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Prudential Hong Kong Limited · F00050-04-000 · 6 versions · Flexi plan · Avg. annual increase +2.28%
| Age | F00050-04-000-01 2020-09-03 | F00050-04-000-02 2021-01-05 | F00050-04-000-03 2021-06-01 | F00050-04-000-04 2023-04-01 | F00050-04-000-04 2024-10-01 | F00050-04-000-04 2025-10-01 | Avg. annual increase |
|---|---|---|---|---|---|---|---|
| 0 | US$1,376 | US$1,376 | US$1,376 | US$1,411 (+2.5%) | US$1,481 (+5.0%) | US$1,569 (+5.9%) | +2.26% |
| 5 | US$1,366 | US$1,366 | US$1,366 | US$1,400 (+2.5%) | US$1,470 (+5.0%) | US$1,557 (+5.9%) | +2.25% |
| 10 | US$1,317 | US$1,317 | US$1,317 | US$1,350 (+2.5%) | US$1,417 (+5.0%) | US$1,500 (+5.9%) | +2.24% |
| 15 | US$1,264 | US$1,264 | US$1,264 | US$1,295 (+2.5%) | US$1,360 (+5.0%) | US$1,440 (+5.9%) | +2.25% |
| 20 | US$1,212 | US$1,212 | US$1,212 | US$1,243 (+2.6%) | US$1,305 (+5.0%) | US$1,382 (+5.9%) | +2.26% |
| 25 | US$1,423 | US$1,423 | US$1,423 | US$1,459 (+2.5%) | US$1,532 (+5.0%) | US$1,622 (+5.9%) | +2.25% |
| 30 | US$1,754 | US$1,754 | US$1,754 | US$1,798 (+2.5%) | US$1,888 (+5.0%) | US$1,999 (+5.9%) | +2.25% |
| 35 | US$1,963 | US$1,963 | US$1,963 | US$2,012 (+2.5%) | US$2,112 (+5.0%) | US$2,236 (+5.9%) | +2.24% |
| 40 | US$2,098 | US$2,098 | US$2,098 | US$2,150 (+2.5%) | US$2,258 (+5.0%) | US$2,390 (+5.8%) | +2.24% |
| 45 | US$2,742 | US$2,742 | US$2,742 | US$2,811 (+2.5%) | US$2,951 (+5.0%) | US$3,124 (+5.9%) | +2.25% |
| 50 | US$3,386 | US$3,386 | US$3,386 | US$3,471 (+2.5%) | US$3,645 (+5.0%) | US$3,876 (+6.3%) | +2.33% |
| 55 | US$4,084 | US$4,084 | US$4,084 | US$4,186 (+2.5%) | US$4,396 (+5.0%) | US$4,674 (+6.3%) | +2.33% |
| 60 | US$5,572 | US$5,572 | US$5,572 | US$5,712 (+2.5%) | US$5,997 (+5.0%) | US$6,376 (+6.3%) | +2.32% |
| 65 | US$8,122 | US$8,122 | US$8,122 | US$8,325 (+2.5%) | US$8,742 (+5.0%) | US$9,294 (+6.3%) | +2.32% |
| 70 | — | — | — | — | — | US$11,969 | — |
| 75 | US$13,136 | US$13,136 | US$13,136 | US$13,464 (+2.5%) | US$14,138 (+5.0%) | US$15,030 (+6.3%) | +2.32% |
| 80 | — | — | — | — | — | US$18,299 | — |
| 85 | US$19,177 | US$19,177 | US$19,177 | US$19,656 (+2.5%) | US$20,639 (+5.0%) | US$21,941 (+6.3%) | +2.32% |
| 90 | — | — | — | — | — | US$25,785 | — |
| 95 | US$25,831 | US$25,831 | US$25,831 | US$26,476 (+2.5%) | US$27,800 (+5.0%) | US$29,553 (+6.3%) | +2.32% |
| 99 | US$29,220 | US$29,220 | US$29,220 | US$29,950 (+2.5%) | US$31,448 (+5.0%) | US$33,430 (+6.3%) | +2.32% |
| All ages average | — | 0.0% | 0.0% | +2.5% | +5.0% | +6.1% | — |
0 y/oUS$1,376
5 y/oUS$1,366
10 y/oUS$1,317
15 y/oUS$1,264
20 y/oUS$1,212
25 y/oUS$1,423
30 y/oUS$1,754
35 y/oUS$1,963
40 y/oUS$2,098
45 y/oUS$2,742
50 y/oUS$3,386
55 y/oUS$4,084
60 y/oUS$5,572
65 y/oUS$8,122
70 y/o—
75 y/oUS$13,136
80 y/o—
85 y/oUS$19,177
90 y/o—
95 y/oUS$25,831
99 y/oUS$29,220
0.0%
All-ages avg
0 y/oUS$1,376
5 y/oUS$1,366
10 y/oUS$1,317
15 y/oUS$1,264
20 y/oUS$1,212
25 y/oUS$1,423
30 y/oUS$1,754
35 y/oUS$1,963
40 y/oUS$2,098
45 y/oUS$2,742
50 y/oUS$3,386
55 y/oUS$4,084
60 y/oUS$5,572
65 y/oUS$8,122
70 y/o—
75 y/oUS$13,136
80 y/o—
85 y/oUS$19,177
90 y/o—
95 y/oUS$25,831
99 y/oUS$29,220
0.0%
All-ages avg
0 y/oUS$1,376
5 y/oUS$1,366
10 y/oUS$1,317
15 y/oUS$1,264
20 y/oUS$1,212
25 y/oUS$1,423
30 y/oUS$1,754
35 y/oUS$1,963
40 y/oUS$2,098
45 y/oUS$2,742
50 y/oUS$3,386
55 y/oUS$4,084
60 y/oUS$5,572
65 y/oUS$8,122
70 y/o—
75 y/oUS$13,136
80 y/o—
85 y/oUS$19,177
90 y/o—
95 y/oUS$25,831
99 y/oUS$29,220
+2.5%
All-ages avg
0 y/oUS$1,411 (+2.5%)
5 y/oUS$1,400 (+2.5%)
10 y/oUS$1,350 (+2.5%)
15 y/oUS$1,295 (+2.5%)
20 y/oUS$1,243 (+2.6%)
25 y/oUS$1,459 (+2.5%)
30 y/oUS$1,798 (+2.5%)
35 y/oUS$2,012 (+2.5%)
40 y/oUS$2,150 (+2.5%)
45 y/oUS$2,811 (+2.5%)
50 y/oUS$3,471 (+2.5%)
55 y/oUS$4,186 (+2.5%)
60 y/oUS$5,712 (+2.5%)
65 y/oUS$8,325 (+2.5%)
70 y/o—
75 y/oUS$13,464 (+2.5%)
80 y/o—
85 y/oUS$19,656 (+2.5%)
90 y/o—
95 y/oUS$26,476 (+2.5%)
99 y/oUS$29,950 (+2.5%)
+5.0%
All-ages avg
0 y/oUS$1,481 (+5.0%)
5 y/oUS$1,470 (+5.0%)
10 y/oUS$1,417 (+5.0%)
15 y/oUS$1,360 (+5.0%)
20 y/oUS$1,305 (+5.0%)
25 y/oUS$1,532 (+5.0%)
30 y/oUS$1,888 (+5.0%)
35 y/oUS$2,112 (+5.0%)
40 y/oUS$2,258 (+5.0%)
45 y/oUS$2,951 (+5.0%)
50 y/oUS$3,645 (+5.0%)
55 y/oUS$4,396 (+5.0%)
60 y/oUS$5,997 (+5.0%)
65 y/oUS$8,742 (+5.0%)
70 y/o—
75 y/oUS$14,138 (+5.0%)
80 y/o—
85 y/oUS$20,639 (+5.0%)
90 y/o—
95 y/oUS$27,800 (+5.0%)
99 y/oUS$31,448 (+5.0%)
+6.1%
All-ages avg
0 y/oUS$1,569 (+5.9%)
5 y/oUS$1,557 (+5.9%)
10 y/oUS$1,500 (+5.9%)
15 y/oUS$1,440 (+5.9%)
20 y/oUS$1,382 (+5.9%)
25 y/oUS$1,622 (+5.9%)
30 y/oUS$1,999 (+5.9%)
35 y/oUS$2,236 (+5.9%)
40 y/oUS$2,390 (+5.8%)
45 y/oUS$3,124 (+5.9%)
50 y/oUS$3,876 (+6.3%)
55 y/oUS$4,674 (+6.3%)
60 y/oUS$6,376 (+6.3%)
65 y/oUS$9,294 (+6.3%)
70 y/oUS$11,969
75 y/oUS$15,030 (+6.3%)
80 y/oUS$18,299
85 y/oUS$21,941 (+6.3%)
90 y/oUS$25,785
95 y/oUS$29,553 (+6.3%)
99 y/oUS$33,430 (+6.3%)
Avg. annual increase (compound, term = today − earliest version date)· as of 2026-07-02
0 y/o+2.26%
5 y/o+2.25%
10 y/o+2.24%
15 y/o+2.25%
20 y/o+2.26%
25 y/o+2.25%
30 y/o+2.25%
35 y/o+2.24%
40 y/o+2.24%
45 y/o+2.25%
50 y/o+2.33%
55 y/o+2.33%
60 y/o+2.32%
65 y/o+2.32%
70 y/o—
75 y/o+2.32%
80 y/o—
85 y/o+2.32%
90 y/o—
95 y/o+2.32%
99 y/o+2.32%
Notes & sources
Each cell shows the premium amount, with the change vs. previous version in parentheses. The first version shows only the baseline premium. The average annual increase is a compound rate (latest / earliest)^(1/years) − 1, with years = today − earliest version date.· as of 2026-07-02
Default view shows 21 anchor ages (one every 5 years, plus 0 and 99) for a quick read of the inflation curve. The Avg. annual increase column on the right is always computed across all 100 ages regardless of toggle state.