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PRUHealth FlexiChoice Medical Plan - Private Room with SMM (USD)
保誠靈活自主醫保計劃 - 私家病房+額外醫療計劃 (美元)
Prudential Hong Kong Limited · F00013-06-001 · 9 versions · Flexi plan · Avg. annual increase +3.21%
USD
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| Age | 2019-04-01 | 2020-03-03 | 2020-05-25 | 2021-01-05 | 2022-01-01 | 2022-10-03 | 2023-07-01 | 2024-10-01 | Latest 2025-10-01 | Avg. annual increase |
|---|---|---|---|---|---|---|---|---|---|---|
| 0 y/o | US$2,489 | US$2,489 | US$2,489 | US$2,489 | US$2,489 | US$2,489 | US$2,675 (+7.5%) | US$2,916 (+9.0%) | US$3,150 (+8.0%) | +3.21% |
| 5 y/o | US$1,610 | US$1,610 | US$1,610 | US$1,610 | US$1,610 | US$1,610 | US$1,731 (+7.5%) | US$1,887 (+9.0%) | US$2,039 (+8.1%) | +3.22% |
| 10 y/o | US$1,301 | US$1,301 | US$1,301 | US$1,301 | US$1,301 | US$1,301 | US$1,399 (+7.5%) | US$1,525 (+9.0%) | US$1,648 (+8.1%) | +3.22% |
| 15 y/o | US$1,282 | US$1,282 | US$1,282 | US$1,282 | US$1,282 | US$1,282 | US$1,378 (+7.5%) | US$1,502 (+9.0%) | US$1,623 (+8.1%) | +3.21% |
| 20 y/o | US$1,403 | US$1,403 | US$1,403 | US$1,403 | US$1,403 | US$1,403 | US$1,509 (+7.6%) | US$1,644 (+8.9%) | US$1,777 (+8.1%) | +3.22% |
| 25 y/o | US$1,610 | US$1,610 | US$1,610 | US$1,610 | US$1,610 | US$1,610 | US$1,730 (+7.5%) | US$1,886 (+9.0%) | US$2,038 (+8.1%) | +3.21% |
| 30 y/o | US$1,898 | US$1,898 | US$1,898 | US$1,898 | US$1,898 | US$1,898 | US$2,040 (+7.5%) | US$2,224 (+9.0%) | US$2,403 (+8.0%) | +3.22% |
| 35 y/o | US$2,250 | US$2,250 | US$2,250 | US$2,250 | US$2,250 | US$2,250 | US$2,418 (+7.5%) | US$2,636 (+9.0%) | US$2,848 (+8.0%) | +3.21% |
| 40 y/o | US$2,652 | US$2,652 | US$2,652 | US$2,652 | US$2,652 | US$2,652 | US$2,850 (+7.5%) | US$3,107 (+9.0%) | US$3,357 (+8.0%) | +3.21% |
| 45 y/o | US$3,137 | US$3,137 | US$3,137 | US$3,137 | US$3,137 | US$3,137 | US$3,372 (+7.5%) | US$3,676 (+9.0%) | US$3,971 (+8.0%) | +3.21% |
| 50 y/o | US$4,058 | US$4,058 | US$4,058 | US$4,058 | US$4,058 | US$4,058 | US$4,362 (+7.5%) | US$4,754 (+9.0%) | US$5,136 (+8.0%) | +3.21% |
| 55 y/o | US$4,974 | US$4,974 | US$4,974 | US$4,974 | US$4,974 | US$4,974 | US$5,347 (+7.5%) | US$5,829 (+9.0%) | US$6,296 (+8.0%) | +3.21% |
| 60 y/o | US$6,732 | US$6,732 | US$6,732 | US$6,732 | US$6,732 | US$6,732 | US$7,236 (+7.5%) | US$7,888 (+9.0%) | US$8,520 (+8.0%) | +3.21% |
| 65 y/o | US$10,216 | US$10,216 | US$10,216 | US$10,216 | US$10,216 | US$10,216 | US$10,982 (+7.5%) | US$11,970 (+9.0%) | US$12,929 (+8.0%) | +3.21% |
| 70 y/o | US$12,571 | US$12,571 | US$12,571 | US$12,571 | US$12,571 | US$12,571 | US$13,514 (+7.5%) | US$14,730 (+9.0%) | US$15,909 (+8.0%) | +3.21% |
| 75 y/o | US$15,168 | US$15,168 | US$15,168 | US$15,168 | US$15,168 | US$15,168 | US$16,305 (+7.5%) | US$17,773 (+9.0%) | US$19,195 (+8.0%) | +3.21% |
| 80 y/o | US$17,722 | US$17,722 | US$17,722 | US$17,722 | US$17,722 | US$17,722 | US$19,051 (+7.5%) | US$20,766 (+9.0%) | US$22,428 (+8.0%) | +3.21% |
| 85 y/o | US$19,357 | US$19,357 | US$19,357 | US$19,357 | US$19,357 | US$19,357 | US$20,809 (+7.5%) | US$22,682 (+9.0%) | US$24,497 (+8.0%) | +3.21% |
| 90 y/o | US$20,608 | US$20,608 | US$20,608 | US$20,608 | US$20,608 | US$20,608 | US$22,153 (+7.5%) | US$24,147 (+9.0%) | US$26,080 (+8.0%) | +3.21% |
| 95 y/o | US$21,266 | US$21,266 | US$21,266 | US$21,266 | US$21,266 | US$21,266 | US$22,861 (+7.5%) | US$24,919 (+9.0%) | US$26,913 (+8.0%) | +3.21% |
| 99 y/o | US$21,663 | US$21,663 | US$21,663 | US$21,663 | US$21,663 | US$21,663 | US$23,288 (+7.5%) | US$25,384 (+9.0%) | US$27,416 (+8.0%) | +3.21% |
| All ages average | — | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | +7.5% | +9.0% | +8.0% | — |
0 y/oUS$2,489
5 y/oUS$1,610
10 y/oUS$1,301
15 y/oUS$1,282
20 y/oUS$1,403
25 y/oUS$1,610
30 y/oUS$1,898
35 y/oUS$2,250
40 y/oUS$2,652
45 y/oUS$3,137
50 y/oUS$4,058
55 y/oUS$4,974
60 y/oUS$6,732
65 y/oUS$10,216
70 y/oUS$12,571
75 y/oUS$15,168
80 y/oUS$17,722
85 y/oUS$19,357
90 y/oUS$20,608
95 y/oUS$21,266
99 y/oUS$21,663
0.0%
All-ages avg
0 y/oUS$2,489
5 y/oUS$1,610
10 y/oUS$1,301
15 y/oUS$1,282
20 y/oUS$1,403
25 y/oUS$1,610
30 y/oUS$1,898
35 y/oUS$2,250
40 y/oUS$2,652
45 y/oUS$3,137
50 y/oUS$4,058
55 y/oUS$4,974
60 y/oUS$6,732
65 y/oUS$10,216
70 y/oUS$12,571
75 y/oUS$15,168
80 y/oUS$17,722
85 y/oUS$19,357
90 y/oUS$20,608
95 y/oUS$21,266
99 y/oUS$21,663
0.0%
All-ages avg
0 y/oUS$2,489
5 y/oUS$1,610
10 y/oUS$1,301
15 y/oUS$1,282
20 y/oUS$1,403
25 y/oUS$1,610
30 y/oUS$1,898
35 y/oUS$2,250
40 y/oUS$2,652
45 y/oUS$3,137
50 y/oUS$4,058
55 y/oUS$4,974
60 y/oUS$6,732
65 y/oUS$10,216
70 y/oUS$12,571
75 y/oUS$15,168
80 y/oUS$17,722
85 y/oUS$19,357
90 y/oUS$20,608
95 y/oUS$21,266
99 y/oUS$21,663
0.0%
All-ages avg
0 y/oUS$2,489
5 y/oUS$1,610
10 y/oUS$1,301
15 y/oUS$1,282
20 y/oUS$1,403
25 y/oUS$1,610
30 y/oUS$1,898
35 y/oUS$2,250
40 y/oUS$2,652
45 y/oUS$3,137
50 y/oUS$4,058
55 y/oUS$4,974
60 y/oUS$6,732
65 y/oUS$10,216
70 y/oUS$12,571
75 y/oUS$15,168
80 y/oUS$17,722
85 y/oUS$19,357
90 y/oUS$20,608
95 y/oUS$21,266
99 y/oUS$21,663
0.0%
All-ages avg
0 y/oUS$2,489
5 y/oUS$1,610
10 y/oUS$1,301
15 y/oUS$1,282
20 y/oUS$1,403
25 y/oUS$1,610
30 y/oUS$1,898
35 y/oUS$2,250
40 y/oUS$2,652
45 y/oUS$3,137
50 y/oUS$4,058
55 y/oUS$4,974
60 y/oUS$6,732
65 y/oUS$10,216
70 y/oUS$12,571
75 y/oUS$15,168
80 y/oUS$17,722
85 y/oUS$19,357
90 y/oUS$20,608
95 y/oUS$21,266
99 y/oUS$21,663
0.0%
All-ages avg
0 y/oUS$2,489
5 y/oUS$1,610
10 y/oUS$1,301
15 y/oUS$1,282
20 y/oUS$1,403
25 y/oUS$1,610
30 y/oUS$1,898
35 y/oUS$2,250
40 y/oUS$2,652
45 y/oUS$3,137
50 y/oUS$4,058
55 y/oUS$4,974
60 y/oUS$6,732
65 y/oUS$10,216
70 y/oUS$12,571
75 y/oUS$15,168
80 y/oUS$17,722
85 y/oUS$19,357
90 y/oUS$20,608
95 y/oUS$21,266
99 y/oUS$21,663
+7.5%
All-ages avg
0 y/oUS$2,675 (+7.5%)
5 y/oUS$1,731 (+7.5%)
10 y/oUS$1,399 (+7.5%)
15 y/oUS$1,378 (+7.5%)
20 y/oUS$1,509 (+7.6%)
25 y/oUS$1,730 (+7.5%)
30 y/oUS$2,040 (+7.5%)
35 y/oUS$2,418 (+7.5%)
40 y/oUS$2,850 (+7.5%)
45 y/oUS$3,372 (+7.5%)
50 y/oUS$4,362 (+7.5%)
55 y/oUS$5,347 (+7.5%)
60 y/oUS$7,236 (+7.5%)
65 y/oUS$10,982 (+7.5%)
70 y/oUS$13,514 (+7.5%)
75 y/oUS$16,305 (+7.5%)
80 y/oUS$19,051 (+7.5%)
85 y/oUS$20,809 (+7.5%)
90 y/oUS$22,153 (+7.5%)
95 y/oUS$22,861 (+7.5%)
99 y/oUS$23,288 (+7.5%)
+9.0%
All-ages avg
0 y/oUS$2,916 (+9.0%)
5 y/oUS$1,887 (+9.0%)
10 y/oUS$1,525 (+9.0%)
15 y/oUS$1,502 (+9.0%)
20 y/oUS$1,644 (+8.9%)
25 y/oUS$1,886 (+9.0%)
30 y/oUS$2,224 (+9.0%)
35 y/oUS$2,636 (+9.0%)
40 y/oUS$3,107 (+9.0%)
45 y/oUS$3,676 (+9.0%)
50 y/oUS$4,754 (+9.0%)
55 y/oUS$5,829 (+9.0%)
60 y/oUS$7,888 (+9.0%)
65 y/oUS$11,970 (+9.0%)
70 y/oUS$14,730 (+9.0%)
75 y/oUS$17,773 (+9.0%)
80 y/oUS$20,766 (+9.0%)
85 y/oUS$22,682 (+9.0%)
90 y/oUS$24,147 (+9.0%)
95 y/oUS$24,919 (+9.0%)
99 y/oUS$25,384 (+9.0%)
+8.0%
All-ages avg
0 y/oUS$3,150 (+8.0%)
5 y/oUS$2,039 (+8.1%)
10 y/oUS$1,648 (+8.1%)
15 y/oUS$1,623 (+8.1%)
20 y/oUS$1,777 (+8.1%)
25 y/oUS$2,038 (+8.1%)
30 y/oUS$2,403 (+8.0%)
35 y/oUS$2,848 (+8.0%)
40 y/oUS$3,357 (+8.0%)
45 y/oUS$3,971 (+8.0%)
50 y/oUS$5,136 (+8.0%)
55 y/oUS$6,296 (+8.0%)
60 y/oUS$8,520 (+8.0%)
65 y/oUS$12,929 (+8.0%)
70 y/oUS$15,909 (+8.0%)
75 y/oUS$19,195 (+8.0%)
80 y/oUS$22,428 (+8.0%)
85 y/oUS$24,497 (+8.0%)
90 y/oUS$26,080 (+8.0%)
95 y/oUS$26,913 (+8.0%)
99 y/oUS$27,416 (+8.0%)
Avg. annual increase (compound, term = today − earliest version date)· as of 2026-09-15
0 y/o+3.21%
5 y/o+3.22%
10 y/o+3.22%
15 y/o+3.21%
20 y/o+3.22%
25 y/o+3.21%
30 y/o+3.22%
35 y/o+3.21%
40 y/o+3.21%
45 y/o+3.21%
50 y/o+3.21%
55 y/o+3.21%
60 y/o+3.21%
65 y/o+3.21%
70 y/o+3.21%
75 y/o+3.21%
80 y/o+3.21%
85 y/o+3.21%
90 y/o+3.21%
95 y/o+3.21%
99 y/o+3.21%
Notes & sources
Each cell shows the premium amount, with the change vs. previous version in parentheses. The first version shows only the baseline premium. The average annual increase is a compound rate (latest / earliest)^(1/years) − 1, with years = today − earliest version date.The male and female matrices each show that gender's own annualized rate; the plan-overview figure is the average of both genders.· as of 2026-09-15
Default view shows 21 anchor ages (one every 5 years, plus 0 and 99) for a quick read of the inflation curve. The Avg. annual increase column on the right is always computed across all 100 ages regardless of toggle state.