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PRUHealth FlexiChoice Medical Plan - Ward with SMM 2 (USD)
保誠靈活自主醫保計劃 - 普通病房+額外醫療計劃二 (美元)
Prudential Hong Kong Limited · F00013-04-002 · 9 versions · Flexi plan · Avg. annual increase +3.22%
USD
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| Age | 2019-04-01 | 2020-03-03 | 2020-05-25 | 2021-01-05 | 2022-01-01 | 2022-10-03 | 2023-07-01 | 2024-10-01 | Latest 2025-10-01 | Avg. annual increase |
|---|---|---|---|---|---|---|---|---|---|---|
| 0 y/o | US$884 | US$884 | US$884 | US$884 | US$884 | US$884 | US$951 (+7.6%) | US$1,036 (+8.9%) | US$1,120 (+8.1%) | +3.22% |
| 5 y/o | US$617 | US$617 | US$617 | US$617 | US$617 | US$617 | US$664 (+7.6%) | US$724 (+9.0%) | US$782 (+8.0%) | +3.23% |
| 10 y/o | US$488 | US$488 | US$488 | US$488 | US$488 | US$488 | US$525 (+7.6%) | US$572 (+9.0%) | US$619 (+8.2%) | +3.24% |
| 15 y/o | US$499 | US$499 | US$499 | US$499 | US$499 | US$499 | US$536 (+7.4%) | US$584 (+9.0%) | US$632 (+8.2%) | +3.22% |
| 20 y/o | US$543 | US$543 | US$543 | US$543 | US$543 | US$543 | US$584 (+7.6%) | US$637 (+9.1%) | US$689 (+8.2%) | +3.25% |
| 25 y/o | US$588 | US$588 | US$588 | US$588 | US$588 | US$588 | US$632 (+7.5%) | US$689 (+9.0%) | US$745 (+8.1%) | +3.23% |
| 30 y/o | US$646 | US$646 | US$646 | US$646 | US$646 | US$646 | US$694 (+7.4%) | US$757 (+9.1%) | US$818 (+8.1%) | +3.22% |
| 35 y/o | US$754 | US$754 | US$754 | US$754 | US$754 | US$754 | US$811 (+7.6%) | US$884 (+9.0%) | US$955 (+8.0%) | +3.22% |
| 40 y/o | US$897 | US$897 | US$897 | US$897 | US$897 | US$897 | US$965 (+7.6%) | US$1,052 (+9.0%) | US$1,137 (+8.1%) | +3.23% |
| 45 y/o | US$1,145 | US$1,145 | US$1,145 | US$1,145 | US$1,145 | US$1,145 | US$1,231 (+7.5%) | US$1,342 (+9.0%) | US$1,450 (+8.0%) | +3.22% |
| 50 y/o | US$1,467 | US$1,467 | US$1,467 | US$1,467 | US$1,467 | US$1,467 | US$1,577 (+7.5%) | US$1,718 (+8.9%) | US$1,857 (+8.1%) | +3.21% |
| 55 y/o | US$1,838 | US$1,838 | US$1,838 | US$1,838 | US$1,838 | US$1,838 | US$1,976 (+7.5%) | US$2,154 (+9.0%) | US$2,327 (+8.0%) | +3.21% |
| 60 y/o | US$2,365 | US$2,365 | US$2,365 | US$2,365 | US$2,365 | US$2,365 | US$2,542 (+7.5%) | US$2,771 (+9.0%) | US$2,993 (+8.0%) | +3.21% |
| 65 y/o | US$3,270 | US$3,270 | US$3,270 | US$3,270 | US$3,270 | US$3,270 | US$3,515 (+7.5%) | US$3,832 (+9.0%) | US$4,139 (+8.0%) | +3.21% |
| 70 y/o | US$4,139 | US$4,139 | US$4,139 | US$4,139 | US$4,139 | US$4,139 | US$4,449 (+7.5%) | US$4,850 (+9.0%) | US$5,239 (+8.0%) | +3.21% |
| 75 y/o | US$5,196 | US$5,196 | US$5,196 | US$5,196 | US$5,196 | US$5,196 | US$5,585 (+7.5%) | US$6,088 (+9.0%) | US$6,576 (+8.0%) | +3.21% |
| 80 y/o | US$6,162 | US$6,162 | US$6,162 | US$6,162 | US$6,162 | US$6,162 | US$6,624 (+7.5%) | US$7,220 (+9.0%) | US$7,799 (+8.0%) | +3.21% |
| 85 y/o | US$6,819 | US$6,819 | US$6,819 | US$6,819 | US$6,819 | US$6,819 | US$7,331 (+7.5%) | US$7,990 (+9.0%) | US$8,631 (+8.0%) | +3.21% |
| 90 y/o | US$7,348 | US$7,348 | US$7,348 | US$7,348 | US$7,348 | US$7,348 | US$7,899 (+7.5%) | US$8,610 (+9.0%) | US$9,300 (+8.0%) | +3.21% |
| 95 y/o | US$7,570 | US$7,570 | US$7,570 | US$7,570 | US$7,570 | US$7,570 | US$8,138 (+7.5%) | US$8,870 (+9.0%) | US$9,581 (+8.0%) | +3.21% |
| 99 y/o | US$7,722 | US$7,722 | US$7,722 | US$7,722 | US$7,722 | US$7,722 | US$8,301 (+7.5%) | US$9,048 (+9.0%) | US$9,773 (+8.0%) | +3.21% |
| All ages average | — | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | +7.5% | +9.0% | +8.1% | — |
0 y/oUS$884
5 y/oUS$617
10 y/oUS$488
15 y/oUS$499
20 y/oUS$543
25 y/oUS$588
30 y/oUS$646
35 y/oUS$754
40 y/oUS$897
45 y/oUS$1,145
50 y/oUS$1,467
55 y/oUS$1,838
60 y/oUS$2,365
65 y/oUS$3,270
70 y/oUS$4,139
75 y/oUS$5,196
80 y/oUS$6,162
85 y/oUS$6,819
90 y/oUS$7,348
95 y/oUS$7,570
99 y/oUS$7,722
0.0%
All-ages avg
0 y/oUS$884
5 y/oUS$617
10 y/oUS$488
15 y/oUS$499
20 y/oUS$543
25 y/oUS$588
30 y/oUS$646
35 y/oUS$754
40 y/oUS$897
45 y/oUS$1,145
50 y/oUS$1,467
55 y/oUS$1,838
60 y/oUS$2,365
65 y/oUS$3,270
70 y/oUS$4,139
75 y/oUS$5,196
80 y/oUS$6,162
85 y/oUS$6,819
90 y/oUS$7,348
95 y/oUS$7,570
99 y/oUS$7,722
0.0%
All-ages avg
0 y/oUS$884
5 y/oUS$617
10 y/oUS$488
15 y/oUS$499
20 y/oUS$543
25 y/oUS$588
30 y/oUS$646
35 y/oUS$754
40 y/oUS$897
45 y/oUS$1,145
50 y/oUS$1,467
55 y/oUS$1,838
60 y/oUS$2,365
65 y/oUS$3,270
70 y/oUS$4,139
75 y/oUS$5,196
80 y/oUS$6,162
85 y/oUS$6,819
90 y/oUS$7,348
95 y/oUS$7,570
99 y/oUS$7,722
0.0%
All-ages avg
0 y/oUS$884
5 y/oUS$617
10 y/oUS$488
15 y/oUS$499
20 y/oUS$543
25 y/oUS$588
30 y/oUS$646
35 y/oUS$754
40 y/oUS$897
45 y/oUS$1,145
50 y/oUS$1,467
55 y/oUS$1,838
60 y/oUS$2,365
65 y/oUS$3,270
70 y/oUS$4,139
75 y/oUS$5,196
80 y/oUS$6,162
85 y/oUS$6,819
90 y/oUS$7,348
95 y/oUS$7,570
99 y/oUS$7,722
0.0%
All-ages avg
0 y/oUS$884
5 y/oUS$617
10 y/oUS$488
15 y/oUS$499
20 y/oUS$543
25 y/oUS$588
30 y/oUS$646
35 y/oUS$754
40 y/oUS$897
45 y/oUS$1,145
50 y/oUS$1,467
55 y/oUS$1,838
60 y/oUS$2,365
65 y/oUS$3,270
70 y/oUS$4,139
75 y/oUS$5,196
80 y/oUS$6,162
85 y/oUS$6,819
90 y/oUS$7,348
95 y/oUS$7,570
99 y/oUS$7,722
0.0%
All-ages avg
0 y/oUS$884
5 y/oUS$617
10 y/oUS$488
15 y/oUS$499
20 y/oUS$543
25 y/oUS$588
30 y/oUS$646
35 y/oUS$754
40 y/oUS$897
45 y/oUS$1,145
50 y/oUS$1,467
55 y/oUS$1,838
60 y/oUS$2,365
65 y/oUS$3,270
70 y/oUS$4,139
75 y/oUS$5,196
80 y/oUS$6,162
85 y/oUS$6,819
90 y/oUS$7,348
95 y/oUS$7,570
99 y/oUS$7,722
+7.5%
All-ages avg
0 y/oUS$951 (+7.6%)
5 y/oUS$664 (+7.6%)
10 y/oUS$525 (+7.6%)
15 y/oUS$536 (+7.4%)
20 y/oUS$584 (+7.6%)
25 y/oUS$632 (+7.5%)
30 y/oUS$694 (+7.4%)
35 y/oUS$811 (+7.6%)
40 y/oUS$965 (+7.6%)
45 y/oUS$1,231 (+7.5%)
50 y/oUS$1,577 (+7.5%)
55 y/oUS$1,976 (+7.5%)
60 y/oUS$2,542 (+7.5%)
65 y/oUS$3,515 (+7.5%)
70 y/oUS$4,449 (+7.5%)
75 y/oUS$5,585 (+7.5%)
80 y/oUS$6,624 (+7.5%)
85 y/oUS$7,331 (+7.5%)
90 y/oUS$7,899 (+7.5%)
95 y/oUS$8,138 (+7.5%)
99 y/oUS$8,301 (+7.5%)
+9.0%
All-ages avg
0 y/oUS$1,036 (+8.9%)
5 y/oUS$724 (+9.0%)
10 y/oUS$572 (+9.0%)
15 y/oUS$584 (+9.0%)
20 y/oUS$637 (+9.1%)
25 y/oUS$689 (+9.0%)
30 y/oUS$757 (+9.1%)
35 y/oUS$884 (+9.0%)
40 y/oUS$1,052 (+9.0%)
45 y/oUS$1,342 (+9.0%)
50 y/oUS$1,718 (+8.9%)
55 y/oUS$2,154 (+9.0%)
60 y/oUS$2,771 (+9.0%)
65 y/oUS$3,832 (+9.0%)
70 y/oUS$4,850 (+9.0%)
75 y/oUS$6,088 (+9.0%)
80 y/oUS$7,220 (+9.0%)
85 y/oUS$7,990 (+9.0%)
90 y/oUS$8,610 (+9.0%)
95 y/oUS$8,870 (+9.0%)
99 y/oUS$9,048 (+9.0%)
+8.1%
All-ages avg
0 y/oUS$1,120 (+8.1%)
5 y/oUS$782 (+8.0%)
10 y/oUS$619 (+8.2%)
15 y/oUS$632 (+8.2%)
20 y/oUS$689 (+8.2%)
25 y/oUS$745 (+8.1%)
30 y/oUS$818 (+8.1%)
35 y/oUS$955 (+8.0%)
40 y/oUS$1,137 (+8.1%)
45 y/oUS$1,450 (+8.0%)
50 y/oUS$1,857 (+8.1%)
55 y/oUS$2,327 (+8.0%)
60 y/oUS$2,993 (+8.0%)
65 y/oUS$4,139 (+8.0%)
70 y/oUS$5,239 (+8.0%)
75 y/oUS$6,576 (+8.0%)
80 y/oUS$7,799 (+8.0%)
85 y/oUS$8,631 (+8.0%)
90 y/oUS$9,300 (+8.0%)
95 y/oUS$9,581 (+8.0%)
99 y/oUS$9,773 (+8.0%)
Avg. annual increase (compound, term = today − earliest version date)· as of 2026-09-15
0 y/o+3.22%
5 y/o+3.23%
10 y/o+3.24%
15 y/o+3.22%
20 y/o+3.25%
25 y/o+3.23%
30 y/o+3.22%
35 y/o+3.22%
40 y/o+3.23%
45 y/o+3.22%
50 y/o+3.21%
55 y/o+3.21%
60 y/o+3.21%
65 y/o+3.21%
70 y/o+3.21%
75 y/o+3.21%
80 y/o+3.21%
85 y/o+3.21%
90 y/o+3.21%
95 y/o+3.21%
99 y/o+3.21%
Notes & sources
Each cell shows the premium amount, with the change vs. previous version in parentheses. The first version shows only the baseline premium. The average annual increase is a compound rate (latest / earliest)^(1/years) − 1, with years = today − earliest version date.The male and female matrices each show that gender's own annualized rate; the plan-overview figure is the average of both genders.· as of 2026-09-15
Default view shows 21 anchor ages (one every 5 years, plus 0 and 99) for a quick read of the inflation curve. The Avg. annual increase column on the right is always computed across all 100 ages regardless of toggle state.