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VHIS 靈活計劃 · F00080-04-001-01

「稅」優選醫療計劃 - 計劃 3M

TaxVantage PrimeChoice Medical Plan - Plan 3M

萬通保險國際有限公司

每年保障

HK$2,000,000

終身保障

病房級別

私家病房 Private

保障地域

全球 Worldwide

額外醫療保障 SMM

HK$400,000

保障項目 Benefits

完整保障項目 · 按基本/額外/現金/事件分類

基本保障 Basic Benefits
  • (a) 病房及膳食
    Room & Board
    每日 $4,000 每保單年度最多180日
  • (b) 雜項開支
    Miscellaneous Charges
    每保單年度 $35,000
  • (c) 主診醫生巡房費
    Attending Doctor's Visit
    每日 $3,700 每保單年度最多180日
  • (d) 專科醫生費
    Specialist's Fee
    每保單年度 $10,000
  • (e) 深切治療
    Intensive Care
    每日 $11,000 每保單年度最多120日
  •   外科醫生費 — 小型
    Surgeon's Fee — Minor
    $ 12,000
  •   外科醫生費 — 中型
    Surgeon's Fee — Intermediate
    $ 30,000
  •   外科醫生費 — 大型
    Surgeon's Fee — Major
    $ 60,000
  •   外科醫生費 — 複雜
    Surgeon's Fee — Complex
    $120,000
  • (g) 麻醉科醫生費
    Anaesthetist's Fee
    外科醫生費的35%
  • (h) 手術室費
    Operating Theatre
    外科醫生費的35%
  • (i) 訂明診斷成像檢測
    Diagnostic Imaging
    每保單年度 $35,000 設30% 共同保險
  • (j) 訂明非手術癌症治療
    Non-surgical Cancer Treatment
    每保單年度 $124,000
  • (k) 入院前或出院後/日間手術前後的門診護理
    Pre/Post Hospitalisation
    每次$1,400,每保單年度 $7,700住院 / 日間手術前最多1次門診或急症診症出院 / 日間手術後90日內最多3次跟進門診
  • (l) 精神科治療
    Psychiatric Treatment
    每保單年度 $60,000
額外保障 Extra Benefits
  • 家中看護津貼
    Miscellaneous Charges
    每日 $1,800 每保單年度最多60日
  • 洗腎保障
    Attending Doctor's Visit
    每十年期$90,000
現金保障 Cash Benefits
  • 住院陪床
    Room & Board
    每日 $1,000 每保單年度最多180日

保費表 Premium Schedule

每年保費 · 保費按性別劃分(不分吸煙) · 港元

年齡
0HK$18,498HK$15,614
1HK$17,763HK$15,185
2HK$17,027HK$14,754
3HK$16,293HK$14,325
4HK$15,561HK$13,892
5HK$14,825HK$13,462
6HK$14,194HK$13,026
7HK$13,566HK$12,592
8HK$12,938HK$12,159
9HK$12,310HK$11,723
10HK$11,679HK$11,289
11HK$11,659HK$11,219
12HK$11,642HK$11,151
13HK$11,622HK$11,081
14HK$11,601HK$11,014
15HK$11,582HK$10,943
16HK$11,742HK$11,585
17HK$11,904HK$12,230
18HK$12,193HK$12,871
19HK$12,499HK$13,348
20HK$12,814HK$13,693
21HK$13,069HK$14,449
22HK$13,334HK$15,030
23HK$13,607HK$15,454
24HK$13,888HK$16,014
25HK$14,170HK$16,464
26HK$14,218HK$16,782
27HK$14,258HK$17,232
28HK$14,305HK$17,666
29HK$14,382HK$18,085
30HK$14,490HK$18,492
31HK$15,020HK$19,167
32HK$15,540HK$19,852
33HK$16,091HK$20,604
34HK$16,561HK$21,420
35HK$17,146HK$22,303
36HK$17,173HK$23,102
37HK$17,488HK$23,975
38HK$18,015HK$25,067
39HK$18,663HK$26,077
40HK$19,503HK$27,111
41HK$20,456HK$27,777
42HK$21,470HK$28,673
43HK$22,565HK$29,583
44HK$23,566HK$30,831
45HK$24,086HK$32,084
46HK$25,499HK$33,209
47HK$26,970HK$33,988
48HK$28,331HK$34,690
49HK$29,626HK$35,372
50HK$30,482HK$35,993
51HK$32,417HK$36,752
52HK$34,066HK$37,464
53HK$35,711HK$38,146
54HK$37,393HK$38,796
55HK$39,098HK$39,414
56HK$41,301HK$40,680
57HK$43,642HK$41,973
58HK$46,117HK$43,396
59HK$48,699HK$44,820
60HK$51,405HK$46,244
61HK$54,495HK$48,219
62HK$57,661HK$50,284
63HK$61,001HK$52,463
64HK$64,423HK$55,764
65HK$67,945HK$59,407
66HK$70,964HK$62,835
67HK$74,124HK$66,394
68HK$77,355HK$70,135
69HK$82,374HK$74,285
70HK$87,864HK$78,543
71HK$89,886HK$78,965
72HK$92,007HK$79,409
73HK$94,203HK$79,896
74HK$96,272HK$80,346
75HK$97,824HK$80,708
76HK$99,388HK$81,061
77HK$100,943HK$81,424
78HK$102,525HK$81,793
79HK$104,119HK$82,166
80HK$106,278HK$82,542
81HK$108,108HK$82,959
82HK$109,885HK$83,354
83HK$111,567HK$83,734
84HK$113,283HK$84,124
85HK$114,763HK$84,442
86HK$115,411HK$84,577
87HK$116,073HK$84,708
88HK$116,708HK$84,849
89HK$117,376HK$84,990
90HK$118,057HK$85,128
91HK$118,729HK$85,275
92HK$119,431HK$85,416
93HK$120,112HK$85,561
94HK$120,807HK$85,705
95HK$121,539HK$85,856
96HK$122,238HK$86,003
97HK$122,980HK$86,155
98HK$123,706HK$86,306
99HK$124,464HK$86,457

同系列其他自付費選項

8 個自付費 — 同一個保障表,保費隨自付費而變化

官方保障文件
VHIS.gov.hk 保障表 PDF ↗
官方保費表
VHIS.gov.hk 保費表 PDF ↗
保障表生效日期
2026年1月1日
資料最後核對
2026-04-25

本頁所列保障條款及保費資料以保險公司及香港保險業監管局 VHIS 平台公布之最新文件為準。如有任何不一致之處,以官方 PDF 為依歸。VHISGuide 不就資料準確性提供任何保證,亦 不構成購買建議。