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宏利人壽保險（國際）有限公司 · F00019-03-000 · 6 個版本 · 靈活計劃 · 年均加幅 +4.16%
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| 年齡 | 2019-04-01 | 2021-01-01 | 2022-10-01 | 2024-06-29 | 2025-06-29 | 最新版本 2026-06-29 | 年均加幅 |
|---|---|---|---|---|---|---|---|
| 0歲 | HK$10,156 | HK$10,817 (+6.5%) | HK$11,466 (+6.0%) | HK$11,925 (+4.0%) | HK$12,998 (+9.0%) | HK$13,908 (+7.0%) | +4.31% |
| 5歲 | HK$7,400 | HK$7,881 (+6.5%) | HK$8,354 (+6.0%) | HK$8,688 (+4.0%) | HK$9,470 (+9.0%) | HK$10,133 (+7.0%) | +4.31% |
| 10歲 | HK$5,577 | HK$5,939 (+6.5%) | HK$6,295 (+6.0%) | HK$6,547 (+4.0%) | HK$6,940 (+6.0%) | HK$7,426 (+7.0%) | +3.92% |
| 15歲 | HK$5,249 | HK$5,589 (+6.5%) | HK$5,924 (+6.0%) | HK$6,161 (+4.0%) | HK$6,531 (+6.0%) | HK$6,988 (+7.0%) | +3.91% |
| 20歲 | HK$6,908 | HK$7,357 (+6.5%) | HK$7,798 (+6.0%) | HK$8,110 (+4.0%) | HK$8,597 (+6.0%) | HK$9,199 (+7.0%) | +3.92% |
| 25歲 | HK$8,321 | HK$8,862 (+6.5%) | HK$9,394 (+6.0%) | HK$9,770 (+4.0%) | HK$10,356 (+6.0%) | HK$11,081 (+7.0%) | +3.92% |
| 30歲 | HK$8,975 | HK$9,558 (+6.5%) | HK$10,131 (+6.0%) | HK$10,536 (+4.0%) | HK$11,168 (+6.0%) | HK$11,950 (+7.0%) | +3.91% |
| 35歲 | HK$10,177 | HK$10,838 (+6.5%) | HK$11,488 (+6.0%) | HK$11,948 (+4.0%) | HK$12,665 (+6.0%) | HK$13,552 (+7.0%) | +3.92% |
| 40歲 | HK$11,802 | HK$12,567 (+6.5%) | HK$13,321 (+6.0%) | HK$13,854 (+4.0%) | HK$14,685 (+6.0%) | HK$15,713 (+7.0%) | +3.91% |
| 45歲 | HK$14,210 | HK$15,133 (+6.5%) | HK$16,041 (+6.0%) | HK$16,683 (+4.0%) | HK$17,684 (+6.0%) | HK$18,922 (+7.0%) | +3.92% |
| 50歲 | HK$18,113 | HK$19,289 (+6.5%) | HK$20,446 (+6.0%) | HK$21,264 (+4.0%) | HK$22,646 (+6.5%) | HK$24,231 (+7.0%) | +3.98% |
| 55歲 | HK$23,413 | HK$25,051 (+7.0%) | HK$26,554 (+6.0%) | HK$27,616 (+4.0%) | HK$30,101 (+9.0%) | HK$32,208 (+7.0%) | +4.37% |
| 60歲 | HK$29,283 | HK$31,186 (+6.5%) | HK$33,057 (+6.0%) | HK$34,379 (+4.0%) | HK$37,473 (+9.0%) | HK$40,096 (+7.0%) | +4.31% |
| 65歲 | HK$40,045 | HK$42,648 (+6.5%) | HK$45,207 (+6.0%) | HK$47,015 (+4.0%) | HK$51,246 (+9.0%) | HK$54,833 (+7.0%) | +4.31% |
| 70歲 | HK$49,582 | HK$52,804 (+6.5%) | HK$55,972 (+6.0%) | HK$58,211 (+4.0%) | HK$63,450 (+9.0%) | HK$67,892 (+7.0%) | +4.31% |
| 75歲 | HK$60,060 | HK$64,215 (+6.9%) | HK$68,068 (+6.0%) | HK$70,791 (+4.0%) | HK$77,162 (+9.0%) | HK$82,563 (+7.0%) | +4.36% |
| 80歲 | HK$73,216 | HK$78,341 (+7.0%) | HK$83,041 (+6.0%) | HK$86,363 (+4.0%) | HK$94,136 (+9.0%) | HK$100,726 (+7.0%) | +4.37% |
| 85歲 | HK$81,782 | HK$87,506 (+7.0%) | HK$92,756 (+6.0%) | HK$96,466 (+4.0%) | HK$105,148 (+9.0%) | HK$112,508 (+7.0%) | +4.37% |
| 90歲 | HK$87,245 | HK$93,352 (+7.0%) | HK$98,953 (+6.0%) | HK$102,911 (+4.0%) | HK$112,173 (+9.0%) | HK$120,025 (+7.0%) | +4.37% |
| 95歲 | HK$93,011 | HK$99,522 (+7.0%) | HK$105,493 (+6.0%) | HK$109,713 (+4.0%) | HK$119,587 (+9.0%) | HK$127,958 (+7.0%) | +4.37% |
| 99歲 | HK$97,869 | HK$104,718 (+7.0%) | HK$111,001 (+6.0%) | HK$115,441 (+4.0%) | HK$125,831 (+9.0%) | HK$134,639 (+7.0%) | +4.37% |
| 所有年齡平均 | — | +6.7% | +6.0% | +4.0% | +7.7% | +7.0% | — |
0歲HK$10,156
5歲HK$7,400
10歲HK$5,577
15歲HK$5,249
20歲HK$6,908
25歲HK$8,321
30歲HK$8,975
35歲HK$10,177
40歲HK$11,802
45歲HK$14,210
50歲HK$18,113
55歲HK$23,413
60歲HK$29,283
65歲HK$40,045
70歲HK$49,582
75歲HK$60,060
80歲HK$73,216
85歲HK$81,782
90歲HK$87,245
95歲HK$93,011
99歲HK$97,869
0歲HK$10,817 (+6.5%)
5歲HK$7,881 (+6.5%)
10歲HK$5,939 (+6.5%)
15歲HK$5,589 (+6.5%)
20歲HK$7,357 (+6.5%)
25歲HK$8,862 (+6.5%)
30歲HK$9,558 (+6.5%)
35歲HK$10,838 (+6.5%)
40歲HK$12,567 (+6.5%)
45歲HK$15,133 (+6.5%)
50歲HK$19,289 (+6.5%)
55歲HK$25,051 (+7.0%)
60歲HK$31,186 (+6.5%)
65歲HK$42,648 (+6.5%)
70歲HK$52,804 (+6.5%)
75歲HK$64,215 (+6.9%)
80歲HK$78,341 (+7.0%)
85歲HK$87,506 (+7.0%)
90歲HK$93,352 (+7.0%)
95歲HK$99,522 (+7.0%)
99歲HK$104,718 (+7.0%)
0歲HK$11,466 (+6.0%)
5歲HK$8,354 (+6.0%)
10歲HK$6,295 (+6.0%)
15歲HK$5,924 (+6.0%)
20歲HK$7,798 (+6.0%)
25歲HK$9,394 (+6.0%)
30歲HK$10,131 (+6.0%)
35歲HK$11,488 (+6.0%)
40歲HK$13,321 (+6.0%)
45歲HK$16,041 (+6.0%)
50歲HK$20,446 (+6.0%)
55歲HK$26,554 (+6.0%)
60歲HK$33,057 (+6.0%)
65歲HK$45,207 (+6.0%)
70歲HK$55,972 (+6.0%)
75歲HK$68,068 (+6.0%)
80歲HK$83,041 (+6.0%)
85歲HK$92,756 (+6.0%)
90歲HK$98,953 (+6.0%)
95歲HK$105,493 (+6.0%)
99歲HK$111,001 (+6.0%)
0歲HK$11,925 (+4.0%)
5歲HK$8,688 (+4.0%)
10歲HK$6,547 (+4.0%)
15歲HK$6,161 (+4.0%)
20歲HK$8,110 (+4.0%)
25歲HK$9,770 (+4.0%)
30歲HK$10,536 (+4.0%)
35歲HK$11,948 (+4.0%)
40歲HK$13,854 (+4.0%)
45歲HK$16,683 (+4.0%)
50歲HK$21,264 (+4.0%)
55歲HK$27,616 (+4.0%)
60歲HK$34,379 (+4.0%)
65歲HK$47,015 (+4.0%)
70歲HK$58,211 (+4.0%)
75歲HK$70,791 (+4.0%)
80歲HK$86,363 (+4.0%)
85歲HK$96,466 (+4.0%)
90歲HK$102,911 (+4.0%)
95歲HK$109,713 (+4.0%)
99歲HK$115,441 (+4.0%)
0歲HK$12,998 (+9.0%)
5歲HK$9,470 (+9.0%)
10歲HK$6,940 (+6.0%)
15歲HK$6,531 (+6.0%)
20歲HK$8,597 (+6.0%)
25歲HK$10,356 (+6.0%)
30歲HK$11,168 (+6.0%)
35歲HK$12,665 (+6.0%)
40歲HK$14,685 (+6.0%)
45歲HK$17,684 (+6.0%)
50歲HK$22,646 (+6.5%)
55歲HK$30,101 (+9.0%)
60歲HK$37,473 (+9.0%)
65歲HK$51,246 (+9.0%)
70歲HK$63,450 (+9.0%)
75歲HK$77,162 (+9.0%)
80歲HK$94,136 (+9.0%)
85歲HK$105,148 (+9.0%)
90歲HK$112,173 (+9.0%)
95歲HK$119,587 (+9.0%)
99歲HK$125,831 (+9.0%)
0歲HK$13,908 (+7.0%)
5歲HK$10,133 (+7.0%)
10歲HK$7,426 (+7.0%)
15歲HK$6,988 (+7.0%)
20歲HK$9,199 (+7.0%)
25歲HK$11,081 (+7.0%)
30歲HK$11,950 (+7.0%)
35歲HK$13,552 (+7.0%)
40歲HK$15,713 (+7.0%)
45歲HK$18,922 (+7.0%)
50歲HK$24,231 (+7.0%)
55歲HK$32,208 (+7.0%)
60歲HK$40,096 (+7.0%)
65歲HK$54,833 (+7.0%)
70歲HK$67,892 (+7.0%)
75歲HK$82,563 (+7.0%)
80歲HK$100,726 (+7.0%)
85歲HK$112,508 (+7.0%)
90歲HK$120,025 (+7.0%)
95歲HK$127,958 (+7.0%)
99歲HK$134,639 (+7.0%)
年均加幅（複息，年期＝今日−最早版本日期）· 計算至 2026-09-15
0歲+4.31%
5歲+4.31%
10歲+3.92%
15歲+3.91%
20歲+3.92%
25歲+3.92%
30歲+3.91%
35歲+3.92%
40歲+3.91%
45歲+3.92%
50歲+3.98%
55歲+4.37%
60歲+4.31%
65歲+4.31%
70歲+4.31%
75歲+4.36%
80歲+4.37%
85歲+4.37%
90歲+4.37%
95歲+4.37%
99歲+4.37%
註・資料來源
格仔顯示保費金額，括號內為相對上一個版本的百分比變化。首個版本只顯示基準保費。年均加幅使用複息公式（最新/最早 ^ (1/years) − 1），年期＝今日減最早版本日期。男性／女性矩陣的年均加幅按該性別自身的保費軌跡計算；計劃總覽顯示的年均加幅則為男女兩者的平均值。· 計算至 2026-09-15
預設顯示 21 個錨點年齡（每 5 歲一個，加上 0 與 99 兩端），方便快速掃讀整條走勢曲線。 右側「年均加幅」欄無論切換與否，皆基於全部 100 個年齡計算 — 不會因為顯示密度而改變。