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VHIS 靈活計劃 · F00080-03-001-01

「稅」優選醫療計劃 - 計劃 2M

TaxVantage PrimeChoice Medical Plan - Plan 2M

萬通保險國際有限公司

每年保障

HK$850,000

終身保障

病房級別

半私家病房 Semi-Private

保障地域

全球 Worldwide

額外醫療保障 SMM

HK$200,000

保障項目 Benefits

完整保障項目 · 按基本/額外/現金/事件分類

基本保障 Basic Benefits
  • (a) 病房及膳食
    Room & Board
    每日 $2,200 每保單年度最多180日
  • (b) 雜項開支
    Miscellaneous Charges
    每保單年度 $21,000
  • (c) 主診醫生巡房費
    Attending Doctor's Visit
    每日 $1,800 每保單年度最多180日
  • (d) 專科醫生費
    Specialist's Fee
    每保單年度 $8,700
  • (e) 深切治療
    Intensive Care
    每日 $7,000 每保單年度最多90日
  •   外科醫生費 — 小型
    Surgeon's Fee — Minor
    $ 8,500
  •   外科醫生費 — 中型
    Surgeon's Fee — Intermediate
    $21,250
  •   外科醫生費 — 大型
    Surgeon's Fee — Major
    $42,500
  •   外科醫生費 — 複雜
    Surgeon's Fee — Complex
    $85,000
  • (g) 麻醉科醫生費
    Anaesthetist's Fee
    外科醫生費的35%
  • (h) 手術室費
    Operating Theatre
    外科醫生費的35%
  • (i) 訂明診斷成像檢測
    Diagnostic Imaging
    每保單年度 $30,000 設30% 共同保險
  • (j) 訂明非手術癌症治療
    Non-surgical Cancer Treatment
    每保單年度 $96,000
  • (k) 入院前或出院後/日間手術前後的門診護理
    Pre/Post Hospitalisation
    每次$900,每保單年度 $4,950住院 / 日間手術前最多1次門診或急症診症出院 / 日間手術後90日內最多3次跟進門診
  • (l) 精神科治療
    Psychiatric Treatment
    每保單年度 $45,000
額外保障 Extra Benefits
  • 家中看護津貼
    Miscellaneous Charges
    每日 $900 每保單年度最多60日
  • 洗腎保障
    Attending Doctor's Visit
    每十年期$60,000
現金保障 Cash Benefits
  • 住院陪床
    Room & Board
    每日 $800 每保單年度最多180日

保費表 Premium Schedule

每年保費 · 保費按性別劃分(不分吸煙) · 港元

年齡
0HK$9,476HK$7,999
1HK$9,100HK$7,779
2HK$8,724HK$7,559
3HK$8,347HK$7,338
4HK$7,972HK$7,117
5HK$7,595HK$6,896
6HK$7,271HK$6,673
7HK$6,950HK$6,451
8HK$6,629HK$6,229
9HK$6,306HK$6,005
10HK$5,983HK$5,784
11HK$5,972HK$5,748
12HK$5,964HK$5,713
13HK$5,954HK$5,677
14HK$5,944HK$5,643
15HK$5,933HK$5,607
16HK$6,016HK$5,935
17HK$6,098HK$6,265
18HK$6,246HK$6,594
19HK$6,403HK$6,838
20HK$6,565HK$7,015
21HK$6,695HK$7,402
22HK$6,831HK$7,700
23HK$6,971HK$7,917
24HK$7,115HK$8,203
25HK$7,260HK$8,434
26HK$7,284HK$8,598
27HK$7,304HK$8,829
28HK$7,328HK$9,050
29HK$7,368HK$9,265
30HK$7,423HK$9,473
31HK$7,695HK$9,819
32HK$7,961HK$10,170
33HK$8,244HK$10,555
34HK$8,485HK$10,973
35HK$8,783HK$11,425
36HK$8,798HK$11,835
37HK$8,959HK$12,282
38HK$9,229HK$12,842
39HK$9,561HK$13,360
40HK$9,991HK$13,889
41HK$10,480HK$14,230
42HK$10,999HK$14,688
43HK$11,560HK$15,155
44HK$12,072HK$15,795
45HK$12,339HK$16,436
46HK$13,063HK$17,013
47HK$13,817HK$17,412
48HK$14,513HK$17,771
49HK$15,178HK$18,120
50HK$15,616HK$18,439
51HK$16,607HK$18,828
52HK$17,452HK$19,192
53HK$18,294HK$19,542
54HK$19,156HK$19,875
55HK$20,030HK$20,192
56HK$21,158HK$20,839
57HK$22,357HK$21,502
58HK$23,625HK$22,232
59HK$24,948HK$22,961
60HK$26,335HK$23,690
61HK$27,917HK$24,702
62HK$29,539HK$25,760
63HK$31,251HK$26,876
64HK$33,003HK$28,567
65HK$34,807HK$30,433
66HK$36,354HK$32,189
67HK$37,972HK$34,013
68HK$39,628HK$35,929
69HK$42,199HK$38,055
70HK$45,011HK$40,236
71HK$46,047HK$40,453
72HK$47,134HK$40,680
73HK$48,259HK$40,930
74HK$49,319HK$41,160
75HK$50,113HK$41,346
76HK$50,914HK$41,526
77HK$51,712HK$41,712
78HK$52,521HK$41,901
79HK$53,339HK$42,092
80HK$54,444HK$42,285
81HK$55,383HK$42,498
82HK$56,292HK$42,701
83HK$57,154HK$42,896
84HK$58,033HK$43,095
85HK$58,792HK$43,258
86HK$59,124HK$43,327
87HK$59,462HK$43,394
88HK$59,787HK$43,466
89HK$60,130HK$43,539
90HK$60,479HK$43,610
91HK$60,823HK$43,685
92HK$61,182HK$43,757
93HK$61,532HK$43,831
94HK$61,888HK$43,905
95HK$62,263HK$43,983
96HK$62,620HK$44,059
97HK$63,000HK$44,136
98HK$63,372HK$44,213
99HK$63,761HK$44,290

同系列其他自付費選項

8 個自付費 — 同一個保障表,保費隨自付費而變化

官方保障文件
VHIS.gov.hk 保障表 PDF ↗
官方保費表
VHIS.gov.hk 保費表 PDF ↗
保障表生效日期
2026年1月1日
資料最後核對
2026-04-25

本頁所列保障條款及保費資料以保險公司及香港保險業監管局 VHIS 平台公布之最新文件為準。如有任何不一致之處,以官方 PDF 為依歸。VHISGuide 不就資料準確性提供任何保證,亦 不構成購買建議。