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PRUHealth FlexiChoice Medical Plan - Semi-private Room with SMM 1 (HKD)
保誠靈活自主醫保計劃 - 半私家病房+額外醫療計劃一 (港元)
Prudential Hong Kong Limited · F00013-02-001 · 9 versions · Flexi plan · Avg. annual increase +3.21%
HKD
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| Age | 2019-04-01 | 2020-03-03 | 2020-05-25 | 2021-01-05 | 2022-01-01 | 2022-10-03 | 2023-07-01 | 2024-10-01 | Latest 2025-10-01 | Avg. annual increase |
|---|---|---|---|---|---|---|---|---|---|---|
| 0 y/o | HK$9,490 | HK$9,490 | HK$9,490 | HK$9,490 | HK$9,490 | HK$9,490 | HK$10,202 (+7.5%) | HK$11,120 (+9.0%) | HK$12,017 (+8.1%) | +3.22% |
| 5 y/o | HK$6,880 | HK$6,880 | HK$6,880 | HK$6,880 | HK$6,880 | HK$6,880 | HK$7,396 (+7.5%) | HK$8,061 (+9.0%) | HK$8,714 (+8.1%) | +3.22% |
| 10 y/o | HK$5,897 | HK$5,897 | HK$5,897 | HK$5,897 | HK$5,897 | HK$5,897 | HK$6,340 (+7.5%) | HK$6,910 (+9.0%) | HK$7,470 (+8.1%) | +3.22% |
| 15 y/o | HK$5,988 | HK$5,988 | HK$5,988 | HK$5,988 | HK$5,988 | HK$5,988 | HK$6,437 (+7.5%) | HK$7,017 (+9.0%) | HK$7,585 (+8.1%) | +3.22% |
| 20 y/o | HK$6,487 | HK$6,487 | HK$6,487 | HK$6,487 | HK$6,487 | HK$6,487 | HK$6,973 (+7.5%) | HK$7,601 (+9.0%) | HK$8,216 (+8.1%) | +3.22% |
| 25 y/o | HK$6,962 | HK$6,962 | HK$6,962 | HK$6,962 | HK$6,962 | HK$6,962 | HK$7,484 (+7.5%) | HK$8,158 (+9.0%) | HK$8,817 (+8.1%) | +3.22% |
| 30 y/o | HK$7,536 | HK$7,536 | HK$7,536 | HK$7,536 | HK$7,536 | HK$7,536 | HK$8,101 (+7.5%) | HK$8,830 (+9.0%) | HK$9,544 (+8.1%) | +3.22% |
| 35 y/o | HK$8,550 | HK$8,550 | HK$8,550 | HK$8,550 | HK$8,550 | HK$8,550 | HK$9,191 (+7.5%) | HK$10,018 (+9.0%) | HK$10,827 (+8.1%) | +3.22% |
| 40 y/o | HK$10,381 | HK$10,381 | HK$10,381 | HK$10,381 | HK$10,381 | HK$10,381 | HK$11,160 (+7.5%) | HK$12,164 (+9.0%) | HK$13,145 (+8.1%) | +3.22% |
| 45 y/o | HK$13,489 | HK$13,489 | HK$13,489 | HK$13,489 | HK$13,489 | HK$13,489 | HK$14,501 (+7.5%) | HK$15,806 (+9.0%) | HK$17,078 (+8.0%) | +3.22% |
| 50 y/o | HK$17,371 | HK$17,371 | HK$17,371 | HK$17,371 | HK$17,371 | HK$17,371 | HK$18,674 (+7.5%) | HK$20,355 (+9.0%) | HK$21,991 (+8.0%) | +3.21% |
| 55 y/o | HK$21,723 | HK$21,723 | HK$21,723 | HK$21,723 | HK$21,723 | HK$21,723 | HK$23,353 (+7.5%) | HK$25,454 (+9.0%) | HK$27,498 (+8.0%) | +3.21% |
| 60 y/o | HK$28,603 | HK$28,603 | HK$28,603 | HK$28,603 | HK$28,603 | HK$28,603 | HK$30,749 (+7.5%) | HK$33,516 (+9.0%) | HK$36,205 (+8.0%) | +3.21% |
| 65 y/o | HK$40,575 | HK$40,575 | HK$40,575 | HK$40,575 | HK$40,575 | HK$40,575 | HK$43,618 (+7.5%) | HK$47,543 (+9.0%) | HK$51,354 (+8.0%) | +3.21% |
| 70 y/o | HK$51,097 | HK$51,097 | HK$51,097 | HK$51,097 | HK$51,097 | HK$51,097 | HK$54,929 (+7.5%) | HK$59,873 (+9.0%) | HK$64,670 (+8.0%) | +3.21% |
| 75 y/o | HK$62,951 | HK$62,951 | HK$62,951 | HK$62,951 | HK$62,951 | HK$62,951 | HK$67,672 (+7.5%) | HK$73,763 (+9.0%) | HK$79,671 (+8.0%) | +3.21% |
| 80 y/o | HK$74,396 | HK$74,396 | HK$74,396 | HK$74,396 | HK$74,396 | HK$74,396 | HK$79,975 (+7.5%) | HK$87,173 (+9.0%) | HK$94,154 (+8.0%) | +3.21% |
| 85 y/o | HK$81,961 | HK$81,961 | HK$81,961 | HK$81,961 | HK$81,961 | HK$81,961 | HK$88,108 (+7.5%) | HK$96,037 (+9.0%) | HK$103,727 (+8.0%) | +3.21% |
| 90 y/o | HK$87,427 | HK$87,427 | HK$87,427 | HK$87,427 | HK$87,427 | HK$87,427 | HK$93,984 (+7.5%) | HK$102,442 (+9.0%) | HK$110,645 (+8.0%) | +3.21% |
| 95 y/o | HK$90,123 | HK$90,123 | HK$90,123 | HK$90,123 | HK$90,123 | HK$90,123 | HK$96,882 (+7.5%) | HK$105,601 (+9.0%) | HK$114,057 (+8.0%) | +3.21% |
| 99 y/o | HK$91,499 | HK$91,499 | HK$91,499 | HK$91,499 | HK$91,499 | HK$91,499 | HK$98,361 (+7.5%) | HK$107,214 (+9.0%) | HK$115,798 (+8.0%) | +3.21% |
| All ages average | — | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | +7.5% | +9.0% | +8.0% | — |
0 y/oHK$9,490
5 y/oHK$6,880
10 y/oHK$5,897
15 y/oHK$5,988
20 y/oHK$6,487
25 y/oHK$6,962
30 y/oHK$7,536
35 y/oHK$8,550
40 y/oHK$10,381
45 y/oHK$13,489
50 y/oHK$17,371
55 y/oHK$21,723
60 y/oHK$28,603
65 y/oHK$40,575
70 y/oHK$51,097
75 y/oHK$62,951
80 y/oHK$74,396
85 y/oHK$81,961
90 y/oHK$87,427
95 y/oHK$90,123
99 y/oHK$91,499
0.0%
All-ages avg
0 y/oHK$9,490
5 y/oHK$6,880
10 y/oHK$5,897
15 y/oHK$5,988
20 y/oHK$6,487
25 y/oHK$6,962
30 y/oHK$7,536
35 y/oHK$8,550
40 y/oHK$10,381
45 y/oHK$13,489
50 y/oHK$17,371
55 y/oHK$21,723
60 y/oHK$28,603
65 y/oHK$40,575
70 y/oHK$51,097
75 y/oHK$62,951
80 y/oHK$74,396
85 y/oHK$81,961
90 y/oHK$87,427
95 y/oHK$90,123
99 y/oHK$91,499
0.0%
All-ages avg
0 y/oHK$9,490
5 y/oHK$6,880
10 y/oHK$5,897
15 y/oHK$5,988
20 y/oHK$6,487
25 y/oHK$6,962
30 y/oHK$7,536
35 y/oHK$8,550
40 y/oHK$10,381
45 y/oHK$13,489
50 y/oHK$17,371
55 y/oHK$21,723
60 y/oHK$28,603
65 y/oHK$40,575
70 y/oHK$51,097
75 y/oHK$62,951
80 y/oHK$74,396
85 y/oHK$81,961
90 y/oHK$87,427
95 y/oHK$90,123
99 y/oHK$91,499
0.0%
All-ages avg
0 y/oHK$9,490
5 y/oHK$6,880
10 y/oHK$5,897
15 y/oHK$5,988
20 y/oHK$6,487
25 y/oHK$6,962
30 y/oHK$7,536
35 y/oHK$8,550
40 y/oHK$10,381
45 y/oHK$13,489
50 y/oHK$17,371
55 y/oHK$21,723
60 y/oHK$28,603
65 y/oHK$40,575
70 y/oHK$51,097
75 y/oHK$62,951
80 y/oHK$74,396
85 y/oHK$81,961
90 y/oHK$87,427
95 y/oHK$90,123
99 y/oHK$91,499
0.0%
All-ages avg
0 y/oHK$9,490
5 y/oHK$6,880
10 y/oHK$5,897
15 y/oHK$5,988
20 y/oHK$6,487
25 y/oHK$6,962
30 y/oHK$7,536
35 y/oHK$8,550
40 y/oHK$10,381
45 y/oHK$13,489
50 y/oHK$17,371
55 y/oHK$21,723
60 y/oHK$28,603
65 y/oHK$40,575
70 y/oHK$51,097
75 y/oHK$62,951
80 y/oHK$74,396
85 y/oHK$81,961
90 y/oHK$87,427
95 y/oHK$90,123
99 y/oHK$91,499
0.0%
All-ages avg
0 y/oHK$9,490
5 y/oHK$6,880
10 y/oHK$5,897
15 y/oHK$5,988
20 y/oHK$6,487
25 y/oHK$6,962
30 y/oHK$7,536
35 y/oHK$8,550
40 y/oHK$10,381
45 y/oHK$13,489
50 y/oHK$17,371
55 y/oHK$21,723
60 y/oHK$28,603
65 y/oHK$40,575
70 y/oHK$51,097
75 y/oHK$62,951
80 y/oHK$74,396
85 y/oHK$81,961
90 y/oHK$87,427
95 y/oHK$90,123
99 y/oHK$91,499
+7.5%
All-ages avg
0 y/oHK$10,202 (+7.5%)
5 y/oHK$7,396 (+7.5%)
10 y/oHK$6,340 (+7.5%)
15 y/oHK$6,437 (+7.5%)
20 y/oHK$6,973 (+7.5%)
25 y/oHK$7,484 (+7.5%)
30 y/oHK$8,101 (+7.5%)
35 y/oHK$9,191 (+7.5%)
40 y/oHK$11,160 (+7.5%)
45 y/oHK$14,501 (+7.5%)
50 y/oHK$18,674 (+7.5%)
55 y/oHK$23,353 (+7.5%)
60 y/oHK$30,749 (+7.5%)
65 y/oHK$43,618 (+7.5%)
70 y/oHK$54,929 (+7.5%)
75 y/oHK$67,672 (+7.5%)
80 y/oHK$79,975 (+7.5%)
85 y/oHK$88,108 (+7.5%)
90 y/oHK$93,984 (+7.5%)
95 y/oHK$96,882 (+7.5%)
99 y/oHK$98,361 (+7.5%)
+9.0%
All-ages avg
0 y/oHK$11,120 (+9.0%)
5 y/oHK$8,061 (+9.0%)
10 y/oHK$6,910 (+9.0%)
15 y/oHK$7,017 (+9.0%)
20 y/oHK$7,601 (+9.0%)
25 y/oHK$8,158 (+9.0%)
30 y/oHK$8,830 (+9.0%)
35 y/oHK$10,018 (+9.0%)
40 y/oHK$12,164 (+9.0%)
45 y/oHK$15,806 (+9.0%)
50 y/oHK$20,355 (+9.0%)
55 y/oHK$25,454 (+9.0%)
60 y/oHK$33,516 (+9.0%)
65 y/oHK$47,543 (+9.0%)
70 y/oHK$59,873 (+9.0%)
75 y/oHK$73,763 (+9.0%)
80 y/oHK$87,173 (+9.0%)
85 y/oHK$96,037 (+9.0%)
90 y/oHK$102,442 (+9.0%)
95 y/oHK$105,601 (+9.0%)
99 y/oHK$107,214 (+9.0%)
+8.0%
All-ages avg
0 y/oHK$12,017 (+8.1%)
5 y/oHK$8,714 (+8.1%)
10 y/oHK$7,470 (+8.1%)
15 y/oHK$7,585 (+8.1%)
20 y/oHK$8,216 (+8.1%)
25 y/oHK$8,817 (+8.1%)
30 y/oHK$9,544 (+8.1%)
35 y/oHK$10,827 (+8.1%)
40 y/oHK$13,145 (+8.1%)
45 y/oHK$17,078 (+8.0%)
50 y/oHK$21,991 (+8.0%)
55 y/oHK$27,498 (+8.0%)
60 y/oHK$36,205 (+8.0%)
65 y/oHK$51,354 (+8.0%)
70 y/oHK$64,670 (+8.0%)
75 y/oHK$79,671 (+8.0%)
80 y/oHK$94,154 (+8.0%)
85 y/oHK$103,727 (+8.0%)
90 y/oHK$110,645 (+8.0%)
95 y/oHK$114,057 (+8.0%)
99 y/oHK$115,798 (+8.0%)
Avg. annual increase (compound, term = today − earliest version date)· as of 2026-09-15
0 y/o+3.22%
5 y/o+3.22%
10 y/o+3.22%
15 y/o+3.22%
20 y/o+3.22%
25 y/o+3.22%
30 y/o+3.22%
35 y/o+3.22%
40 y/o+3.22%
45 y/o+3.22%
50 y/o+3.21%
55 y/o+3.21%
60 y/o+3.21%
65 y/o+3.21%
70 y/o+3.21%
75 y/o+3.21%
80 y/o+3.21%
85 y/o+3.21%
90 y/o+3.21%
95 y/o+3.21%
99 y/o+3.21%
Notes & sources
Each cell shows the premium amount, with the change vs. previous version in parentheses. The first version shows only the baseline premium. The average annual increase is a compound rate (latest / earliest)^(1/years) − 1, with years = today − earliest version date.The male and female matrices each show that gender's own annualized rate; the plan-overview figure is the average of both genders.· as of 2026-09-15
Default view shows 21 anchor ages (one every 5 years, plus 0 and 99) for a quick read of the inflation curve. The Avg. annual increase column on the right is always computed across all 100 ages regardless of toggle state.