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PRUHealth FlexiChoice Medical Plan - Semi-private Room with SMM 2 (HKD)
保誠靈活自主醫保計劃 - 半私家病房+額外醫療計劃二 (港元)
Prudential Hong Kong Limited · F00013-02-002 · 9 versions · Flexi plan · Avg. annual increase +3.21%
HKD
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| Age | 2019-04-01 | 2020-03-03 | 2020-05-25 | 2021-01-05 | 2022-01-01 | 2022-10-03 | 2023-07-01 | 2024-10-01 | Latest 2025-10-01 | Avg. annual increase |
|---|---|---|---|---|---|---|---|---|---|---|
| 0 y/o | HK$10,914 | HK$10,914 | HK$10,914 | HK$10,914 | HK$10,914 | HK$10,914 | HK$11,733 (+7.5%) | HK$12,789 (+9.0%) | HK$13,819 (+8.1%) | +3.22% |
| 5 y/o | HK$7,912 | HK$7,912 | HK$7,912 | HK$7,912 | HK$7,912 | HK$7,912 | HK$8,505 (+7.5%) | HK$9,270 (+9.0%) | HK$10,019 (+8.1%) | +3.22% |
| 10 y/o | HK$6,782 | HK$6,782 | HK$6,782 | HK$6,782 | HK$6,782 | HK$6,782 | HK$7,291 (+7.5%) | HK$7,947 (+9.0%) | HK$8,590 (+8.1%) | +3.22% |
| 15 y/o | HK$6,886 | HK$6,886 | HK$6,886 | HK$6,886 | HK$6,886 | HK$6,886 | HK$7,403 (+7.5%) | HK$8,069 (+9.0%) | HK$8,722 (+8.1%) | +3.22% |
| 20 y/o | HK$7,460 | HK$7,460 | HK$7,460 | HK$7,460 | HK$7,460 | HK$7,460 | HK$8,019 (+7.5%) | HK$8,741 (+9.0%) | HK$9,448 (+8.1%) | +3.22% |
| 25 y/o | HK$8,006 | HK$8,006 | HK$8,006 | HK$8,006 | HK$8,006 | HK$8,006 | HK$8,607 (+7.5%) | HK$9,381 (+9.0%) | HK$10,139 (+8.1%) | +3.22% |
| 30 y/o | HK$8,667 | HK$8,667 | HK$8,667 | HK$8,667 | HK$8,667 | HK$8,667 | HK$9,317 (+7.5%) | HK$10,155 (+9.0%) | HK$10,975 (+8.1%) | +3.22% |
| 35 y/o | HK$9,832 | HK$9,832 | HK$9,832 | HK$9,832 | HK$9,832 | HK$9,832 | HK$10,570 (+7.5%) | HK$11,521 (+9.0%) | HK$12,450 (+8.1%) | +3.22% |
| 40 y/o | HK$11,938 | HK$11,938 | HK$11,938 | HK$11,938 | HK$11,938 | HK$11,938 | HK$12,834 (+7.5%) | HK$13,989 (+9.0%) | HK$15,115 (+8.0%) | +3.22% |
| 45 y/o | HK$15,513 | HK$15,513 | HK$15,513 | HK$15,513 | HK$15,513 | HK$15,513 | HK$16,676 (+7.5%) | HK$18,177 (+9.0%) | HK$19,638 (+8.0%) | +3.21% |
| 50 y/o | HK$19,977 | HK$19,977 | HK$19,977 | HK$19,977 | HK$19,977 | HK$19,977 | HK$21,475 (+7.5%) | HK$23,408 (+9.0%) | HK$25,288 (+8.0%) | +3.21% |
| 55 y/o | HK$24,982 | HK$24,982 | HK$24,982 | HK$24,982 | HK$24,982 | HK$24,982 | HK$26,855 (+7.5%) | HK$29,272 (+9.0%) | HK$31,622 (+8.0%) | +3.21% |
| 60 y/o | HK$32,894 | HK$32,894 | HK$32,894 | HK$32,894 | HK$32,894 | HK$32,894 | HK$35,361 (+7.5%) | HK$38,543 (+9.0%) | HK$41,634 (+8.0%) | +3.21% |
| 65 y/o | HK$46,661 | HK$46,661 | HK$46,661 | HK$46,661 | HK$46,661 | HK$46,661 | HK$50,160 (+7.5%) | HK$54,675 (+9.0%) | HK$59,056 (+8.0%) | +3.21% |
| 70 y/o | HK$58,761 | HK$58,761 | HK$58,761 | HK$58,761 | HK$58,761 | HK$58,761 | HK$63,169 (+7.5%) | HK$68,854 (+9.0%) | HK$74,369 (+8.0%) | +3.21% |
| 75 y/o | HK$72,394 | HK$72,394 | HK$72,394 | HK$72,394 | HK$72,394 | HK$72,394 | HK$77,823 (+7.5%) | HK$84,828 (+9.0%) | HK$91,621 (+8.0%) | +3.21% |
| 80 y/o | HK$85,555 | HK$85,555 | HK$85,555 | HK$85,555 | HK$85,555 | HK$85,555 | HK$91,972 (+7.5%) | HK$100,249 (+9.0%) | HK$108,276 (+8.0%) | +3.21% |
| 85 y/o | HK$94,255 | HK$94,255 | HK$94,255 | HK$94,255 | HK$94,255 | HK$94,255 | HK$101,324 (+7.5%) | HK$110,443 (+9.0%) | HK$119,286 (+8.0%) | +3.21% |
| 90 y/o | HK$100,541 | HK$100,541 | HK$100,541 | HK$100,541 | HK$100,541 | HK$100,541 | HK$108,081 (+7.5%) | HK$117,809 (+9.0%) | HK$127,241 (+8.0%) | +3.21% |
| 95 y/o | HK$103,641 | HK$103,641 | HK$103,641 | HK$103,641 | HK$103,641 | HK$103,641 | HK$111,414 (+7.5%) | HK$121,441 (+9.0%) | HK$131,164 (+8.0%) | +3.21% |
| 99 y/o | HK$105,224 | HK$105,224 | HK$105,224 | HK$105,224 | HK$105,224 | HK$105,224 | HK$113,116 (+7.5%) | HK$123,296 (+9.0%) | HK$133,167 (+8.0%) | +3.21% |
| All ages average | — | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | +7.5% | +9.0% | +8.0% | — |
0 y/oHK$10,914
5 y/oHK$7,912
10 y/oHK$6,782
15 y/oHK$6,886
20 y/oHK$7,460
25 y/oHK$8,006
30 y/oHK$8,667
35 y/oHK$9,832
40 y/oHK$11,938
45 y/oHK$15,513
50 y/oHK$19,977
55 y/oHK$24,982
60 y/oHK$32,894
65 y/oHK$46,661
70 y/oHK$58,761
75 y/oHK$72,394
80 y/oHK$85,555
85 y/oHK$94,255
90 y/oHK$100,541
95 y/oHK$103,641
99 y/oHK$105,224
0.0%
All-ages avg
0 y/oHK$10,914
5 y/oHK$7,912
10 y/oHK$6,782
15 y/oHK$6,886
20 y/oHK$7,460
25 y/oHK$8,006
30 y/oHK$8,667
35 y/oHK$9,832
40 y/oHK$11,938
45 y/oHK$15,513
50 y/oHK$19,977
55 y/oHK$24,982
60 y/oHK$32,894
65 y/oHK$46,661
70 y/oHK$58,761
75 y/oHK$72,394
80 y/oHK$85,555
85 y/oHK$94,255
90 y/oHK$100,541
95 y/oHK$103,641
99 y/oHK$105,224
0.0%
All-ages avg
0 y/oHK$10,914
5 y/oHK$7,912
10 y/oHK$6,782
15 y/oHK$6,886
20 y/oHK$7,460
25 y/oHK$8,006
30 y/oHK$8,667
35 y/oHK$9,832
40 y/oHK$11,938
45 y/oHK$15,513
50 y/oHK$19,977
55 y/oHK$24,982
60 y/oHK$32,894
65 y/oHK$46,661
70 y/oHK$58,761
75 y/oHK$72,394
80 y/oHK$85,555
85 y/oHK$94,255
90 y/oHK$100,541
95 y/oHK$103,641
99 y/oHK$105,224
0.0%
All-ages avg
0 y/oHK$10,914
5 y/oHK$7,912
10 y/oHK$6,782
15 y/oHK$6,886
20 y/oHK$7,460
25 y/oHK$8,006
30 y/oHK$8,667
35 y/oHK$9,832
40 y/oHK$11,938
45 y/oHK$15,513
50 y/oHK$19,977
55 y/oHK$24,982
60 y/oHK$32,894
65 y/oHK$46,661
70 y/oHK$58,761
75 y/oHK$72,394
80 y/oHK$85,555
85 y/oHK$94,255
90 y/oHK$100,541
95 y/oHK$103,641
99 y/oHK$105,224
0.0%
All-ages avg
0 y/oHK$10,914
5 y/oHK$7,912
10 y/oHK$6,782
15 y/oHK$6,886
20 y/oHK$7,460
25 y/oHK$8,006
30 y/oHK$8,667
35 y/oHK$9,832
40 y/oHK$11,938
45 y/oHK$15,513
50 y/oHK$19,977
55 y/oHK$24,982
60 y/oHK$32,894
65 y/oHK$46,661
70 y/oHK$58,761
75 y/oHK$72,394
80 y/oHK$85,555
85 y/oHK$94,255
90 y/oHK$100,541
95 y/oHK$103,641
99 y/oHK$105,224
0.0%
All-ages avg
0 y/oHK$10,914
5 y/oHK$7,912
10 y/oHK$6,782
15 y/oHK$6,886
20 y/oHK$7,460
25 y/oHK$8,006
30 y/oHK$8,667
35 y/oHK$9,832
40 y/oHK$11,938
45 y/oHK$15,513
50 y/oHK$19,977
55 y/oHK$24,982
60 y/oHK$32,894
65 y/oHK$46,661
70 y/oHK$58,761
75 y/oHK$72,394
80 y/oHK$85,555
85 y/oHK$94,255
90 y/oHK$100,541
95 y/oHK$103,641
99 y/oHK$105,224
+7.5%
All-ages avg
0 y/oHK$11,733 (+7.5%)
5 y/oHK$8,505 (+7.5%)
10 y/oHK$7,291 (+7.5%)
15 y/oHK$7,403 (+7.5%)
20 y/oHK$8,019 (+7.5%)
25 y/oHK$8,607 (+7.5%)
30 y/oHK$9,317 (+7.5%)
35 y/oHK$10,570 (+7.5%)
40 y/oHK$12,834 (+7.5%)
45 y/oHK$16,676 (+7.5%)
50 y/oHK$21,475 (+7.5%)
55 y/oHK$26,855 (+7.5%)
60 y/oHK$35,361 (+7.5%)
65 y/oHK$50,160 (+7.5%)
70 y/oHK$63,169 (+7.5%)
75 y/oHK$77,823 (+7.5%)
80 y/oHK$91,972 (+7.5%)
85 y/oHK$101,324 (+7.5%)
90 y/oHK$108,081 (+7.5%)
95 y/oHK$111,414 (+7.5%)
99 y/oHK$113,116 (+7.5%)
+9.0%
All-ages avg
0 y/oHK$12,789 (+9.0%)
5 y/oHK$9,270 (+9.0%)
10 y/oHK$7,947 (+9.0%)
15 y/oHK$8,069 (+9.0%)
20 y/oHK$8,741 (+9.0%)
25 y/oHK$9,381 (+9.0%)
30 y/oHK$10,155 (+9.0%)
35 y/oHK$11,521 (+9.0%)
40 y/oHK$13,989 (+9.0%)
45 y/oHK$18,177 (+9.0%)
50 y/oHK$23,408 (+9.0%)
55 y/oHK$29,272 (+9.0%)
60 y/oHK$38,543 (+9.0%)
65 y/oHK$54,675 (+9.0%)
70 y/oHK$68,854 (+9.0%)
75 y/oHK$84,828 (+9.0%)
80 y/oHK$100,249 (+9.0%)
85 y/oHK$110,443 (+9.0%)
90 y/oHK$117,809 (+9.0%)
95 y/oHK$121,441 (+9.0%)
99 y/oHK$123,296 (+9.0%)
+8.0%
All-ages avg
0 y/oHK$13,819 (+8.1%)
5 y/oHK$10,019 (+8.1%)
10 y/oHK$8,590 (+8.1%)
15 y/oHK$8,722 (+8.1%)
20 y/oHK$9,448 (+8.1%)
25 y/oHK$10,139 (+8.1%)
30 y/oHK$10,975 (+8.1%)
35 y/oHK$12,450 (+8.1%)
40 y/oHK$15,115 (+8.0%)
45 y/oHK$19,638 (+8.0%)
50 y/oHK$25,288 (+8.0%)
55 y/oHK$31,622 (+8.0%)
60 y/oHK$41,634 (+8.0%)
65 y/oHK$59,056 (+8.0%)
70 y/oHK$74,369 (+8.0%)
75 y/oHK$91,621 (+8.0%)
80 y/oHK$108,276 (+8.0%)
85 y/oHK$119,286 (+8.0%)
90 y/oHK$127,241 (+8.0%)
95 y/oHK$131,164 (+8.0%)
99 y/oHK$133,167 (+8.0%)
Avg. annual increase (compound, term = today − earliest version date)· as of 2026-09-15
0 y/o+3.22%
5 y/o+3.22%
10 y/o+3.22%
15 y/o+3.22%
20 y/o+3.22%
25 y/o+3.22%
30 y/o+3.22%
35 y/o+3.22%
40 y/o+3.22%
45 y/o+3.21%
50 y/o+3.21%
55 y/o+3.21%
60 y/o+3.21%
65 y/o+3.21%
70 y/o+3.21%
75 y/o+3.21%
80 y/o+3.21%
85 y/o+3.21%
90 y/o+3.21%
95 y/o+3.21%
99 y/o+3.21%
Notes & sources
Each cell shows the premium amount, with the change vs. previous version in parentheses. The first version shows only the baseline premium. The average annual increase is a compound rate (latest / earliest)^(1/years) − 1, with years = today − earliest version date.The male and female matrices each show that gender's own annualized rate; the plan-overview figure is the average of both genders.· as of 2026-09-15
Default view shows 21 anchor ages (one every 5 years, plus 0 and 99) for a quick read of the inflation curve. The Avg. annual increase column on the right is always computed across all 100 ages regardless of toggle state.