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PRUHealth FlexiChoice Medical Plan - Private Room (USD)
保誠靈活自主醫保計劃 - 私家病房 (美元)
Prudential Hong Kong Limited · F00013-06-000 · 9 versions · Flexi plan · Avg. annual increase +2.70%
USD
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| Age | 2019-04-01 | 2020-03-03 | 2020-05-25 | 2021-01-05 | 2022-01-01 | 2022-10-03 | 2023-07-01 | 2024-10-01 | Latest 2025-10-01 | Avg. annual increase |
|---|---|---|---|---|---|---|---|---|---|---|
| 0 y/o | US$2,031 | US$2,031 | US$2,031 | US$2,031 | US$2,031 | US$2,031 | US$2,183 (+7.5%) | US$2,336 (+7.0%) | US$2,477 (+6.0%) | +2.70% |
| 5 y/o | US$1,292 | US$1,292 | US$1,292 | US$1,292 | US$1,292 | US$1,292 | US$1,389 (+7.5%) | US$1,486 (+7.0%) | US$1,577 (+6.1%) | +2.71% |
| 10 y/o | US$965 | US$965 | US$965 | US$965 | US$965 | US$965 | US$1,038 (+7.6%) | US$1,110 (+6.9%) | US$1,178 (+6.1%) | +2.71% |
| 15 y/o | US$987 | US$987 | US$987 | US$987 | US$987 | US$987 | US$1,061 (+7.5%) | US$1,135 (+7.0%) | US$1,204 (+6.1%) | +2.70% |
| 20 y/o | US$1,141 | US$1,141 | US$1,141 | US$1,141 | US$1,141 | US$1,141 | US$1,227 (+7.5%) | US$1,313 (+7.0%) | US$1,393 (+6.1%) | +2.71% |
| 25 y/o | US$1,200 | US$1,200 | US$1,200 | US$1,200 | US$1,200 | US$1,200 | US$1,290 (+7.5%) | US$1,381 (+7.1%) | US$1,464 (+6.0%) | +2.70% |
| 30 y/o | US$1,287 | US$1,287 | US$1,287 | US$1,287 | US$1,287 | US$1,287 | US$1,384 (+7.5%) | US$1,481 (+7.0%) | US$1,570 (+6.0%) | +2.70% |
| 35 y/o | US$1,492 | US$1,492 | US$1,492 | US$1,492 | US$1,492 | US$1,492 | US$1,604 (+7.5%) | US$1,716 (+7.0%) | US$1,820 (+6.1%) | +2.70% |
| 40 y/o | US$1,762 | US$1,762 | US$1,762 | US$1,762 | US$1,762 | US$1,762 | US$1,894 (+7.5%) | US$2,027 (+7.0%) | US$2,149 (+6.0%) | +2.70% |
| 45 y/o | US$2,242 | US$2,242 | US$2,242 | US$2,242 | US$2,242 | US$2,242 | US$2,410 (+7.5%) | US$2,578 (+7.0%) | US$2,734 (+6.1%) | +2.70% |
| 50 y/o | US$2,858 | US$2,858 | US$2,858 | US$2,858 | US$2,858 | US$2,858 | US$3,072 (+7.5%) | US$3,287 (+7.0%) | US$3,485 (+6.0%) | +2.70% |
| 55 y/o | US$3,674 | US$3,674 | US$3,674 | US$3,674 | US$3,674 | US$3,674 | US$3,949 (+7.5%) | US$4,226 (+7.0%) | US$4,480 (+6.0%) | +2.70% |
| 60 y/o | US$4,817 | US$4,817 | US$4,817 | US$4,817 | US$4,817 | US$4,817 | US$5,179 (+7.5%) | US$5,541 (+7.0%) | US$5,874 (+6.0%) | +2.70% |
| 65 y/o | US$6,773 | US$6,773 | US$6,773 | US$6,773 | US$6,773 | US$6,773 | US$7,281 (+7.5%) | US$7,791 (+7.0%) | US$8,259 (+6.0%) | +2.70% |
| 70 y/o | US$8,757 | US$8,757 | US$8,757 | US$8,757 | US$8,757 | US$8,757 | US$9,414 (+7.5%) | US$10,073 (+7.0%) | US$10,678 (+6.0%) | +2.70% |
| 75 y/o | US$10,828 | US$10,828 | US$10,828 | US$10,828 | US$10,828 | US$10,828 | US$11,640 (+7.5%) | US$12,455 (+7.0%) | US$13,203 (+6.0%) | +2.70% |
| 80 y/o | US$12,896 | US$12,896 | US$12,896 | US$12,896 | US$12,896 | US$12,896 | US$13,863 (+7.5%) | US$14,834 (+7.0%) | US$15,725 (+6.0%) | +2.70% |
| 85 y/o | US$14,275 | US$14,275 | US$14,275 | US$14,275 | US$14,275 | US$14,275 | US$15,345 (+7.5%) | US$16,419 (+7.0%) | US$17,405 (+6.0%) | +2.69% |
| 90 y/o | US$15,287 | US$15,287 | US$15,287 | US$15,287 | US$15,287 | US$15,287 | US$16,433 (+7.5%) | US$17,584 (+7.0%) | US$18,640 (+6.0%) | +2.70% |
| 95 y/o | US$15,846 | US$15,846 | US$15,846 | US$15,846 | US$15,846 | US$15,846 | US$17,035 (+7.5%) | US$18,227 (+7.0%) | US$19,322 (+6.0%) | +2.70% |
| 99 y/o | US$16,159 | US$16,159 | US$16,159 | US$16,159 | US$16,159 | US$16,159 | US$17,371 (+7.5%) | US$18,587 (+7.0%) | US$19,703 (+6.0%) | +2.70% |
| All ages average | — | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | +7.5% | +7.0% | +6.0% | — |
0 y/oUS$2,031
5 y/oUS$1,292
10 y/oUS$965
15 y/oUS$987
20 y/oUS$1,141
25 y/oUS$1,200
30 y/oUS$1,287
35 y/oUS$1,492
40 y/oUS$1,762
45 y/oUS$2,242
50 y/oUS$2,858
55 y/oUS$3,674
60 y/oUS$4,817
65 y/oUS$6,773
70 y/oUS$8,757
75 y/oUS$10,828
80 y/oUS$12,896
85 y/oUS$14,275
90 y/oUS$15,287
95 y/oUS$15,846
99 y/oUS$16,159
0.0%
All-ages avg
0 y/oUS$2,031
5 y/oUS$1,292
10 y/oUS$965
15 y/oUS$987
20 y/oUS$1,141
25 y/oUS$1,200
30 y/oUS$1,287
35 y/oUS$1,492
40 y/oUS$1,762
45 y/oUS$2,242
50 y/oUS$2,858
55 y/oUS$3,674
60 y/oUS$4,817
65 y/oUS$6,773
70 y/oUS$8,757
75 y/oUS$10,828
80 y/oUS$12,896
85 y/oUS$14,275
90 y/oUS$15,287
95 y/oUS$15,846
99 y/oUS$16,159
0.0%
All-ages avg
0 y/oUS$2,031
5 y/oUS$1,292
10 y/oUS$965
15 y/oUS$987
20 y/oUS$1,141
25 y/oUS$1,200
30 y/oUS$1,287
35 y/oUS$1,492
40 y/oUS$1,762
45 y/oUS$2,242
50 y/oUS$2,858
55 y/oUS$3,674
60 y/oUS$4,817
65 y/oUS$6,773
70 y/oUS$8,757
75 y/oUS$10,828
80 y/oUS$12,896
85 y/oUS$14,275
90 y/oUS$15,287
95 y/oUS$15,846
99 y/oUS$16,159
0.0%
All-ages avg
0 y/oUS$2,031
5 y/oUS$1,292
10 y/oUS$965
15 y/oUS$987
20 y/oUS$1,141
25 y/oUS$1,200
30 y/oUS$1,287
35 y/oUS$1,492
40 y/oUS$1,762
45 y/oUS$2,242
50 y/oUS$2,858
55 y/oUS$3,674
60 y/oUS$4,817
65 y/oUS$6,773
70 y/oUS$8,757
75 y/oUS$10,828
80 y/oUS$12,896
85 y/oUS$14,275
90 y/oUS$15,287
95 y/oUS$15,846
99 y/oUS$16,159
0.0%
All-ages avg
0 y/oUS$2,031
5 y/oUS$1,292
10 y/oUS$965
15 y/oUS$987
20 y/oUS$1,141
25 y/oUS$1,200
30 y/oUS$1,287
35 y/oUS$1,492
40 y/oUS$1,762
45 y/oUS$2,242
50 y/oUS$2,858
55 y/oUS$3,674
60 y/oUS$4,817
65 y/oUS$6,773
70 y/oUS$8,757
75 y/oUS$10,828
80 y/oUS$12,896
85 y/oUS$14,275
90 y/oUS$15,287
95 y/oUS$15,846
99 y/oUS$16,159
0.0%
All-ages avg
0 y/oUS$2,031
5 y/oUS$1,292
10 y/oUS$965
15 y/oUS$987
20 y/oUS$1,141
25 y/oUS$1,200
30 y/oUS$1,287
35 y/oUS$1,492
40 y/oUS$1,762
45 y/oUS$2,242
50 y/oUS$2,858
55 y/oUS$3,674
60 y/oUS$4,817
65 y/oUS$6,773
70 y/oUS$8,757
75 y/oUS$10,828
80 y/oUS$12,896
85 y/oUS$14,275
90 y/oUS$15,287
95 y/oUS$15,846
99 y/oUS$16,159
+7.5%
All-ages avg
0 y/oUS$2,183 (+7.5%)
5 y/oUS$1,389 (+7.5%)
10 y/oUS$1,038 (+7.6%)
15 y/oUS$1,061 (+7.5%)
20 y/oUS$1,227 (+7.5%)
25 y/oUS$1,290 (+7.5%)
30 y/oUS$1,384 (+7.5%)
35 y/oUS$1,604 (+7.5%)
40 y/oUS$1,894 (+7.5%)
45 y/oUS$2,410 (+7.5%)
50 y/oUS$3,072 (+7.5%)
55 y/oUS$3,949 (+7.5%)
60 y/oUS$5,179 (+7.5%)
65 y/oUS$7,281 (+7.5%)
70 y/oUS$9,414 (+7.5%)
75 y/oUS$11,640 (+7.5%)
80 y/oUS$13,863 (+7.5%)
85 y/oUS$15,345 (+7.5%)
90 y/oUS$16,433 (+7.5%)
95 y/oUS$17,035 (+7.5%)
99 y/oUS$17,371 (+7.5%)
+7.0%
All-ages avg
0 y/oUS$2,336 (+7.0%)
5 y/oUS$1,486 (+7.0%)
10 y/oUS$1,110 (+6.9%)
15 y/oUS$1,135 (+7.0%)
20 y/oUS$1,313 (+7.0%)
25 y/oUS$1,381 (+7.1%)
30 y/oUS$1,481 (+7.0%)
35 y/oUS$1,716 (+7.0%)
40 y/oUS$2,027 (+7.0%)
45 y/oUS$2,578 (+7.0%)
50 y/oUS$3,287 (+7.0%)
55 y/oUS$4,226 (+7.0%)
60 y/oUS$5,541 (+7.0%)
65 y/oUS$7,791 (+7.0%)
70 y/oUS$10,073 (+7.0%)
75 y/oUS$12,455 (+7.0%)
80 y/oUS$14,834 (+7.0%)
85 y/oUS$16,419 (+7.0%)
90 y/oUS$17,584 (+7.0%)
95 y/oUS$18,227 (+7.0%)
99 y/oUS$18,587 (+7.0%)
+6.0%
All-ages avg
0 y/oUS$2,477 (+6.0%)
5 y/oUS$1,577 (+6.1%)
10 y/oUS$1,178 (+6.1%)
15 y/oUS$1,204 (+6.1%)
20 y/oUS$1,393 (+6.1%)
25 y/oUS$1,464 (+6.0%)
30 y/oUS$1,570 (+6.0%)
35 y/oUS$1,820 (+6.1%)
40 y/oUS$2,149 (+6.0%)
45 y/oUS$2,734 (+6.1%)
50 y/oUS$3,485 (+6.0%)
55 y/oUS$4,480 (+6.0%)
60 y/oUS$5,874 (+6.0%)
65 y/oUS$8,259 (+6.0%)
70 y/oUS$10,678 (+6.0%)
75 y/oUS$13,203 (+6.0%)
80 y/oUS$15,725 (+6.0%)
85 y/oUS$17,405 (+6.0%)
90 y/oUS$18,640 (+6.0%)
95 y/oUS$19,322 (+6.0%)
99 y/oUS$19,703 (+6.0%)
Avg. annual increase (compound, term = today − earliest version date)· as of 2026-09-15
0 y/o+2.70%
5 y/o+2.71%
10 y/o+2.71%
15 y/o+2.70%
20 y/o+2.71%
25 y/o+2.70%
30 y/o+2.70%
35 y/o+2.70%
40 y/o+2.70%
45 y/o+2.70%
50 y/o+2.70%
55 y/o+2.70%
60 y/o+2.70%
65 y/o+2.70%
70 y/o+2.70%
75 y/o+2.70%
80 y/o+2.70%
85 y/o+2.69%
90 y/o+2.70%
95 y/o+2.70%
99 y/o+2.70%
Notes & sources
Each cell shows the premium amount, with the change vs. previous version in parentheses. The first version shows only the baseline premium. The average annual increase is a compound rate (latest / earliest)^(1/years) − 1, with years = today − earliest version date.The male and female matrices each show that gender's own annualized rate; the plan-overview figure is the average of both genders.· as of 2026-09-15
Default view shows 21 anchor ages (one every 5 years, plus 0 and 99) for a quick read of the inflation curve. The Avg. annual increase column on the right is always computed across all 100 ages regardless of toggle state.