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Manulife Shelter VHIS Standard Plan
宏利人壽保險（國際）有限公司 · S00034-01-000 · 4 個版本 · 標準計劃 · 年均加幅 +1.35%
男性 Male
| 年齡 | S00034-01-000-01 2019-04-01 | S00034-01-000-02 2021-01-01 | S00034-01-000-02 2025-06-29 | S00034-01-000-03 2026-06-29 | 年均加幅 |
|---|---|---|---|---|---|
| 0 | HK$2,073 | HK$2,073 | HK$2,135 (+3.0%) | HK$2,284 (+7.0%) | +1.35% |
| 5 | HK$1,511 | HK$1,511 | HK$1,556 (+3.0%) | HK$1,665 (+7.0%) | +1.35% |
| 10 | HK$1,138 | HK$1,138 | HK$1,172 (+3.0%) | HK$1,254 (+7.0%) | +1.35% |
| 15 | HK$1,071 | HK$1,071 | HK$1,103 (+3.0%) | HK$1,180 (+7.0%) | +1.35% |
| 20 | HK$1,410 | HK$1,410 | HK$1,452 (+3.0%) | HK$1,554 (+7.0%) | +1.35% |
| 25 | HK$1,699 | HK$1,699 | HK$1,750 (+3.0%) | HK$1,873 (+7.0%) | +1.35% |
| 30 | HK$1,832 | HK$1,832 | HK$1,887 (+3.0%) | HK$2,019 (+7.0%) | +1.35% |
| 35 | HK$2,078 | HK$2,078 | HK$2,140 (+3.0%) | HK$2,290 (+7.0%) | +1.35% |
| 40 | HK$2,409 | HK$2,409 | HK$2,481 (+3.0%) | HK$2,655 (+7.0%) | +1.35% |
| 45 | HK$2,901 | HK$2,901 | HK$2,988 (+3.0%) | HK$3,197 (+7.0%) | +1.35% |
| 50 | HK$3,698 | HK$3,698 | HK$3,809 (+3.0%) | HK$4,076 (+7.0%) | +1.35% |
| 55 | HK$4,779 | HK$4,779 | HK$4,922 (+3.0%) | HK$5,267 (+7.0%) | +1.35% |
| 60 | HK$5,978 | HK$5,978 | HK$6,157 (+3.0%) | HK$6,588 (+7.0%) | +1.35% |
| 65 | HK$8,175 | HK$8,175 | HK$8,420 (+3.0%) | HK$9,009 (+7.0%) | +1.35% |
| 70 | HK$10,122 | HK$10,122 | HK$10,426 (+3.0%) | HK$11,156 (+7.0%) | +1.35% |
| 75 | HK$12,261 | HK$12,261 | HK$12,629 (+3.0%) | HK$13,513 (+7.0%) | +1.35% |
| 80 | HK$14,946 | HK$14,946 | HK$15,394 (+3.0%) | HK$16,472 (+7.0%) | +1.35% |
| 85 | HK$16,695 | HK$16,695 | HK$17,196 (+3.0%) | HK$18,400 (+7.0%) | +1.35% |
| 90 | HK$17,810 | HK$17,810 | HK$18,344 (+3.0%) | HK$19,628 (+7.0%) | +1.35% |
| 95 | HK$18,987 | HK$18,987 | HK$19,557 (+3.0%) | HK$20,926 (+7.0%) | +1.35% |
| 99 | HK$19,979 | HK$19,979 | HK$20,578 (+3.0%) | HK$22,018 (+7.0%) | +1.35% |
| 所有年齡平均 | — | 0.0% | +3.0% | +7.0% | — |
0歲HK$2,073
5歲HK$1,511
10歲HK$1,138
15歲HK$1,071
20歲HK$1,410
25歲HK$1,699
30歲HK$1,832
35歲HK$2,078
40歲HK$2,409
45歲HK$2,901
50歲HK$3,698
55歲HK$4,779
60歲HK$5,978
65歲HK$8,175
70歲HK$10,122
75歲HK$12,261
80歲HK$14,946
85歲HK$16,695
90歲HK$17,810
95歲HK$18,987
99歲HK$19,979
0歲HK$2,073
5歲HK$1,511
10歲HK$1,138
15歲HK$1,071
20歲HK$1,410
25歲HK$1,699
30歲HK$1,832
35歲HK$2,078
40歲HK$2,409
45歲HK$2,901
50歲HK$3,698
55歲HK$4,779
60歲HK$5,978
65歲HK$8,175
70歲HK$10,122
75歲HK$12,261
80歲HK$14,946
85歲HK$16,695
90歲HK$17,810
95歲HK$18,987
99歲HK$19,979
0歲HK$2,135 (+3.0%)
5歲HK$1,556 (+3.0%)
10歲HK$1,172 (+3.0%)
15歲HK$1,103 (+3.0%)
20歲HK$1,452 (+3.0%)
25歲HK$1,750 (+3.0%)
30歲HK$1,887 (+3.0%)
35歲HK$2,140 (+3.0%)
40歲HK$2,481 (+3.0%)
45歲HK$2,988 (+3.0%)
50歲HK$3,809 (+3.0%)
55歲HK$4,922 (+3.0%)
60歲HK$6,157 (+3.0%)
65歲HK$8,420 (+3.0%)
70歲HK$10,426 (+3.0%)
75歲HK$12,629 (+3.0%)
80歲HK$15,394 (+3.0%)
85歲HK$17,196 (+3.0%)
90歲HK$18,344 (+3.0%)
95歲HK$19,557 (+3.0%)
99歲HK$20,578 (+3.0%)
0歲HK$2,284 (+7.0%)
5歲HK$1,665 (+7.0%)
10歲HK$1,254 (+7.0%)
15歲HK$1,180 (+7.0%)
20歲HK$1,554 (+7.0%)
25歲HK$1,873 (+7.0%)
30歲HK$2,019 (+7.0%)
35歲HK$2,290 (+7.0%)
40歲HK$2,655 (+7.0%)
45歲HK$3,197 (+7.0%)
50歲HK$4,076 (+7.0%)
55歲HK$5,267 (+7.0%)
60歲HK$6,588 (+7.0%)
65歲HK$9,009 (+7.0%)
70歲HK$11,156 (+7.0%)
75歲HK$13,513 (+7.0%)
80歲HK$16,472 (+7.0%)
85歲HK$18,400 (+7.0%)
90歲HK$19,628 (+7.0%)
95歲HK$20,926 (+7.0%)
99歲HK$22,018 (+7.0%)
年均加幅（複息，年期＝今日−最早版本日期）· 計算至 2026-07-01
0歲+1.35%
5歲+1.35%
10歲+1.35%
15歲+1.35%
20歲+1.35%
25歲+1.35%
30歲+1.35%
35歲+1.35%
40歲+1.35%
45歲+1.35%
50歲+1.35%
55歲+1.35%
60歲+1.35%
65歲+1.35%
70歲+1.35%
75歲+1.35%
80歲+1.35%
85歲+1.35%
90歲+1.35%
95歲+1.35%
99歲+1.35%
格仔顯示保費金額，括號內為相對上一個版本的百分比變化。首個版本只顯示基準保費。年均加幅使用複息公式（最新/最早 ^ (1/years) − 1），年期＝今日減最早版本日期。· 計算至 2026-07-01
預設顯示 21 個錨點年齡（每 5 歲一個，加上 0 與 99 兩端），方便快速掃讀整條走勢曲線。 右側「年均加幅」欄無論切換與否，皆基於全部 100 個年齡計算 — 不會因為顯示密度而改變。
女性 Female
| 年齡 | S00034-01-000-01 2019-04-01 | S00034-01-000-02 2021-01-01 | S00034-01-000-02 2025-06-29 | S00034-01-000-03 2026-06-29 | 年均加幅 |
|---|---|---|---|---|---|
| 0 | HK$2,152 | HK$2,152 | HK$2,217 (+3.0%) | HK$2,372 (+7.0%) | +1.35% |
| 5 | HK$1,609 | HK$1,609 | HK$1,657 (+3.0%) | HK$1,773 (+7.0%) | +1.35% |
| 10 | HK$1,201 | HK$1,201 | HK$1,237 (+3.0%) | HK$1,324 (+7.0%) | +1.35% |
| 15 | HK$1,259 | HK$1,259 | HK$1,297 (+3.0%) | HK$1,388 (+7.0%) | +1.35% |
| 20 | HK$1,581 | HK$1,581 | HK$1,628 (+3.0%) | HK$1,742 (+7.0%) | +1.35% |
| 25 | HK$1,973 | HK$1,973 | HK$2,032 (+3.0%) | HK$2,174 (+7.0%) | +1.35% |
| 30 | HK$2,293 | HK$2,293 | HK$2,362 (+3.0%) | HK$2,527 (+7.0%) | +1.35% |
| 35 | HK$2,840 | HK$2,840 | HK$2,925 (+3.0%) | HK$3,130 (+7.0%) | +1.35% |
| 40 | HK$3,402 | HK$3,402 | HK$3,504 (+3.0%) | HK$3,749 (+7.0%) | +1.35% |
| 45 | HK$4,076 | HK$4,076 | HK$4,198 (+3.0%) | HK$4,492 (+7.0%) | +1.35% |
| 50 | HK$4,613 | HK$4,613 | HK$4,751 (+3.0%) | HK$5,084 (+7.0%) | +1.35% |
| 55 | HK$4,930 | HK$4,930 | HK$5,078 (+3.0%) | HK$5,433 (+7.0%) | +1.35% |
| 60 | HK$5,823 | HK$5,823 | HK$5,998 (+3.0%) | HK$6,418 (+7.0%) | +1.35% |
| 65 | HK$7,839 | HK$7,839 | HK$8,074 (+3.0%) | HK$8,639 (+7.0%) | +1.35% |
| 70 | HK$9,566 | HK$9,566 | HK$9,853 (+3.0%) | HK$10,543 (+7.0%) | +1.35% |
| 75 | HK$11,798 | HK$11,798 | HK$12,152 (+3.0%) | HK$13,003 (+7.0%) | +1.35% |
| 80 | HK$14,749 | HK$14,749 | HK$15,191 (+3.0%) | HK$16,254 (+7.0%) | +1.35% |
| 85 | HK$16,709 | HK$16,709 | HK$17,210 (+3.0%) | HK$18,415 (+7.0%) | +1.35% |
| 90 | HK$17,824 | HK$17,824 | HK$18,359 (+3.0%) | HK$19,644 (+7.0%) | +1.35% |
| 95 | HK$19,002 | HK$19,002 | HK$19,572 (+3.0%) | HK$20,942 (+7.0%) | +1.35% |
| 99 | HK$19,992 | HK$19,992 | HK$20,592 (+3.0%) | HK$22,033 (+7.0%) | +1.35% |
| 所有年齡平均 | — | 0.0% | +3.0% | +7.0% | — |
0歲HK$2,152
5歲HK$1,609
10歲HK$1,201
15歲HK$1,259
20歲HK$1,581
25歲HK$1,973
30歲HK$2,293
35歲HK$2,840
40歲HK$3,402
45歲HK$4,076
50歲HK$4,613
55歲HK$4,930
60歲HK$5,823
65歲HK$7,839
70歲HK$9,566
75歲HK$11,798
80歲HK$14,749
85歲HK$16,709
90歲HK$17,824
95歲HK$19,002
99歲HK$19,992
0歲HK$2,152
5歲HK$1,609
10歲HK$1,201
15歲HK$1,259
20歲HK$1,581
25歲HK$1,973
30歲HK$2,293
35歲HK$2,840
40歲HK$3,402
45歲HK$4,076
50歲HK$4,613
55歲HK$4,930
60歲HK$5,823
65歲HK$7,839
70歲HK$9,566
75歲HK$11,798
80歲HK$14,749
85歲HK$16,709
90歲HK$17,824
95歲HK$19,002
99歲HK$19,992
0歲HK$2,217 (+3.0%)
5歲HK$1,657 (+3.0%)
10歲HK$1,237 (+3.0%)
15歲HK$1,297 (+3.0%)
20歲HK$1,628 (+3.0%)
25歲HK$2,032 (+3.0%)
30歲HK$2,362 (+3.0%)
35歲HK$2,925 (+3.0%)
40歲HK$3,504 (+3.0%)
45歲HK$4,198 (+3.0%)
50歲HK$4,751 (+3.0%)
55歲HK$5,078 (+3.0%)
60歲HK$5,998 (+3.0%)
65歲HK$8,074 (+3.0%)
70歲HK$9,853 (+3.0%)
75歲HK$12,152 (+3.0%)
80歲HK$15,191 (+3.0%)
85歲HK$17,210 (+3.0%)
90歲HK$18,359 (+3.0%)
95歲HK$19,572 (+3.0%)
99歲HK$20,592 (+3.0%)
0歲HK$2,372 (+7.0%)
5歲HK$1,773 (+7.0%)
10歲HK$1,324 (+7.0%)
15歲HK$1,388 (+7.0%)
20歲HK$1,742 (+7.0%)
25歲HK$2,174 (+7.0%)
30歲HK$2,527 (+7.0%)
35歲HK$3,130 (+7.0%)
40歲HK$3,749 (+7.0%)
45歲HK$4,492 (+7.0%)
50歲HK$5,084 (+7.0%)
55歲HK$5,433 (+7.0%)
60歲HK$6,418 (+7.0%)
65歲HK$8,639 (+7.0%)
70歲HK$10,543 (+7.0%)
75歲HK$13,003 (+7.0%)
80歲HK$16,254 (+7.0%)
85歲HK$18,415 (+7.0%)
90歲HK$19,644 (+7.0%)
95歲HK$20,942 (+7.0%)
99歲HK$22,033 (+7.0%)
年均加幅（複息，年期＝今日−最早版本日期）· 計算至 2026-07-01
0歲+1.35%
5歲+1.35%
10歲+1.35%
15歲+1.35%
20歲+1.35%
25歲+1.35%
30歲+1.35%
35歲+1.35%
40歲+1.35%
45歲+1.35%
50歲+1.35%
55歲+1.35%
60歲+1.35%
65歲+1.35%
70歲+1.35%
75歲+1.35%
80歲+1.35%
85歲+1.35%
90歲+1.35%
95歲+1.35%
99歲+1.35%
格仔顯示保費金額，括號內為相對上一個版本的百分比變化。首個版本只顯示基準保費。年均加幅使用複息公式（最新/最早 ^ (1/years) − 1），年期＝今日減最早版本日期。· 計算至 2026-07-01
預設顯示 21 個錨點年齡（每 5 歲一個，加上 0 與 99 兩端），方便快速掃讀整條走勢曲線。 右側「年均加幅」欄無論切換與否，皆基於全部 100 個年齡計算 — 不會因為顯示密度而改變。