← Back to Prudential Hong Kong Limited plan series
PRUHealth FlexiChoice Medical Plan - Ward with SMM 2 (HKD)
保誠靈活自主醫保計劃 - 普通病房+額外醫療計劃二 (港元)
Prudential Hong Kong Limited · F00013-01-002 · 9 versions · Flexi plan · Avg. annual increase +3.29%
Male
| Age | F00013-01-002-01 2019-04-01 | F00013-01-002-02 2020-03-03 | F00013-01-002-02 2020-05-25 | F00013-01-002-03 2021-01-05 | F00013-01-002-04 2022-01-01 | F00013-01-002-04 2022-10-03 | F00013-01-002-05 2023-07-01 | F00013-01-002-06 2024-10-01 | F00013-01-002-06 2025-10-01 | Avg. annual increase |
|---|---|---|---|---|---|---|---|---|---|---|
| 0 | HK$6,854 | HK$6,854 | HK$6,854 | HK$6,854 | HK$6,854 | HK$6,854 | HK$7,368 (+7.5%) | HK$8,031 (+9.0%) | HK$8,681 (+8.1%) | +3.29% |
| 5 | HK$4,785 | HK$4,785 | HK$4,785 | HK$4,785 | HK$4,785 | HK$4,785 | HK$5,144 (+7.5%) | HK$5,607 (+9.0%) | HK$6,063 (+8.1%) | +3.30% |
| 10 | HK$3,786 | HK$3,786 | HK$3,786 | HK$3,786 | HK$3,786 | HK$3,786 | HK$4,070 (+7.5%) | HK$4,436 (+9.0%) | HK$4,798 (+8.2%) | +3.30% |
| 15 | HK$3,864 | HK$3,864 | HK$3,864 | HK$3,864 | HK$3,864 | HK$3,864 | HK$4,153 (+7.5%) | HK$4,527 (+9.0%) | HK$4,897 (+8.2%) | +3.30% |
| 20 | HK$4,211 | HK$4,211 | HK$4,211 | HK$4,211 | HK$4,211 | HK$4,211 | HK$4,527 (+7.5%) | HK$4,934 (+9.0%) | HK$5,336 (+8.1%) | +3.30% |
| 25 | HK$4,556 | HK$4,556 | HK$4,556 | HK$4,556 | HK$4,556 | HK$4,556 | HK$4,898 (+7.5%) | HK$5,339 (+9.0%) | HK$5,773 (+8.1%) | +3.30% |
| 30 | HK$5,005 | HK$5,005 | HK$5,005 | HK$5,005 | HK$5,005 | HK$5,005 | HK$5,381 (+7.5%) | HK$5,865 (+9.0%) | HK$6,341 (+8.1%) | +3.30% |
| 35 | HK$5,844 | HK$5,844 | HK$5,844 | HK$5,844 | HK$5,844 | HK$5,844 | HK$6,282 (+7.5%) | HK$6,848 (+9.0%) | HK$7,403 (+8.1%) | +3.29% |
| 40 | HK$6,955 | HK$6,955 | HK$6,955 | HK$6,955 | HK$6,955 | HK$6,955 | HK$7,477 (+7.5%) | HK$8,149 (+9.0%) | HK$8,809 (+8.1%) | +3.29% |
| 45 | HK$8,875 | HK$8,875 | HK$8,875 | HK$8,875 | HK$8,875 | HK$8,875 | HK$9,541 (+7.5%) | HK$10,399 (+9.0%) | HK$11,239 (+8.1%) | +3.29% |
| 50 | HK$11,366 | HK$11,366 | HK$11,366 | HK$11,366 | HK$11,366 | HK$11,366 | HK$12,218 (+7.5%) | HK$13,318 (+9.0%) | HK$14,391 (+8.1%) | +3.29% |
| 55 | HK$14,245 | HK$14,245 | HK$14,245 | HK$14,245 | HK$14,245 | HK$14,245 | HK$15,313 (+7.5%) | HK$16,691 (+9.0%) | HK$18,034 (+8.0%) | +3.29% |
| 60 | HK$18,325 | HK$18,325 | HK$18,325 | HK$18,325 | HK$18,325 | HK$18,325 | HK$19,700 (+7.5%) | HK$21,473 (+9.0%) | HK$23,198 (+8.0%) | +3.28% |
| 65 | HK$25,344 | HK$25,344 | HK$25,344 | HK$25,344 | HK$25,344 | HK$25,344 | HK$27,245 (+7.5%) | HK$29,697 (+9.0%) | HK$32,080 (+8.0%) | +3.28% |
| 70 | HK$32,077 | HK$32,077 | HK$32,077 | HK$32,077 | HK$32,077 | HK$32,077 | HK$34,483 (+7.5%) | HK$37,586 (+9.0%) | HK$40,600 (+8.0%) | +3.28% |
| 75 | HK$40,266 | HK$40,266 | HK$40,266 | HK$40,266 | HK$40,266 | HK$40,266 | HK$43,286 (+7.5%) | HK$47,181 (+9.0%) | HK$50,963 (+8.0%) | +3.28% |
| 80 | HK$47,754 | HK$47,754 | HK$47,754 | HK$47,754 | HK$47,754 | HK$47,754 | HK$51,336 (+7.5%) | HK$55,956 (+9.0%) | HK$60,440 (+8.0%) | +3.28% |
| 85 | HK$52,849 | HK$52,849 | HK$52,849 | HK$52,849 | HK$52,849 | HK$52,849 | HK$56,813 (+7.5%) | HK$61,926 (+9.0%) | HK$66,887 (+8.0%) | +3.28% |
| 90 | HK$56,946 | HK$56,946 | HK$56,946 | HK$56,946 | HK$56,946 | HK$56,946 | HK$61,217 (+7.5%) | HK$66,726 (+9.0%) | HK$72,072 (+8.0%) | +3.28% |
| 95 | HK$58,667 | HK$58,667 | HK$58,667 | HK$58,667 | HK$58,667 | HK$58,667 | HK$63,067 (+7.5%) | HK$68,743 (+9.0%) | HK$74,250 (+8.0%) | +3.28% |
| 99 | HK$59,843 | HK$59,843 | HK$59,843 | HK$59,843 | HK$59,843 | HK$59,843 | HK$64,331 (+7.5%) | HK$70,121 (+9.0%) | HK$75,738 (+8.0%) | +3.28% |
| All ages average | — | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | +7.5% | +9.0% | +8.1% | — |
0 y/oHK$6,854
5 y/oHK$4,785
10 y/oHK$3,786
15 y/oHK$3,864
20 y/oHK$4,211
25 y/oHK$4,556
30 y/oHK$5,005
35 y/oHK$5,844
40 y/oHK$6,955
45 y/oHK$8,875
50 y/oHK$11,366
55 y/oHK$14,245
60 y/oHK$18,325
65 y/oHK$25,344
70 y/oHK$32,077
75 y/oHK$40,266
80 y/oHK$47,754
85 y/oHK$52,849
90 y/oHK$56,946
95 y/oHK$58,667
99 y/oHK$59,843
0.0%
All-ages avg
0 y/oHK$6,854
5 y/oHK$4,785
10 y/oHK$3,786
15 y/oHK$3,864
20 y/oHK$4,211
25 y/oHK$4,556
30 y/oHK$5,005
35 y/oHK$5,844
40 y/oHK$6,955
45 y/oHK$8,875
50 y/oHK$11,366
55 y/oHK$14,245
60 y/oHK$18,325
65 y/oHK$25,344
70 y/oHK$32,077
75 y/oHK$40,266
80 y/oHK$47,754
85 y/oHK$52,849
90 y/oHK$56,946
95 y/oHK$58,667
99 y/oHK$59,843
0.0%
All-ages avg
0 y/oHK$6,854
5 y/oHK$4,785
10 y/oHK$3,786
15 y/oHK$3,864
20 y/oHK$4,211
25 y/oHK$4,556
30 y/oHK$5,005
35 y/oHK$5,844
40 y/oHK$6,955
45 y/oHK$8,875
50 y/oHK$11,366
55 y/oHK$14,245
60 y/oHK$18,325
65 y/oHK$25,344
70 y/oHK$32,077
75 y/oHK$40,266
80 y/oHK$47,754
85 y/oHK$52,849
90 y/oHK$56,946
95 y/oHK$58,667
99 y/oHK$59,843
0.0%
All-ages avg
0 y/oHK$6,854
5 y/oHK$4,785
10 y/oHK$3,786
15 y/oHK$3,864
20 y/oHK$4,211
25 y/oHK$4,556
30 y/oHK$5,005
35 y/oHK$5,844
40 y/oHK$6,955
45 y/oHK$8,875
50 y/oHK$11,366
55 y/oHK$14,245
60 y/oHK$18,325
65 y/oHK$25,344
70 y/oHK$32,077
75 y/oHK$40,266
80 y/oHK$47,754
85 y/oHK$52,849
90 y/oHK$56,946
95 y/oHK$58,667
99 y/oHK$59,843
0.0%
All-ages avg
0 y/oHK$6,854
5 y/oHK$4,785
10 y/oHK$3,786
15 y/oHK$3,864
20 y/oHK$4,211
25 y/oHK$4,556
30 y/oHK$5,005
35 y/oHK$5,844
40 y/oHK$6,955
45 y/oHK$8,875
50 y/oHK$11,366
55 y/oHK$14,245
60 y/oHK$18,325
65 y/oHK$25,344
70 y/oHK$32,077
75 y/oHK$40,266
80 y/oHK$47,754
85 y/oHK$52,849
90 y/oHK$56,946
95 y/oHK$58,667
99 y/oHK$59,843
0.0%
All-ages avg
0 y/oHK$6,854
5 y/oHK$4,785
10 y/oHK$3,786
15 y/oHK$3,864
20 y/oHK$4,211
25 y/oHK$4,556
30 y/oHK$5,005
35 y/oHK$5,844
40 y/oHK$6,955
45 y/oHK$8,875
50 y/oHK$11,366
55 y/oHK$14,245
60 y/oHK$18,325
65 y/oHK$25,344
70 y/oHK$32,077
75 y/oHK$40,266
80 y/oHK$47,754
85 y/oHK$52,849
90 y/oHK$56,946
95 y/oHK$58,667
99 y/oHK$59,843
+7.5%
All-ages avg
0 y/oHK$7,368 (+7.5%)
5 y/oHK$5,144 (+7.5%)
10 y/oHK$4,070 (+7.5%)
15 y/oHK$4,153 (+7.5%)
20 y/oHK$4,527 (+7.5%)
25 y/oHK$4,898 (+7.5%)
30 y/oHK$5,381 (+7.5%)
35 y/oHK$6,282 (+7.5%)
40 y/oHK$7,477 (+7.5%)
45 y/oHK$9,541 (+7.5%)
50 y/oHK$12,218 (+7.5%)
55 y/oHK$15,313 (+7.5%)
60 y/oHK$19,700 (+7.5%)
65 y/oHK$27,245 (+7.5%)
70 y/oHK$34,483 (+7.5%)
75 y/oHK$43,286 (+7.5%)
80 y/oHK$51,336 (+7.5%)
85 y/oHK$56,813 (+7.5%)
90 y/oHK$61,217 (+7.5%)
95 y/oHK$63,067 (+7.5%)
99 y/oHK$64,331 (+7.5%)
+9.0%
All-ages avg
0 y/oHK$8,031 (+9.0%)
5 y/oHK$5,607 (+9.0%)
10 y/oHK$4,436 (+9.0%)
15 y/oHK$4,527 (+9.0%)
20 y/oHK$4,934 (+9.0%)
25 y/oHK$5,339 (+9.0%)
30 y/oHK$5,865 (+9.0%)
35 y/oHK$6,848 (+9.0%)
40 y/oHK$8,149 (+9.0%)
45 y/oHK$10,399 (+9.0%)
50 y/oHK$13,318 (+9.0%)
55 y/oHK$16,691 (+9.0%)
60 y/oHK$21,473 (+9.0%)
65 y/oHK$29,697 (+9.0%)
70 y/oHK$37,586 (+9.0%)
75 y/oHK$47,181 (+9.0%)
80 y/oHK$55,956 (+9.0%)
85 y/oHK$61,926 (+9.0%)
90 y/oHK$66,726 (+9.0%)
95 y/oHK$68,743 (+9.0%)
99 y/oHK$70,121 (+9.0%)
+8.1%
All-ages avg
0 y/oHK$8,681 (+8.1%)
5 y/oHK$6,063 (+8.1%)
10 y/oHK$4,798 (+8.2%)
15 y/oHK$4,897 (+8.2%)
20 y/oHK$5,336 (+8.1%)
25 y/oHK$5,773 (+8.1%)
30 y/oHK$6,341 (+8.1%)
35 y/oHK$7,403 (+8.1%)
40 y/oHK$8,809 (+8.1%)
45 y/oHK$11,239 (+8.1%)
50 y/oHK$14,391 (+8.1%)
55 y/oHK$18,034 (+8.0%)
60 y/oHK$23,198 (+8.0%)
65 y/oHK$32,080 (+8.0%)
70 y/oHK$40,600 (+8.0%)
75 y/oHK$50,963 (+8.0%)
80 y/oHK$60,440 (+8.0%)
85 y/oHK$66,887 (+8.0%)
90 y/oHK$72,072 (+8.0%)
95 y/oHK$74,250 (+8.0%)
99 y/oHK$75,738 (+8.0%)
Avg. annual increase (compound, term = today − earliest version date)· as of 2026-07-02
0 y/o+3.29%
5 y/o+3.30%
10 y/o+3.30%
15 y/o+3.30%
20 y/o+3.30%
25 y/o+3.30%
30 y/o+3.30%
35 y/o+3.29%
40 y/o+3.29%
45 y/o+3.29%
50 y/o+3.29%
55 y/o+3.29%
60 y/o+3.28%
65 y/o+3.28%
70 y/o+3.28%
75 y/o+3.28%
80 y/o+3.28%
85 y/o+3.28%
90 y/o+3.28%
95 y/o+3.28%
99 y/o+3.28%
Notes & sources
Each cell shows the premium amount, with the change vs. previous version in parentheses. The first version shows only the baseline premium. The average annual increase is a compound rate (latest / earliest)^(1/years) − 1, with years = today − earliest version date.The male and female matrices each show that gender's own annualized rate; the plan-overview figure is the average of both genders.· as of 2026-07-02
Default view shows 21 anchor ages (one every 5 years, plus 0 and 99) for a quick read of the inflation curve. The Avg. annual increase column on the right is always computed across all 100 ages regardless of toggle state.
Female
| Age | F00013-01-002-01 2019-04-01 | F00013-01-002-02 2020-03-03 | F00013-01-002-02 2020-05-25 | F00013-01-002-03 2021-01-05 | F00013-01-002-04 2022-01-01 | F00013-01-002-04 2022-10-03 | F00013-01-002-05 2023-07-01 | F00013-01-002-06 2024-10-01 | F00013-01-002-06 2025-10-01 | Avg. annual increase |
|---|---|---|---|---|---|---|---|---|---|---|
| 0 | HK$6,035 | HK$6,035 | HK$6,035 | HK$6,035 | HK$6,035 | HK$6,035 | HK$6,487 (+7.5%) | HK$7,071 (+9.0%) | HK$7,644 (+8.1%) | +3.29% |
| 5 | HK$4,241 | HK$4,241 | HK$4,241 | HK$4,241 | HK$4,241 | HK$4,241 | HK$4,559 (+7.5%) | HK$4,969 (+9.0%) | HK$5,374 (+8.2%) | +3.30% |
| 10 | HK$3,162 | HK$3,162 | HK$3,162 | HK$3,162 | HK$3,162 | HK$3,162 | HK$3,399 (+7.5%) | HK$3,705 (+9.0%) | HK$4,008 (+8.2%) | +3.30% |
| 15 | HK$3,268 | HK$3,268 | HK$3,268 | HK$3,268 | HK$3,268 | HK$3,268 | HK$3,513 (+7.5%) | HK$3,829 (+9.0%) | HK$4,143 (+8.2%) | +3.30% |
| 20 | HK$3,860 | HK$3,860 | HK$3,860 | HK$3,860 | HK$3,860 | HK$3,860 | HK$4,149 (+7.5%) | HK$4,523 (+9.0%) | HK$4,892 (+8.2%) | +3.30% |
| 25 | HK$5,127 | HK$5,127 | HK$5,127 | HK$5,127 | HK$5,127 | HK$5,127 | HK$5,511 (+7.5%) | HK$6,007 (+9.0%) | HK$6,495 (+8.1%) | +3.29% |
| 30 | HK$6,657 | HK$6,657 | HK$6,657 | HK$6,657 | HK$6,657 | HK$6,657 | HK$7,157 (+7.5%) | HK$7,801 (+9.0%) | HK$8,432 (+8.1%) | +3.29% |
| 35 | HK$7,897 | HK$7,897 | HK$7,897 | HK$7,897 | HK$7,897 | HK$7,897 | HK$8,489 (+7.5%) | HK$9,254 (+9.0%) | HK$10,001 (+8.1%) | +3.29% |
| 40 | HK$9,358 | HK$9,358 | HK$9,358 | HK$9,358 | HK$9,358 | HK$9,358 | HK$10,060 (+7.5%) | HK$10,965 (+9.0%) | HK$11,849 (+8.1%) | +3.29% |
| 45 | HK$11,269 | HK$11,269 | HK$11,269 | HK$11,269 | HK$11,269 | HK$11,269 | HK$12,114 (+7.5%) | HK$13,205 (+9.0%) | HK$14,268 (+8.0%) | +3.29% |
| 50 | HK$12,950 | HK$12,950 | HK$12,950 | HK$12,950 | HK$12,950 | HK$12,950 | HK$13,921 (+7.5%) | HK$15,174 (+9.0%) | HK$16,395 (+8.0%) | +3.29% |
| 55 | HK$14,587 | HK$14,587 | HK$14,587 | HK$14,587 | HK$14,587 | HK$14,587 | HK$15,681 (+7.5%) | HK$17,092 (+9.0%) | HK$18,467 (+8.0%) | +3.29% |
| 60 | HK$17,396 | HK$17,396 | HK$17,396 | HK$17,396 | HK$17,396 | HK$17,396 | HK$18,701 (+7.5%) | HK$20,384 (+9.0%) | HK$22,022 (+8.0%) | +3.28% |
| 65 | HK$22,878 | HK$22,878 | HK$22,878 | HK$22,878 | HK$22,878 | HK$22,878 | HK$24,593 (+7.5%) | HK$26,807 (+9.0%) | HK$28,959 (+8.0%) | +3.28% |
| 70 | HK$29,023 | HK$29,023 | HK$29,023 | HK$29,023 | HK$29,023 | HK$29,023 | HK$31,200 (+7.5%) | HK$34,008 (+9.0%) | HK$36,736 (+8.0%) | +3.28% |
| 75 | HK$35,752 | HK$35,752 | HK$35,752 | HK$35,752 | HK$35,752 | HK$35,752 | HK$38,434 (+7.5%) | HK$41,893 (+9.0%) | HK$45,251 (+8.0%) | +3.28% |
| 80 | HK$42,668 | HK$42,668 | HK$42,668 | HK$42,668 | HK$42,668 | HK$42,668 | HK$45,869 (+7.5%) | HK$49,997 (+9.0%) | HK$54,004 (+8.0%) | +3.28% |
| 85 | HK$47,235 | HK$47,235 | HK$47,235 | HK$47,235 | HK$47,235 | HK$47,235 | HK$50,778 (+7.5%) | HK$55,348 (+9.0%) | HK$59,783 (+8.0%) | +3.28% |
| 90 | HK$50,635 | HK$50,635 | HK$50,635 | HK$50,635 | HK$50,635 | HK$50,635 | HK$54,433 (+7.5%) | HK$59,332 (+9.0%) | HK$64,085 (+8.0%) | +3.28% |
| 95 | HK$52,412 | HK$52,412 | HK$52,412 | HK$52,412 | HK$52,412 | HK$52,412 | HK$56,343 (+7.5%) | HK$61,414 (+9.0%) | HK$66,335 (+8.0%) | +3.28% |
| 99 | HK$53,438 | HK$53,438 | HK$53,438 | HK$53,438 | HK$53,438 | HK$53,438 | HK$57,446 (+7.5%) | HK$62,616 (+9.0%) | HK$67,632 (+8.0%) | +3.28% |
| All ages average | — | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | +7.5% | +9.0% | +8.1% | — |
0 y/oHK$6,035
5 y/oHK$4,241
10 y/oHK$3,162
15 y/oHK$3,268
20 y/oHK$3,860
25 y/oHK$5,127
30 y/oHK$6,657
35 y/oHK$7,897
40 y/oHK$9,358
45 y/oHK$11,269
50 y/oHK$12,950
55 y/oHK$14,587
60 y/oHK$17,396
65 y/oHK$22,878
70 y/oHK$29,023
75 y/oHK$35,752
80 y/oHK$42,668
85 y/oHK$47,235
90 y/oHK$50,635
95 y/oHK$52,412
99 y/oHK$53,438
0.0%
All-ages avg
0 y/oHK$6,035
5 y/oHK$4,241
10 y/oHK$3,162
15 y/oHK$3,268
20 y/oHK$3,860
25 y/oHK$5,127
30 y/oHK$6,657
35 y/oHK$7,897
40 y/oHK$9,358
45 y/oHK$11,269
50 y/oHK$12,950
55 y/oHK$14,587
60 y/oHK$17,396
65 y/oHK$22,878
70 y/oHK$29,023
75 y/oHK$35,752
80 y/oHK$42,668
85 y/oHK$47,235
90 y/oHK$50,635
95 y/oHK$52,412
99 y/oHK$53,438
0.0%
All-ages avg
0 y/oHK$6,035
5 y/oHK$4,241
10 y/oHK$3,162
15 y/oHK$3,268
20 y/oHK$3,860
25 y/oHK$5,127
30 y/oHK$6,657
35 y/oHK$7,897
40 y/oHK$9,358
45 y/oHK$11,269
50 y/oHK$12,950
55 y/oHK$14,587
60 y/oHK$17,396
65 y/oHK$22,878
70 y/oHK$29,023
75 y/oHK$35,752
80 y/oHK$42,668
85 y/oHK$47,235
90 y/oHK$50,635
95 y/oHK$52,412
99 y/oHK$53,438
0.0%
All-ages avg
0 y/oHK$6,035
5 y/oHK$4,241
10 y/oHK$3,162
15 y/oHK$3,268
20 y/oHK$3,860
25 y/oHK$5,127
30 y/oHK$6,657
35 y/oHK$7,897
40 y/oHK$9,358
45 y/oHK$11,269
50 y/oHK$12,950
55 y/oHK$14,587
60 y/oHK$17,396
65 y/oHK$22,878
70 y/oHK$29,023
75 y/oHK$35,752
80 y/oHK$42,668
85 y/oHK$47,235
90 y/oHK$50,635
95 y/oHK$52,412
99 y/oHK$53,438
0.0%
All-ages avg
0 y/oHK$6,035
5 y/oHK$4,241
10 y/oHK$3,162
15 y/oHK$3,268
20 y/oHK$3,860
25 y/oHK$5,127
30 y/oHK$6,657
35 y/oHK$7,897
40 y/oHK$9,358
45 y/oHK$11,269
50 y/oHK$12,950
55 y/oHK$14,587
60 y/oHK$17,396
65 y/oHK$22,878
70 y/oHK$29,023
75 y/oHK$35,752
80 y/oHK$42,668
85 y/oHK$47,235
90 y/oHK$50,635
95 y/oHK$52,412
99 y/oHK$53,438
0.0%
All-ages avg
0 y/oHK$6,035
5 y/oHK$4,241
10 y/oHK$3,162
15 y/oHK$3,268
20 y/oHK$3,860
25 y/oHK$5,127
30 y/oHK$6,657
35 y/oHK$7,897
40 y/oHK$9,358
45 y/oHK$11,269
50 y/oHK$12,950
55 y/oHK$14,587
60 y/oHK$17,396
65 y/oHK$22,878
70 y/oHK$29,023
75 y/oHK$35,752
80 y/oHK$42,668
85 y/oHK$47,235
90 y/oHK$50,635
95 y/oHK$52,412
99 y/oHK$53,438
+7.5%
All-ages avg
0 y/oHK$6,487 (+7.5%)
5 y/oHK$4,559 (+7.5%)
10 y/oHK$3,399 (+7.5%)
15 y/oHK$3,513 (+7.5%)
20 y/oHK$4,149 (+7.5%)
25 y/oHK$5,511 (+7.5%)
30 y/oHK$7,157 (+7.5%)
35 y/oHK$8,489 (+7.5%)
40 y/oHK$10,060 (+7.5%)
45 y/oHK$12,114 (+7.5%)
50 y/oHK$13,921 (+7.5%)
55 y/oHK$15,681 (+7.5%)
60 y/oHK$18,701 (+7.5%)
65 y/oHK$24,593 (+7.5%)
70 y/oHK$31,200 (+7.5%)
75 y/oHK$38,434 (+7.5%)
80 y/oHK$45,869 (+7.5%)
85 y/oHK$50,778 (+7.5%)
90 y/oHK$54,433 (+7.5%)
95 y/oHK$56,343 (+7.5%)
99 y/oHK$57,446 (+7.5%)
+9.0%
All-ages avg
0 y/oHK$7,071 (+9.0%)
5 y/oHK$4,969 (+9.0%)
10 y/oHK$3,705 (+9.0%)
15 y/oHK$3,829 (+9.0%)
20 y/oHK$4,523 (+9.0%)
25 y/oHK$6,007 (+9.0%)
30 y/oHK$7,801 (+9.0%)
35 y/oHK$9,254 (+9.0%)
40 y/oHK$10,965 (+9.0%)
45 y/oHK$13,205 (+9.0%)
50 y/oHK$15,174 (+9.0%)
55 y/oHK$17,092 (+9.0%)
60 y/oHK$20,384 (+9.0%)
65 y/oHK$26,807 (+9.0%)
70 y/oHK$34,008 (+9.0%)
75 y/oHK$41,893 (+9.0%)
80 y/oHK$49,997 (+9.0%)
85 y/oHK$55,348 (+9.0%)
90 y/oHK$59,332 (+9.0%)
95 y/oHK$61,414 (+9.0%)
99 y/oHK$62,616 (+9.0%)
+8.1%
All-ages avg
0 y/oHK$7,644 (+8.1%)
5 y/oHK$5,374 (+8.2%)
10 y/oHK$4,008 (+8.2%)
15 y/oHK$4,143 (+8.2%)
20 y/oHK$4,892 (+8.2%)
25 y/oHK$6,495 (+8.1%)
30 y/oHK$8,432 (+8.1%)
35 y/oHK$10,001 (+8.1%)
40 y/oHK$11,849 (+8.1%)
45 y/oHK$14,268 (+8.0%)
50 y/oHK$16,395 (+8.0%)
55 y/oHK$18,467 (+8.0%)
60 y/oHK$22,022 (+8.0%)
65 y/oHK$28,959 (+8.0%)
70 y/oHK$36,736 (+8.0%)
75 y/oHK$45,251 (+8.0%)
80 y/oHK$54,004 (+8.0%)
85 y/oHK$59,783 (+8.0%)
90 y/oHK$64,085 (+8.0%)
95 y/oHK$66,335 (+8.0%)
99 y/oHK$67,632 (+8.0%)
Avg. annual increase (compound, term = today − earliest version date)· as of 2026-07-02
0 y/o+3.29%
5 y/o+3.30%
10 y/o+3.30%
15 y/o+3.30%
20 y/o+3.30%
25 y/o+3.29%
30 y/o+3.29%
35 y/o+3.29%
40 y/o+3.29%
45 y/o+3.29%
50 y/o+3.29%
55 y/o+3.29%
60 y/o+3.28%
65 y/o+3.28%
70 y/o+3.28%
75 y/o+3.28%
80 y/o+3.28%
85 y/o+3.28%
90 y/o+3.28%
95 y/o+3.28%
99 y/o+3.28%
Notes & sources
Each cell shows the premium amount, with the change vs. previous version in parentheses. The first version shows only the baseline premium. The average annual increase is a compound rate (latest / earliest)^(1/years) − 1, with years = today − earliest version date.The male and female matrices each show that gender's own annualized rate; the plan-overview figure is the average of both genders.· as of 2026-07-02
Default view shows 21 anchor ages (one every 5 years, plus 0 and 99) for a quick read of the inflation curve. The Avg. annual increase column on the right is always computed across all 100 ages regardless of toggle state.