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宏利人壽保險（國際）有限公司 · F00019-03-001 · 6 個版本 · 靈活計劃 · 年均加幅 +4.16%
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| 年齡 | 2019-04-01 | 2021-01-01 | 2022-10-01 | 2024-06-29 | 2025-06-29 | 最新版本 2026-06-29 | 年均加幅 |
|---|---|---|---|---|---|---|---|
| 0歲 | HK$13,683 | HK$14,573 (+6.5%) | HK$15,447 (+6.0%) | HK$16,065 (+4.0%) | HK$17,511 (+9.0%) | HK$18,737 (+7.0%) | +4.31% |
| 5歲 | HK$9,970 | HK$10,617 (+6.5%) | HK$11,254 (+6.0%) | HK$11,704 (+4.0%) | HK$12,757 (+9.0%) | HK$13,650 (+7.0%) | +4.30% |
| 10歲 | HK$7,513 | HK$8,001 (+6.5%) | HK$8,481 (+6.0%) | HK$8,820 (+4.0%) | HK$9,349 (+6.0%) | HK$10,003 (+7.0%) | +3.91% |
| 15歲 | HK$7,071 | HK$7,529 (+6.5%) | HK$7,981 (+6.0%) | HK$8,300 (+4.0%) | HK$8,798 (+6.0%) | HK$9,414 (+7.0%) | +3.91% |
| 20歲 | HK$9,307 | HK$9,911 (+6.5%) | HK$10,506 (+6.0%) | HK$10,926 (+4.0%) | HK$11,582 (+6.0%) | HK$12,393 (+7.0%) | +3.92% |
| 25歲 | HK$11,210 | HK$11,938 (+6.5%) | HK$12,654 (+6.0%) | HK$13,160 (+4.0%) | HK$13,950 (+6.0%) | HK$14,927 (+7.0%) | +3.92% |
| 30歲 | HK$12,092 | HK$12,876 (+6.5%) | HK$13,649 (+6.0%) | HK$14,195 (+4.0%) | HK$15,047 (+6.0%) | HK$16,100 (+7.0%) | +3.91% |
| 35歲 | HK$13,711 | HK$14,601 (+6.5%) | HK$15,477 (+6.0%) | HK$16,096 (+4.0%) | HK$17,062 (+6.0%) | HK$18,256 (+7.0%) | +3.91% |
| 40歲 | HK$15,899 | HK$16,930 (+6.5%) | HK$17,946 (+6.0%) | HK$18,664 (+4.0%) | HK$19,784 (+6.0%) | HK$21,169 (+7.0%) | +3.91% |
| 45歲 | HK$19,144 | HK$20,386 (+6.5%) | HK$21,609 (+6.0%) | HK$22,473 (+4.0%) | HK$23,821 (+6.0%) | HK$25,488 (+7.0%) | +3.91% |
| 50歲 | HK$24,402 | HK$25,986 (+6.5%) | HK$27,545 (+6.0%) | HK$28,647 (+4.0%) | HK$30,509 (+6.5%) | HK$32,645 (+7.0%) | +3.98% |
| 55歲 | HK$31,542 | HK$33,747 (+7.0%) | HK$35,772 (+6.0%) | HK$37,203 (+4.0%) | HK$40,551 (+9.0%) | HK$43,390 (+7.0%) | +4.37% |
| 60歲 | HK$39,451 | HK$42,013 (+6.5%) | HK$44,534 (+6.0%) | HK$46,315 (+4.0%) | HK$50,483 (+9.0%) | HK$54,017 (+7.0%) | +4.31% |
| 65歲 | HK$53,950 | HK$57,454 (+6.5%) | HK$60,901 (+6.0%) | HK$63,337 (+4.0%) | HK$69,037 (+9.0%) | HK$73,870 (+7.0%) | +4.31% |
| 70歲 | HK$66,798 | HK$71,137 (+6.5%) | HK$75,405 (+6.0%) | HK$78,421 (+4.0%) | HK$85,479 (+9.0%) | HK$91,463 (+7.0%) | +4.31% |
| 75歲 | HK$80,915 | HK$86,509 (+6.9%) | HK$91,700 (+6.0%) | HK$95,368 (+4.0%) | HK$103,951 (+9.0%) | HK$111,228 (+7.0%) | +4.36% |
| 80歲 | HK$98,639 | HK$105,539 (+7.0%) | HK$111,871 (+6.0%) | HK$116,346 (+4.0%) | HK$126,817 (+9.0%) | HK$135,694 (+7.0%) | +4.37% |
| 85歲 | HK$110,178 | HK$117,886 (+7.0%) | HK$124,959 (+6.0%) | HK$129,957 (+4.0%) | HK$141,653 (+9.0%) | HK$151,569 (+7.0%) | +4.37% |
| 90歲 | HK$117,539 | HK$125,762 (+7.0%) | HK$133,308 (+6.0%) | HK$138,640 (+4.0%) | HK$151,118 (+9.0%) | HK$161,696 (+7.0%) | +4.37% |
| 95歲 | HK$125,307 | HK$134,074 (+7.0%) | HK$142,118 (+6.0%) | HK$147,803 (+4.0%) | HK$161,105 (+9.0%) | HK$172,382 (+7.0%) | +4.37% |
| 99歲 | HK$131,851 | HK$141,074 (+7.0%) | HK$149,538 (+6.0%) | HK$155,520 (+4.0%) | HK$169,517 (+9.0%) | HK$181,383 (+7.0%) | +4.37% |
| 所有年齡平均 | — | +6.7% | +6.0% | +4.0% | +7.7% | +7.0% | — |
0歲HK$13,683
5歲HK$9,970
10歲HK$7,513
15歲HK$7,071
20歲HK$9,307
25歲HK$11,210
30歲HK$12,092
35歲HK$13,711
40歲HK$15,899
45歲HK$19,144
50歲HK$24,402
55歲HK$31,542
60歲HK$39,451
65歲HK$53,950
70歲HK$66,798
75歲HK$80,915
80歲HK$98,639
85歲HK$110,178
90歲HK$117,539
95歲HK$125,307
99歲HK$131,851
0歲HK$14,573 (+6.5%)
5歲HK$10,617 (+6.5%)
10歲HK$8,001 (+6.5%)
15歲HK$7,529 (+6.5%)
20歲HK$9,911 (+6.5%)
25歲HK$11,938 (+6.5%)
30歲HK$12,876 (+6.5%)
35歲HK$14,601 (+6.5%)
40歲HK$16,930 (+6.5%)
45歲HK$20,386 (+6.5%)
50歲HK$25,986 (+6.5%)
55歲HK$33,747 (+7.0%)
60歲HK$42,013 (+6.5%)
65歲HK$57,454 (+6.5%)
70歲HK$71,137 (+6.5%)
75歲HK$86,509 (+6.9%)
80歲HK$105,539 (+7.0%)
85歲HK$117,886 (+7.0%)
90歲HK$125,762 (+7.0%)
95歲HK$134,074 (+7.0%)
99歲HK$141,074 (+7.0%)
0歲HK$15,447 (+6.0%)
5歲HK$11,254 (+6.0%)
10歲HK$8,481 (+6.0%)
15歲HK$7,981 (+6.0%)
20歲HK$10,506 (+6.0%)
25歲HK$12,654 (+6.0%)
30歲HK$13,649 (+6.0%)
35歲HK$15,477 (+6.0%)
40歲HK$17,946 (+6.0%)
45歲HK$21,609 (+6.0%)
50歲HK$27,545 (+6.0%)
55歲HK$35,772 (+6.0%)
60歲HK$44,534 (+6.0%)
65歲HK$60,901 (+6.0%)
70歲HK$75,405 (+6.0%)
75歲HK$91,700 (+6.0%)
80歲HK$111,871 (+6.0%)
85歲HK$124,959 (+6.0%)
90歲HK$133,308 (+6.0%)
95歲HK$142,118 (+6.0%)
99歲HK$149,538 (+6.0%)
0歲HK$16,065 (+4.0%)
5歲HK$11,704 (+4.0%)
10歲HK$8,820 (+4.0%)
15歲HK$8,300 (+4.0%)
20歲HK$10,926 (+4.0%)
25歲HK$13,160 (+4.0%)
30歲HK$14,195 (+4.0%)
35歲HK$16,096 (+4.0%)
40歲HK$18,664 (+4.0%)
45歲HK$22,473 (+4.0%)
50歲HK$28,647 (+4.0%)
55歲HK$37,203 (+4.0%)
60歲HK$46,315 (+4.0%)
65歲HK$63,337 (+4.0%)
70歲HK$78,421 (+4.0%)
75歲HK$95,368 (+4.0%)
80歲HK$116,346 (+4.0%)
85歲HK$129,957 (+4.0%)
90歲HK$138,640 (+4.0%)
95歲HK$147,803 (+4.0%)
99歲HK$155,520 (+4.0%)
0歲HK$17,511 (+9.0%)
5歲HK$12,757 (+9.0%)
10歲HK$9,349 (+6.0%)
15歲HK$8,798 (+6.0%)
20歲HK$11,582 (+6.0%)
25歲HK$13,950 (+6.0%)
30歲HK$15,047 (+6.0%)
35歲HK$17,062 (+6.0%)
40歲HK$19,784 (+6.0%)
45歲HK$23,821 (+6.0%)
50歲HK$30,509 (+6.5%)
55歲HK$40,551 (+9.0%)
60歲HK$50,483 (+9.0%)
65歲HK$69,037 (+9.0%)
70歲HK$85,479 (+9.0%)
75歲HK$103,951 (+9.0%)
80歲HK$126,817 (+9.0%)
85歲HK$141,653 (+9.0%)
90歲HK$151,118 (+9.0%)
95歲HK$161,105 (+9.0%)
99歲HK$169,517 (+9.0%)
0歲HK$18,737 (+7.0%)
5歲HK$13,650 (+7.0%)
10歲HK$10,003 (+7.0%)
15歲HK$9,414 (+7.0%)
20歲HK$12,393 (+7.0%)
25歲HK$14,927 (+7.0%)
30歲HK$16,100 (+7.0%)
35歲HK$18,256 (+7.0%)
40歲HK$21,169 (+7.0%)
45歲HK$25,488 (+7.0%)
50歲HK$32,645 (+7.0%)
55歲HK$43,390 (+7.0%)
60歲HK$54,017 (+7.0%)
65歲HK$73,870 (+7.0%)
70歲HK$91,463 (+7.0%)
75歲HK$111,228 (+7.0%)
80歲HK$135,694 (+7.0%)
85歲HK$151,569 (+7.0%)
90歲HK$161,696 (+7.0%)
95歲HK$172,382 (+7.0%)
99歲HK$181,383 (+7.0%)
年均加幅（複息，年期＝今日−最早版本日期）· 計算至 2026-09-15
0歲+4.31%
5歲+4.30%
10歲+3.91%
15歲+3.91%
20歲+3.92%
25歲+3.92%
30歲+3.91%
35歲+3.91%
40歲+3.91%
45歲+3.91%
50歲+3.98%
55歲+4.37%
60歲+4.31%
65歲+4.31%
70歲+4.31%
75歲+4.36%
80歲+4.37%
85歲+4.37%
90歲+4.37%
95歲+4.37%
99歲+4.37%
註・資料來源
格仔顯示保費金額，括號內為相對上一個版本的百分比變化。首個版本只顯示基準保費。年均加幅使用複息公式（最新/最早 ^ (1/years) − 1），年期＝今日減最早版本日期。男性／女性矩陣的年均加幅按該性別自身的保費軌跡計算；計劃總覽顯示的年均加幅則為男女兩者的平均值。· 計算至 2026-09-15
預設顯示 21 個錨點年齡（每 5 歲一個，加上 0 與 99 兩端），方便快速掃讀整條走勢曲線。 右側「年均加幅」欄無論切換與否，皆基於全部 100 個年齡計算 — 不會因為顯示密度而改變。