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PRUHealth FlexiChoice Medical Plan - Private Room (HKD)
保誠靈活自主醫保計劃 - 私家病房 (港元)
Prudential Hong Kong Limited · F00013-03-000 · 9 versions · Flexi plan · Avg. annual increase +2.70%
HKD
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| Age | 2019-04-01 | 2020-03-03 | 2020-05-25 | 2021-01-05 | 2022-01-01 | 2022-10-03 | 2023-07-01 | 2024-10-01 | Latest 2025-10-01 | Avg. annual increase |
|---|---|---|---|---|---|---|---|---|---|---|
| 0 y/o | HK$15,739 | HK$15,739 | HK$15,739 | HK$15,739 | HK$15,739 | HK$15,739 | HK$16,919 (+7.5%) | HK$18,104 (+7.0%) | HK$19,197 (+6.0%) | +2.70% |
| 5 y/o | HK$10,015 | HK$10,015 | HK$10,015 | HK$10,015 | HK$10,015 | HK$10,015 | HK$10,766 (+7.5%) | HK$11,520 (+7.0%) | HK$12,218 (+6.1%) | +2.70% |
| 10 y/o | HK$7,482 | HK$7,482 | HK$7,482 | HK$7,482 | HK$7,482 | HK$7,482 | HK$8,043 (+7.5%) | HK$8,606 (+7.0%) | HK$9,130 (+6.1%) | +2.71% |
| 15 y/o | HK$7,646 | HK$7,646 | HK$7,646 | HK$7,646 | HK$7,646 | HK$7,646 | HK$8,220 (+7.5%) | HK$8,795 (+7.0%) | HK$9,330 (+6.1%) | +2.71% |
| 20 y/o | HK$8,845 | HK$8,845 | HK$8,845 | HK$8,845 | HK$8,845 | HK$8,845 | HK$9,509 (+7.5%) | HK$10,174 (+7.0%) | HK$10,792 (+6.1%) | +2.70% |
| 25 y/o | HK$9,302 | HK$9,302 | HK$9,302 | HK$9,302 | HK$9,302 | HK$9,302 | HK$10,000 (+7.5%) | HK$10,700 (+7.0%) | HK$11,349 (+6.1%) | +2.70% |
| 30 y/o | HK$9,975 | HK$9,975 | HK$9,975 | HK$9,975 | HK$9,975 | HK$9,975 | HK$10,724 (+7.5%) | HK$11,474 (+7.0%) | HK$12,170 (+6.1%) | +2.70% |
| 35 y/o | HK$11,564 | HK$11,564 | HK$11,564 | HK$11,564 | HK$11,564 | HK$11,564 | HK$12,431 (+7.5%) | HK$13,301 (+7.0%) | HK$14,106 (+6.1%) | +2.70% |
| 40 y/o | HK$13,656 | HK$13,656 | HK$13,656 | HK$13,656 | HK$13,656 | HK$13,656 | HK$14,680 (+7.5%) | HK$15,708 (+7.0%) | HK$16,658 (+6.0%) | +2.70% |
| 45 y/o | HK$17,372 | HK$17,372 | HK$17,372 | HK$17,372 | HK$17,372 | HK$17,372 | HK$18,675 (+7.5%) | HK$19,983 (+7.0%) | HK$21,189 (+6.0%) | +2.70% |
| 50 y/o | HK$22,146 | HK$22,146 | HK$22,146 | HK$22,146 | HK$22,146 | HK$22,146 | HK$23,807 (+7.5%) | HK$25,474 (+7.0%) | HK$27,010 (+6.0%) | +2.70% |
| 55 y/o | HK$28,471 | HK$28,471 | HK$28,471 | HK$28,471 | HK$28,471 | HK$28,471 | HK$30,607 (+7.5%) | HK$32,749 (+7.0%) | HK$34,721 (+6.0%) | +2.70% |
| 60 y/o | HK$37,334 | HK$37,334 | HK$37,334 | HK$37,334 | HK$37,334 | HK$37,334 | HK$40,134 (+7.5%) | HK$42,943 (+7.0%) | HK$45,527 (+6.0%) | +2.70% |
| 65 y/o | HK$52,491 | HK$52,491 | HK$52,491 | HK$52,491 | HK$52,491 | HK$52,491 | HK$56,428 (+7.5%) | HK$60,378 (+7.0%) | HK$64,008 (+6.0%) | +2.70% |
| 70 y/o | HK$67,867 | HK$67,867 | HK$67,867 | HK$67,867 | HK$67,867 | HK$67,867 | HK$72,957 (+7.5%) | HK$78,064 (+7.0%) | HK$82,755 (+6.0%) | +2.70% |
| 75 y/o | HK$83,917 | HK$83,917 | HK$83,917 | HK$83,917 | HK$83,917 | HK$83,917 | HK$90,210 (+7.5%) | HK$96,525 (+7.0%) | HK$102,324 (+6.0%) | +2.70% |
| 80 y/o | HK$99,945 | HK$99,945 | HK$99,945 | HK$99,945 | HK$99,945 | HK$99,945 | HK$107,441 (+7.5%) | HK$114,962 (+7.0%) | HK$121,867 (+6.0%) | +2.70% |
| 85 y/o | HK$110,628 | HK$110,628 | HK$110,628 | HK$110,628 | HK$110,628 | HK$110,628 | HK$118,925 (+7.5%) | HK$127,250 (+7.0%) | HK$134,892 (+6.0%) | +2.70% |
| 90 y/o | HK$118,473 | HK$118,473 | HK$118,473 | HK$118,473 | HK$118,473 | HK$118,473 | HK$127,358 (+7.5%) | HK$136,273 (+7.0%) | HK$144,457 (+6.0%) | +2.70% |
| 95 y/o | HK$122,808 | HK$122,808 | HK$122,808 | HK$122,808 | HK$122,808 | HK$122,808 | HK$132,018 (+7.5%) | HK$141,259 (+7.0%) | HK$149,742 (+6.0%) | +2.70% |
| 99 y/o | HK$125,233 | HK$125,233 | HK$125,233 | HK$125,233 | HK$125,233 | HK$125,233 | HK$134,625 (+7.5%) | HK$144,049 (+7.0%) | HK$152,699 (+6.0%) | +2.70% |
| All ages average | — | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | +7.5% | +7.0% | +6.0% | — |
0 y/oHK$15,739
5 y/oHK$10,015
10 y/oHK$7,482
15 y/oHK$7,646
20 y/oHK$8,845
25 y/oHK$9,302
30 y/oHK$9,975
35 y/oHK$11,564
40 y/oHK$13,656
45 y/oHK$17,372
50 y/oHK$22,146
55 y/oHK$28,471
60 y/oHK$37,334
65 y/oHK$52,491
70 y/oHK$67,867
75 y/oHK$83,917
80 y/oHK$99,945
85 y/oHK$110,628
90 y/oHK$118,473
95 y/oHK$122,808
99 y/oHK$125,233
0.0%
All-ages avg
0 y/oHK$15,739
5 y/oHK$10,015
10 y/oHK$7,482
15 y/oHK$7,646
20 y/oHK$8,845
25 y/oHK$9,302
30 y/oHK$9,975
35 y/oHK$11,564
40 y/oHK$13,656
45 y/oHK$17,372
50 y/oHK$22,146
55 y/oHK$28,471
60 y/oHK$37,334
65 y/oHK$52,491
70 y/oHK$67,867
75 y/oHK$83,917
80 y/oHK$99,945
85 y/oHK$110,628
90 y/oHK$118,473
95 y/oHK$122,808
99 y/oHK$125,233
0.0%
All-ages avg
0 y/oHK$15,739
5 y/oHK$10,015
10 y/oHK$7,482
15 y/oHK$7,646
20 y/oHK$8,845
25 y/oHK$9,302
30 y/oHK$9,975
35 y/oHK$11,564
40 y/oHK$13,656
45 y/oHK$17,372
50 y/oHK$22,146
55 y/oHK$28,471
60 y/oHK$37,334
65 y/oHK$52,491
70 y/oHK$67,867
75 y/oHK$83,917
80 y/oHK$99,945
85 y/oHK$110,628
90 y/oHK$118,473
95 y/oHK$122,808
99 y/oHK$125,233
0.0%
All-ages avg
0 y/oHK$15,739
5 y/oHK$10,015
10 y/oHK$7,482
15 y/oHK$7,646
20 y/oHK$8,845
25 y/oHK$9,302
30 y/oHK$9,975
35 y/oHK$11,564
40 y/oHK$13,656
45 y/oHK$17,372
50 y/oHK$22,146
55 y/oHK$28,471
60 y/oHK$37,334
65 y/oHK$52,491
70 y/oHK$67,867
75 y/oHK$83,917
80 y/oHK$99,945
85 y/oHK$110,628
90 y/oHK$118,473
95 y/oHK$122,808
99 y/oHK$125,233
0.0%
All-ages avg
0 y/oHK$15,739
5 y/oHK$10,015
10 y/oHK$7,482
15 y/oHK$7,646
20 y/oHK$8,845
25 y/oHK$9,302
30 y/oHK$9,975
35 y/oHK$11,564
40 y/oHK$13,656
45 y/oHK$17,372
50 y/oHK$22,146
55 y/oHK$28,471
60 y/oHK$37,334
65 y/oHK$52,491
70 y/oHK$67,867
75 y/oHK$83,917
80 y/oHK$99,945
85 y/oHK$110,628
90 y/oHK$118,473
95 y/oHK$122,808
99 y/oHK$125,233
0.0%
All-ages avg
0 y/oHK$15,739
5 y/oHK$10,015
10 y/oHK$7,482
15 y/oHK$7,646
20 y/oHK$8,845
25 y/oHK$9,302
30 y/oHK$9,975
35 y/oHK$11,564
40 y/oHK$13,656
45 y/oHK$17,372
50 y/oHK$22,146
55 y/oHK$28,471
60 y/oHK$37,334
65 y/oHK$52,491
70 y/oHK$67,867
75 y/oHK$83,917
80 y/oHK$99,945
85 y/oHK$110,628
90 y/oHK$118,473
95 y/oHK$122,808
99 y/oHK$125,233
+7.5%
All-ages avg
0 y/oHK$16,919 (+7.5%)
5 y/oHK$10,766 (+7.5%)
10 y/oHK$8,043 (+7.5%)
15 y/oHK$8,220 (+7.5%)
20 y/oHK$9,509 (+7.5%)
25 y/oHK$10,000 (+7.5%)
30 y/oHK$10,724 (+7.5%)
35 y/oHK$12,431 (+7.5%)
40 y/oHK$14,680 (+7.5%)
45 y/oHK$18,675 (+7.5%)
50 y/oHK$23,807 (+7.5%)
55 y/oHK$30,607 (+7.5%)
60 y/oHK$40,134 (+7.5%)
65 y/oHK$56,428 (+7.5%)
70 y/oHK$72,957 (+7.5%)
75 y/oHK$90,210 (+7.5%)
80 y/oHK$107,441 (+7.5%)
85 y/oHK$118,925 (+7.5%)
90 y/oHK$127,358 (+7.5%)
95 y/oHK$132,018 (+7.5%)
99 y/oHK$134,625 (+7.5%)
+7.0%
All-ages avg
0 y/oHK$18,104 (+7.0%)
5 y/oHK$11,520 (+7.0%)
10 y/oHK$8,606 (+7.0%)
15 y/oHK$8,795 (+7.0%)
20 y/oHK$10,174 (+7.0%)
25 y/oHK$10,700 (+7.0%)
30 y/oHK$11,474 (+7.0%)
35 y/oHK$13,301 (+7.0%)
40 y/oHK$15,708 (+7.0%)
45 y/oHK$19,983 (+7.0%)
50 y/oHK$25,474 (+7.0%)
55 y/oHK$32,749 (+7.0%)
60 y/oHK$42,943 (+7.0%)
65 y/oHK$60,378 (+7.0%)
70 y/oHK$78,064 (+7.0%)
75 y/oHK$96,525 (+7.0%)
80 y/oHK$114,962 (+7.0%)
85 y/oHK$127,250 (+7.0%)
90 y/oHK$136,273 (+7.0%)
95 y/oHK$141,259 (+7.0%)
99 y/oHK$144,049 (+7.0%)
+6.0%
All-ages avg
0 y/oHK$19,197 (+6.0%)
5 y/oHK$12,218 (+6.1%)
10 y/oHK$9,130 (+6.1%)
15 y/oHK$9,330 (+6.1%)
20 y/oHK$10,792 (+6.1%)
25 y/oHK$11,349 (+6.1%)
30 y/oHK$12,170 (+6.1%)
35 y/oHK$14,106 (+6.1%)
40 y/oHK$16,658 (+6.0%)
45 y/oHK$21,189 (+6.0%)
50 y/oHK$27,010 (+6.0%)
55 y/oHK$34,721 (+6.0%)
60 y/oHK$45,527 (+6.0%)
65 y/oHK$64,008 (+6.0%)
70 y/oHK$82,755 (+6.0%)
75 y/oHK$102,324 (+6.0%)
80 y/oHK$121,867 (+6.0%)
85 y/oHK$134,892 (+6.0%)
90 y/oHK$144,457 (+6.0%)
95 y/oHK$149,742 (+6.0%)
99 y/oHK$152,699 (+6.0%)
Avg. annual increase (compound, term = today − earliest version date)· as of 2026-09-15
0 y/o+2.70%
5 y/o+2.70%
10 y/o+2.71%
15 y/o+2.71%
20 y/o+2.70%
25 y/o+2.70%
30 y/o+2.70%
35 y/o+2.70%
40 y/o+2.70%
45 y/o+2.70%
50 y/o+2.70%
55 y/o+2.70%
60 y/o+2.70%
65 y/o+2.70%
70 y/o+2.70%
75 y/o+2.70%
80 y/o+2.70%
85 y/o+2.70%
90 y/o+2.70%
95 y/o+2.70%
99 y/o+2.70%
Notes & sources
Each cell shows the premium amount, with the change vs. previous version in parentheses. The first version shows only the baseline premium. The average annual increase is a compound rate (latest / earliest)^(1/years) − 1, with years = today − earliest version date.The male and female matrices each show that gender's own annualized rate; the plan-overview figure is the average of both genders.· as of 2026-09-15
Default view shows 21 anchor ages (one every 5 years, plus 0 and 99) for a quick read of the inflation curve. The Avg. annual increase column on the right is always computed across all 100 ages regardless of toggle state.