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PRUHealth VHIS VIP Plan - HKD50,000 Deductible (Worldwide except USA)
保誠自願醫保尚賓計劃 - 50,000 港元自付費 - 全球 (美國除外)
Prudential Hong Kong Limited · F00050-11-000 · 3 versions · Flexi plan · Avg. annual increase +2.34%
Same premium for both sexesHKD
| Age | 2023-04-01 | 2024-10-01 | Latest 2025-10-01 | Avg. annual increase |
|---|---|---|---|---|
| 0 y/o | HK$4,197 | HK$4,406 (+5.0%) | HK$4,541 (+3.1%) | +2.31% |
| 5 y/o | HK$4,075 | HK$4,279 (+5.0%) | HK$4,410 (+3.1%) | +2.31% |
| 10 y/o | HK$3,714 | HK$3,899 (+5.0%) | HK$4,019 (+3.1%) | +2.31% |
| 15 y/o | HK$3,507 | HK$3,682 (+5.0%) | HK$3,796 (+3.1%) | +2.32% |
| 20 y/o | HK$3,306 | HK$3,472 (+5.0%) | HK$3,580 (+3.1%) | +2.33% |
| 25 y/o | HK$4,027 | HK$4,229 (+5.0%) | HK$4,358 (+3.1%) | +2.31% |
| 30 y/o | HK$5,014 | HK$5,265 (+5.0%) | HK$5,423 (+3.0%) | +2.30% |
| 35 y/o | HK$5,521 | HK$5,797 (+5.0%) | HK$5,970 (+3.0%) | +2.29% |
| 40 y/o | HK$6,011 | HK$6,312 (+5.0%) | HK$6,499 (+3.0%) | +2.28% |
| 45 y/o | HK$7,300 | HK$7,665 (+5.0%) | HK$7,890 (+2.9%) | +2.27% |
| 50 y/o | HK$9,660 | HK$10,143 (+5.0%) | HK$10,489 (+3.4%) | +2.41% |
| 55 y/o | HK$12,043 | HK$12,646 (+5.0%) | HK$13,074 (+3.4%) | +2.41% |
| 60 y/o | HK$16,429 | HK$17,250 (+5.0%) | HK$17,830 (+3.4%) | +2.40% |
| 65 y/o | HK$22,140 | HK$23,247 (+5.0%) | HK$24,025 (+3.3%) | +2.39% |
| 70 y/o | — | — | HK$33,310 | — |
| 75 y/o | HK$39,368 | HK$41,337 (+5.0%) | HK$42,712 (+3.3%) | +2.39% |
| 80 y/o | — | — | HK$52,002 | — |
| 85 y/o | HK$57,474 | HK$60,347 (+5.0%) | HK$62,350 (+3.3%) | +2.38% |
| 90 y/o | — | — | HK$73,270 | — |
| 95 y/o | HK$77,414 | HK$81,285 (+5.0%) | HK$83,978 (+3.3%) | +2.38% |
| 99 y/o | HK$87,571 | HK$91,950 (+5.0%) | HK$94,994 (+3.3%) | +2.38% |
| All ages average | — | +5.0% | +3.2% | — |
0 y/oHK$4,197
5 y/oHK$4,075
10 y/oHK$3,714
15 y/oHK$3,507
20 y/oHK$3,306
25 y/oHK$4,027
30 y/oHK$5,014
35 y/oHK$5,521
40 y/oHK$6,011
45 y/oHK$7,300
50 y/oHK$9,660
55 y/oHK$12,043
60 y/oHK$16,429
65 y/oHK$22,140
70 y/o—
75 y/oHK$39,368
80 y/o—
85 y/oHK$57,474
90 y/o—
95 y/oHK$77,414
99 y/oHK$87,571
+5.0%
All-ages avg
0 y/oHK$4,406 (+5.0%)
5 y/oHK$4,279 (+5.0%)
10 y/oHK$3,899 (+5.0%)
15 y/oHK$3,682 (+5.0%)
20 y/oHK$3,472 (+5.0%)
25 y/oHK$4,229 (+5.0%)
30 y/oHK$5,265 (+5.0%)
35 y/oHK$5,797 (+5.0%)
40 y/oHK$6,312 (+5.0%)
45 y/oHK$7,665 (+5.0%)
50 y/oHK$10,143 (+5.0%)
55 y/oHK$12,646 (+5.0%)
60 y/oHK$17,250 (+5.0%)
65 y/oHK$23,247 (+5.0%)
70 y/o—
75 y/oHK$41,337 (+5.0%)
80 y/o—
85 y/oHK$60,347 (+5.0%)
90 y/o—
95 y/oHK$81,285 (+5.0%)
99 y/oHK$91,950 (+5.0%)
+3.2%
All-ages avg
0 y/oHK$4,541 (+3.1%)
5 y/oHK$4,410 (+3.1%)
10 y/oHK$4,019 (+3.1%)
15 y/oHK$3,796 (+3.1%)
20 y/oHK$3,580 (+3.1%)
25 y/oHK$4,358 (+3.1%)
30 y/oHK$5,423 (+3.0%)
35 y/oHK$5,970 (+3.0%)
40 y/oHK$6,499 (+3.0%)
45 y/oHK$7,890 (+2.9%)
50 y/oHK$10,489 (+3.4%)
55 y/oHK$13,074 (+3.4%)
60 y/oHK$17,830 (+3.4%)
65 y/oHK$24,025 (+3.3%)
70 y/oHK$33,310
75 y/oHK$42,712 (+3.3%)
80 y/oHK$52,002
85 y/oHK$62,350 (+3.3%)
90 y/oHK$73,270
95 y/oHK$83,978 (+3.3%)
99 y/oHK$94,994 (+3.3%)
Avg. annual increase (compound, term = today − earliest version date)· as of 2026-09-15
0 y/o+2.31%
5 y/o+2.31%
10 y/o+2.31%
15 y/o+2.32%
20 y/o+2.33%
25 y/o+2.31%
30 y/o+2.30%
35 y/o+2.29%
40 y/o+2.28%
45 y/o+2.27%
50 y/o+2.41%
55 y/o+2.41%
60 y/o+2.40%
65 y/o+2.39%
70 y/o—
75 y/o+2.39%
80 y/o—
85 y/o+2.38%
90 y/o—
95 y/o+2.38%
99 y/o+2.38%
Notes & sources
Each cell shows the premium amount, with the change vs. previous version in parentheses. The first version shows only the baseline premium. The average annual increase is a compound rate (latest / earliest)^(1/years) − 1, with years = today − earliest version date.· as of 2026-09-15
Default view shows 21 anchor ages (one every 5 years, plus 0 and 99) for a quick read of the inflation curve. The Avg. annual increase column on the right is always computed across all 100 ages regardless of toggle state.