PRUHealth FlexiChoice Medical Plan - Private Room with SMM (HKD)
保誠靈活自主醫保計劃 - 私家病房+額外醫療計劃 (港元)
Prudential Hong Kong Limited · F00013-03-001 · 9 versions · Flexi plan · Avg. annual increase +3.28%
Male
| Age | F00013-03-001-01 2019-04-01 | F00013-03-001-02 2020-03-03 | F00013-03-001-02 2020-05-25 | F00013-03-001-03 2021-01-05 | F00013-03-001-04 2022-01-01 | F00013-03-001-04 2022-10-03 | F00013-03-001-05 2023-07-01 | F00013-03-001-06 2024-10-01 | F00013-03-001-06 2025-10-01 | Avg. annual increase |
|---|---|---|---|---|---|---|---|---|---|---|
| 0 | HK$19,287 | HK$19,287 | HK$19,287 | HK$19,287 | HK$19,287 | HK$19,287 | HK$20,734 (+7.5%) | HK$22,600 (+9.0%) | HK$24,415 (+8.0%) | +3.28% |
| 5 | HK$12,481 | HK$12,481 | HK$12,481 | HK$12,481 | HK$12,481 | HK$12,481 | HK$13,417 (+7.5%) | HK$14,625 (+9.0%) | HK$15,802 (+8.0%) | +3.29% |
| 10 | HK$10,086 | HK$10,086 | HK$10,086 | HK$10,086 | HK$10,086 | HK$10,086 | HK$10,842 (+7.5%) | HK$11,818 (+9.0%) | HK$12,770 (+8.1%) | +3.29% |
| 15 | HK$9,936 | HK$9,936 | HK$9,936 | HK$9,936 | HK$9,936 | HK$9,936 | HK$10,681 (+7.5%) | HK$11,642 (+9.0%) | HK$12,581 (+8.1%) | +3.29% |
| 20 | HK$10,876 | HK$10,876 | HK$10,876 | HK$10,876 | HK$10,876 | HK$10,876 | HK$11,692 (+7.5%) | HK$12,744 (+9.0%) | HK$13,771 (+8.1%) | +3.29% |
| 25 | HK$12,474 | HK$12,474 | HK$12,474 | HK$12,474 | HK$12,474 | HK$12,474 | HK$13,410 (+7.5%) | HK$14,617 (+9.0%) | HK$15,794 (+8.1%) | +3.29% |
| 30 | HK$14,709 | HK$14,709 | HK$14,709 | HK$14,709 | HK$14,709 | HK$14,709 | HK$15,812 (+7.5%) | HK$17,235 (+9.0%) | HK$18,621 (+8.0%) | +3.28% |
| 35 | HK$17,436 | HK$17,436 | HK$17,436 | HK$17,436 | HK$17,436 | HK$17,436 | HK$18,743 (+7.5%) | HK$20,430 (+9.0%) | HK$22,072 (+8.0%) | +3.28% |
| 40 | HK$20,550 | HK$20,550 | HK$20,550 | HK$20,550 | HK$20,550 | HK$20,550 | HK$22,091 (+7.5%) | HK$24,079 (+9.0%) | HK$26,013 (+8.0%) | +3.28% |
| 45 | HK$24,311 | HK$24,311 | HK$24,311 | HK$24,311 | HK$24,311 | HK$24,311 | HK$26,134 (+7.5%) | HK$28,486 (+9.0%) | HK$30,772 (+8.0%) | +3.28% |
| 50 | HK$31,446 | HK$31,446 | HK$31,446 | HK$31,446 | HK$31,446 | HK$31,446 | HK$33,805 (+7.5%) | HK$36,847 (+9.0%) | HK$39,802 (+8.0%) | +3.28% |
| 55 | HK$38,551 | HK$38,551 | HK$38,551 | HK$38,551 | HK$38,551 | HK$38,551 | HK$41,443 (+7.5%) | HK$45,172 (+9.0%) | HK$48,794 (+8.0%) | +3.28% |
| 60 | HK$52,170 | HK$52,170 | HK$52,170 | HK$52,170 | HK$52,170 | HK$52,170 | HK$56,083 (+7.5%) | HK$61,130 (+9.0%) | HK$66,028 (+8.0%) | +3.28% |
| 65 | HK$79,171 | HK$79,171 | HK$79,171 | HK$79,171 | HK$79,171 | HK$79,171 | HK$85,109 (+7.5%) | HK$92,768 (+9.0%) | HK$100,197 (+8.0%) | +3.28% |
| 70 | HK$97,424 | HK$97,424 | HK$97,424 | HK$97,424 | HK$97,424 | HK$97,424 | HK$104,731 (+7.5%) | HK$114,157 (+9.0%) | HK$123,297 (+8.0%) | +3.28% |
| 75 | HK$117,549 | HK$117,549 | HK$117,549 | HK$117,549 | HK$117,549 | HK$117,549 | HK$126,365 (+7.5%) | HK$137,738 (+9.0%) | HK$148,764 (+8.0%) | +3.28% |
| 80 | HK$137,346 | HK$137,346 | HK$137,346 | HK$137,346 | HK$137,346 | HK$137,346 | HK$147,647 (+7.5%) | HK$160,935 (+9.0%) | HK$173,817 (+8.0%) | +3.28% |
| 85 | HK$150,020 | HK$150,020 | HK$150,020 | HK$150,020 | HK$150,020 | HK$150,020 | HK$161,271 (+7.5%) | HK$175,785 (+9.0%) | HK$189,855 (+8.0%) | +3.28% |
| 90 | HK$159,710 | HK$159,710 | HK$159,710 | HK$159,710 | HK$159,710 | HK$159,710 | HK$171,688 (+7.5%) | HK$187,140 (+9.0%) | HK$202,119 (+8.0%) | +3.28% |
| 95 | HK$164,815 | HK$164,815 | HK$164,815 | HK$164,815 | HK$164,815 | HK$164,815 | HK$177,176 (+7.5%) | HK$193,122 (+9.0%) | HK$208,579 (+8.0%) | +3.28% |
| 99 | HK$167,891 | HK$167,891 | HK$167,891 | HK$167,891 | HK$167,891 | HK$167,891 | HK$180,483 (+7.5%) | HK$196,726 (+9.0%) | HK$212,472 (+8.0%) | +3.28% |
| All ages average | — | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | +7.5% | +9.0% | +8.0% | — |
Notes & sources
Each cell shows the premium amount, with the change vs. previous version in parentheses. The first version shows only the baseline premium. The average annual increase is a compound rate (latest / earliest)^(1/years) − 1, with years = today − earliest version date.The male and female matrices each show that gender's own annualized rate; the plan-overview figure is the average of both genders.· as of 2026-07-02
Default view shows 21 anchor ages (one every 5 years, plus 0 and 99) for a quick read of the inflation curve. The Avg. annual increase column on the right is always computed across all 100 ages regardless of toggle state.
Female
| Age | F00013-03-001-01 2019-04-01 | F00013-03-001-02 2020-03-03 | F00013-03-001-02 2020-05-25 | F00013-03-001-03 2021-01-05 | F00013-03-001-04 2022-01-01 | F00013-03-001-04 2022-10-03 | F00013-03-001-05 2023-07-01 | F00013-03-001-06 2024-10-01 | F00013-03-001-06 2025-10-01 | Avg. annual increase |
|---|---|---|---|---|---|---|---|---|---|---|
| 0 | HK$16,637 | HK$16,637 | HK$16,637 | HK$16,637 | HK$16,637 | HK$16,637 | HK$17,885 (+7.5%) | HK$19,495 (+9.0%) | HK$21,062 (+8.0%) | +3.29% |
| 5 | HK$10,557 | HK$10,557 | HK$10,557 | HK$10,557 | HK$10,557 | HK$10,557 | HK$11,349 (+7.5%) | HK$12,371 (+9.0%) | HK$13,368 (+8.1%) | +3.29% |
| 10 | HK$8,574 | HK$8,574 | HK$8,574 | HK$8,574 | HK$8,574 | HK$8,574 | HK$9,217 (+7.5%) | HK$10,046 (+9.0%) | HK$10,857 (+8.1%) | +3.29% |
| 15 | HK$8,468 | HK$8,468 | HK$8,468 | HK$8,468 | HK$8,468 | HK$8,468 | HK$9,103 (+7.5%) | HK$9,922 (+9.0%) | HK$10,723 (+8.1%) | +3.29% |
| 20 | HK$10,122 | HK$10,122 | HK$10,122 | HK$10,122 | HK$10,122 | HK$10,122 | HK$10,881 (+7.5%) | HK$11,860 (+9.0%) | HK$12,816 (+8.1%) | +3.29% |
| 25 | HK$13,789 | HK$13,789 | HK$13,789 | HK$13,789 | HK$13,789 | HK$13,789 | HK$14,823 (+7.5%) | HK$16,157 (+9.0%) | HK$17,457 (+8.0%) | +3.29% |
| 30 | HK$17,204 | HK$17,204 | HK$17,204 | HK$17,204 | HK$17,204 | HK$17,204 | HK$18,495 (+7.5%) | HK$20,159 (+9.0%) | HK$21,779 (+8.0%) | +3.28% |
| 35 | HK$20,524 | HK$20,524 | HK$20,524 | HK$20,524 | HK$20,524 | HK$20,524 | HK$22,063 (+7.5%) | HK$24,049 (+9.0%) | HK$25,980 (+8.0%) | +3.28% |
| 40 | HK$24,506 | HK$24,506 | HK$24,506 | HK$24,506 | HK$24,506 | HK$24,506 | HK$26,344 (+7.5%) | HK$28,715 (+9.0%) | HK$31,019 (+8.0%) | +3.28% |
| 45 | HK$29,362 | HK$29,362 | HK$29,362 | HK$29,362 | HK$29,362 | HK$29,362 | HK$31,564 (+7.5%) | HK$34,404 (+9.0%) | HK$37,164 (+8.0%) | +3.28% |
| 50 | HK$34,844 | HK$34,844 | HK$34,844 | HK$34,844 | HK$34,844 | HK$34,844 | HK$37,457 (+7.5%) | HK$40,828 (+9.0%) | HK$44,102 (+8.0%) | +3.28% |
| 55 | HK$39,794 | HK$39,794 | HK$39,794 | HK$39,794 | HK$39,794 | HK$39,794 | HK$42,779 (+7.5%) | HK$46,629 (+9.0%) | HK$50,367 (+8.0%) | +3.28% |
| 60 | HK$47,273 | HK$47,273 | HK$47,273 | HK$47,273 | HK$47,273 | HK$47,273 | HK$50,819 (+7.5%) | HK$55,392 (+9.0%) | HK$59,831 (+8.0%) | +3.28% |
| 65 | HK$64,743 | HK$64,743 | HK$64,743 | HK$64,743 | HK$64,743 | HK$64,743 | HK$69,599 (+7.5%) | HK$75,862 (+9.0%) | HK$81,939 (+8.0%) | +3.28% |
| 70 | HK$82,989 | HK$82,989 | HK$82,989 | HK$82,989 | HK$82,989 | HK$82,989 | HK$89,213 (+7.5%) | HK$97,242 (+9.0%) | HK$105,029 (+8.0%) | +3.28% |
| 75 | HK$103,479 | HK$103,479 | HK$103,479 | HK$103,479 | HK$103,479 | HK$103,479 | HK$111,240 (+7.5%) | HK$121,251 (+9.0%) | HK$130,959 (+8.0%) | +3.28% |
| 80 | HK$121,761 | HK$121,761 | HK$121,761 | HK$121,761 | HK$121,761 | HK$121,761 | HK$130,893 (+7.5%) | HK$142,673 (+9.0%) | HK$154,094 (+8.0%) | +3.28% |
| 85 | HK$134,755 | HK$134,755 | HK$134,755 | HK$134,755 | HK$134,755 | HK$134,755 | HK$144,861 (+7.5%) | HK$157,899 (+9.0%) | HK$170,538 (+8.0%) | +3.28% |
| 90 | HK$144,310 | HK$144,310 | HK$144,310 | HK$144,310 | HK$144,310 | HK$144,310 | HK$155,133 (+7.5%) | HK$169,095 (+9.0%) | HK$182,630 (+8.0%) | +3.28% |
| 95 | HK$149,555 | HK$149,555 | HK$149,555 | HK$149,555 | HK$149,555 | HK$149,555 | HK$160,772 (+7.5%) | HK$175,241 (+9.0%) | HK$189,268 (+8.0%) | +3.28% |
| 99 | HK$152,506 | HK$152,506 | HK$152,506 | HK$152,506 | HK$152,506 | HK$152,506 | HK$163,944 (+7.5%) | HK$178,698 (+9.0%) | HK$193,002 (+8.0%) | +3.28% |
| All ages average | — | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | +7.5% | +9.0% | +8.0% | — |
Notes & sources
Each cell shows the premium amount, with the change vs. previous version in parentheses. The first version shows only the baseline premium. The average annual increase is a compound rate (latest / earliest)^(1/years) − 1, with years = today − earliest version date.The male and female matrices each show that gender's own annualized rate; the plan-overview figure is the average of both genders.· as of 2026-07-02
Default view shows 21 anchor ages (one every 5 years, plus 0 and 99) for a quick read of the inflation curve. The Avg. annual increase column on the right is always computed across all 100 ages regardless of toggle state.