is a compound rate (latest / earliest)^(1/years) − 1, with years = today − earliest version date.The male and female matrices each show that gender's own annualized rate; the plan-overview figure is the average of both genders.· as of 2026-07-02

Default view shows 21 anchor ages (one every 5 years, plus 0 and 99) for a quick read of the inflation curve. The Avg. annual increase column on the right is always computed across all 100 ages regardless of toggle state.