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VHIS 靈活計劃 · F00080-02-000-01

「稅」優選醫療計劃 - 計劃 1+

TaxVantage PrimeChoice Medical Plan - Plan 1+

萬通保險國際有限公司

每年保障

HK$600,000

終身保障

病房級別

普通病房 Ward

保障地域

全球 Worldwide

保障項目 Benefits

完整保障項目 · 按基本/額外/現金/事件分類

基本保障 Basic Benefits
  • (a) 病房及膳食
    Room & Board
    每日 $1,200 每保單年度最多180日
  • (b) 雜項開支
    Miscellaneous Charges
    每保單年度 $16,000
  • (c) 主診醫生巡房費
    Attending Doctor's Visit
    每日 $1,000 每保單年度最多180日
  • (d) 專科醫生費
    Specialist's Fee
    每保單年度 $8,000
  • (e) 深切治療
    Intensive Care
    每日 $5,000 每保單年度最多90日
  •   外科醫生費 — 小型
    Surgeon's Fee — Minor
    $ 7,000
  •   外科醫生費 — 中型
    Surgeon's Fee — Intermediate
    $17,500
  •   外科醫生費 — 大型
    Surgeon's Fee — Major
    $35,000
  •   外科醫生費 — 複雜
    Surgeon's Fee — Complex
    $70,000
  • (g) 麻醉科醫生費
    Anaesthetist's Fee
    外科醫生費的35%
  • (h) 手術室費
    Operating Theatre
    外科醫生費的35%
  • (i) 訂明診斷成像檢測
    Diagnostic Imaging
    每保單年度 $25,000 設30% 共同保險
  • (j) 訂明非手術癌症治療
    Non-surgical Cancer Treatment
    每保單年度 $82,000
  • (k) 入院前或出院後/日間手術前後的門診護理
    Pre/Post Hospitalisation
    每次$600,每保單年度 $3,300住院 / 日間手術前最多1次門診或急症診症出院 / 日間手術後90日內最多3次跟進門診
  • (l) 精神科治療
    Psychiatric Treatment
    每保單年度 $34,000
額外保障 Extra Benefits
  • 家中看護津貼
    Miscellaneous Charges
    每日 $600 每保單年度最多60日
  • 洗腎保障
    Attending Doctor's Visit
    每十年期$30,000
現金保障 Cash Benefits
  • 住院陪床
    Room & Board
    每日 $600 每保單年度最多180日
  • 第二索償現金津貼需先獲他保賠償
    Room & Board
    每日 $300 每保單年度最多90日
事件保障 Event Benefits
  • 身故保障
    Miscellaneous Charges
    $5,000
  • 醫療意外事故保障
    Attending Doctor's Visit
    $175,000

保費表 Premium Schedule

每年保費 · 保費按性別劃分(不分吸煙) · 港元

年齡
0HK$4,326HK$3,653
1HK$4,154HK$3,552
2HK$3,982HK$3,451
3HK$3,810HK$3,351
4HK$3,639HK$3,249
5HK$3,467HK$3,149
6HK$3,320HK$3,047
7HK$3,173HK$2,945
8HK$3,027HK$2,844
9HK$2,879HK$2,742
10HK$2,732HK$2,641
11HK$2,727HK$2,624
12HK$2,724HK$2,608
13HK$2,719HK$2,592
14HK$2,714HK$2,577
15HK$2,709HK$2,560
16HK$2,746HK$2,710
17HK$2,785HK$2,861
18HK$2,852HK$3,010
19HK$2,924HK$3,122
20HK$2,997HK$3,204
21HK$3,057HK$3,380
22HK$3,119HK$3,516
23HK$3,182HK$3,615
24HK$3,249HK$3,746
25HK$3,315HK$3,851
26HK$3,326HK$3,926
27HK$3,336HK$4,031
28HK$3,346HK$4,132
29HK$3,364HK$4,231
30HK$3,389HK$4,325
31HK$3,514HK$4,483
32HK$3,635HK$4,644
33HK$3,764HK$4,820
34HK$3,873HK$5,010
35HK$4,010HK$5,216
36HK$4,016HK$5,404
37HK$4,091HK$5,608
38HK$4,213HK$5,863
39HK$4,366HK$6,100
40HK$4,561HK$6,341
41HK$4,785HK$6,497
42HK$5,022HK$6,706
43HK$5,278HK$6,919
44HK$5,512HK$7,212
45HK$5,634HK$7,504
46HK$5,964HK$7,768
47HK$6,308HK$7,949
48HK$6,626HK$8,114
49HK$6,930HK$8,273
50HK$7,130HK$8,419
51HK$7,582HK$8,596
52HK$7,968HK$8,763
53HK$8,353HK$8,922
54HK$8,746HK$9,074
55HK$9,145HK$9,219
56HK$9,660HK$9,515
57HK$10,208HK$9,817
58HK$10,787HK$10,150
59HK$11,390HK$10,483
60HK$12,024HK$10,817
61HK$12,746HK$11,278
62HK$13,486HK$11,761
63HK$14,268HK$12,271
64HK$15,068HK$13,042
65HK$15,891HK$13,894
66HK$16,598HK$14,697
67HK$17,336HK$15,529
68HK$18,092HK$16,404
69HK$19,267HK$17,375
70HK$20,550HK$18,371
71HK$21,024HK$18,469
72HK$21,519HK$18,573
73HK$22,033HK$18,687
74HK$22,517HK$18,792
75HK$22,880HK$18,877
76HK$23,246HK$18,960
77HK$23,609HK$19,044
78HK$23,979HK$19,131
79HK$24,352HK$19,218
80HK$24,857HK$19,306
81HK$25,286HK$19,404
82HK$25,701HK$19,495
83HK$26,095HK$19,585
84HK$26,495HK$19,676
85HK$26,841HK$19,750
86HK$26,994HK$19,782
87HK$27,148HK$19,813
88HK$27,297HK$19,846
89HK$27,453HK$19,878
90HK$27,612HK$19,910
91HK$27,769HK$19,945
92HK$27,933HK$19,977
93HK$28,093HK$20,012
94HK$28,255HK$20,045
95HK$28,426HK$20,080
96HK$28,590HK$20,115
97HK$28,763HK$20,150
98HK$28,933HK$20,186
99HK$29,110HK$20,221

同系列其他自付費選項

8 個自付費 — 同一個保障表,保費隨自付費而變化

官方保障文件
VHIS.gov.hk 保障表 PDF ↗
官方保費表
VHIS.gov.hk 保費表 PDF ↗
保障表生效日期
2026年1月1日
資料最後核對
2026-04-25

本頁所列保障條款及保費資料以保險公司及香港保險業監管局 VHIS 平台公布之最新文件為準。如有任何不一致之處,以官方 PDF 為依歸。VHISGuide 不就資料準確性提供任何保證,亦 不構成購買建議。