PRUHealth FlexiChoice Medical Plan - Ward (HKD)
保誠靈活自主醫保計劃 - 普通病房 (港元)
Prudential Hong Kong Limited · F00013-01-000 · 9 versions · Flexi plan · Avg. annual increase +2.77%
Male
| Age | F00013-01-000-01 2019-04-01 | F00013-01-000-02 2020-03-03 | F00013-01-000-02 2020-05-25 | F00013-01-000-03 2021-01-05 | F00013-01-000-04 2022-01-01 | F00013-01-000-04 2022-10-03 | F00013-01-000-05 2023-07-01 | F00013-01-000-06 2024-10-01 | F00013-01-000-06 2025-10-01 | Avg. annual increase |
|---|---|---|---|---|---|---|---|---|---|---|
| 0 | HK$4,185 | HK$4,185 | HK$4,185 | HK$4,185 | HK$4,185 | HK$4,185 | HK$4,498 (+7.5%) | HK$4,813 (+7.0%) | HK$5,110 (+6.2%) | +2.77% |
| 5 | HK$2,979 | HK$2,979 | HK$2,979 | HK$2,979 | HK$2,979 | HK$2,979 | HK$3,202 (+7.5%) | HK$3,427 (+7.0%) | HK$3,639 (+6.2%) | +2.78% |
| 10 | HK$2,121 | HK$2,121 | HK$2,121 | HK$2,121 | HK$2,121 | HK$2,121 | HK$2,280 (+7.5%) | HK$2,440 (+7.0%) | HK$2,593 (+6.3%) | +2.79% |
| 15 | HK$2,071 | HK$2,071 | HK$2,071 | HK$2,071 | HK$2,071 | HK$2,071 | HK$2,226 (+7.5%) | HK$2,382 (+7.0%) | HK$2,532 (+6.3%) | +2.79% |
| 20 | HK$2,245 | HK$2,245 | HK$2,245 | HK$2,245 | HK$2,245 | HK$2,245 | HK$2,414 (+7.5%) | HK$2,583 (+7.0%) | HK$2,745 (+6.3%) | +2.79% |
| 25 | HK$2,389 | HK$2,389 | HK$2,389 | HK$2,389 | HK$2,389 | HK$2,389 | HK$2,568 (+7.5%) | HK$2,748 (+7.0%) | HK$2,920 (+6.3%) | +2.79% |
| 30 | HK$2,608 | HK$2,608 | HK$2,608 | HK$2,608 | HK$2,608 | HK$2,608 | HK$2,804 (+7.5%) | HK$3,000 (+7.0%) | HK$3,188 (+6.3%) | +2.79% |
| 35 | HK$3,158 | HK$3,158 | HK$3,158 | HK$3,158 | HK$3,158 | HK$3,158 | HK$3,395 (+7.5%) | HK$3,632 (+7.0%) | HK$3,858 (+6.2%) | +2.78% |
| 40 | HK$3,848 | HK$3,848 | HK$3,848 | HK$3,848 | HK$3,848 | HK$3,848 | HK$4,137 (+7.5%) | HK$4,426 (+7.0%) | HK$4,699 (+6.2%) | +2.78% |
| 45 | HK$4,812 | HK$4,812 | HK$4,812 | HK$4,812 | HK$4,812 | HK$4,812 | HK$5,173 (+7.5%) | HK$5,536 (+7.0%) | HK$5,875 (+6.1%) | +2.77% |
| 50 | HK$6,034 | HK$6,034 | HK$6,034 | HK$6,034 | HK$6,034 | HK$6,034 | HK$6,487 (+7.5%) | HK$6,941 (+7.0%) | HK$7,365 (+6.1%) | +2.77% |
| 55 | HK$7,645 | HK$7,645 | HK$7,645 | HK$7,645 | HK$7,645 | HK$7,645 | HK$8,218 (+7.5%) | HK$8,794 (+7.0%) | HK$9,329 (+6.1%) | +2.77% |
| 60 | HK$10,010 | HK$10,010 | HK$10,010 | HK$10,010 | HK$10,010 | HK$10,010 | HK$10,760 (+7.5%) | HK$11,513 (+7.0%) | HK$12,212 (+6.1%) | +2.76% |
| 65 | HK$14,456 | HK$14,456 | HK$14,456 | HK$14,456 | HK$14,456 | HK$14,456 | HK$15,540 (+7.5%) | HK$16,627 (+7.0%) | HK$17,632 (+6.0%) | +2.76% |
| 70 | HK$18,164 | HK$18,164 | HK$18,164 | HK$18,164 | HK$18,164 | HK$18,164 | HK$19,527 (+7.5%) | HK$20,894 (+7.0%) | HK$22,155 (+6.0%) | +2.76% |
| 75 | HK$22,209 | HK$22,209 | HK$22,209 | HK$22,209 | HK$22,209 | HK$22,209 | HK$23,874 (+7.5%) | HK$25,546 (+7.0%) | HK$27,086 (+6.0%) | +2.76% |
| 80 | HK$26,208 | HK$26,208 | HK$26,208 | HK$26,208 | HK$26,208 | HK$26,208 | HK$28,174 (+7.5%) | HK$30,146 (+7.0%) | HK$31,962 (+6.0%) | +2.76% |
| 85 | HK$29,026 | HK$29,026 | HK$29,026 | HK$29,026 | HK$29,026 | HK$29,026 | HK$31,203 (+7.5%) | HK$33,388 (+7.0%) | HK$35,398 (+6.0%) | +2.76% |
| 90 | HK$31,280 | HK$31,280 | HK$31,280 | HK$31,280 | HK$31,280 | HK$31,280 | HK$33,626 (+7.5%) | HK$35,980 (+7.0%) | HK$38,146 (+6.0%) | +2.76% |
| 95 | HK$32,197 | HK$32,197 | HK$32,197 | HK$32,197 | HK$32,197 | HK$32,197 | HK$34,612 (+7.5%) | HK$37,035 (+7.0%) | HK$39,265 (+6.0%) | +2.76% |
| 99 | HK$32,821 | HK$32,821 | HK$32,821 | HK$32,821 | HK$32,821 | HK$32,821 | HK$35,283 (+7.5%) | HK$37,753 (+7.0%) | HK$40,025 (+6.0%) | +2.76% |
| All ages average | — | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | +7.5% | +7.0% | +6.1% | — |
Notes & sources
Each cell shows the premium amount, with the change vs. previous version in parentheses. The first version shows only the baseline premium. The average annual increase is a compound rate (latest / earliest)^(1/years) − 1, with years = today − earliest version date.The male and female matrices each show that gender's own annualized rate; the plan-overview figure is the average of both genders.· as of 2026-07-02
Default view shows 21 anchor ages (one every 5 years, plus 0 and 99) for a quick read of the inflation curve. The Avg. annual increase column on the right is always computed across all 100 ages regardless of toggle state.
Female
| Age | F00013-01-000-01 2019-04-01 | F00013-01-000-02 2020-03-03 | F00013-01-000-02 2020-05-25 | F00013-01-000-03 2021-01-05 | F00013-01-000-04 2022-01-01 | F00013-01-000-04 2022-10-03 | F00013-01-000-05 2023-07-01 | F00013-01-000-06 2024-10-01 | F00013-01-000-06 2025-10-01 | Avg. annual increase |
|---|---|---|---|---|---|---|---|---|---|---|
| 0 | HK$3,903 | HK$3,903 | HK$3,903 | HK$3,903 | HK$3,903 | HK$3,903 | HK$4,195 (+7.5%) | HK$4,489 (+7.0%) | HK$4,766 (+6.2%) | +2.78% |
| 5 | HK$2,661 | HK$2,661 | HK$2,661 | HK$2,661 | HK$2,661 | HK$2,661 | HK$2,860 (+7.5%) | HK$3,060 (+7.0%) | HK$3,251 (+6.2%) | +2.78% |
| 10 | HK$1,891 | HK$1,891 | HK$1,891 | HK$1,891 | HK$1,891 | HK$1,891 | HK$2,033 (+7.5%) | HK$2,175 (+7.0%) | HK$2,313 (+6.3%) | +2.80% |
| 15 | HK$1,950 | HK$1,950 | HK$1,950 | HK$1,950 | HK$1,950 | HK$1,950 | HK$2,096 (+7.5%) | HK$2,243 (+7.0%) | HK$2,385 (+6.3%) | +2.80% |
| 20 | HK$2,374 | HK$2,374 | HK$2,374 | HK$2,374 | HK$2,374 | HK$2,374 | HK$2,552 (+7.5%) | HK$2,730 (+7.0%) | HK$2,902 (+6.3%) | +2.79% |
| 25 | HK$2,902 | HK$2,902 | HK$2,902 | HK$2,902 | HK$2,902 | HK$2,902 | HK$3,120 (+7.5%) | HK$3,338 (+7.0%) | HK$3,545 (+6.2%) | +2.78% |
| 30 | HK$3,520 | HK$3,520 | HK$3,520 | HK$3,520 | HK$3,520 | HK$3,520 | HK$3,784 (+7.5%) | HK$4,049 (+7.0%) | HK$4,299 (+6.2%) | +2.78% |
| 35 | HK$4,138 | HK$4,138 | HK$4,138 | HK$4,138 | HK$4,138 | HK$4,138 | HK$4,449 (+7.5%) | HK$4,760 (+7.0%) | HK$5,053 (+6.2%) | +2.78% |
| 40 | HK$4,910 | HK$4,910 | HK$4,910 | HK$4,910 | HK$4,910 | HK$4,910 | HK$5,279 (+7.5%) | HK$5,648 (+7.0%) | HK$5,994 (+6.1%) | +2.77% |
| 45 | HK$6,042 | HK$6,042 | HK$6,042 | HK$6,042 | HK$6,042 | HK$6,042 | HK$6,495 (+7.5%) | HK$6,950 (+7.0%) | HK$7,374 (+6.1%) | +2.77% |
| 50 | HK$7,310 | HK$7,310 | HK$7,310 | HK$7,310 | HK$7,310 | HK$7,310 | HK$7,858 (+7.5%) | HK$8,408 (+7.0%) | HK$8,920 (+6.1%) | +2.77% |
| 55 | HK$8,265 | HK$8,265 | HK$8,265 | HK$8,265 | HK$8,265 | HK$8,265 | HK$8,885 (+7.5%) | HK$9,507 (+7.0%) | HK$10,085 (+6.1%) | +2.77% |
| 60 | HK$9,716 | HK$9,716 | HK$9,716 | HK$9,716 | HK$9,716 | HK$9,716 | HK$10,444 (+7.5%) | HK$11,176 (+7.0%) | HK$11,853 (+6.1%) | +2.76% |
| 65 | HK$13,133 | HK$13,133 | HK$13,133 | HK$13,133 | HK$13,133 | HK$13,133 | HK$14,118 (+7.5%) | HK$15,107 (+7.0%) | HK$16,020 (+6.0%) | +2.76% |
| 70 | HK$16,571 | HK$16,571 | HK$16,571 | HK$16,571 | HK$16,571 | HK$16,571 | HK$17,814 (+7.5%) | HK$19,061 (+7.0%) | HK$20,212 (+6.0%) | +2.76% |
| 75 | HK$20,232 | HK$20,232 | HK$20,232 | HK$20,232 | HK$20,232 | HK$20,232 | HK$21,750 (+7.5%) | HK$23,272 (+7.0%) | HK$24,676 (+6.0%) | +2.76% |
| 80 | HK$23,708 | HK$23,708 | HK$23,708 | HK$23,708 | HK$23,708 | HK$23,708 | HK$25,487 (+7.5%) | HK$27,271 (+7.0%) | HK$28,914 (+6.0%) | +2.76% |
| 85 | HK$26,257 | HK$26,257 | HK$26,257 | HK$26,257 | HK$26,257 | HK$26,257 | HK$28,226 (+7.5%) | HK$30,202 (+7.0%) | HK$32,021 (+6.0%) | +2.76% |
| 90 | HK$28,146 | HK$28,146 | HK$28,146 | HK$28,146 | HK$28,146 | HK$28,146 | HK$30,257 (+7.5%) | HK$32,375 (+7.0%) | HK$34,325 (+6.0%) | +2.76% |
| 95 | HK$29,137 | HK$29,137 | HK$29,137 | HK$29,137 | HK$29,137 | HK$29,137 | HK$31,323 (+7.5%) | HK$33,515 (+7.0%) | HK$35,533 (+6.0%) | +2.76% |
| 99 | HK$29,710 | HK$29,710 | HK$29,710 | HK$29,710 | HK$29,710 | HK$29,710 | HK$31,939 (+7.5%) | HK$34,174 (+7.0%) | HK$36,232 (+6.0%) | +2.76% |
| All ages average | — | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | +7.5% | +7.0% | +6.1% | — |
Notes & sources
Each cell shows the premium amount, with the change vs. previous version in parentheses. The first version shows only the baseline premium. The average annual increase is a compound rate (latest / earliest)^(1/years) − 1, with years = today − earliest version date.The male and female matrices each show that gender's own annualized rate; the plan-overview figure is the average of both genders.· as of 2026-07-02
Default view shows 21 anchor ages (one every 5 years, plus 0 and 99) for a quick read of the inflation curve. The Avg. annual increase column on the right is always computed across all 100 ages regardless of toggle state.