DISCLAIMER
VHISGuide is operated by Leo Chan, a licensed FWD insurance agent.
Content is for reference only. Premiums and policy terms follow each insurer's latest official documents. Always obtain written advice from a licensed agent or broker you trust before purchasing.
"VHIS" / "Voluntary Health Insurance Scheme" is a registered term of the HKSAR Food and Health Bureau.
IA Individual Insurance Agent licence JF4352 · MPFA registered intermediary 151662
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Premiums shown follow each insurer's published version; the IA premium levy is not yet included, and amounts are rounded to whole HKD. If you spot a data error, WhatsAppLeo — happy to fix.
