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宏利人壽保險（國際）有限公司 · F00019-03-002 · 6 個版本 · 靈活計劃 · 年均加幅 +4.16%
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| 年齡 | 2019-04-01 | 2021-01-01 | 2022-10-01 | 2024-06-29 | 2025-06-29 | 最新版本 2026-06-29 | 年均加幅 |
|---|---|---|---|---|---|---|---|
| 0歲 | HK$16,426 | HK$17,494 (+6.5%) | HK$18,544 (+6.0%) | HK$19,286 (+4.0%) | HK$21,022 (+9.0%) | HK$22,494 (+7.0%) | +4.31% |
| 5歲 | HK$11,968 | HK$12,745 (+6.5%) | HK$13,510 (+6.0%) | HK$14,050 (+4.0%) | HK$15,315 (+9.0%) | HK$16,387 (+7.0%) | +4.31% |
| 10歲 | HK$9,019 | HK$9,605 (+6.5%) | HK$10,181 (+6.0%) | HK$10,588 (+4.0%) | HK$11,223 (+6.0%) | HK$12,009 (+7.0%) | +3.92% |
| 15歲 | HK$8,489 | HK$9,038 (+6.5%) | HK$9,580 (+6.0%) | HK$9,963 (+4.0%) | HK$10,561 (+6.0%) | HK$11,300 (+7.0%) | +3.91% |
| 20歲 | HK$11,172 | HK$11,898 (+6.5%) | HK$12,612 (+6.0%) | HK$13,116 (+4.0%) | HK$13,903 (+6.0%) | HK$14,876 (+7.0%) | +3.92% |
| 25歲 | HK$13,458 | HK$14,332 (+6.5%) | HK$15,192 (+6.0%) | HK$15,800 (+4.0%) | HK$16,748 (+6.0%) | HK$17,920 (+7.0%) | +3.92% |
| 30歲 | HK$14,516 | HK$15,458 (+6.5%) | HK$16,385 (+6.0%) | HK$17,040 (+4.0%) | HK$18,062 (+6.0%) | HK$19,326 (+7.0%) | +3.91% |
| 35歲 | HK$16,460 | HK$17,528 (+6.5%) | HK$18,580 (+6.0%) | HK$19,323 (+4.0%) | HK$20,482 (+6.0%) | HK$21,916 (+7.0%) | +3.91% |
| 40歲 | HK$19,087 | HK$20,325 (+6.5%) | HK$21,545 (+6.0%) | HK$22,407 (+4.0%) | HK$23,751 (+6.0%) | HK$25,414 (+7.0%) | +3.91% |
| 45歲 | HK$22,982 | HK$24,473 (+6.5%) | HK$25,941 (+6.0%) | HK$26,979 (+4.0%) | HK$28,598 (+6.0%) | HK$30,600 (+7.0%) | +3.91% |
| 50歲 | HK$29,294 | HK$31,195 (+6.5%) | HK$33,067 (+6.0%) | HK$34,390 (+4.0%) | HK$36,625 (+6.5%) | HK$39,189 (+7.0%) | +3.98% |
| 55歲 | HK$37,866 | HK$40,513 (+7.0%) | HK$42,944 (+6.0%) | HK$44,662 (+4.0%) | HK$48,682 (+9.0%) | HK$52,090 (+7.0%) | +4.37% |
| 60歲 | HK$47,360 | HK$50,435 (+6.5%) | HK$53,461 (+6.0%) | HK$55,599 (+4.0%) | HK$60,603 (+9.0%) | HK$64,845 (+7.0%) | +4.30% |
| 65歲 | HK$64,765 | HK$68,973 (+6.5%) | HK$73,111 (+6.0%) | HK$76,035 (+4.0%) | HK$82,878 (+9.0%) | HK$88,679 (+7.0%) | +4.31% |
| 70歲 | HK$80,189 | HK$85,398 (+6.5%) | HK$90,522 (+6.0%) | HK$94,143 (+4.0%) | HK$102,616 (+9.0%) | HK$109,799 (+7.0%) | +4.31% |
| 75歲 | HK$97,136 | HK$103,852 (+6.9%) | HK$110,083 (+6.0%) | HK$114,486 (+4.0%) | HK$124,790 (+9.0%) | HK$133,525 (+7.0%) | +4.36% |
| 80歲 | HK$118,413 | HK$126,697 (+7.0%) | HK$134,299 (+6.0%) | HK$139,671 (+4.0%) | HK$152,241 (+9.0%) | HK$162,898 (+7.0%) | +4.37% |
| 85歲 | HK$132,266 | HK$141,520 (+7.0%) | HK$150,011 (+6.0%) | HK$156,011 (+4.0%) | HK$170,052 (+9.0%) | HK$181,956 (+7.0%) | +4.37% |
| 90歲 | HK$141,102 | HK$150,974 (+7.0%) | HK$160,032 (+6.0%) | HK$166,433 (+4.0%) | HK$181,412 (+9.0%) | HK$194,111 (+7.0%) | +4.37% |
| 95歲 | HK$150,428 | HK$160,953 (+7.0%) | HK$170,610 (+6.0%) | HK$177,434 (+4.0%) | HK$193,403 (+9.0%) | HK$206,941 (+7.0%) | +4.37% |
| 99歲 | HK$158,283 | HK$169,356 (+7.0%) | HK$179,517 (+6.0%) | HK$186,698 (+4.0%) | HK$203,501 (+9.0%) | HK$217,746 (+7.0%) | +4.37% |
| 所有年齡平均 | — | +6.7% | +6.0% | +4.0% | +7.7% | +7.0% | — |
0歲HK$16,426
5歲HK$11,968
10歲HK$9,019
15歲HK$8,489
20歲HK$11,172
25歲HK$13,458
30歲HK$14,516
35歲HK$16,460
40歲HK$19,087
45歲HK$22,982
50歲HK$29,294
55歲HK$37,866
60歲HK$47,360
65歲HK$64,765
70歲HK$80,189
75歲HK$97,136
80歲HK$118,413
85歲HK$132,266
90歲HK$141,102
95歲HK$150,428
99歲HK$158,283
0歲HK$17,494 (+6.5%)
5歲HK$12,745 (+6.5%)
10歲HK$9,605 (+6.5%)
15歲HK$9,038 (+6.5%)
20歲HK$11,898 (+6.5%)
25歲HK$14,332 (+6.5%)
30歲HK$15,458 (+6.5%)
35歲HK$17,528 (+6.5%)
40歲HK$20,325 (+6.5%)
45歲HK$24,473 (+6.5%)
50歲HK$31,195 (+6.5%)
55歲HK$40,513 (+7.0%)
60歲HK$50,435 (+6.5%)
65歲HK$68,973 (+6.5%)
70歲HK$85,398 (+6.5%)
75歲HK$103,852 (+6.9%)
80歲HK$126,697 (+7.0%)
85歲HK$141,520 (+7.0%)
90歲HK$150,974 (+7.0%)
95歲HK$160,953 (+7.0%)
99歲HK$169,356 (+7.0%)
0歲HK$18,544 (+6.0%)
5歲HK$13,510 (+6.0%)
10歲HK$10,181 (+6.0%)
15歲HK$9,580 (+6.0%)
20歲HK$12,612 (+6.0%)
25歲HK$15,192 (+6.0%)
30歲HK$16,385 (+6.0%)
35歲HK$18,580 (+6.0%)
40歲HK$21,545 (+6.0%)
45歲HK$25,941 (+6.0%)
50歲HK$33,067 (+6.0%)
55歲HK$42,944 (+6.0%)
60歲HK$53,461 (+6.0%)
65歲HK$73,111 (+6.0%)
70歲HK$90,522 (+6.0%)
75歲HK$110,083 (+6.0%)
80歲HK$134,299 (+6.0%)
85歲HK$150,011 (+6.0%)
90歲HK$160,032 (+6.0%)
95歲HK$170,610 (+6.0%)
99歲HK$179,517 (+6.0%)
0歲HK$19,286 (+4.0%)
5歲HK$14,050 (+4.0%)
10歲HK$10,588 (+4.0%)
15歲HK$9,963 (+4.0%)
20歲HK$13,116 (+4.0%)
25歲HK$15,800 (+4.0%)
30歲HK$17,040 (+4.0%)
35歲HK$19,323 (+4.0%)
40歲HK$22,407 (+4.0%)
45歲HK$26,979 (+4.0%)
50歲HK$34,390 (+4.0%)
55歲HK$44,662 (+4.0%)
60歲HK$55,599 (+4.0%)
65歲HK$76,035 (+4.0%)
70歲HK$94,143 (+4.0%)
75歲HK$114,486 (+4.0%)
80歲HK$139,671 (+4.0%)
85歲HK$156,011 (+4.0%)
90歲HK$166,433 (+4.0%)
95歲HK$177,434 (+4.0%)
99歲HK$186,698 (+4.0%)
0歲HK$21,022 (+9.0%)
5歲HK$15,315 (+9.0%)
10歲HK$11,223 (+6.0%)
15歲HK$10,561 (+6.0%)
20歲HK$13,903 (+6.0%)
25歲HK$16,748 (+6.0%)
30歲HK$18,062 (+6.0%)
35歲HK$20,482 (+6.0%)
40歲HK$23,751 (+6.0%)
45歲HK$28,598 (+6.0%)
50歲HK$36,625 (+6.5%)
55歲HK$48,682 (+9.0%)
60歲HK$60,603 (+9.0%)
65歲HK$82,878 (+9.0%)
70歲HK$102,616 (+9.0%)
75歲HK$124,790 (+9.0%)
80歲HK$152,241 (+9.0%)
85歲HK$170,052 (+9.0%)
90歲HK$181,412 (+9.0%)
95歲HK$193,403 (+9.0%)
99歲HK$203,501 (+9.0%)
0歲HK$22,494 (+7.0%)
5歲HK$16,387 (+7.0%)
10歲HK$12,009 (+7.0%)
15歲HK$11,300 (+7.0%)
20歲HK$14,876 (+7.0%)
25歲HK$17,920 (+7.0%)
30歲HK$19,326 (+7.0%)
35歲HK$21,916 (+7.0%)
40歲HK$25,414 (+7.0%)
45歲HK$30,600 (+7.0%)
50歲HK$39,189 (+7.0%)
55歲HK$52,090 (+7.0%)
60歲HK$64,845 (+7.0%)
65歲HK$88,679 (+7.0%)
70歲HK$109,799 (+7.0%)
75歲HK$133,525 (+7.0%)
80歲HK$162,898 (+7.0%)
85歲HK$181,956 (+7.0%)
90歲HK$194,111 (+7.0%)
95歲HK$206,941 (+7.0%)
99歲HK$217,746 (+7.0%)
年均加幅（複息，年期＝今日−最早版本日期）· 計算至 2026-09-15
0歲+4.31%
5歲+4.31%
10歲+3.92%
15歲+3.91%
20歲+3.92%
25歲+3.92%
30歲+3.91%
35歲+3.91%
40歲+3.91%
45歲+3.91%
50歲+3.98%
55歲+4.37%
60歲+4.30%
65歲+4.31%
70歲+4.31%
75歲+4.36%
80歲+4.37%
85歲+4.37%
90歲+4.37%
95歲+4.37%
99歲+4.37%
註・資料來源
格仔顯示保費金額，括號內為相對上一個版本的百分比變化。首個版本只顯示基準保費。年均加幅使用複息公式（最新/最早 ^ (1/years) − 1），年期＝今日減最早版本日期。男性／女性矩陣的年均加幅按該性別自身的保費軌跡計算；計劃總覽顯示的年均加幅則為男女兩者的平均值。· 計算至 2026-09-15
預設顯示 21 個錨點年齡（每 5 歲一個，加上 0 與 99 兩端），方便快速掃讀整條走勢曲線。 右側「年均加幅」欄無論切換與否，皆基於全部 100 個年齡計算 — 不會因為顯示密度而改變。