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PRUHealth VHIS VIP Plan - HKD96,000 Deductible (Asia)
保誠自願醫保尚賓計劃 - 96,000 港元自付費 (亞洲)
Prudential Hong Kong Limited · F00050-07-000 · 3 versions · Flexi plan · Avg. annual increase +3.21%
Same premium for both sexesHKD
| Age | 2023-04-01 | 2024-10-01 | Latest 2025-10-01 | Avg. annual increase |
|---|---|---|---|---|
| 0 y/o | HK$2,785 | HK$2,924 (+5.0%) | HK$3,105 (+6.2%) | +3.20% |
| 5 y/o | HK$2,705 | HK$2,840 (+5.0%) | HK$3,015 (+6.2%) | +3.19% |
| 10 y/o | HK$2,465 | HK$2,588 (+5.0%) | HK$2,749 (+6.2%) | +3.21% |
| 15 y/o | HK$2,327 | HK$2,443 (+5.0%) | HK$2,596 (+6.3%) | +3.22% |
| 20 y/o | HK$2,194 | HK$2,304 (+5.0%) | HK$2,449 (+6.3%) | +3.23% |
| 25 y/o | HK$2,672 | HK$2,806 (+5.0%) | HK$2,979 (+6.2%) | +3.20% |
| 30 y/o | HK$3,328 | HK$3,494 (+5.0%) | HK$3,708 (+6.1%) | +3.18% |
| 35 y/o | HK$3,664 | HK$3,847 (+5.0%) | HK$4,081 (+6.1%) | +3.17% |
| 40 y/o | HK$3,990 | HK$4,189 (+5.0%) | HK$4,442 (+6.0%) | +3.15% |
| 45 y/o | HK$4,844 | HK$5,086 (+5.0%) | HK$5,392 (+6.0%) | +3.15% |
| 50 y/o | HK$6,410 | HK$6,731 (+5.0%) | HK$7,166 (+6.5%) | +3.28% |
| 55 y/o | HK$7,992 | HK$8,392 (+5.0%) | HK$8,931 (+6.4%) | +3.27% |
| 60 y/o | HK$10,902 | HK$11,447 (+5.0%) | HK$12,179 (+6.4%) | +3.26% |
| 65 y/o | HK$14,693 | HK$15,427 (+5.0%) | HK$16,410 (+6.4%) | +3.25% |
| 70 y/o | — | — | HK$22,750 | — |
| 75 y/o | HK$26,126 | HK$27,432 (+5.0%) | HK$29,171 (+6.3%) | +3.24% |
| 80 y/o | — | — | HK$35,515 | — |
| 85 y/o | HK$38,142 | HK$40,049 (+5.0%) | HK$42,582 (+6.3%) | +3.24% |
| 90 y/o | — | — | HK$50,040 | — |
| 95 y/o | HK$51,375 | HK$53,944 (+5.0%) | HK$57,354 (+6.3%) | +3.24% |
| 99 y/o | HK$58,115 | HK$61,021 (+5.0%) | HK$64,876 (+6.3%) | +3.24% |
| All ages average | — | +5.0% | +6.3% | — |
0 y/oHK$2,785
5 y/oHK$2,705
10 y/oHK$2,465
15 y/oHK$2,327
20 y/oHK$2,194
25 y/oHK$2,672
30 y/oHK$3,328
35 y/oHK$3,664
40 y/oHK$3,990
45 y/oHK$4,844
50 y/oHK$6,410
55 y/oHK$7,992
60 y/oHK$10,902
65 y/oHK$14,693
70 y/o—
75 y/oHK$26,126
80 y/o—
85 y/oHK$38,142
90 y/o—
95 y/oHK$51,375
99 y/oHK$58,115
+5.0%
All-ages avg
0 y/oHK$2,924 (+5.0%)
5 y/oHK$2,840 (+5.0%)
10 y/oHK$2,588 (+5.0%)
15 y/oHK$2,443 (+5.0%)
20 y/oHK$2,304 (+5.0%)
25 y/oHK$2,806 (+5.0%)
30 y/oHK$3,494 (+5.0%)
35 y/oHK$3,847 (+5.0%)
40 y/oHK$4,189 (+5.0%)
45 y/oHK$5,086 (+5.0%)
50 y/oHK$6,731 (+5.0%)
55 y/oHK$8,392 (+5.0%)
60 y/oHK$11,447 (+5.0%)
65 y/oHK$15,427 (+5.0%)
70 y/o—
75 y/oHK$27,432 (+5.0%)
80 y/o—
85 y/oHK$40,049 (+5.0%)
90 y/o—
95 y/oHK$53,944 (+5.0%)
99 y/oHK$61,021 (+5.0%)
+6.3%
All-ages avg
0 y/oHK$3,105 (+6.2%)
5 y/oHK$3,015 (+6.2%)
10 y/oHK$2,749 (+6.2%)
15 y/oHK$2,596 (+6.3%)
20 y/oHK$2,449 (+6.3%)
25 y/oHK$2,979 (+6.2%)
30 y/oHK$3,708 (+6.1%)
35 y/oHK$4,081 (+6.1%)
40 y/oHK$4,442 (+6.0%)
45 y/oHK$5,392 (+6.0%)
50 y/oHK$7,166 (+6.5%)
55 y/oHK$8,931 (+6.4%)
60 y/oHK$12,179 (+6.4%)
65 y/oHK$16,410 (+6.4%)
70 y/oHK$22,750
75 y/oHK$29,171 (+6.3%)
80 y/oHK$35,515
85 y/oHK$42,582 (+6.3%)
90 y/oHK$50,040
95 y/oHK$57,354 (+6.3%)
99 y/oHK$64,876 (+6.3%)
Avg. annual increase (compound, term = today − earliest version date)· as of 2026-09-15
0 y/o+3.20%
5 y/o+3.19%
10 y/o+3.21%
15 y/o+3.22%
20 y/o+3.23%
25 y/o+3.20%
30 y/o+3.18%
35 y/o+3.17%
40 y/o+3.15%
45 y/o+3.15%
50 y/o+3.28%
55 y/o+3.27%
60 y/o+3.26%
65 y/o+3.25%
70 y/o—
75 y/o+3.24%
80 y/o—
85 y/o+3.24%
90 y/o—
95 y/o+3.24%
99 y/o+3.24%
Notes & sources
Each cell shows the premium amount, with the change vs. previous version in parentheses. The first version shows only the baseline premium. The average annual increase is a compound rate (latest / earliest)^(1/years) − 1, with years = today − earliest version date.· as of 2026-09-15
Default view shows 21 anchor ages (one every 5 years, plus 0 and 99) for a quick read of the inflation curve. The Avg. annual increase column on the right is always computed across all 100 ages regardless of toggle state.