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PRUHealth FlexiChoice Medical Plan - Semi-private Room (HKD)
保誠靈活自主醫保計劃 - 半私家病房 (港元)
Prudential Hong Kong Limited · F00013-02-000 · 9 versions · Flexi plan · Avg. annual increase +2.70%
HKD
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| Age | 2019-04-01 | 2020-03-03 | 2020-05-25 | 2021-01-05 | 2022-01-01 | 2022-10-03 | 2023-07-01 | 2024-10-01 | Latest 2025-10-01 | Avg. annual increase |
|---|---|---|---|---|---|---|---|---|---|---|
| 0 y/o | HK$7,998 | HK$7,998 | HK$7,998 | HK$7,998 | HK$7,998 | HK$7,998 | HK$8,598 (+7.5%) | HK$9,200 (+7.0%) | HK$9,759 (+6.1%) | +2.71% |
| 5 y/o | HK$5,602 | HK$5,602 | HK$5,602 | HK$5,602 | HK$5,602 | HK$5,602 | HK$6,022 (+7.5%) | HK$6,444 (+7.0%) | HK$6,838 (+6.1%) | +2.71% |
| 10 y/o | HK$4,173 | HK$4,173 | HK$4,173 | HK$4,173 | HK$4,173 | HK$4,173 | HK$4,486 (+7.5%) | HK$4,800 (+7.0%) | HK$5,096 (+6.2%) | +2.72% |
| 15 y/o | HK$4,270 | HK$4,270 | HK$4,270 | HK$4,270 | HK$4,270 | HK$4,270 | HK$4,591 (+7.5%) | HK$4,912 (+7.0%) | HK$5,214 (+6.1%) | +2.72% |
| 20 y/o | HK$4,827 | HK$4,827 | HK$4,827 | HK$4,827 | HK$4,827 | HK$4,827 | HK$5,189 (+7.5%) | HK$5,552 (+7.0%) | HK$5,892 (+6.1%) | +2.71% |
| 25 y/o | HK$5,133 | HK$5,133 | HK$5,133 | HK$5,133 | HK$5,133 | HK$5,133 | HK$5,518 (+7.5%) | HK$5,904 (+7.0%) | HK$6,266 (+6.1%) | +2.71% |
| 30 y/o | HK$5,540 | HK$5,540 | HK$5,540 | HK$5,540 | HK$5,540 | HK$5,540 | HK$5,955 (+7.5%) | HK$6,372 (+7.0%) | HK$6,762 (+6.1%) | +2.71% |
| 35 y/o | HK$6,343 | HK$6,343 | HK$6,343 | HK$6,343 | HK$6,343 | HK$6,343 | HK$6,818 (+7.5%) | HK$7,296 (+7.0%) | HK$7,741 (+6.1%) | +2.71% |
| 40 y/o | HK$7,415 | HK$7,415 | HK$7,415 | HK$7,415 | HK$7,415 | HK$7,415 | HK$7,971 (+7.5%) | HK$8,529 (+7.0%) | HK$9,048 (+6.1%) | +2.71% |
| 45 y/o | HK$9,417 | HK$9,417 | HK$9,417 | HK$9,417 | HK$9,417 | HK$9,417 | HK$10,123 (+7.5%) | HK$10,832 (+7.0%) | HK$11,489 (+6.1%) | +2.70% |
| 50 y/o | HK$11,971 | HK$11,971 | HK$11,971 | HK$11,971 | HK$11,971 | HK$11,971 | HK$12,869 (+7.5%) | HK$13,770 (+7.0%) | HK$14,603 (+6.0%) | +2.70% |
| 55 y/o | HK$15,272 | HK$15,272 | HK$15,272 | HK$15,272 | HK$15,272 | HK$15,272 | HK$16,418 (+7.5%) | HK$17,567 (+7.0%) | HK$18,628 (+6.0%) | +2.70% |
| 60 y/o | HK$20,172 | HK$20,172 | HK$20,172 | HK$20,172 | HK$20,172 | HK$20,172 | HK$21,685 (+7.5%) | HK$23,203 (+7.0%) | HK$24,602 (+6.0%) | +2.70% |
| 65 y/o | HK$29,723 | HK$29,723 | HK$29,723 | HK$29,723 | HK$29,723 | HK$29,723 | HK$31,952 (+7.5%) | HK$34,189 (+7.0%) | HK$36,247 (+6.0%) | +2.70% |
| 70 y/o | HK$38,446 | HK$38,446 | HK$38,446 | HK$38,446 | HK$38,446 | HK$38,446 | HK$41,329 (+7.5%) | HK$44,222 (+7.0%) | HK$46,883 (+6.0%) | +2.70% |
| 75 y/o | HK$47,100 | HK$47,100 | HK$47,100 | HK$47,100 | HK$47,100 | HK$47,100 | HK$50,633 (+7.5%) | HK$54,177 (+7.0%) | HK$57,435 (+6.0%) | +2.70% |
| 80 y/o | HK$55,369 | HK$55,369 | HK$55,369 | HK$55,369 | HK$55,369 | HK$55,369 | HK$59,522 (+7.5%) | HK$63,688 (+7.0%) | HK$67,517 (+6.0%) | +2.70% |
| 85 y/o | HK$60,959 | HK$60,959 | HK$60,959 | HK$60,959 | HK$60,959 | HK$60,959 | HK$65,531 (+7.5%) | HK$70,119 (+7.0%) | HK$74,333 (+6.0%) | +2.70% |
| 90 y/o | HK$65,347 | HK$65,347 | HK$65,347 | HK$65,347 | HK$65,347 | HK$65,347 | HK$70,248 (+7.5%) | HK$75,165 (+7.0%) | HK$79,682 (+6.0%) | +2.70% |
| 95 y/o | HK$67,183 | HK$67,183 | HK$67,183 | HK$67,183 | HK$67,183 | HK$67,183 | HK$72,222 (+7.5%) | HK$77,278 (+7.0%) | HK$81,922 (+6.0%) | +2.70% |
| 99 y/o | HK$68,202 | HK$68,202 | HK$68,202 | HK$68,202 | HK$68,202 | HK$68,202 | HK$73,317 (+7.5%) | HK$78,449 (+7.0%) | HK$83,164 (+6.0%) | +2.70% |
| All ages average | — | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | +7.5% | +7.0% | +6.1% | — |
0 y/oHK$7,998
5 y/oHK$5,602
10 y/oHK$4,173
15 y/oHK$4,270
20 y/oHK$4,827
25 y/oHK$5,133
30 y/oHK$5,540
35 y/oHK$6,343
40 y/oHK$7,415
45 y/oHK$9,417
50 y/oHK$11,971
55 y/oHK$15,272
60 y/oHK$20,172
65 y/oHK$29,723
70 y/oHK$38,446
75 y/oHK$47,100
80 y/oHK$55,369
85 y/oHK$60,959
90 y/oHK$65,347
95 y/oHK$67,183
99 y/oHK$68,202
0.0%
All-ages avg
0 y/oHK$7,998
5 y/oHK$5,602
10 y/oHK$4,173
15 y/oHK$4,270
20 y/oHK$4,827
25 y/oHK$5,133
30 y/oHK$5,540
35 y/oHK$6,343
40 y/oHK$7,415
45 y/oHK$9,417
50 y/oHK$11,971
55 y/oHK$15,272
60 y/oHK$20,172
65 y/oHK$29,723
70 y/oHK$38,446
75 y/oHK$47,100
80 y/oHK$55,369
85 y/oHK$60,959
90 y/oHK$65,347
95 y/oHK$67,183
99 y/oHK$68,202
0.0%
All-ages avg
0 y/oHK$7,998
5 y/oHK$5,602
10 y/oHK$4,173
15 y/oHK$4,270
20 y/oHK$4,827
25 y/oHK$5,133
30 y/oHK$5,540
35 y/oHK$6,343
40 y/oHK$7,415
45 y/oHK$9,417
50 y/oHK$11,971
55 y/oHK$15,272
60 y/oHK$20,172
65 y/oHK$29,723
70 y/oHK$38,446
75 y/oHK$47,100
80 y/oHK$55,369
85 y/oHK$60,959
90 y/oHK$65,347
95 y/oHK$67,183
99 y/oHK$68,202
0.0%
All-ages avg
0 y/oHK$7,998
5 y/oHK$5,602
10 y/oHK$4,173
15 y/oHK$4,270
20 y/oHK$4,827
25 y/oHK$5,133
30 y/oHK$5,540
35 y/oHK$6,343
40 y/oHK$7,415
45 y/oHK$9,417
50 y/oHK$11,971
55 y/oHK$15,272
60 y/oHK$20,172
65 y/oHK$29,723
70 y/oHK$38,446
75 y/oHK$47,100
80 y/oHK$55,369
85 y/oHK$60,959
90 y/oHK$65,347
95 y/oHK$67,183
99 y/oHK$68,202
0.0%
All-ages avg
0 y/oHK$7,998
5 y/oHK$5,602
10 y/oHK$4,173
15 y/oHK$4,270
20 y/oHK$4,827
25 y/oHK$5,133
30 y/oHK$5,540
35 y/oHK$6,343
40 y/oHK$7,415
45 y/oHK$9,417
50 y/oHK$11,971
55 y/oHK$15,272
60 y/oHK$20,172
65 y/oHK$29,723
70 y/oHK$38,446
75 y/oHK$47,100
80 y/oHK$55,369
85 y/oHK$60,959
90 y/oHK$65,347
95 y/oHK$67,183
99 y/oHK$68,202
0.0%
All-ages avg
0 y/oHK$7,998
5 y/oHK$5,602
10 y/oHK$4,173
15 y/oHK$4,270
20 y/oHK$4,827
25 y/oHK$5,133
30 y/oHK$5,540
35 y/oHK$6,343
40 y/oHK$7,415
45 y/oHK$9,417
50 y/oHK$11,971
55 y/oHK$15,272
60 y/oHK$20,172
65 y/oHK$29,723
70 y/oHK$38,446
75 y/oHK$47,100
80 y/oHK$55,369
85 y/oHK$60,959
90 y/oHK$65,347
95 y/oHK$67,183
99 y/oHK$68,202
+7.5%
All-ages avg
0 y/oHK$8,598 (+7.5%)
5 y/oHK$6,022 (+7.5%)
10 y/oHK$4,486 (+7.5%)
15 y/oHK$4,591 (+7.5%)
20 y/oHK$5,189 (+7.5%)
25 y/oHK$5,518 (+7.5%)
30 y/oHK$5,955 (+7.5%)
35 y/oHK$6,818 (+7.5%)
40 y/oHK$7,971 (+7.5%)
45 y/oHK$10,123 (+7.5%)
50 y/oHK$12,869 (+7.5%)
55 y/oHK$16,418 (+7.5%)
60 y/oHK$21,685 (+7.5%)
65 y/oHK$31,952 (+7.5%)
70 y/oHK$41,329 (+7.5%)
75 y/oHK$50,633 (+7.5%)
80 y/oHK$59,522 (+7.5%)
85 y/oHK$65,531 (+7.5%)
90 y/oHK$70,248 (+7.5%)
95 y/oHK$72,222 (+7.5%)
99 y/oHK$73,317 (+7.5%)
+7.0%
All-ages avg
0 y/oHK$9,200 (+7.0%)
5 y/oHK$6,444 (+7.0%)
10 y/oHK$4,800 (+7.0%)
15 y/oHK$4,912 (+7.0%)
20 y/oHK$5,552 (+7.0%)
25 y/oHK$5,904 (+7.0%)
30 y/oHK$6,372 (+7.0%)
35 y/oHK$7,296 (+7.0%)
40 y/oHK$8,529 (+7.0%)
45 y/oHK$10,832 (+7.0%)
50 y/oHK$13,770 (+7.0%)
55 y/oHK$17,567 (+7.0%)
60 y/oHK$23,203 (+7.0%)
65 y/oHK$34,189 (+7.0%)
70 y/oHK$44,222 (+7.0%)
75 y/oHK$54,177 (+7.0%)
80 y/oHK$63,688 (+7.0%)
85 y/oHK$70,119 (+7.0%)
90 y/oHK$75,165 (+7.0%)
95 y/oHK$77,278 (+7.0%)
99 y/oHK$78,449 (+7.0%)
+6.1%
All-ages avg
0 y/oHK$9,759 (+6.1%)
5 y/oHK$6,838 (+6.1%)
10 y/oHK$5,096 (+6.2%)
15 y/oHK$5,214 (+6.1%)
20 y/oHK$5,892 (+6.1%)
25 y/oHK$6,266 (+6.1%)
30 y/oHK$6,762 (+6.1%)
35 y/oHK$7,741 (+6.1%)
40 y/oHK$9,048 (+6.1%)
45 y/oHK$11,489 (+6.1%)
50 y/oHK$14,603 (+6.0%)
55 y/oHK$18,628 (+6.0%)
60 y/oHK$24,602 (+6.0%)
65 y/oHK$36,247 (+6.0%)
70 y/oHK$46,883 (+6.0%)
75 y/oHK$57,435 (+6.0%)
80 y/oHK$67,517 (+6.0%)
85 y/oHK$74,333 (+6.0%)
90 y/oHK$79,682 (+6.0%)
95 y/oHK$81,922 (+6.0%)
99 y/oHK$83,164 (+6.0%)
Avg. annual increase (compound, term = today − earliest version date)· as of 2026-09-15
0 y/o+2.71%
5 y/o+2.71%
10 y/o+2.72%
15 y/o+2.72%
20 y/o+2.71%
25 y/o+2.71%
30 y/o+2.71%
35 y/o+2.71%
40 y/o+2.71%
45 y/o+2.70%
50 y/o+2.70%
55 y/o+2.70%
60 y/o+2.70%
65 y/o+2.70%
70 y/o+2.70%
75 y/o+2.70%
80 y/o+2.70%
85 y/o+2.70%
90 y/o+2.70%
95 y/o+2.70%
99 y/o+2.70%
Notes & sources
Each cell shows the premium amount, with the change vs. previous version in parentheses. The first version shows only the baseline premium. The average annual increase is a compound rate (latest / earliest)^(1/years) − 1, with years = today − earliest version date.The male and female matrices each show that gender's own annualized rate; the plan-overview figure is the average of both genders.· as of 2026-09-15
Default view shows 21 anchor ages (one every 5 years, plus 0 and 99) for a quick read of the inflation curve. The Avg. annual increase column on the right is always computed across all 100 ages regardless of toggle state.