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PRUHealth FlexiChoice Medical Plan - Ward with SMM 2 (HKD)
保誠靈活自主醫保計劃 - 普通病房+額外醫療計劃二 (港元)
Prudential Hong Kong Limited · F00013-01-002 · 9 versions · Flexi plan · Avg. annual increase +3.22%
HKD
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| Age | 2019-04-01 | 2020-03-03 | 2020-05-25 | 2021-01-05 | 2022-01-01 | 2022-10-03 | 2023-07-01 | 2024-10-01 | Latest 2025-10-01 | Avg. annual increase |
|---|---|---|---|---|---|---|---|---|---|---|
| 0 y/o | HK$6,854 | HK$6,854 | HK$6,854 | HK$6,854 | HK$6,854 | HK$6,854 | HK$7,368 (+7.5%) | HK$8,031 (+9.0%) | HK$8,681 (+8.1%) | +3.22% |
| 5 y/o | HK$4,785 | HK$4,785 | HK$4,785 | HK$4,785 | HK$4,785 | HK$4,785 | HK$5,144 (+7.5%) | HK$5,607 (+9.0%) | HK$6,063 (+8.1%) | +3.23% |
| 10 y/o | HK$3,786 | HK$3,786 | HK$3,786 | HK$3,786 | HK$3,786 | HK$3,786 | HK$4,070 (+7.5%) | HK$4,436 (+9.0%) | HK$4,798 (+8.2%) | +3.23% |
| 15 y/o | HK$3,864 | HK$3,864 | HK$3,864 | HK$3,864 | HK$3,864 | HK$3,864 | HK$4,153 (+7.5%) | HK$4,527 (+9.0%) | HK$4,897 (+8.2%) | +3.23% |
| 20 y/o | HK$4,211 | HK$4,211 | HK$4,211 | HK$4,211 | HK$4,211 | HK$4,211 | HK$4,527 (+7.5%) | HK$4,934 (+9.0%) | HK$5,336 (+8.1%) | +3.23% |
| 25 y/o | HK$4,556 | HK$4,556 | HK$4,556 | HK$4,556 | HK$4,556 | HK$4,556 | HK$4,898 (+7.5%) | HK$5,339 (+9.0%) | HK$5,773 (+8.1%) | +3.23% |
| 30 y/o | HK$5,005 | HK$5,005 | HK$5,005 | HK$5,005 | HK$5,005 | HK$5,005 | HK$5,381 (+7.5%) | HK$5,865 (+9.0%) | HK$6,341 (+8.1%) | +3.22% |
| 35 y/o | HK$5,844 | HK$5,844 | HK$5,844 | HK$5,844 | HK$5,844 | HK$5,844 | HK$6,282 (+7.5%) | HK$6,848 (+9.0%) | HK$7,403 (+8.1%) | +3.22% |
| 40 y/o | HK$6,955 | HK$6,955 | HK$6,955 | HK$6,955 | HK$6,955 | HK$6,955 | HK$7,477 (+7.5%) | HK$8,149 (+9.0%) | HK$8,809 (+8.1%) | +3.22% |
| 45 y/o | HK$8,875 | HK$8,875 | HK$8,875 | HK$8,875 | HK$8,875 | HK$8,875 | HK$9,541 (+7.5%) | HK$10,399 (+9.0%) | HK$11,239 (+8.1%) | +3.22% |
| 50 y/o | HK$11,366 | HK$11,366 | HK$11,366 | HK$11,366 | HK$11,366 | HK$11,366 | HK$12,218 (+7.5%) | HK$13,318 (+9.0%) | HK$14,391 (+8.1%) | +3.22% |
| 55 y/o | HK$14,245 | HK$14,245 | HK$14,245 | HK$14,245 | HK$14,245 | HK$14,245 | HK$15,313 (+7.5%) | HK$16,691 (+9.0%) | HK$18,034 (+8.0%) | +3.21% |
| 60 y/o | HK$18,325 | HK$18,325 | HK$18,325 | HK$18,325 | HK$18,325 | HK$18,325 | HK$19,700 (+7.5%) | HK$21,473 (+9.0%) | HK$23,198 (+8.0%) | +3.21% |
| 65 y/o | HK$25,344 | HK$25,344 | HK$25,344 | HK$25,344 | HK$25,344 | HK$25,344 | HK$27,245 (+7.5%) | HK$29,697 (+9.0%) | HK$32,080 (+8.0%) | +3.21% |
| 70 y/o | HK$32,077 | HK$32,077 | HK$32,077 | HK$32,077 | HK$32,077 | HK$32,077 | HK$34,483 (+7.5%) | HK$37,586 (+9.0%) | HK$40,600 (+8.0%) | +3.21% |
| 75 y/o | HK$40,266 | HK$40,266 | HK$40,266 | HK$40,266 | HK$40,266 | HK$40,266 | HK$43,286 (+7.5%) | HK$47,181 (+9.0%) | HK$50,963 (+8.0%) | +3.21% |
| 80 y/o | HK$47,754 | HK$47,754 | HK$47,754 | HK$47,754 | HK$47,754 | HK$47,754 | HK$51,336 (+7.5%) | HK$55,956 (+9.0%) | HK$60,440 (+8.0%) | +3.21% |
| 85 y/o | HK$52,849 | HK$52,849 | HK$52,849 | HK$52,849 | HK$52,849 | HK$52,849 | HK$56,813 (+7.5%) | HK$61,926 (+9.0%) | HK$66,887 (+8.0%) | +3.21% |
| 90 y/o | HK$56,946 | HK$56,946 | HK$56,946 | HK$56,946 | HK$56,946 | HK$56,946 | HK$61,217 (+7.5%) | HK$66,726 (+9.0%) | HK$72,072 (+8.0%) | +3.21% |
| 95 y/o | HK$58,667 | HK$58,667 | HK$58,667 | HK$58,667 | HK$58,667 | HK$58,667 | HK$63,067 (+7.5%) | HK$68,743 (+9.0%) | HK$74,250 (+8.0%) | +3.21% |
| 99 y/o | HK$59,843 | HK$59,843 | HK$59,843 | HK$59,843 | HK$59,843 | HK$59,843 | HK$64,331 (+7.5%) | HK$70,121 (+9.0%) | HK$75,738 (+8.0%) | +3.21% |
| All ages average | — | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | +7.5% | +9.0% | +8.1% | — |
0 y/oHK$6,854
5 y/oHK$4,785
10 y/oHK$3,786
15 y/oHK$3,864
20 y/oHK$4,211
25 y/oHK$4,556
30 y/oHK$5,005
35 y/oHK$5,844
40 y/oHK$6,955
45 y/oHK$8,875
50 y/oHK$11,366
55 y/oHK$14,245
60 y/oHK$18,325
65 y/oHK$25,344
70 y/oHK$32,077
75 y/oHK$40,266
80 y/oHK$47,754
85 y/oHK$52,849
90 y/oHK$56,946
95 y/oHK$58,667
99 y/oHK$59,843
0.0%
All-ages avg
0 y/oHK$6,854
5 y/oHK$4,785
10 y/oHK$3,786
15 y/oHK$3,864
20 y/oHK$4,211
25 y/oHK$4,556
30 y/oHK$5,005
35 y/oHK$5,844
40 y/oHK$6,955
45 y/oHK$8,875
50 y/oHK$11,366
55 y/oHK$14,245
60 y/oHK$18,325
65 y/oHK$25,344
70 y/oHK$32,077
75 y/oHK$40,266
80 y/oHK$47,754
85 y/oHK$52,849
90 y/oHK$56,946
95 y/oHK$58,667
99 y/oHK$59,843
0.0%
All-ages avg
0 y/oHK$6,854
5 y/oHK$4,785
10 y/oHK$3,786
15 y/oHK$3,864
20 y/oHK$4,211
25 y/oHK$4,556
30 y/oHK$5,005
35 y/oHK$5,844
40 y/oHK$6,955
45 y/oHK$8,875
50 y/oHK$11,366
55 y/oHK$14,245
60 y/oHK$18,325
65 y/oHK$25,344
70 y/oHK$32,077
75 y/oHK$40,266
80 y/oHK$47,754
85 y/oHK$52,849
90 y/oHK$56,946
95 y/oHK$58,667
99 y/oHK$59,843
0.0%
All-ages avg
0 y/oHK$6,854
5 y/oHK$4,785
10 y/oHK$3,786
15 y/oHK$3,864
20 y/oHK$4,211
25 y/oHK$4,556
30 y/oHK$5,005
35 y/oHK$5,844
40 y/oHK$6,955
45 y/oHK$8,875
50 y/oHK$11,366
55 y/oHK$14,245
60 y/oHK$18,325
65 y/oHK$25,344
70 y/oHK$32,077
75 y/oHK$40,266
80 y/oHK$47,754
85 y/oHK$52,849
90 y/oHK$56,946
95 y/oHK$58,667
99 y/oHK$59,843
0.0%
All-ages avg
0 y/oHK$6,854
5 y/oHK$4,785
10 y/oHK$3,786
15 y/oHK$3,864
20 y/oHK$4,211
25 y/oHK$4,556
30 y/oHK$5,005
35 y/oHK$5,844
40 y/oHK$6,955
45 y/oHK$8,875
50 y/oHK$11,366
55 y/oHK$14,245
60 y/oHK$18,325
65 y/oHK$25,344
70 y/oHK$32,077
75 y/oHK$40,266
80 y/oHK$47,754
85 y/oHK$52,849
90 y/oHK$56,946
95 y/oHK$58,667
99 y/oHK$59,843
0.0%
All-ages avg
0 y/oHK$6,854
5 y/oHK$4,785
10 y/oHK$3,786
15 y/oHK$3,864
20 y/oHK$4,211
25 y/oHK$4,556
30 y/oHK$5,005
35 y/oHK$5,844
40 y/oHK$6,955
45 y/oHK$8,875
50 y/oHK$11,366
55 y/oHK$14,245
60 y/oHK$18,325
65 y/oHK$25,344
70 y/oHK$32,077
75 y/oHK$40,266
80 y/oHK$47,754
85 y/oHK$52,849
90 y/oHK$56,946
95 y/oHK$58,667
99 y/oHK$59,843
+7.5%
All-ages avg
0 y/oHK$7,368 (+7.5%)
5 y/oHK$5,144 (+7.5%)
10 y/oHK$4,070 (+7.5%)
15 y/oHK$4,153 (+7.5%)
20 y/oHK$4,527 (+7.5%)
25 y/oHK$4,898 (+7.5%)
30 y/oHK$5,381 (+7.5%)
35 y/oHK$6,282 (+7.5%)
40 y/oHK$7,477 (+7.5%)
45 y/oHK$9,541 (+7.5%)
50 y/oHK$12,218 (+7.5%)
55 y/oHK$15,313 (+7.5%)
60 y/oHK$19,700 (+7.5%)
65 y/oHK$27,245 (+7.5%)
70 y/oHK$34,483 (+7.5%)
75 y/oHK$43,286 (+7.5%)
80 y/oHK$51,336 (+7.5%)
85 y/oHK$56,813 (+7.5%)
90 y/oHK$61,217 (+7.5%)
95 y/oHK$63,067 (+7.5%)
99 y/oHK$64,331 (+7.5%)
+9.0%
All-ages avg
0 y/oHK$8,031 (+9.0%)
5 y/oHK$5,607 (+9.0%)
10 y/oHK$4,436 (+9.0%)
15 y/oHK$4,527 (+9.0%)
20 y/oHK$4,934 (+9.0%)
25 y/oHK$5,339 (+9.0%)
30 y/oHK$5,865 (+9.0%)
35 y/oHK$6,848 (+9.0%)
40 y/oHK$8,149 (+9.0%)
45 y/oHK$10,399 (+9.0%)
50 y/oHK$13,318 (+9.0%)
55 y/oHK$16,691 (+9.0%)
60 y/oHK$21,473 (+9.0%)
65 y/oHK$29,697 (+9.0%)
70 y/oHK$37,586 (+9.0%)
75 y/oHK$47,181 (+9.0%)
80 y/oHK$55,956 (+9.0%)
85 y/oHK$61,926 (+9.0%)
90 y/oHK$66,726 (+9.0%)
95 y/oHK$68,743 (+9.0%)
99 y/oHK$70,121 (+9.0%)
+8.1%
All-ages avg
0 y/oHK$8,681 (+8.1%)
5 y/oHK$6,063 (+8.1%)
10 y/oHK$4,798 (+8.2%)
15 y/oHK$4,897 (+8.2%)
20 y/oHK$5,336 (+8.1%)
25 y/oHK$5,773 (+8.1%)
30 y/oHK$6,341 (+8.1%)
35 y/oHK$7,403 (+8.1%)
40 y/oHK$8,809 (+8.1%)
45 y/oHK$11,239 (+8.1%)
50 y/oHK$14,391 (+8.1%)
55 y/oHK$18,034 (+8.0%)
60 y/oHK$23,198 (+8.0%)
65 y/oHK$32,080 (+8.0%)
70 y/oHK$40,600 (+8.0%)
75 y/oHK$50,963 (+8.0%)
80 y/oHK$60,440 (+8.0%)
85 y/oHK$66,887 (+8.0%)
90 y/oHK$72,072 (+8.0%)
95 y/oHK$74,250 (+8.0%)
99 y/oHK$75,738 (+8.0%)
Avg. annual increase (compound, term = today − earliest version date)· as of 2026-09-15
0 y/o+3.22%
5 y/o+3.23%
10 y/o+3.23%
15 y/o+3.23%
20 y/o+3.23%
25 y/o+3.23%
30 y/o+3.22%
35 y/o+3.22%
40 y/o+3.22%
45 y/o+3.22%
50 y/o+3.22%
55 y/o+3.21%
60 y/o+3.21%
65 y/o+3.21%
70 y/o+3.21%
75 y/o+3.21%
80 y/o+3.21%
85 y/o+3.21%
90 y/o+3.21%
95 y/o+3.21%
99 y/o+3.21%
Notes & sources
Each cell shows the premium amount, with the change vs. previous version in parentheses. The first version shows only the baseline premium. The average annual increase is a compound rate (latest / earliest)^(1/years) − 1, with years = today − earliest version date.The male and female matrices each show that gender's own annualized rate; the plan-overview figure is the average of both genders.· as of 2026-09-15
Default view shows 21 anchor ages (one every 5 years, plus 0 and 99) for a quick read of the inflation curve. The Avg. annual increase column on the right is always computed across all 100 ages regardless of toggle state.