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PRUHealth FlexiChoice Medical Plan - Private Room with SMM (HKD)
保誠靈活自主醫保計劃 - 私家病房+額外醫療計劃 (港元)
Prudential Hong Kong Limited · F00013-03-001 · 9 versions · Flexi plan · Avg. annual increase +3.21%
HKD
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| Age | 2019-04-01 | 2020-03-03 | 2020-05-25 | 2021-01-05 | 2022-01-01 | 2022-10-03 | 2023-07-01 | 2024-10-01 | Latest 2025-10-01 | Avg. annual increase |
|---|---|---|---|---|---|---|---|---|---|---|
| 0 y/o | HK$19,287 | HK$19,287 | HK$19,287 | HK$19,287 | HK$19,287 | HK$19,287 | HK$20,734 (+7.5%) | HK$22,600 (+9.0%) | HK$24,415 (+8.0%) | +3.21% |
| 5 y/o | HK$12,481 | HK$12,481 | HK$12,481 | HK$12,481 | HK$12,481 | HK$12,481 | HK$13,417 (+7.5%) | HK$14,625 (+9.0%) | HK$15,802 (+8.0%) | +3.22% |
| 10 y/o | HK$10,086 | HK$10,086 | HK$10,086 | HK$10,086 | HK$10,086 | HK$10,086 | HK$10,842 (+7.5%) | HK$11,818 (+9.0%) | HK$12,770 (+8.1%) | +3.22% |
| 15 y/o | HK$9,936 | HK$9,936 | HK$9,936 | HK$9,936 | HK$9,936 | HK$9,936 | HK$10,681 (+7.5%) | HK$11,642 (+9.0%) | HK$12,581 (+8.1%) | +3.22% |
| 20 y/o | HK$10,876 | HK$10,876 | HK$10,876 | HK$10,876 | HK$10,876 | HK$10,876 | HK$11,692 (+7.5%) | HK$12,744 (+9.0%) | HK$13,771 (+8.1%) | +3.22% |
| 25 y/o | HK$12,474 | HK$12,474 | HK$12,474 | HK$12,474 | HK$12,474 | HK$12,474 | HK$13,410 (+7.5%) | HK$14,617 (+9.0%) | HK$15,794 (+8.1%) | +3.22% |
| 30 y/o | HK$14,709 | HK$14,709 | HK$14,709 | HK$14,709 | HK$14,709 | HK$14,709 | HK$15,812 (+7.5%) | HK$17,235 (+9.0%) | HK$18,621 (+8.0%) | +3.21% |
| 35 y/o | HK$17,436 | HK$17,436 | HK$17,436 | HK$17,436 | HK$17,436 | HK$17,436 | HK$18,743 (+7.5%) | HK$20,430 (+9.0%) | HK$22,072 (+8.0%) | +3.21% |
| 40 y/o | HK$20,550 | HK$20,550 | HK$20,550 | HK$20,550 | HK$20,550 | HK$20,550 | HK$22,091 (+7.5%) | HK$24,079 (+9.0%) | HK$26,013 (+8.0%) | +3.21% |
| 45 y/o | HK$24,311 | HK$24,311 | HK$24,311 | HK$24,311 | HK$24,311 | HK$24,311 | HK$26,134 (+7.5%) | HK$28,486 (+9.0%) | HK$30,772 (+8.0%) | +3.21% |
| 50 y/o | HK$31,446 | HK$31,446 | HK$31,446 | HK$31,446 | HK$31,446 | HK$31,446 | HK$33,805 (+7.5%) | HK$36,847 (+9.0%) | HK$39,802 (+8.0%) | +3.21% |
| 55 y/o | HK$38,551 | HK$38,551 | HK$38,551 | HK$38,551 | HK$38,551 | HK$38,551 | HK$41,443 (+7.5%) | HK$45,172 (+9.0%) | HK$48,794 (+8.0%) | +3.21% |
| 60 y/o | HK$52,170 | HK$52,170 | HK$52,170 | HK$52,170 | HK$52,170 | HK$52,170 | HK$56,083 (+7.5%) | HK$61,130 (+9.0%) | HK$66,028 (+8.0%) | +3.21% |
| 65 y/o | HK$79,171 | HK$79,171 | HK$79,171 | HK$79,171 | HK$79,171 | HK$79,171 | HK$85,109 (+7.5%) | HK$92,768 (+9.0%) | HK$100,197 (+8.0%) | +3.21% |
| 70 y/o | HK$97,424 | HK$97,424 | HK$97,424 | HK$97,424 | HK$97,424 | HK$97,424 | HK$104,731 (+7.5%) | HK$114,157 (+9.0%) | HK$123,297 (+8.0%) | +3.21% |
| 75 y/o | HK$117,549 | HK$117,549 | HK$117,549 | HK$117,549 | HK$117,549 | HK$117,549 | HK$126,365 (+7.5%) | HK$137,738 (+9.0%) | HK$148,764 (+8.0%) | +3.21% |
| 80 y/o | HK$137,346 | HK$137,346 | HK$137,346 | HK$137,346 | HK$137,346 | HK$137,346 | HK$147,647 (+7.5%) | HK$160,935 (+9.0%) | HK$173,817 (+8.0%) | +3.21% |
| 85 y/o | HK$150,020 | HK$150,020 | HK$150,020 | HK$150,020 | HK$150,020 | HK$150,020 | HK$161,271 (+7.5%) | HK$175,785 (+9.0%) | HK$189,855 (+8.0%) | +3.21% |
| 90 y/o | HK$159,710 | HK$159,710 | HK$159,710 | HK$159,710 | HK$159,710 | HK$159,710 | HK$171,688 (+7.5%) | HK$187,140 (+9.0%) | HK$202,119 (+8.0%) | +3.21% |
| 95 y/o | HK$164,815 | HK$164,815 | HK$164,815 | HK$164,815 | HK$164,815 | HK$164,815 | HK$177,176 (+7.5%) | HK$193,122 (+9.0%) | HK$208,579 (+8.0%) | +3.21% |
| 99 y/o | HK$167,891 | HK$167,891 | HK$167,891 | HK$167,891 | HK$167,891 | HK$167,891 | HK$180,483 (+7.5%) | HK$196,726 (+9.0%) | HK$212,472 (+8.0%) | +3.21% |
| All ages average | — | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | +7.5% | +9.0% | +8.0% | — |
0 y/oHK$19,287
5 y/oHK$12,481
10 y/oHK$10,086
15 y/oHK$9,936
20 y/oHK$10,876
25 y/oHK$12,474
30 y/oHK$14,709
35 y/oHK$17,436
40 y/oHK$20,550
45 y/oHK$24,311
50 y/oHK$31,446
55 y/oHK$38,551
60 y/oHK$52,170
65 y/oHK$79,171
70 y/oHK$97,424
75 y/oHK$117,549
80 y/oHK$137,346
85 y/oHK$150,020
90 y/oHK$159,710
95 y/oHK$164,815
99 y/oHK$167,891
0.0%
All-ages avg
0 y/oHK$19,287
5 y/oHK$12,481
10 y/oHK$10,086
15 y/oHK$9,936
20 y/oHK$10,876
25 y/oHK$12,474
30 y/oHK$14,709
35 y/oHK$17,436
40 y/oHK$20,550
45 y/oHK$24,311
50 y/oHK$31,446
55 y/oHK$38,551
60 y/oHK$52,170
65 y/oHK$79,171
70 y/oHK$97,424
75 y/oHK$117,549
80 y/oHK$137,346
85 y/oHK$150,020
90 y/oHK$159,710
95 y/oHK$164,815
99 y/oHK$167,891
0.0%
All-ages avg
0 y/oHK$19,287
5 y/oHK$12,481
10 y/oHK$10,086
15 y/oHK$9,936
20 y/oHK$10,876
25 y/oHK$12,474
30 y/oHK$14,709
35 y/oHK$17,436
40 y/oHK$20,550
45 y/oHK$24,311
50 y/oHK$31,446
55 y/oHK$38,551
60 y/oHK$52,170
65 y/oHK$79,171
70 y/oHK$97,424
75 y/oHK$117,549
80 y/oHK$137,346
85 y/oHK$150,020
90 y/oHK$159,710
95 y/oHK$164,815
99 y/oHK$167,891
0.0%
All-ages avg
0 y/oHK$19,287
5 y/oHK$12,481
10 y/oHK$10,086
15 y/oHK$9,936
20 y/oHK$10,876
25 y/oHK$12,474
30 y/oHK$14,709
35 y/oHK$17,436
40 y/oHK$20,550
45 y/oHK$24,311
50 y/oHK$31,446
55 y/oHK$38,551
60 y/oHK$52,170
65 y/oHK$79,171
70 y/oHK$97,424
75 y/oHK$117,549
80 y/oHK$137,346
85 y/oHK$150,020
90 y/oHK$159,710
95 y/oHK$164,815
99 y/oHK$167,891
0.0%
All-ages avg
0 y/oHK$19,287
5 y/oHK$12,481
10 y/oHK$10,086
15 y/oHK$9,936
20 y/oHK$10,876
25 y/oHK$12,474
30 y/oHK$14,709
35 y/oHK$17,436
40 y/oHK$20,550
45 y/oHK$24,311
50 y/oHK$31,446
55 y/oHK$38,551
60 y/oHK$52,170
65 y/oHK$79,171
70 y/oHK$97,424
75 y/oHK$117,549
80 y/oHK$137,346
85 y/oHK$150,020
90 y/oHK$159,710
95 y/oHK$164,815
99 y/oHK$167,891
0.0%
All-ages avg
0 y/oHK$19,287
5 y/oHK$12,481
10 y/oHK$10,086
15 y/oHK$9,936
20 y/oHK$10,876
25 y/oHK$12,474
30 y/oHK$14,709
35 y/oHK$17,436
40 y/oHK$20,550
45 y/oHK$24,311
50 y/oHK$31,446
55 y/oHK$38,551
60 y/oHK$52,170
65 y/oHK$79,171
70 y/oHK$97,424
75 y/oHK$117,549
80 y/oHK$137,346
85 y/oHK$150,020
90 y/oHK$159,710
95 y/oHK$164,815
99 y/oHK$167,891
+7.5%
All-ages avg
0 y/oHK$20,734 (+7.5%)
5 y/oHK$13,417 (+7.5%)
10 y/oHK$10,842 (+7.5%)
15 y/oHK$10,681 (+7.5%)
20 y/oHK$11,692 (+7.5%)
25 y/oHK$13,410 (+7.5%)
30 y/oHK$15,812 (+7.5%)
35 y/oHK$18,743 (+7.5%)
40 y/oHK$22,091 (+7.5%)
45 y/oHK$26,134 (+7.5%)
50 y/oHK$33,805 (+7.5%)
55 y/oHK$41,443 (+7.5%)
60 y/oHK$56,083 (+7.5%)
65 y/oHK$85,109 (+7.5%)
70 y/oHK$104,731 (+7.5%)
75 y/oHK$126,365 (+7.5%)
80 y/oHK$147,647 (+7.5%)
85 y/oHK$161,271 (+7.5%)
90 y/oHK$171,688 (+7.5%)
95 y/oHK$177,176 (+7.5%)
99 y/oHK$180,483 (+7.5%)
+9.0%
All-ages avg
0 y/oHK$22,600 (+9.0%)
5 y/oHK$14,625 (+9.0%)
10 y/oHK$11,818 (+9.0%)
15 y/oHK$11,642 (+9.0%)
20 y/oHK$12,744 (+9.0%)
25 y/oHK$14,617 (+9.0%)
30 y/oHK$17,235 (+9.0%)
35 y/oHK$20,430 (+9.0%)
40 y/oHK$24,079 (+9.0%)
45 y/oHK$28,486 (+9.0%)
50 y/oHK$36,847 (+9.0%)
55 y/oHK$45,172 (+9.0%)
60 y/oHK$61,130 (+9.0%)
65 y/oHK$92,768 (+9.0%)
70 y/oHK$114,157 (+9.0%)
75 y/oHK$137,738 (+9.0%)
80 y/oHK$160,935 (+9.0%)
85 y/oHK$175,785 (+9.0%)
90 y/oHK$187,140 (+9.0%)
95 y/oHK$193,122 (+9.0%)
99 y/oHK$196,726 (+9.0%)
+8.0%
All-ages avg
0 y/oHK$24,415 (+8.0%)
5 y/oHK$15,802 (+8.0%)
10 y/oHK$12,770 (+8.1%)
15 y/oHK$12,581 (+8.1%)
20 y/oHK$13,771 (+8.1%)
25 y/oHK$15,794 (+8.1%)
30 y/oHK$18,621 (+8.0%)
35 y/oHK$22,072 (+8.0%)
40 y/oHK$26,013 (+8.0%)
45 y/oHK$30,772 (+8.0%)
50 y/oHK$39,802 (+8.0%)
55 y/oHK$48,794 (+8.0%)
60 y/oHK$66,028 (+8.0%)
65 y/oHK$100,197 (+8.0%)
70 y/oHK$123,297 (+8.0%)
75 y/oHK$148,764 (+8.0%)
80 y/oHK$173,817 (+8.0%)
85 y/oHK$189,855 (+8.0%)
90 y/oHK$202,119 (+8.0%)
95 y/oHK$208,579 (+8.0%)
99 y/oHK$212,472 (+8.0%)
Avg. annual increase (compound, term = today − earliest version date)· as of 2026-09-15
0 y/o+3.21%
5 y/o+3.22%
10 y/o+3.22%
15 y/o+3.22%
20 y/o+3.22%
25 y/o+3.22%
30 y/o+3.21%
35 y/o+3.21%
40 y/o+3.21%
45 y/o+3.21%
50 y/o+3.21%
55 y/o+3.21%
60 y/o+3.21%
65 y/o+3.21%
70 y/o+3.21%
75 y/o+3.21%
80 y/o+3.21%
85 y/o+3.21%
90 y/o+3.21%
95 y/o+3.21%
99 y/o+3.21%
Notes & sources
Each cell shows the premium amount, with the change vs. previous version in parentheses. The first version shows only the baseline premium. The average annual increase is a compound rate (latest / earliest)^(1/years) − 1, with years = today − earliest version date.The male and female matrices each show that gender's own annualized rate; the plan-overview figure is the average of both genders.· as of 2026-09-15
Default view shows 21 anchor ages (one every 5 years, plus 0 and 99) for a quick read of the inflation curve. The Avg. annual increase column on the right is always computed across all 100 ages regardless of toggle state.