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PRUHealth VHIS EasyChoice Plan - Private Room with SMM (HKD)
Axis change保誠自願醫保摯稱心計劃 - 私家病房+額外醫療計劃 (港元)
Prudential Hong Kong Limited · F00068-03-000 · 3 versions · Flexi plan · Avg. annual increase +2.68%
Data notes (1)
Gender-axis change · pricing structure shifted
This series' pricing structure shifted from unisex to gendered (affecting 98 age band(s)). The increase percentages reflect the average impact of the structural change; the actual impact for one specific gender can deviate significantly — refer to the source PDF to confirm.
Male
| Age | F00068-03-000-01 2022-10-03 | F00068-03-000-01 2024-10-01 | F00068-03-000-01 2025-10-01 | Avg. annual increase |
|---|---|---|---|---|
| 0 | HK$17,937 | HK$18,834 (+5.0%) | HK$20,405 (+8.3%) | +3.46% |
| 5 | HK$11,233 | HK$11,795 (+5.0%) | HK$12,781 (+8.4%) | +3.47% |
| 10 | HK$8,875 | HK$9,319 (+5.0%) | HK$10,100 (+8.4%) | +3.47% |
| 15 | HK$8,263 | HK$8,676 (+5.0%) | HK$9,404 (+8.4%) | +3.47% |
| 20 | HK$8,982 | HK$9,431 (+5.0%) | HK$10,221 (+8.4%) | +3.47% |
| 25 | HK$10,728 | HK$11,264 (+5.0%) | HK$12,207 (+8.4%) | +3.47% |
| 30 | HK$13,091 | HK$13,745 (+5.0%) | HK$14,894 (+8.4%) | +3.46% |
| 35 | HK$15,431 | HK$16,202 (+5.0%) | HK$17,554 (+8.3%) | +3.46% |
| 40 | HK$18,084 | HK$18,988 (+5.0%) | HK$20,477 (+7.8%) | +3.33% |
| 45 | HK$21,029 | HK$22,080 (+5.0%) | HK$23,810 (+7.8%) | +3.33% |
| 50 | HK$26,730 | HK$28,066 (+5.0%) | HK$30,262 (+7.8%) | +3.33% |
| 55 | HK$32,961 | HK$34,609 (+5.0%) | HK$37,316 (+7.8%) | +3.33% |
| 60 | — | — | HK$50,791 | — |
| 65 | HK$69,274 | HK$72,738 (+5.0%) | HK$78,419 (+7.8%) | +3.33% |
| 70 | HK$86,708 | HK$91,043 (+5.0%) | HK$98,152 (+7.8%) | +3.33% |
| 75 | HK$105,794 | HK$111,084 (+5.0%) | HK$119,756 (+7.8%) | +3.33% |
| 80 | HK$124,985 | HK$131,234 (+5.0%) | HK$141,477 (+7.8%) | +3.33% |
| 85 | HK$136,518 | HK$143,344 (+5.0%) | HK$154,532 (+7.8%) | +3.33% |
| 90 | HK$148,530 | HK$155,957 (+5.0%) | HK$168,129 (+7.8%) | +3.33% |
| 95 | HK$158,222 | HK$166,133 (+5.0%) | HK$179,099 (+7.8%) | +3.32% |
| 99 | HK$164,533 | HK$172,760 (+5.0%) | HK$186,243 (+7.8%) | +3.32% |
| All ages average | — | +5.0% | +8.0% | — |
0 y/oHK$17,937
5 y/oHK$11,233
10 y/oHK$8,875
15 y/oHK$8,263
20 y/oHK$8,982
25 y/oHK$10,728
30 y/oHK$13,091
35 y/oHK$15,431
40 y/oHK$18,084
45 y/oHK$21,029
50 y/oHK$26,730
55 y/oHK$32,961
60 y/o—
65 y/oHK$69,274
70 y/oHK$86,708
75 y/oHK$105,794
80 y/oHK$124,985
85 y/oHK$136,518
90 y/oHK$148,530
95 y/oHK$158,222
99 y/oHK$164,533
+5.0%
All-ages avg
0 y/oHK$18,834 (+5.0%)
5 y/oHK$11,795 (+5.0%)
10 y/oHK$9,319 (+5.0%)
15 y/oHK$8,676 (+5.0%)
20 y/oHK$9,431 (+5.0%)
25 y/oHK$11,264 (+5.0%)
30 y/oHK$13,745 (+5.0%)
35 y/oHK$16,202 (+5.0%)
40 y/oHK$18,988 (+5.0%)
45 y/oHK$22,080 (+5.0%)
50 y/oHK$28,066 (+5.0%)
55 y/oHK$34,609 (+5.0%)
60 y/o—
65 y/oHK$72,738 (+5.0%)
70 y/oHK$91,043 (+5.0%)
75 y/oHK$111,084 (+5.0%)
80 y/oHK$131,234 (+5.0%)
85 y/oHK$143,344 (+5.0%)
90 y/oHK$155,957 (+5.0%)
95 y/oHK$166,133 (+5.0%)
99 y/oHK$172,760 (+5.0%)
+8.0%
All-ages avg
0 y/oHK$20,405 (+8.3%)
5 y/oHK$12,781 (+8.4%)
10 y/oHK$10,100 (+8.4%)
15 y/oHK$9,404 (+8.4%)
20 y/oHK$10,221 (+8.4%)
25 y/oHK$12,207 (+8.4%)
30 y/oHK$14,894 (+8.4%)
35 y/oHK$17,554 (+8.3%)
40 y/oHK$20,477 (+7.8%)
45 y/oHK$23,810 (+7.8%)
50 y/oHK$30,262 (+7.8%)
55 y/oHK$37,316 (+7.8%)
60 y/oHK$50,791
65 y/oHK$78,419 (+7.8%)
70 y/oHK$98,152 (+7.8%)
75 y/oHK$119,756 (+7.8%)
80 y/oHK$141,477 (+7.8%)
85 y/oHK$154,532 (+7.8%)
90 y/oHK$168,129 (+7.8%)
95 y/oHK$179,099 (+7.8%)
99 y/oHK$186,243 (+7.8%)
Avg. annual increase (compound, term = today − earliest version date)· as of 2026-07-02
0 y/o+3.46%
5 y/o+3.47%
10 y/o+3.47%
15 y/o+3.47%
20 y/o+3.47%
25 y/o+3.47%
30 y/o+3.46%
35 y/o+3.46%
40 y/o+3.33%
45 y/o+3.33%
50 y/o+3.33%
55 y/o+3.33%
60 y/o—
65 y/o+3.33%
70 y/o+3.33%
75 y/o+3.33%
80 y/o+3.33%
85 y/o+3.33%
90 y/o+3.33%
95 y/o+3.32%
99 y/o+3.32%
Notes & sources
Each cell shows the premium amount, with the change vs. previous version in parentheses. The first version shows only the baseline premium. The average annual increase is a compound rate (latest / earliest)^(1/years) − 1, with years = today − earliest version date.The male and female matrices each show that gender's own annualized rate; the plan-overview figure is the average of both genders.· as of 2026-07-02
Default view shows 21 anchor ages (one every 5 years, plus 0 and 99) for a quick read of the inflation curve. The Avg. annual increase column on the right is always computed across all 100 ages regardless of toggle state.
Female
| Age | F00068-03-000-01 2022-10-03 | F00068-03-000-01 2024-10-01 | F00068-03-000-01 2025-10-01 | Avg. annual increase |
|---|---|---|---|---|
| 0 | HK$17,937 | HK$18,834 (+5.0%) | HK$15,900 (-15.6%) | -3.13% |
| 5 | HK$11,233 | HK$11,795 (+5.0%) | HK$9,852 (-16.5%) | -3.40% |
| 10 | HK$8,875 | HK$9,319 (+5.0%) | HK$8,076 (-13.3%) | -2.46% |
| 15 | HK$8,263 | HK$8,676 (+5.0%) | HK$8,144 (-6.1%) | -0.38% |
| 20 | HK$8,982 | HK$9,431 (+5.0%) | HK$9,791 (+3.8%) | +2.30% |
| 25 | HK$10,728 | HK$11,264 (+5.0%) | HK$13,414 (+19.1%) | +6.07% |
| 30 | HK$13,091 | HK$13,745 (+5.0%) | HK$16,832 (+22.5%) | +6.86% |
| 35 | HK$15,431 | HK$16,202 (+5.0%) | HK$20,312 (+25.4%) | +7.52% |
| 40 | HK$18,084 | HK$18,988 (+5.0%) | HK$24,417 (+28.6%) | +8.25% |
| 45 | HK$21,029 | HK$22,080 (+5.0%) | HK$29,420 (+33.2%) | +9.27% |
| 50 | HK$26,730 | HK$28,066 (+5.0%) | HK$35,109 (+25.1%) | +7.46% |
| 55 | HK$32,961 | HK$34,609 (+5.0%) | HK$38,970 (+12.6%) | +4.52% |
| 60 | — | — | HK$44,419 | — |
| 65 | HK$69,274 | HK$72,738 (+5.0%) | HK$62,297 (-14.4%) | -2.76% |
| 70 | HK$86,708 | HK$91,043 (+5.0%) | HK$81,731 (-10.2%) | -1.55% |
| 75 | HK$105,794 | HK$111,084 (+5.0%) | HK$102,494 (-7.7%) | -0.83% |
| 80 | HK$124,985 | HK$131,234 (+5.0%) | HK$121,290 (-7.6%) | -0.79% |
| 85 | HK$136,518 | HK$143,344 (+5.0%) | HK$137,283 (-4.2%) | +0.15% |
| 90 | HK$148,530 | HK$155,957 (+5.0%) | HK$148,651 (-4.7%) | +0.02% |
| 95 | HK$158,222 | HK$166,133 (+5.0%) | HK$162,518 (-2.2%) | +0.71% |
| 99 | HK$164,533 | HK$172,760 (+5.0%) | HK$167,450 (-3.1%) | +0.46% |
| All ages average | — | +5.0% | +3.2% | — |
0 y/oHK$17,937
5 y/oHK$11,233
10 y/oHK$8,875
15 y/oHK$8,263
20 y/oHK$8,982
25 y/oHK$10,728
30 y/oHK$13,091
35 y/oHK$15,431
40 y/oHK$18,084
45 y/oHK$21,029
50 y/oHK$26,730
55 y/oHK$32,961
60 y/o—
65 y/oHK$69,274
70 y/oHK$86,708
75 y/oHK$105,794
80 y/oHK$124,985
85 y/oHK$136,518
90 y/oHK$148,530
95 y/oHK$158,222
99 y/oHK$164,533
+5.0%
All-ages avg
0 y/oHK$18,834 (+5.0%)
5 y/oHK$11,795 (+5.0%)
10 y/oHK$9,319 (+5.0%)
15 y/oHK$8,676 (+5.0%)
20 y/oHK$9,431 (+5.0%)
25 y/oHK$11,264 (+5.0%)
30 y/oHK$13,745 (+5.0%)
35 y/oHK$16,202 (+5.0%)
40 y/oHK$18,988 (+5.0%)
45 y/oHK$22,080 (+5.0%)
50 y/oHK$28,066 (+5.0%)
55 y/oHK$34,609 (+5.0%)
60 y/o—
65 y/oHK$72,738 (+5.0%)
70 y/oHK$91,043 (+5.0%)
75 y/oHK$111,084 (+5.0%)
80 y/oHK$131,234 (+5.0%)
85 y/oHK$143,344 (+5.0%)
90 y/oHK$155,957 (+5.0%)
95 y/oHK$166,133 (+5.0%)
99 y/oHK$172,760 (+5.0%)
+3.2%
All-ages avg
0 y/oHK$15,900 (-15.6%)
5 y/oHK$9,852 (-16.5%)
10 y/oHK$8,076 (-13.3%)
15 y/oHK$8,144 (-6.1%)
20 y/oHK$9,791 (+3.8%)
25 y/oHK$13,414 (+19.1%)
30 y/oHK$16,832 (+22.5%)
35 y/oHK$20,312 (+25.4%)
40 y/oHK$24,417 (+28.6%)
45 y/oHK$29,420 (+33.2%)
50 y/oHK$35,109 (+25.1%)
55 y/oHK$38,970 (+12.6%)
60 y/oHK$44,419
65 y/oHK$62,297 (-14.4%)
70 y/oHK$81,731 (-10.2%)
75 y/oHK$102,494 (-7.7%)
80 y/oHK$121,290 (-7.6%)
85 y/oHK$137,283 (-4.2%)
90 y/oHK$148,651 (-4.7%)
95 y/oHK$162,518 (-2.2%)
99 y/oHK$167,450 (-3.1%)
Avg. annual increase (compound, term = today − earliest version date)· as of 2026-07-02
0 y/o-3.13%
5 y/o-3.40%
10 y/o-2.46%
15 y/o-0.38%
20 y/o+2.30%
25 y/o+6.07%
30 y/o+6.86%
35 y/o+7.52%
40 y/o+8.25%
45 y/o+9.27%
50 y/o+7.46%
55 y/o+4.52%
60 y/o—
65 y/o-2.76%
70 y/o-1.55%
75 y/o-0.83%
80 y/o-0.79%
85 y/o+0.15%
90 y/o+0.02%
95 y/o+0.71%
99 y/o+0.46%
Notes & sources
Each cell shows the premium amount, with the change vs. previous version in parentheses. The first version shows only the baseline premium. The average annual increase is a compound rate (latest / earliest)^(1/years) − 1, with years = today − earliest version date.The male and female matrices each show that gender's own annualized rate; the plan-overview figure is the average of both genders.· as of 2026-07-02
Default view shows 21 anchor ages (one every 5 years, plus 0 and 99) for a quick read of the inflation curve. The Avg. annual increase column on the right is always computed across all 100 ages regardless of toggle state.