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VHIS 靈活計劃 · F00080-02-001-01

「稅」優選醫療計劃 - 計劃 1M+

TaxVantage PrimeChoice Medical Plan - Plan 1M+

萬通保險國際有限公司

每年保障

HK$600,000

終身保障

病房級別

普通病房 Ward

保障地域

全球 Worldwide

額外醫療保障 SMM

HK$120,000

保障項目 Benefits

完整保障項目 · 按基本/額外/現金/事件分類

基本保障 Basic Benefits
  • (a) 病房及膳食
    Room & Board
    每日 $1,200 每保單年度最多180日
  • (b) 雜項開支
    Miscellaneous Charges
    每保單年度 $16,000
  • (c) 主診醫生巡房費
    Attending Doctor's Visit
    每日 $1,000 每保單年度最多180日
  • (d) 專科醫生費
    Specialist's Fee
    每保單年度 $8,000
  • (e) 深切治療
    Intensive Care
    每日 $5,000 每保單年度最多90日
  •   外科醫生費 — 小型
    Surgeon's Fee — Minor
    $ 7,000
  •   外科醫生費 — 中型
    Surgeon's Fee — Intermediate
    $17,500
  •   外科醫生費 — 大型
    Surgeon's Fee — Major
    $35,000
  •   外科醫生費 — 複雜
    Surgeon's Fee — Complex
    $70,000
  • (g) 麻醉科醫生費
    Anaesthetist's Fee
    外科醫生費的35%
  • (h) 手術室費
    Operating Theatre
    外科醫生費的35%
  • (i) 訂明診斷成像檢測
    Diagnostic Imaging
    每保單年度 $25,000 設30% 共同保險
  • (j) 訂明非手術癌症治療
    Non-surgical Cancer Treatment
    每保單年度 $82,000
  • (k) 入院前或出院後/日間手術前後的門診護理
    Pre/Post Hospitalisation
    每次$600,每保單年度 $3,300住院 / 日間手術前最多1次門診或急症診症出院 / 日間手術後90日內最多3次跟進門診
  • (l) 精神科治療
    Psychiatric Treatment
    每保單年度 $34,000
額外保障 Extra Benefits
  • 家中看護津貼
    Miscellaneous Charges
    每日 $600 每保單年度最多60日
  • 洗腎保障
    Attending Doctor's Visit
    每十年期$30,000
現金保障 Cash Benefits
  • 住院陪床
    Room & Board
    每日 $600 每保單年度最多180日

保費表 Premium Schedule

每年保費 · 保費按性別劃分(不分吸煙) · 港元

年齡
0HK$6,656HK$5,619
1HK$6,392HK$5,464
2HK$6,127HK$5,309
3HK$5,862HK$5,155
4HK$5,600HK$4,999
5HK$5,335HK$4,845
6HK$5,107HK$4,687
7HK$4,882HK$4,531
8HK$4,656HK$4,376
9HK$4,429HK$4,218
10HK$4,203HK$4,063
11HK$4,196HK$4,037
12HK$4,190HK$4,013
13HK$4,182HK$3,988
14HK$4,175HK$3,964
15HK$4,168HK$3,938
16HK$4,226HK$4,169
17HK$4,283HK$4,401
18HK$4,387HK$4,631
19HK$4,497HK$4,803
20HK$4,611HK$4,928
21HK$4,702HK$5,200
22HK$4,798HK$5,408
23HK$4,896HK$5,560
24HK$4,998HK$5,762
25HK$5,099HK$5,924
26HK$5,117HK$6,039
27HK$5,131HK$6,201
28HK$5,147HK$6,357
29HK$5,175HK$6,508
30HK$5,214HK$6,654
31HK$5,405HK$6,897
32HK$5,592HK$7,144
33HK$5,790HK$7,414
34HK$5,959HK$7,708
35HK$6,169HK$8,025
36HK$6,179HK$8,313
37HK$6,293HK$8,627
38HK$6,482HK$9,020
39HK$6,716HK$9,384
40HK$7,018HK$9,756
41HK$7,361HK$9,995
42HK$7,725HK$10,317
43HK$8,120HK$10,645
44HK$8,479HK$11,095
45HK$8,667HK$11,545
46HK$9,176HK$11,950
47HK$9,705HK$12,230
48HK$10,194HK$12,482
49HK$10,661HK$12,728
50HK$10,969HK$12,952
51HK$11,664HK$13,225
52HK$12,257HK$13,480
53HK$12,850HK$13,726
54HK$13,455HK$13,960
55HK$14,069HK$14,183
56HK$14,861HK$14,638
57HK$15,704HK$15,103
58HK$16,594HK$15,615
59HK$17,523HK$16,127
60HK$18,497HK$16,640
61HK$19,609HK$17,351
62HK$20,748HK$18,093
63HK$21,950HK$18,877
64HK$23,182HK$20,065
65HK$24,449HK$21,376
66HK$25,535HK$22,610
67HK$26,671HK$23,890
68HK$27,834HK$25,237
69HK$29,641HK$26,730
70HK$31,615HK$28,262
71HK$32,344HK$28,414
72HK$33,107HK$28,574
73HK$33,897HK$28,749
74HK$34,641HK$28,911
75HK$35,200HK$29,041
76HK$35,762HK$29,168
77HK$36,321HK$29,299
78HK$36,891HK$29,432
79HK$37,465HK$29,566
80HK$38,241HK$29,701
81HK$38,901HK$29,851
82HK$39,539HK$29,993
83HK$40,145HK$30,130
84HK$40,762HK$30,270
85HK$41,294HK$30,384
86HK$41,528HK$30,433
87HK$41,766HK$30,480
88HK$41,995HK$30,531
89HK$42,235HK$30,581
90HK$42,480HK$30,631
91HK$42,722HK$30,684
92HK$42,974HK$30,735
93HK$43,219HK$30,787
94HK$43,470HK$30,839
95HK$43,733HK$30,893
96HK$43,985HK$30,947
97HK$44,251HK$31,000
98HK$44,512HK$31,055
99HK$44,785HK$31,110

同系列其他自付費選項

8 個自付費 — 同一個保障表,保費隨自付費而變化

官方保障文件
VHIS.gov.hk 保障表 PDF ↗
官方保費表
VHIS.gov.hk 保費表 PDF ↗
保障表生效日期
2026年1月1日
資料最後核對
2026-04-25

本頁所列保障條款及保費資料以保險公司及香港保險業監管局 VHIS 平台公布之最新文件為準。如有任何不一致之處,以官方 PDF 為依歸。VHISGuide 不就資料準確性提供任何保證,亦 不構成購買建議。