DISCLAIMER
VHISGuide is operated by Leo Chan, a licensed FWD insurance agent.
VHISGuide compares all 31 active VHIS carriers under one yardstick — live premium comparisons, premium-inflation tracking, and reimbursement estimates. The formal premium and policy terms on application are issued by each insurer. For plan-specific written advice you can speak with this site's licensed agent Leo (IA #JF4352) or with an intermediary of your choosing.
"VHIS" / "Voluntary Health Insurance Scheme" is a registered term of the HKSAR Food and Health Bureau.
IA Individual Insurance Agent licence JF4352 · MPFA registered intermediary 151662
See Contact Us for details.
Premiums shown follow each insurer's published version; the IA premium levy is not yet included, and amounts are rounded to whole HKD. If you spot a data error, WhatsAppLeo — happy to fix.
