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PRUHealth VHIS VIP Plan - HKD20,000 Deductible (Worldwide except USA)
保誠自願醫保尚賓計劃 - 20,000 港元自付費 - 全球 (美國除外)
Prudential Hong Kong Limited · F00050-10-000 · 3 versions · Flexi plan · Avg. annual increase +3.18%
Same premium for both sexesHKD
| Age | 2023-04-01 | 2024-10-01 | Latest 2025-10-01 | Avg. annual increase |
|---|---|---|---|---|
| 0 y/o | HK$5,086 | HK$5,340 (+5.0%) | HK$5,661 (+6.0%) | +3.15% |
| 5 y/o | HK$4,937 | HK$5,184 (+5.0%) | HK$5,495 (+6.0%) | +3.15% |
| 10 y/o | HK$4,498 | HK$4,723 (+5.0%) | HK$5,008 (+6.0%) | +3.16% |
| 15 y/o | HK$4,250 | HK$4,462 (+5.0%) | HK$4,732 (+6.1%) | +3.16% |
| 20 y/o | HK$4,004 | HK$4,204 (+5.0%) | HK$4,458 (+6.0%) | +3.16% |
| 25 y/o | HK$4,878 | HK$5,122 (+5.0%) | HK$5,430 (+6.0%) | +3.15% |
| 30 y/o | HK$6,056 | HK$6,359 (+5.0%) | HK$6,739 (+6.0%) | +3.14% |
| 35 y/o | HK$6,622 | HK$6,954 (+5.0%) | HK$7,368 (+6.0%) | +3.14% |
| 40 y/o | HK$7,208 | HK$7,569 (+5.0%) | HK$8,018 (+5.9%) | +3.13% |
| 45 y/o | HK$8,942 | HK$9,389 (+5.0%) | HK$9,944 (+5.9%) | +3.12% |
| 50 y/o | HK$12,101 | HK$12,706 (+5.0%) | HK$13,517 (+6.4%) | +3.25% |
| 55 y/o | HK$15,086 | HK$15,841 (+5.0%) | HK$16,850 (+6.4%) | +3.25% |
| 60 y/o | HK$20,586 | HK$21,615 (+5.0%) | HK$22,988 (+6.4%) | +3.25% |
| 65 y/o | HK$27,287 | HK$28,651 (+5.0%) | HK$30,467 (+6.3%) | +3.24% |
| 70 y/o | — | — | HK$42,244 | — |
| 75 y/o | HK$48,522 | HK$50,949 (+5.0%) | HK$54,170 (+6.3%) | +3.24% |
| 80 y/o | — | — | HK$65,952 | — |
| 85 y/o | HK$70,838 | HK$74,379 (+5.0%) | HK$79,076 (+6.3%) | +3.24% |
| 90 y/o | — | — | HK$92,927 | — |
| 95 y/o | HK$95,415 | HK$100,186 (+5.0%) | HK$106,508 (+6.3%) | +3.23% |
| 99 y/o | HK$107,931 | HK$113,328 (+5.0%) | HK$120,478 (+6.3%) | +3.23% |
| All ages average | — | +5.0% | +6.1% | — |
0 y/oHK$5,086
5 y/oHK$4,937
10 y/oHK$4,498
15 y/oHK$4,250
20 y/oHK$4,004
25 y/oHK$4,878
30 y/oHK$6,056
35 y/oHK$6,622
40 y/oHK$7,208
45 y/oHK$8,942
50 y/oHK$12,101
55 y/oHK$15,086
60 y/oHK$20,586
65 y/oHK$27,287
70 y/o—
75 y/oHK$48,522
80 y/o—
85 y/oHK$70,838
90 y/o—
95 y/oHK$95,415
99 y/oHK$107,931
+5.0%
All-ages avg
0 y/oHK$5,340 (+5.0%)
5 y/oHK$5,184 (+5.0%)
10 y/oHK$4,723 (+5.0%)
15 y/oHK$4,462 (+5.0%)
20 y/oHK$4,204 (+5.0%)
25 y/oHK$5,122 (+5.0%)
30 y/oHK$6,359 (+5.0%)
35 y/oHK$6,954 (+5.0%)
40 y/oHK$7,569 (+5.0%)
45 y/oHK$9,389 (+5.0%)
50 y/oHK$12,706 (+5.0%)
55 y/oHK$15,841 (+5.0%)
60 y/oHK$21,615 (+5.0%)
65 y/oHK$28,651 (+5.0%)
70 y/o—
75 y/oHK$50,949 (+5.0%)
80 y/o—
85 y/oHK$74,379 (+5.0%)
90 y/o—
95 y/oHK$100,186 (+5.0%)
99 y/oHK$113,328 (+5.0%)
+6.1%
All-ages avg
0 y/oHK$5,661 (+6.0%)
5 y/oHK$5,495 (+6.0%)
10 y/oHK$5,008 (+6.0%)
15 y/oHK$4,732 (+6.1%)
20 y/oHK$4,458 (+6.0%)
25 y/oHK$5,430 (+6.0%)
30 y/oHK$6,739 (+6.0%)
35 y/oHK$7,368 (+6.0%)
40 y/oHK$8,018 (+5.9%)
45 y/oHK$9,944 (+5.9%)
50 y/oHK$13,517 (+6.4%)
55 y/oHK$16,850 (+6.4%)
60 y/oHK$22,988 (+6.4%)
65 y/oHK$30,467 (+6.3%)
70 y/oHK$42,244
75 y/oHK$54,170 (+6.3%)
80 y/oHK$65,952
85 y/oHK$79,076 (+6.3%)
90 y/oHK$92,927
95 y/oHK$106,508 (+6.3%)
99 y/oHK$120,478 (+6.3%)
Avg. annual increase (compound, term = today − earliest version date)· as of 2026-09-15
0 y/o+3.15%
5 y/o+3.15%
10 y/o+3.16%
15 y/o+3.16%
20 y/o+3.16%
25 y/o+3.15%
30 y/o+3.14%
35 y/o+3.14%
40 y/o+3.13%
45 y/o+3.12%
50 y/o+3.25%
55 y/o+3.25%
60 y/o+3.25%
65 y/o+3.24%
70 y/o—
75 y/o+3.24%
80 y/o—
85 y/o+3.24%
90 y/o—
95 y/o+3.23%
99 y/o+3.23%
Notes & sources
Each cell shows the premium amount, with the change vs. previous version in parentheses. The first version shows only the baseline premium. The average annual increase is a compound rate (latest / earliest)^(1/years) − 1, with years = today − earliest version date.· as of 2026-09-15
Default view shows 21 anchor ages (one every 5 years, plus 0 and 99) for a quick read of the inflation curve. The Avg. annual increase column on the right is always computed across all 100 ages regardless of toggle state.