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VHIS 靈活計劃 · F00080-04-000-01

「稅」優選醫療計劃 - 計劃 3

TaxVantage PrimeChoice Medical Plan - Plan 3

萬通保險國際有限公司

每年保障

HK$2,000,000

終身保障

病房級別

私家病房 Private

保障地域

全球 Worldwide

保障項目 Benefits

完整保障項目 · 按基本/額外/現金/事件分類

基本保障 Basic Benefits
  • (a) 病房及膳食
    Room & Board
    每日 $4,000 每保單年度最多180日
  • (b) 雜項開支
    Miscellaneous Charges
    每保單年度 $35,000
  • (c) 主診醫生巡房費
    Attending Doctor's Visit
    每日 $3,700 每保單年度最多180日
  • (d) 專科醫生費
    Specialist's Fee
    每保單年度 $10,000
  • (e) 深切治療
    Intensive Care
    每日 $11,000 每保單年度最多120日
  •   外科醫生費 — 小型
    Surgeon's Fee — Minor
    $ 12,000
  •   外科醫生費 — 中型
    Surgeon's Fee — Intermediate
    $ 30,000
  •   外科醫生費 — 大型
    Surgeon's Fee — Major
    $ 60,000
  •   外科醫生費 — 複雜
    Surgeon's Fee — Complex
    $120,000
  • (g) 麻醉科醫生費
    Anaesthetist's Fee
    外科醫生費的35%
  • (h) 手術室費
    Operating Theatre
    外科醫生費的35%
  • (i) 訂明診斷成像檢測
    Diagnostic Imaging
    每保單年度 $35,000 設30% 共同保險
  • (j) 訂明非手術癌症治療
    Non-surgical Cancer Treatment
    每保單年度 $124,000
  • (k) 入院前或出院後/日間手術前後的門診護理
    Pre/Post Hospitalisation
    每次$1,400,每保單年度 $7,700住院 / 日間手術前最多1次門診或急症診症出院 / 日間手術後90日內最多3次跟進門診
  • (l) 精神科治療
    Psychiatric Treatment
    每保單年度 $60,000
額外保障 Extra Benefits
  • 家中看護津貼
    Miscellaneous Charges
    每日 $1,800 每保單年度最多60日
  • 洗腎保障
    Attending Doctor's Visit
    每十年期$90,000
現金保障 Cash Benefits
  • 住院陪床
    Room & Board
    每日 $1,000 每保單年度最多180日
  • 第二索償現金津貼需先獲他保賠償
    Room & Board
    每日 $1,200 每保單年度最多90日
事件保障 Event Benefits
  • 身故保障
    Miscellaneous Charges
    $15,000
  • 醫療意外事故保障
    Attending Doctor's Visit
    $250,000

保費表 Premium Schedule

每年保費 · 保費按性別劃分(不分吸煙) · 港元

年齡
0HK$12,024HK$10,149
1HK$11,546HK$9,870
2HK$11,068HK$9,591
3HK$10,591HK$9,312
4HK$10,115HK$9,031
5HK$9,636HK$8,750
6HK$9,226HK$8,467
7HK$8,818HK$8,185
8HK$8,410HK$7,904
9HK$8,002HK$7,620
10HK$7,592HK$7,338
11HK$7,578HK$7,293
12HK$7,567HK$7,249
13HK$7,555HK$7,203
14HK$7,541HK$7,159
15HK$7,529HK$7,114
16HK$7,633HK$7,531
17HK$7,738HK$7,949
18HK$7,925HK$8,366
19HK$8,124HK$8,676
20HK$8,329HK$8,901
21HK$8,495HK$9,392
22HK$8,667HK$9,770
23HK$8,845HK$10,045
24HK$9,027HK$10,410
25HK$9,211HK$10,702
26HK$9,242HK$10,908
27HK$9,267HK$11,202
28HK$9,298HK$11,483
29HK$9,349HK$11,756
30HK$9,419HK$12,020
31HK$9,763HK$12,458
32HK$10,102HK$12,903
33HK$10,459HK$13,393
34HK$10,765HK$13,923
35HK$11,145HK$14,497
36HK$11,163HK$15,017
37HK$11,368HK$15,583
38HK$11,711HK$16,293
39HK$12,131HK$16,950
40HK$12,677HK$17,623
41HK$13,297HK$18,055
42HK$13,956HK$18,637
43HK$14,668HK$19,230
44HK$15,318HK$20,040
45HK$15,656HK$20,855
46HK$16,574HK$21,586
47HK$17,531HK$22,093
48HK$18,415HK$22,548
49HK$19,257HK$22,992
50HK$19,814HK$23,396
51HK$21,071HK$23,889
52HK$22,142HK$24,352
53HK$23,213HK$24,795
54HK$24,305HK$25,218
55HK$25,414HK$25,620
56HK$26,846HK$26,443
57HK$28,368HK$27,283
58HK$29,976HK$28,208
59HK$31,654HK$29,133
60HK$33,414HK$30,059
61HK$35,422HK$31,342
62HK$37,480HK$32,684
63HK$39,651HK$34,101
64HK$41,875HK$36,246
65HK$44,165HK$38,614
66HK$46,127HK$40,843
67HK$48,181HK$43,156
68HK$50,281HK$45,588
69HK$53,543HK$48,286
70HK$57,112HK$51,053
71HK$58,426HK$51,327
72HK$59,805HK$51,616
73HK$61,232HK$51,932
74HK$62,577HK$52,225
75HK$63,585HK$52,460
76HK$64,602HK$52,690
77HK$65,613HK$52,926
78HK$66,641HK$53,166
79HK$67,678HK$53,408
80HK$69,081HK$53,652
81HK$70,270HK$53,923
82HK$71,426HK$54,181
83HK$72,519HK$54,428
84HK$73,634HK$54,680
85HK$74,596HK$54,887
86HK$75,017HK$54,975
87HK$75,448HK$55,060
88HK$75,860HK$55,152
89HK$76,295HK$55,244
90HK$76,738HK$55,333
91HK$77,174HK$55,429
92HK$77,631HK$55,521
93HK$78,072HK$55,614
94HK$78,525HK$55,708
95HK$79,000HK$55,807
96HK$79,455HK$55,903
97HK$79,938HK$56,001
98HK$80,408HK$56,099
99HK$80,902HK$56,197

同系列其他自付費選項

8 個自付費 — 同一個保障表,保費隨自付費而變化

官方保障文件
VHIS.gov.hk 保障表 PDF ↗
官方保費表
VHIS.gov.hk 保費表 PDF ↗
保障表生效日期
2026年1月1日
資料最後核對
2026-04-25

本頁所列保障條款及保費資料以保險公司及香港保險業監管局 VHIS 平台公布之最新文件為準。如有任何不一致之處,以官方 PDF 為依歸。VHISGuide 不就資料準確性提供任何保證,亦 不構成購買建議。