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宏利人壽保險（國際）有限公司 · F00019-02-002 · 6 個版本 · 靈活計劃 · 年均加幅 +4.16%
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| 年齡 | 2019-04-01 | 2021-01-01 | 2022-10-01 | 2024-06-29 | 2025-06-29 | 最新版本 2026-06-29 | 年均加幅 |
|---|---|---|---|---|---|---|---|
| 0歲 | HK$9,122 | HK$9,716 (+6.5%) | HK$10,299 (+6.0%) | HK$10,711 (+4.0%) | HK$11,675 (+9.0%) | HK$12,492 (+7.0%) | +4.31% |
| 5歲 | HK$6,646 | HK$7,078 (+6.5%) | HK$7,503 (+6.0%) | HK$7,803 (+4.0%) | HK$8,505 (+9.0%) | HK$9,100 (+7.0%) | +4.31% |
| 10歲 | HK$5,009 | HK$5,334 (+6.5%) | HK$5,654 (+6.0%) | HK$5,880 (+4.0%) | HK$6,233 (+6.0%) | HK$6,669 (+7.0%) | +3.91% |
| 15歲 | HK$4,714 | HK$5,019 (+6.5%) | HK$5,320 (+6.0%) | HK$5,533 (+4.0%) | HK$5,865 (+6.0%) | HK$6,276 (+7.0%) | +3.91% |
| 20歲 | HK$6,204 | HK$6,608 (+6.5%) | HK$7,004 (+6.0%) | HK$7,284 (+4.0%) | HK$7,721 (+6.0%) | HK$8,261 (+7.0%) | +3.92% |
| 25歲 | HK$7,473 | HK$7,959 (+6.5%) | HK$8,437 (+6.0%) | HK$8,774 (+4.0%) | HK$9,300 (+6.0%) | HK$9,951 (+7.0%) | +3.92% |
| 30歲 | HK$8,061 | HK$8,585 (+6.5%) | HK$9,100 (+6.0%) | HK$9,464 (+4.0%) | HK$10,032 (+6.0%) | HK$10,734 (+7.0%) | +3.92% |
| 35歲 | HK$9,141 | HK$9,734 (+6.5%) | HK$10,318 (+6.0%) | HK$10,731 (+4.0%) | HK$11,375 (+6.0%) | HK$12,171 (+7.0%) | +3.91% |
| 40歲 | HK$10,599 | HK$11,287 (+6.5%) | HK$11,964 (+6.0%) | HK$12,443 (+4.0%) | HK$13,190 (+6.0%) | HK$14,113 (+7.0%) | +3.92% |
| 45歲 | HK$12,762 | HK$13,591 (+6.5%) | HK$14,406 (+6.0%) | HK$14,982 (+4.0%) | HK$15,881 (+6.0%) | HK$16,993 (+7.0%) | +3.92% |
| 50歲 | HK$16,268 | HK$17,324 (+6.5%) | HK$18,363 (+6.0%) | HK$19,098 (+4.0%) | HK$20,339 (+6.5%) | HK$21,763 (+7.0%) | +3.98% |
| 55歲 | HK$21,028 | HK$22,499 (+7.0%) | HK$23,849 (+6.0%) | HK$24,803 (+4.0%) | HK$27,035 (+9.0%) | HK$28,927 (+7.0%) | +4.37% |
| 60歲 | HK$26,300 | HK$28,009 (+6.5%) | HK$29,690 (+6.0%) | HK$30,878 (+4.0%) | HK$33,657 (+9.0%) | HK$36,013 (+7.0%) | +4.31% |
| 65歲 | HK$35,966 | HK$38,304 (+6.5%) | HK$40,602 (+6.0%) | HK$42,226 (+4.0%) | HK$46,026 (+9.0%) | HK$49,248 (+7.0%) | +4.31% |
| 70歲 | HK$44,531 | HK$47,426 (+6.5%) | HK$50,272 (+6.0%) | HK$52,283 (+4.0%) | HK$56,988 (+9.0%) | HK$60,977 (+7.0%) | +4.31% |
| 75歲 | HK$53,942 | HK$57,675 (+6.9%) | HK$61,136 (+6.0%) | HK$63,581 (+4.0%) | HK$69,303 (+9.0%) | HK$74,154 (+7.0%) | +4.36% |
| 80歲 | HK$65,758 | HK$70,361 (+7.0%) | HK$74,583 (+6.0%) | HK$77,566 (+4.0%) | HK$84,547 (+9.0%) | HK$90,465 (+7.0%) | +4.37% |
| 85歲 | HK$73,451 | HK$78,593 (+7.0%) | HK$83,309 (+6.0%) | HK$86,641 (+4.0%) | HK$94,439 (+9.0%) | HK$101,050 (+7.0%) | +4.37% |
| 90歲 | HK$78,358 | HK$83,844 (+7.0%) | HK$88,875 (+6.0%) | HK$92,430 (+4.0%) | HK$100,749 (+9.0%) | HK$107,801 (+7.0%) | +4.37% |
| 95歲 | HK$83,536 | HK$89,386 (+7.0%) | HK$94,749 (+6.0%) | HK$98,539 (+4.0%) | HK$107,408 (+9.0%) | HK$114,927 (+7.0%) | +4.37% |
| 99歲 | HK$87,899 | HK$94,052 (+7.0%) | HK$99,695 (+6.0%) | HK$103,683 (+4.0%) | HK$113,014 (+9.0%) | HK$120,925 (+7.0%) | +4.37% |
| 所有年齡平均 | — | +6.7% | +6.0% | +4.0% | +7.7% | +7.0% | — |
0歲HK$9,122
5歲HK$6,646
10歲HK$5,009
15歲HK$4,714
20歲HK$6,204
25歲HK$7,473
30歲HK$8,061
35歲HK$9,141
40歲HK$10,599
45歲HK$12,762
50歲HK$16,268
55歲HK$21,028
60歲HK$26,300
65歲HK$35,966
70歲HK$44,531
75歲HK$53,942
80歲HK$65,758
85歲HK$73,451
90歲HK$78,358
95歲HK$83,536
99歲HK$87,899
0歲HK$9,716 (+6.5%)
5歲HK$7,078 (+6.5%)
10歲HK$5,334 (+6.5%)
15歲HK$5,019 (+6.5%)
20歲HK$6,608 (+6.5%)
25歲HK$7,959 (+6.5%)
30歲HK$8,585 (+6.5%)
35歲HK$9,734 (+6.5%)
40歲HK$11,287 (+6.5%)
45歲HK$13,591 (+6.5%)
50歲HK$17,324 (+6.5%)
55歲HK$22,499 (+7.0%)
60歲HK$28,009 (+6.5%)
65歲HK$38,304 (+6.5%)
70歲HK$47,426 (+6.5%)
75歲HK$57,675 (+6.9%)
80歲HK$70,361 (+7.0%)
85歲HK$78,593 (+7.0%)
90歲HK$83,844 (+7.0%)
95歲HK$89,386 (+7.0%)
99歲HK$94,052 (+7.0%)
0歲HK$10,299 (+6.0%)
5歲HK$7,503 (+6.0%)
10歲HK$5,654 (+6.0%)
15歲HK$5,320 (+6.0%)
20歲HK$7,004 (+6.0%)
25歲HK$8,437 (+6.0%)
30歲HK$9,100 (+6.0%)
35歲HK$10,318 (+6.0%)
40歲HK$11,964 (+6.0%)
45歲HK$14,406 (+6.0%)
50歲HK$18,363 (+6.0%)
55歲HK$23,849 (+6.0%)
60歲HK$29,690 (+6.0%)
65歲HK$40,602 (+6.0%)
70歲HK$50,272 (+6.0%)
75歲HK$61,136 (+6.0%)
80歲HK$74,583 (+6.0%)
85歲HK$83,309 (+6.0%)
90歲HK$88,875 (+6.0%)
95歲HK$94,749 (+6.0%)
99歲HK$99,695 (+6.0%)
0歲HK$10,711 (+4.0%)
5歲HK$7,803 (+4.0%)
10歲HK$5,880 (+4.0%)
15歲HK$5,533 (+4.0%)
20歲HK$7,284 (+4.0%)
25歲HK$8,774 (+4.0%)
30歲HK$9,464 (+4.0%)
35歲HK$10,731 (+4.0%)
40歲HK$12,443 (+4.0%)
45歲HK$14,982 (+4.0%)
50歲HK$19,098 (+4.0%)
55歲HK$24,803 (+4.0%)
60歲HK$30,878 (+4.0%)
65歲HK$42,226 (+4.0%)
70歲HK$52,283 (+4.0%)
75歲HK$63,581 (+4.0%)
80歲HK$77,566 (+4.0%)
85歲HK$86,641 (+4.0%)
90歲HK$92,430 (+4.0%)
95歲HK$98,539 (+4.0%)
99歲HK$103,683 (+4.0%)
0歲HK$11,675 (+9.0%)
5歲HK$8,505 (+9.0%)
10歲HK$6,233 (+6.0%)
15歲HK$5,865 (+6.0%)
20歲HK$7,721 (+6.0%)
25歲HK$9,300 (+6.0%)
30歲HK$10,032 (+6.0%)
35歲HK$11,375 (+6.0%)
40歲HK$13,190 (+6.0%)
45歲HK$15,881 (+6.0%)
50歲HK$20,339 (+6.5%)
55歲HK$27,035 (+9.0%)
60歲HK$33,657 (+9.0%)
65歲HK$46,026 (+9.0%)
70歲HK$56,988 (+9.0%)
75歲HK$69,303 (+9.0%)
80歲HK$84,547 (+9.0%)
85歲HK$94,439 (+9.0%)
90歲HK$100,749 (+9.0%)
95歲HK$107,408 (+9.0%)
99歲HK$113,014 (+9.0%)
0歲HK$12,492 (+7.0%)
5歲HK$9,100 (+7.0%)
10歲HK$6,669 (+7.0%)
15歲HK$6,276 (+7.0%)
20歲HK$8,261 (+7.0%)
25歲HK$9,951 (+7.0%)
30歲HK$10,734 (+7.0%)
35歲HK$12,171 (+7.0%)
40歲HK$14,113 (+7.0%)
45歲HK$16,993 (+7.0%)
50歲HK$21,763 (+7.0%)
55歲HK$28,927 (+7.0%)
60歲HK$36,013 (+7.0%)
65歲HK$49,248 (+7.0%)
70歲HK$60,977 (+7.0%)
75歲HK$74,154 (+7.0%)
80歲HK$90,465 (+7.0%)
85歲HK$101,050 (+7.0%)
90歲HK$107,801 (+7.0%)
95歲HK$114,927 (+7.0%)
99歲HK$120,925 (+7.0%)
年均加幅（複息，年期＝今日−最早版本日期）· 計算至 2026-09-15
0歲+4.31%
5歲+4.31%
10歲+3.91%
15歲+3.91%
20歲+3.92%
25歲+3.92%
30歲+3.92%
35歲+3.91%
40歲+3.92%
45歲+3.92%
50歲+3.98%
55歲+4.37%
60歲+4.31%
65歲+4.31%
70歲+4.31%
75歲+4.36%
80歲+4.37%
85歲+4.37%
90歲+4.37%
95歲+4.37%
99歲+4.37%
註・資料來源
格仔顯示保費金額，括號內為相對上一個版本的百分比變化。首個版本只顯示基準保費。年均加幅使用複息公式（最新/最早 ^ (1/years) − 1），年期＝今日減最早版本日期。男性／女性矩陣的年均加幅按該性別自身的保費軌跡計算；計劃總覽顯示的年均加幅則為男女兩者的平均值。· 計算至 2026-09-15
預設顯示 21 個錨點年齡（每 5 歲一個，加上 0 與 99 兩端），方便快速掃讀整條走勢曲線。 右側「年均加幅」欄無論切換與否，皆基於全部 100 個年齡計算 — 不會因為顯示密度而改變。