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VHIS 靈活計劃 · F00080-01-000-01

「稅」優選醫療計劃 - 計劃 1

TaxVantage PrimeChoice Medical Plan - Plan 1

萬通保險國際有限公司

每年保障

HK$550,000

終身保障

病房級別

普通病房 Ward

保障地域

全球 Worldwide

保障項目 Benefits

完整保障項目 · 按基本/額外/現金/事件分類

基本保障 Basic Benefits
  • (a) 病房及膳食
    Room & Board
    每日 $1,000 每保單年度最多180日
  • (b) 雜項開支
    Miscellaneous Charges
    每保單年度 $14,500
  • (c) 主診醫生巡房費
    Attending Doctor's Visit
    每日 $900 每保單年度最多180日
  • (d) 專科醫生費
    Specialist's Fee
    每保單年度 $6,000
  • (e) 深切治療
    Intensive Care
    每日 $4,500 每保單年度最多90日
  •   外科醫生費 — 小型
    Surgeon's Fee — Minor
    $ 6,000
  •   外科醫生費 — 中型
    Surgeon's Fee — Intermediate
    $15,000
  •   外科醫生費 — 大型
    Surgeon's Fee — Major
    $30,000
  •   外科醫生費 — 複雜
    Surgeon's Fee — Complex
    $60,000
  • (g) 麻醉科醫生費
    Anaesthetist's Fee
    外科醫生費的35%
  • (h) 手術室費
    Operating Theatre
    外科醫生費的35%
  • (i) 訂明診斷成像檢測
    Diagnostic Imaging
    每保單年度 $22,500 設30% 共同保險
  • (j) 訂明非手術癌症治療
    Non-surgical Cancer Treatment
    每保單年度 $80,000
  • (k) 入院前或出院後/日間手術前後的門診護理
    Pre/Post Hospitalisation
    每次$580,每保單年度 $3,000住院 / 日間手術前最多1次門診或急症診症出院 / 日間手術後90日內最多3次跟進門診
  • (l) 精神科治療
    Psychiatric Treatment
    每保單年度 $30,000
額外保障 Extra Benefits
  • 家中看護津貼
    Miscellaneous Charges
    每日 $400 每保單年度最多60日
  • 洗腎保障
    Attending Doctor's Visit
    每十年期$25,000
現金保障 Cash Benefits
  • 住院陪床
    Room & Board
    每日 $400 每保單年度最多180日
  • 第二索償現金津貼需先獲他保賠償
    Room & Board
    每日 $300 每保單年度最多90日
事件保障 Event Benefits
  • 身故保障
    Miscellaneous Charges
    $5,000
  • 醫療意外事故保障
    Attending Doctor's Visit
    $150,000

保費表 Premium Schedule

每年保費 · 保費按性別劃分(不分吸煙) · 港元

年齡
0HK$3,689HK$3,114
1HK$3,543HK$3,028
2HK$3,395HK$2,942
3HK$3,249HK$2,857
4HK$3,103HK$2,770
5HK$2,957HK$2,685
6HK$2,831HK$2,597
7HK$2,705HK$2,512
8HK$2,580HK$2,425
9HK$2,455HK$2,338
10HK$2,329HK$2,251
11HK$2,325HK$2,238
12HK$2,322HK$2,224
13HK$2,318HK$2,210
14HK$2,314HK$2,196
15HK$2,310HK$2,182
16HK$2,342HK$2,311
17HK$2,374HK$2,439
18HK$2,431HK$2,566
19HK$2,492HK$2,662
20HK$2,555HK$2,731
21HK$2,606HK$2,881
22HK$2,659HK$2,997
23HK$2,714HK$3,081
24HK$2,769HK$3,193
25HK$2,826HK$3,283
26HK$2,835HK$3,347
27HK$2,843HK$3,437
28HK$2,853HK$3,523
29HK$2,868HK$3,607
30HK$2,890HK$3,688
31HK$2,995HK$3,822
32HK$3,099HK$3,959
33HK$3,209HK$4,108
34HK$3,303HK$4,271
35HK$3,419HK$4,447
36HK$3,424HK$4,607
37HK$3,487HK$4,781
38HK$3,592HK$4,998
39HK$3,722HK$5,200
40HK$3,889HK$5,406
41HK$4,079HK$5,539
42HK$4,281HK$5,717
43HK$4,500HK$5,899
44HK$4,699HK$6,148
45HK$4,802HK$6,398
46HK$5,085HK$6,622
47HK$5,378HK$6,777
48HK$5,649HK$6,917
49HK$5,908HK$7,053
50HK$6,079HK$7,177
51HK$6,464HK$7,328
52HK$6,792HK$7,470
53HK$7,121HK$7,606
54HK$7,456HK$7,736
55HK$7,797HK$7,859
56HK$8,235HK$8,112
57HK$8,702HK$8,369
58HK$9,195HK$8,654
59HK$9,710HK$8,937
60HK$10,250HK$9,221
61HK$10,866HK$9,615
62HK$11,497HK$10,027
63HK$12,164HK$10,461
64HK$12,846HK$11,119
65HK$13,548HK$11,845
66HK$14,150HK$12,528
67HK$14,780HK$13,238
68HK$15,424HK$13,985
69HK$16,425HK$14,812
70HK$17,520HK$15,661
71HK$17,922HK$15,745
72HK$18,346HK$15,834
73HK$18,784HK$15,930
74HK$19,196HK$16,020
75HK$19,505HK$16,092
76HK$19,817HK$16,163
77HK$20,127HK$16,235
78HK$20,442HK$16,308
79HK$20,760HK$16,384
80HK$21,191HK$16,458
81HK$21,555HK$16,541
82HK$21,910HK$16,621
83HK$22,245HK$16,696
84HK$22,587HK$16,773
85HK$22,883HK$16,837
86HK$23,012HK$16,864
87HK$23,144HK$16,890
88HK$23,270HK$16,918
89HK$23,403HK$16,946
90HK$23,539HK$16,974
91HK$23,673HK$17,003
92HK$23,813HK$17,032
93HK$23,949HK$17,060
94HK$24,088HK$17,089
95HK$24,233HK$17,119
96HK$24,373HK$17,148
97HK$24,521HK$17,179
98HK$24,666HK$17,209
99HK$24,817HK$17,239

同系列其他自付費選項

8 個自付費 — 同一個保障表,保費隨自付費而變化

官方保障文件
VHIS.gov.hk 保障表 PDF ↗
官方保費表
VHIS.gov.hk 保費表 PDF ↗
保障表生效日期
2026年1月1日
資料最後核對
2026-04-25

本頁所列保障條款及保費資料以保險公司及香港保險業監管局 VHIS 平台公布之最新文件為準。如有任何不一致之處,以官方 PDF 為依歸。VHISGuide 不就資料準確性提供任何保證,亦 不構成購買建議。