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PRUHealth VHIS VIP Plan - HKD0 Deductible (Asia)
保誠自願醫保尚賓計劃 - 0 港元自付費 (亞洲)
Prudential Hong Kong Limited · F00050-01-000 · 6 versions · Flexi plan · Avg. annual increase +2.28%
| Age | F00050-01-000-01 2020-09-03 | F00050-01-000-02 2021-01-05 | F00050-01-000-03 2021-06-01 | F00050-01-000-04 2023-04-01 | F00050-01-000-04 2024-10-01 | F00050-01-000-04 2025-10-01 | Avg. annual increase |
|---|---|---|---|---|---|---|---|
| 0 | HK$11,012 | HK$11,012 | HK$11,012 | HK$11,287 (+2.5%) | HK$11,851 (+5.0%) | HK$12,550 (+5.9%) | +2.25% |
| 5 | HK$10,930 | HK$10,930 | HK$10,930 | HK$11,203 (+2.5%) | HK$11,763 (+5.0%) | HK$12,456 (+5.9%) | +2.25% |
| 10 | HK$10,533 | HK$10,533 | HK$10,533 | HK$10,796 (+2.5%) | HK$11,336 (+5.0%) | HK$12,004 (+5.9%) | +2.25% |
| 15 | HK$10,110 | HK$10,110 | HK$10,110 | HK$10,363 (+2.5%) | HK$10,882 (+5.0%) | HK$11,523 (+5.9%) | +2.25% |
| 20 | HK$9,700 | HK$9,700 | HK$9,700 | HK$9,942 (+2.5%) | HK$10,439 (+5.0%) | HK$11,055 (+5.9%) | +2.25% |
| 25 | HK$11,384 | HK$11,384 | HK$11,384 | HK$11,669 (+2.5%) | HK$12,252 (+5.0%) | HK$12,974 (+5.9%) | +2.25% |
| 30 | HK$14,034 | HK$14,034 | HK$14,034 | HK$14,385 (+2.5%) | HK$15,104 (+5.0%) | HK$15,991 (+5.9%) | +2.25% |
| 35 | HK$15,702 | HK$15,702 | HK$15,702 | HK$16,095 (+2.5%) | HK$16,900 (+5.0%) | HK$17,891 (+5.9%) | +2.25% |
| 40 | HK$16,782 | HK$16,782 | HK$16,782 | HK$17,201 (+2.5%) | HK$18,061 (+5.0%) | HK$19,119 (+5.9%) | +2.25% |
| 45 | HK$21,936 | HK$21,936 | HK$21,936 | HK$22,485 (+2.5%) | HK$23,609 (+5.0%) | HK$24,989 (+5.8%) | +2.24% |
| 50 | HK$27,090 | HK$27,090 | HK$27,090 | HK$27,768 (+2.5%) | HK$29,157 (+5.0%) | HK$31,005 (+6.3%) | +2.33% |
| 55 | HK$32,674 | HK$32,674 | HK$32,674 | HK$33,491 (+2.5%) | HK$35,166 (+5.0%) | HK$37,392 (+6.3%) | +2.32% |
| 60 | HK$44,579 | HK$44,579 | HK$44,579 | HK$45,694 (+2.5%) | HK$47,978 (+5.0%) | HK$51,012 (+6.3%) | +2.32% |
| 65 | HK$64,978 | HK$64,978 | HK$64,978 | HK$66,603 (+2.5%) | HK$69,934 (+5.0%) | HK$74,350 (+6.3%) | +2.32% |
| 70 | — | — | — | — | — | HK$95,754 | — |
| 75 | HK$105,087 | HK$105,087 | HK$105,087 | HK$107,714 (+2.5%) | HK$113,100 (+5.0%) | HK$120,236 (+6.3%) | +2.32% |
| 80 | — | — | — | — | — | HK$146,393 | — |
| 85 | HK$153,416 | HK$153,416 | HK$153,416 | HK$157,251 (+2.5%) | HK$165,114 (+5.0%) | HK$175,526 (+6.3%) | +2.32% |
| 90 | — | — | — | — | — | HK$206,277 | — |
| 95 | HK$206,645 | HK$206,645 | HK$206,645 | HK$211,811 (+2.5%) | HK$222,402 (+5.0%) | HK$236,424 (+6.3%) | +2.32% |
| 99 | HK$233,757 | HK$233,757 | HK$233,757 | HK$239,601 (+2.5%) | HK$251,581 (+5.0%) | HK$267,442 (+6.3%) | +2.32% |
| All ages average | — | 0.0% | 0.0% | +2.5% | +5.0% | +6.1% | — |
0 y/oHK$11,012
5 y/oHK$10,930
10 y/oHK$10,533
15 y/oHK$10,110
20 y/oHK$9,700
25 y/oHK$11,384
30 y/oHK$14,034
35 y/oHK$15,702
40 y/oHK$16,782
45 y/oHK$21,936
50 y/oHK$27,090
55 y/oHK$32,674
60 y/oHK$44,579
65 y/oHK$64,978
70 y/o—
75 y/oHK$105,087
80 y/o—
85 y/oHK$153,416
90 y/o—
95 y/oHK$206,645
99 y/oHK$233,757
0.0%
All-ages avg
0 y/oHK$11,012
5 y/oHK$10,930
10 y/oHK$10,533
15 y/oHK$10,110
20 y/oHK$9,700
25 y/oHK$11,384
30 y/oHK$14,034
35 y/oHK$15,702
40 y/oHK$16,782
45 y/oHK$21,936
50 y/oHK$27,090
55 y/oHK$32,674
60 y/oHK$44,579
65 y/oHK$64,978
70 y/o—
75 y/oHK$105,087
80 y/o—
85 y/oHK$153,416
90 y/o—
95 y/oHK$206,645
99 y/oHK$233,757
0.0%
All-ages avg
0 y/oHK$11,012
5 y/oHK$10,930
10 y/oHK$10,533
15 y/oHK$10,110
20 y/oHK$9,700
25 y/oHK$11,384
30 y/oHK$14,034
35 y/oHK$15,702
40 y/oHK$16,782
45 y/oHK$21,936
50 y/oHK$27,090
55 y/oHK$32,674
60 y/oHK$44,579
65 y/oHK$64,978
70 y/o—
75 y/oHK$105,087
80 y/o—
85 y/oHK$153,416
90 y/o—
95 y/oHK$206,645
99 y/oHK$233,757
+2.5%
All-ages avg
0 y/oHK$11,287 (+2.5%)
5 y/oHK$11,203 (+2.5%)
10 y/oHK$10,796 (+2.5%)
15 y/oHK$10,363 (+2.5%)
20 y/oHK$9,942 (+2.5%)
25 y/oHK$11,669 (+2.5%)
30 y/oHK$14,385 (+2.5%)
35 y/oHK$16,095 (+2.5%)
40 y/oHK$17,201 (+2.5%)
45 y/oHK$22,485 (+2.5%)
50 y/oHK$27,768 (+2.5%)
55 y/oHK$33,491 (+2.5%)
60 y/oHK$45,694 (+2.5%)
65 y/oHK$66,603 (+2.5%)
70 y/o—
75 y/oHK$107,714 (+2.5%)
80 y/o—
85 y/oHK$157,251 (+2.5%)
90 y/o—
95 y/oHK$211,811 (+2.5%)
99 y/oHK$239,601 (+2.5%)
+5.0%
All-ages avg
0 y/oHK$11,851 (+5.0%)
5 y/oHK$11,763 (+5.0%)
10 y/oHK$11,336 (+5.0%)
15 y/oHK$10,882 (+5.0%)
20 y/oHK$10,439 (+5.0%)
25 y/oHK$12,252 (+5.0%)
30 y/oHK$15,104 (+5.0%)
35 y/oHK$16,900 (+5.0%)
40 y/oHK$18,061 (+5.0%)
45 y/oHK$23,609 (+5.0%)
50 y/oHK$29,157 (+5.0%)
55 y/oHK$35,166 (+5.0%)
60 y/oHK$47,978 (+5.0%)
65 y/oHK$69,934 (+5.0%)
70 y/o—
75 y/oHK$113,100 (+5.0%)
80 y/o—
85 y/oHK$165,114 (+5.0%)
90 y/o—
95 y/oHK$222,402 (+5.0%)
99 y/oHK$251,581 (+5.0%)
+6.1%
All-ages avg
0 y/oHK$12,550 (+5.9%)
5 y/oHK$12,456 (+5.9%)
10 y/oHK$12,004 (+5.9%)
15 y/oHK$11,523 (+5.9%)
20 y/oHK$11,055 (+5.9%)
25 y/oHK$12,974 (+5.9%)
30 y/oHK$15,991 (+5.9%)
35 y/oHK$17,891 (+5.9%)
40 y/oHK$19,119 (+5.9%)
45 y/oHK$24,989 (+5.8%)
50 y/oHK$31,005 (+6.3%)
55 y/oHK$37,392 (+6.3%)
60 y/oHK$51,012 (+6.3%)
65 y/oHK$74,350 (+6.3%)
70 y/oHK$95,754
75 y/oHK$120,236 (+6.3%)
80 y/oHK$146,393
85 y/oHK$175,526 (+6.3%)
90 y/oHK$206,277
95 y/oHK$236,424 (+6.3%)
99 y/oHK$267,442 (+6.3%)
Avg. annual increase (compound, term = today − earliest version date)· as of 2026-07-02
0 y/o+2.25%
5 y/o+2.25%
10 y/o+2.25%
15 y/o+2.25%
20 y/o+2.25%
25 y/o+2.25%
30 y/o+2.25%
35 y/o+2.25%
40 y/o+2.25%
45 y/o+2.24%
50 y/o+2.33%
55 y/o+2.32%
60 y/o+2.32%
65 y/o+2.32%
70 y/o—
75 y/o+2.32%
80 y/o—
85 y/o+2.32%
90 y/o—
95 y/o+2.32%
99 y/o+2.32%
Notes & sources
Each cell shows the premium amount, with the change vs. previous version in parentheses. The first version shows only the baseline premium. The average annual increase is a compound rate (latest / earliest)^(1/years) − 1, with years = today − earliest version date.· as of 2026-07-02
Default view shows 21 anchor ages (one every 5 years, plus 0 and 99) for a quick read of the inflation curve. The Avg. annual increase column on the right is always computed across all 100 ages regardless of toggle state.