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VHIS 靈活計劃 · F00080-01-001-01

「稅」優選醫療計劃 - 計劃 1M

TaxVantage PrimeChoice Medical Plan - Plan 1M

萬通保險國際有限公司

每年保障

HK$550,000

終身保障

病房級別

普通病房 Ward

保障地域

全球 Worldwide

額外醫療保障 SMM

HK$100,000

保障項目 Benefits

完整保障項目 · 按基本/額外/現金/事件分類

基本保障 Basic Benefits
  • (a) 病房及膳食
    Room & Board
    每日 $1,000 每保單年度最多180日
  • (b) 雜項開支
    Miscellaneous Charges
    每保單年度 $14,500
  • (c) 主診醫生巡房費
    Attending Doctor's Visit
    每日 $900 每保單年度最多180日
  • (d) 專科醫生費
    Specialist's Fee
    每保單年度 $6,000
  • (e) 深切治療
    Intensive Care
    每日 $4,500 每保單年度最多90日
  •   外科醫生費 — 小型
    Surgeon's Fee — Minor
    $ 6,000
  •   外科醫生費 — 中型
    Surgeon's Fee — Intermediate
    $15,000
  •   外科醫生費 — 大型
    Surgeon's Fee — Major
    $30,000
  •   外科醫生費 — 複雜
    Surgeon's Fee — Complex
    $60,000
  • (g) 麻醉科醫生費
    Anaesthetist's Fee
    外科醫生費的35%
  • (h) 手術室費
    Operating Theatre
    外科醫生費的35%
  • (i) 訂明診斷成像檢測
    Diagnostic Imaging
    每保單年度 $22,500 設30% 共同保險
  • (j) 訂明非手術癌症治療
    Non-surgical Cancer Treatment
    每保單年度 $80,000
  • (k) 入院前或出院後/日間手術前後的門診護理
    Pre/Post Hospitalisation
    每次$580,每保單年度 $3,000住院 / 日間手術前最多1次門診或急症診症出院 / 日間手術後90日內最多3次跟進門診
  • (l) 精神科治療
    Psychiatric Treatment
    每保單年度 $30,000
額外保障 Extra Benefits
  • 家中看護津貼
    Miscellaneous Charges
    每日 $400 每保單年度最多60日
  • 洗腎保障
    Attending Doctor's Visit
    每十年期$25,000
現金保障 Cash Benefits
  • 住院陪床
    Room & Board
    每日 $400 每保單年度最多180日

保費表 Premium Schedule

每年保費 · 保費按性別劃分(不分吸煙) · 港元

年齡
0HK$5,675HK$4,790
1HK$5,449HK$4,658
2HK$5,224HK$4,526
3HK$4,998HK$4,394
4HK$4,774HK$4,262
5HK$4,548HK$4,130
6HK$4,354HK$3,996
7HK$4,162HK$3,863
8HK$3,969HK$3,730
9HK$3,776HK$3,596
10HK$3,583HK$3,463
11HK$3,577HK$3,442
12HK$3,572HK$3,421
13HK$3,565HK$3,399
14HK$3,559HK$3,379
15HK$3,553HK$3,357
16HK$3,602HK$3,554
17HK$3,652HK$3,752
18HK$3,740HK$3,948
19HK$3,834HK$4,095
20HK$3,931HK$4,201
21HK$4,009HK$4,433
22HK$4,091HK$4,611
23HK$4,174HK$4,741
24HK$4,261HK$4,913
25HK$4,347HK$5,051
26HK$4,362HK$5,148
27HK$4,374HK$5,286
28HK$4,388HK$5,419
29HK$4,412HK$5,548
30HK$4,445HK$5,673
31HK$4,608HK$5,880
32HK$4,767HK$6,090
33HK$4,936HK$6,321
34HK$5,080HK$6,571
35HK$5,260HK$6,842
36HK$5,268HK$7,087
37HK$5,365HK$7,355
38HK$5,526HK$7,689
39HK$5,725HK$7,999
40HK$5,983HK$8,317
41HK$6,275HK$8,521
42HK$6,586HK$8,796
43HK$6,922HK$9,075
44HK$7,229HK$9,458
45HK$7,389HK$9,842
46HK$7,822HK$10,187
47HK$8,273HK$10,426
48HK$8,691HK$10,641
49HK$9,088HK$10,851
50HK$9,351HK$11,041
51HK$9,944HK$11,274
52HK$10,450HK$11,492
53HK$10,955HK$11,701
54HK$11,471HK$11,901
55HK$11,994HK$12,091
56HK$12,669HK$12,479
57HK$13,387HK$12,875
58HK$14,147HK$13,312
59HK$14,939HK$13,749
60HK$15,769HK$14,186
61HK$16,716HK$14,791
62HK$17,688HK$15,425
63HK$18,713HK$16,093
64HK$19,762HK$17,106
65HK$20,843HK$18,223
66HK$21,769HK$19,275
67HK$22,738HK$20,367
68HK$23,729HK$21,514
69HK$25,268HK$22,787
70HK$26,953HK$24,093
71HK$27,573HK$24,223
72HK$28,224HK$24,359
73HK$28,897HK$24,508
74HK$29,532HK$24,646
75HK$30,007HK$24,758
76HK$30,487HK$24,866
77HK$30,964HK$24,977
78HK$31,449HK$25,090
79HK$31,939HK$25,205
80HK$32,601HK$25,320
81HK$33,162HK$25,448
82HK$33,707HK$25,569
83HK$34,223HK$25,686
84HK$34,750HK$25,805
85HK$35,204HK$25,903
86HK$35,403HK$25,944
87HK$35,606HK$25,984
88HK$35,800HK$26,028
89HK$36,005HK$26,071
90HK$36,214HK$26,113
91HK$36,420HK$26,158
92HK$36,636HK$26,202
93HK$36,845HK$26,246
94HK$37,058HK$26,290
95HK$37,282HK$26,337
96HK$37,497HK$26,382
97HK$37,724HK$26,428
98HK$37,947HK$26,475
99HK$38,180HK$26,521

同系列其他自付費選項

8 個自付費 — 同一個保障表,保費隨自付費而變化

官方保障文件
VHIS.gov.hk 保障表 PDF ↗
官方保費表
VHIS.gov.hk 保費表 PDF ↗
保障表生效日期
2026年1月1日
資料最後核對
2026-04-25

本頁所列保障條款及保費資料以保險公司及香港保險業監管局 VHIS 平台公布之最新文件為準。如有任何不一致之處,以官方 PDF 為依歸。VHISGuide 不就資料準確性提供任何保證,亦 不構成購買建議。