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VHIS 靈活計劃 · F00080-03-000-01

「稅」優選醫療計劃 - 計劃 2

TaxVantage PrimeChoice Medical Plan - Plan 2

萬通保險國際有限公司

每年保障

HK$850,000

終身保障

病房級別

半私家病房 Semi-Private

保障地域

全球 Worldwide

保障項目 Benefits

完整保障項目 · 按基本/額外/現金/事件分類

基本保障 Basic Benefits
  • (a) 病房及膳食
    Room & Board
    每日 $2,200 每保單年度最多180日
  • (b) 雜項開支
    Miscellaneous Charges
    每保單年度 $21,000
  • (c) 主診醫生巡房費
    Attending Doctor's Visit
    每日 $1,800 每保單年度最多180日
  • (d) 專科醫生費
    Specialist's Fee
    每保單年度 $8,700
  • (e) 深切治療
    Intensive Care
    每日 $7,000 每保單年度最多90日
  •   外科醫生費 — 小型
    Surgeon's Fee — Minor
    $ 8,500
  •   外科醫生費 — 中型
    Surgeon's Fee — Intermediate
    $21,250
  •   外科醫生費 — 大型
    Surgeon's Fee — Major
    $42,500
  •   外科醫生費 — 複雜
    Surgeon's Fee — Complex
    $85,000
  • (g) 麻醉科醫生費
    Anaesthetist's Fee
    外科醫生費的35%
  • (h) 手術室費
    Operating Theatre
    外科醫生費的35%
  • (i) 訂明診斷成像檢測
    Diagnostic Imaging
    每保單年度 $30,000 設30% 共同保險
  • (j) 訂明非手術癌症治療
    Non-surgical Cancer Treatment
    每保單年度 $96,000
  • (k) 入院前或出院後/日間手術前後的門診護理
    Pre/Post Hospitalisation
    每次$900,每保單年度 $4,950住院 / 日間手術前最多1次門診或急症診症出院 / 日間手術後90日內最多3次跟進門診
  • (l) 精神科治療
    Psychiatric Treatment
    每保單年度 $45,000
額外保障 Extra Benefits
  • 家中看護津貼
    Miscellaneous Charges
    每日 $900 每保單年度最多60日
  • 洗腎保障
    Attending Doctor's Visit
    每十年期$60,000
現金保障 Cash Benefits
  • 住院陪床
    Room & Board
    每日 $800 每保單年度最多180日
  • 第二索償現金津貼需先獲他保賠償
    Room & Board
    每日 $600 每保單年度最多90日
事件保障 Event Benefits
  • 身故保障
    Miscellaneous Charges
    $10,000
  • 醫療意外事故保障
    Attending Doctor's Visit
    $200,000

保費表 Premium Schedule

每年保費 · 保費按性別劃分(不分吸煙) · 港元

年齡
0HK$6,160HK$5,200
1HK$5,915HK$5,057
2HK$5,671HK$4,914
3HK$5,426HK$4,770
4HK$5,181HK$4,626
5HK$4,936HK$4,483
6HK$4,726HK$4,338
7HK$4,518HK$4,194
8HK$4,309HK$4,049
9HK$4,099HK$3,904
10HK$3,889HK$3,760
11HK$3,883HK$3,736
12HK$3,877HK$3,714
13HK$3,870HK$3,690
14HK$3,864HK$3,668
15HK$3,857HK$3,645
16HK$3,910HK$3,858
17HK$3,964HK$4,072
18HK$4,061HK$4,286
19HK$4,162HK$4,445
20HK$4,267HK$4,560
21HK$4,352HK$4,812
22HK$4,441HK$5,005
23HK$4,531HK$5,146
24HK$4,625HK$5,333
25HK$4,719HK$5,482
26HK$4,734HK$5,589
27HK$4,748HK$5,739
28HK$4,763HK$5,883
29HK$4,789HK$6,023
30HK$4,825HK$6,158
31HK$5,002HK$6,382
32HK$5,175HK$6,610
33HK$5,359HK$6,861
34HK$5,515HK$7,132
35HK$5,710HK$7,427
36HK$5,719HK$7,694
37HK$5,824HK$7,984
38HK$5,999HK$8,348
39HK$6,214HK$8,684
40HK$6,495HK$9,028
41HK$6,812HK$9,250
42HK$7,150HK$9,548
43HK$7,514HK$9,850
44HK$7,847HK$10,267
45HK$8,020HK$10,684
46HK$8,491HK$11,059
47HK$8,981HK$11,318
48HK$9,434HK$11,551
49HK$9,866HK$11,779
50HK$10,151HK$11,986
51HK$10,795HK$12,238
52HK$11,344HK$12,475
53HK$11,892HK$12,702
54HK$12,452HK$12,919
55HK$13,020HK$13,125
56HK$13,753HK$13,546
57HK$14,532HK$13,977
58HK$15,356HK$14,451
59HK$16,217HK$14,925
60HK$17,118HK$15,399
61HK$18,146HK$16,056
62HK$19,201HK$16,744
63HK$20,313HK$17,469
64HK$21,452HK$18,568
65HK$22,624HK$19,782
66HK$23,631HK$20,923
67HK$24,682HK$22,108
68HK$25,758HK$23,354
69HK$27,429HK$24,736
70HK$29,258HK$26,154
71HK$29,930HK$26,294
72HK$30,638HK$26,443
73HK$31,368HK$26,604
74HK$32,057HK$26,755
75HK$32,573HK$26,875
76HK$33,094HK$26,992
77HK$33,612HK$27,113
78HK$34,139HK$27,236
79HK$34,670HK$27,360
80HK$35,389HK$27,485
81HK$35,999HK$27,624
82HK$36,590HK$27,756
83HK$37,151HK$27,883
84HK$37,721HK$28,011
85HK$38,215HK$28,118
86HK$38,431HK$28,163
87HK$38,651HK$28,207
88HK$38,861HK$28,253
89HK$39,085HK$28,301
90HK$39,311HK$28,346
91HK$39,535HK$28,396
92HK$39,769HK$28,442
93HK$39,995HK$28,490
94HK$40,227HK$28,539
95HK$40,471HK$28,589
96HK$40,703HK$28,639
97HK$40,950HK$28,689
98HK$41,192HK$28,739
99HK$41,445HK$28,789

同系列其他自付費選項

8 個自付費 — 同一個保障表,保費隨自付費而變化

官方保障文件
VHIS.gov.hk 保障表 PDF ↗
官方保費表
VHIS.gov.hk 保費表 PDF ↗
保障表生效日期
2026年1月1日
資料最後核對
2026-04-25

本頁所列保障條款及保費資料以保險公司及香港保險業監管局 VHIS 平台公布之最新文件為準。如有任何不一致之處,以官方 PDF 為依歸。VHISGuide 不就資料準確性提供任何保證,亦 不構成購買建議。