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PRUHealth FlexiChoice Medical Plan - Semi-private Room with SMM 2 (USD)
保誠靈活自主醫保計劃 - 半私家病房+額外醫療計劃二 (美元)
Prudential Hong Kong Limited · F00013-05-002 · 9 versions · Flexi plan · Avg. annual increase +3.21%
USD
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| Age | 2019-04-01 | 2020-03-03 | 2020-05-25 | 2021-01-05 | 2022-01-01 | 2022-10-03 | 2023-07-01 | 2024-10-01 | Latest 2025-10-01 | Avg. annual increase |
|---|---|---|---|---|---|---|---|---|---|---|
| 0 y/o | US$1,408 | US$1,408 | US$1,408 | US$1,408 | US$1,408 | US$1,408 | US$1,514 (+7.5%) | US$1,650 (+9.0%) | US$1,783 (+8.1%) | +3.22% |
| 5 y/o | US$1,021 | US$1,021 | US$1,021 | US$1,021 | US$1,021 | US$1,021 | US$1,097 (+7.4%) | US$1,196 (+9.0%) | US$1,293 (+8.1%) | +3.22% |
| 10 y/o | US$875 | US$875 | US$875 | US$875 | US$875 | US$875 | US$941 (+7.5%) | US$1,025 (+8.9%) | US$1,108 (+8.1%) | +3.22% |
| 15 y/o | US$889 | US$889 | US$889 | US$889 | US$889 | US$889 | US$955 (+7.4%) | US$1,041 (+9.0%) | US$1,125 (+8.1%) | +3.21% |
| 20 y/o | US$963 | US$963 | US$963 | US$963 | US$963 | US$963 | US$1,035 (+7.5%) | US$1,128 (+9.0%) | US$1,219 (+8.1%) | +3.21% |
| 25 y/o | US$1,033 | US$1,033 | US$1,033 | US$1,033 | US$1,033 | US$1,033 | US$1,111 (+7.6%) | US$1,210 (+8.9%) | US$1,308 (+8.1%) | +3.22% |
| 30 y/o | US$1,118 | US$1,118 | US$1,118 | US$1,118 | US$1,118 | US$1,118 | US$1,202 (+7.5%) | US$1,310 (+9.0%) | US$1,416 (+8.1%) | +3.22% |
| 35 y/o | US$1,269 | US$1,269 | US$1,269 | US$1,269 | US$1,269 | US$1,269 | US$1,364 (+7.5%) | US$1,487 (+9.0%) | US$1,606 (+8.0%) | +3.21% |
| 40 y/o | US$1,540 | US$1,540 | US$1,540 | US$1,540 | US$1,540 | US$1,540 | US$1,656 (+7.5%) | US$1,805 (+9.0%) | US$1,950 (+8.0%) | +3.22% |
| 45 y/o | US$2,002 | US$2,002 | US$2,002 | US$2,002 | US$2,002 | US$2,002 | US$2,152 (+7.5%) | US$2,345 (+9.0%) | US$2,534 (+8.1%) | +3.21% |
| 50 y/o | US$2,578 | US$2,578 | US$2,578 | US$2,578 | US$2,578 | US$2,578 | US$2,771 (+7.5%) | US$3,020 (+9.0%) | US$3,263 (+8.0%) | +3.21% |
| 55 y/o | US$3,223 | US$3,223 | US$3,223 | US$3,223 | US$3,223 | US$3,223 | US$3,465 (+7.5%) | US$3,777 (+9.0%) | US$4,080 (+8.0%) | +3.21% |
| 60 y/o | US$4,244 | US$4,244 | US$4,244 | US$4,244 | US$4,244 | US$4,244 | US$4,563 (+7.5%) | US$4,973 (+9.0%) | US$5,372 (+8.0%) | +3.21% |
| 65 y/o | US$6,021 | US$6,021 | US$6,021 | US$6,021 | US$6,021 | US$6,021 | US$6,472 (+7.5%) | US$7,055 (+9.0%) | US$7,620 (+8.0%) | +3.21% |
| 70 y/o | US$7,582 | US$7,582 | US$7,582 | US$7,582 | US$7,582 | US$7,582 | US$8,151 (+7.5%) | US$8,884 (+9.0%) | US$9,596 (+8.0%) | +3.21% |
| 75 y/o | US$9,341 | US$9,341 | US$9,341 | US$9,341 | US$9,341 | US$9,341 | US$10,042 (+7.5%) | US$10,945 (+9.0%) | US$11,822 (+8.0%) | +3.21% |
| 80 y/o | US$11,039 | US$11,039 | US$11,039 | US$11,039 | US$11,039 | US$11,039 | US$11,867 (+7.5%) | US$12,935 (+9.0%) | US$13,971 (+8.0%) | +3.21% |
| 85 y/o | US$12,162 | US$12,162 | US$12,162 | US$12,162 | US$12,162 | US$12,162 | US$13,074 (+7.5%) | US$14,251 (+9.0%) | US$15,392 (+8.0%) | +3.21% |
| 90 y/o | US$12,973 | US$12,973 | US$12,973 | US$12,973 | US$12,973 | US$12,973 | US$13,946 (+7.5%) | US$15,201 (+9.0%) | US$16,418 (+8.0%) | +3.21% |
| 95 y/o | US$13,373 | US$13,373 | US$13,373 | US$13,373 | US$13,373 | US$13,373 | US$14,376 (+7.5%) | US$15,670 (+9.0%) | US$16,924 (+8.0%) | +3.21% |
| 99 y/o | US$13,577 | US$13,577 | US$13,577 | US$13,577 | US$13,577 | US$13,577 | US$14,596 (+7.5%) | US$15,909 (+9.0%) | US$17,183 (+8.0%) | +3.21% |
| All ages average | — | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | +7.5% | +9.0% | +8.0% | — |
0 y/oUS$1,408
5 y/oUS$1,021
10 y/oUS$875
15 y/oUS$889
20 y/oUS$963
25 y/oUS$1,033
30 y/oUS$1,118
35 y/oUS$1,269
40 y/oUS$1,540
45 y/oUS$2,002
50 y/oUS$2,578
55 y/oUS$3,223
60 y/oUS$4,244
65 y/oUS$6,021
70 y/oUS$7,582
75 y/oUS$9,341
80 y/oUS$11,039
85 y/oUS$12,162
90 y/oUS$12,973
95 y/oUS$13,373
99 y/oUS$13,577
0.0%
All-ages avg
0 y/oUS$1,408
5 y/oUS$1,021
10 y/oUS$875
15 y/oUS$889
20 y/oUS$963
25 y/oUS$1,033
30 y/oUS$1,118
35 y/oUS$1,269
40 y/oUS$1,540
45 y/oUS$2,002
50 y/oUS$2,578
55 y/oUS$3,223
60 y/oUS$4,244
65 y/oUS$6,021
70 y/oUS$7,582
75 y/oUS$9,341
80 y/oUS$11,039
85 y/oUS$12,162
90 y/oUS$12,973
95 y/oUS$13,373
99 y/oUS$13,577
0.0%
All-ages avg
0 y/oUS$1,408
5 y/oUS$1,021
10 y/oUS$875
15 y/oUS$889
20 y/oUS$963
25 y/oUS$1,033
30 y/oUS$1,118
35 y/oUS$1,269
40 y/oUS$1,540
45 y/oUS$2,002
50 y/oUS$2,578
55 y/oUS$3,223
60 y/oUS$4,244
65 y/oUS$6,021
70 y/oUS$7,582
75 y/oUS$9,341
80 y/oUS$11,039
85 y/oUS$12,162
90 y/oUS$12,973
95 y/oUS$13,373
99 y/oUS$13,577
0.0%
All-ages avg
0 y/oUS$1,408
5 y/oUS$1,021
10 y/oUS$875
15 y/oUS$889
20 y/oUS$963
25 y/oUS$1,033
30 y/oUS$1,118
35 y/oUS$1,269
40 y/oUS$1,540
45 y/oUS$2,002
50 y/oUS$2,578
55 y/oUS$3,223
60 y/oUS$4,244
65 y/oUS$6,021
70 y/oUS$7,582
75 y/oUS$9,341
80 y/oUS$11,039
85 y/oUS$12,162
90 y/oUS$12,973
95 y/oUS$13,373
99 y/oUS$13,577
0.0%
All-ages avg
0 y/oUS$1,408
5 y/oUS$1,021
10 y/oUS$875
15 y/oUS$889
20 y/oUS$963
25 y/oUS$1,033
30 y/oUS$1,118
35 y/oUS$1,269
40 y/oUS$1,540
45 y/oUS$2,002
50 y/oUS$2,578
55 y/oUS$3,223
60 y/oUS$4,244
65 y/oUS$6,021
70 y/oUS$7,582
75 y/oUS$9,341
80 y/oUS$11,039
85 y/oUS$12,162
90 y/oUS$12,973
95 y/oUS$13,373
99 y/oUS$13,577
0.0%
All-ages avg
0 y/oUS$1,408
5 y/oUS$1,021
10 y/oUS$875
15 y/oUS$889
20 y/oUS$963
25 y/oUS$1,033
30 y/oUS$1,118
35 y/oUS$1,269
40 y/oUS$1,540
45 y/oUS$2,002
50 y/oUS$2,578
55 y/oUS$3,223
60 y/oUS$4,244
65 y/oUS$6,021
70 y/oUS$7,582
75 y/oUS$9,341
80 y/oUS$11,039
85 y/oUS$12,162
90 y/oUS$12,973
95 y/oUS$13,373
99 y/oUS$13,577
+7.5%
All-ages avg
0 y/oUS$1,514 (+7.5%)
5 y/oUS$1,097 (+7.4%)
10 y/oUS$941 (+7.5%)
15 y/oUS$955 (+7.4%)
20 y/oUS$1,035 (+7.5%)
25 y/oUS$1,111 (+7.6%)
30 y/oUS$1,202 (+7.5%)
35 y/oUS$1,364 (+7.5%)
40 y/oUS$1,656 (+7.5%)
45 y/oUS$2,152 (+7.5%)
50 y/oUS$2,771 (+7.5%)
55 y/oUS$3,465 (+7.5%)
60 y/oUS$4,563 (+7.5%)
65 y/oUS$6,472 (+7.5%)
70 y/oUS$8,151 (+7.5%)
75 y/oUS$10,042 (+7.5%)
80 y/oUS$11,867 (+7.5%)
85 y/oUS$13,074 (+7.5%)
90 y/oUS$13,946 (+7.5%)
95 y/oUS$14,376 (+7.5%)
99 y/oUS$14,596 (+7.5%)
+9.0%
All-ages avg
0 y/oUS$1,650 (+9.0%)
5 y/oUS$1,196 (+9.0%)
10 y/oUS$1,025 (+8.9%)
15 y/oUS$1,041 (+9.0%)
20 y/oUS$1,128 (+9.0%)
25 y/oUS$1,210 (+8.9%)
30 y/oUS$1,310 (+9.0%)
35 y/oUS$1,487 (+9.0%)
40 y/oUS$1,805 (+9.0%)
45 y/oUS$2,345 (+9.0%)
50 y/oUS$3,020 (+9.0%)
55 y/oUS$3,777 (+9.0%)
60 y/oUS$4,973 (+9.0%)
65 y/oUS$7,055 (+9.0%)
70 y/oUS$8,884 (+9.0%)
75 y/oUS$10,945 (+9.0%)
80 y/oUS$12,935 (+9.0%)
85 y/oUS$14,251 (+9.0%)
90 y/oUS$15,201 (+9.0%)
95 y/oUS$15,670 (+9.0%)
99 y/oUS$15,909 (+9.0%)
+8.0%
All-ages avg
0 y/oUS$1,783 (+8.1%)
5 y/oUS$1,293 (+8.1%)
10 y/oUS$1,108 (+8.1%)
15 y/oUS$1,125 (+8.1%)
20 y/oUS$1,219 (+8.1%)
25 y/oUS$1,308 (+8.1%)
30 y/oUS$1,416 (+8.1%)
35 y/oUS$1,606 (+8.0%)
40 y/oUS$1,950 (+8.0%)
45 y/oUS$2,534 (+8.1%)
50 y/oUS$3,263 (+8.0%)
55 y/oUS$4,080 (+8.0%)
60 y/oUS$5,372 (+8.0%)
65 y/oUS$7,620 (+8.0%)
70 y/oUS$9,596 (+8.0%)
75 y/oUS$11,822 (+8.0%)
80 y/oUS$13,971 (+8.0%)
85 y/oUS$15,392 (+8.0%)
90 y/oUS$16,418 (+8.0%)
95 y/oUS$16,924 (+8.0%)
99 y/oUS$17,183 (+8.0%)
Avg. annual increase (compound, term = today − earliest version date)· as of 2026-09-15
0 y/o+3.22%
5 y/o+3.22%
10 y/o+3.22%
15 y/o+3.21%
20 y/o+3.21%
25 y/o+3.22%
30 y/o+3.22%
35 y/o+3.21%
40 y/o+3.22%
45 y/o+3.21%
50 y/o+3.21%
55 y/o+3.21%
60 y/o+3.21%
65 y/o+3.21%
70 y/o+3.21%
75 y/o+3.21%
80 y/o+3.21%
85 y/o+3.21%
90 y/o+3.21%
95 y/o+3.21%
99 y/o+3.21%
Notes & sources
Each cell shows the premium amount, with the change vs. previous version in parentheses. The first version shows only the baseline premium. The average annual increase is a compound rate (latest / earliest)^(1/years) − 1, with years = today − earliest version date.The male and female matrices each show that gender's own annualized rate; the plan-overview figure is the average of both genders.· as of 2026-09-15
Default view shows 21 anchor ages (one every 5 years, plus 0 and 99) for a quick read of the inflation curve. The Avg. annual increase column on the right is always computed across all 100 ages regardless of toggle state.