← 返回 宏利人壽保險（國際）有限公司 計劃系列
宏利全護航自願醫保靈活計劃 - 半私家房+高額醫療保障
Manulife First VHIS Flexi Plan - Semi-private Room with SMM
宏利人壽保險（國際）有限公司 · F00019-02-001 · 6 個版本 · 靈活計劃 · 年均加幅 +4.16%
港元 (HKD)
左右滑動表格可查看更多版本 →
| 年齡 | 2019-04-01 | 2021-01-01 | 2022-10-01 | 2024-06-29 | 2025-06-29 | 最新版本 2026-06-29 | 年均加幅 |
|---|---|---|---|---|---|---|---|
| 0歲 | HK$7,296 | HK$7,771 (+6.5%) | HK$8,237 (+6.0%) | HK$8,566 (+4.0%) | HK$9,337 (+9.0%) | HK$9,991 (+7.0%) | +4.31% |
| 5歲 | HK$5,316 | HK$5,661 (+6.5%) | HK$6,001 (+6.0%) | HK$6,241 (+4.0%) | HK$6,803 (+9.0%) | HK$7,279 (+7.0%) | +4.31% |
| 10歲 | HK$4,006 | HK$4,267 (+6.5%) | HK$4,523 (+6.0%) | HK$4,704 (+4.0%) | HK$4,986 (+6.0%) | HK$5,335 (+7.0%) | +3.92% |
| 15歲 | HK$3,771 | HK$4,015 (+6.5%) | HK$4,256 (+6.0%) | HK$4,426 (+4.0%) | HK$4,692 (+6.0%) | HK$5,020 (+7.0%) | +3.91% |
| 20歲 | HK$4,963 | HK$5,286 (+6.5%) | HK$5,603 (+6.0%) | HK$5,827 (+4.0%) | HK$6,177 (+6.0%) | HK$6,609 (+7.0%) | +3.92% |
| 25歲 | HK$5,978 | HK$6,366 (+6.5%) | HK$6,748 (+6.0%) | HK$7,018 (+4.0%) | HK$7,439 (+6.0%) | HK$7,960 (+7.0%) | +3.92% |
| 30歲 | HK$6,448 | HK$6,867 (+6.5%) | HK$7,279 (+6.0%) | HK$7,570 (+4.0%) | HK$8,024 (+6.0%) | HK$8,586 (+7.0%) | +3.92% |
| 35歲 | HK$7,312 | HK$7,786 (+6.5%) | HK$8,253 (+6.0%) | HK$8,583 (+4.0%) | HK$9,098 (+6.0%) | HK$9,735 (+7.0%) | +3.91% |
| 40歲 | HK$8,478 | HK$9,029 (+6.5%) | HK$9,571 (+6.0%) | HK$9,954 (+4.0%) | HK$10,551 (+6.0%) | HK$11,290 (+7.0%) | +3.92% |
| 45歲 | HK$10,209 | HK$10,871 (+6.5%) | HK$11,523 (+6.0%) | HK$11,984 (+4.0%) | HK$12,703 (+6.0%) | HK$13,592 (+7.0%) | +3.91% |
| 50歲 | HK$13,013 | HK$13,857 (+6.5%) | HK$14,688 (+6.0%) | HK$15,276 (+4.0%) | HK$16,269 (+6.5%) | HK$17,408 (+7.0%) | +3.98% |
| 55歲 | HK$16,820 | HK$17,997 (+7.0%) | HK$19,077 (+6.0%) | HK$19,840 (+4.0%) | HK$21,626 (+9.0%) | HK$23,140 (+7.0%) | +4.37% |
| 60歲 | HK$21,037 | HK$22,404 (+6.5%) | HK$23,748 (+6.0%) | HK$24,698 (+4.0%) | HK$26,921 (+9.0%) | HK$28,805 (+7.0%) | +4.31% |
| 65歲 | HK$28,769 | HK$30,639 (+6.5%) | HK$32,477 (+6.0%) | HK$33,776 (+4.0%) | HK$36,816 (+9.0%) | HK$39,393 (+7.0%) | +4.31% |
| 70歲 | HK$35,620 | HK$37,935 (+6.5%) | HK$40,211 (+6.0%) | HK$41,819 (+4.0%) | HK$45,583 (+9.0%) | HK$48,774 (+7.0%) | +4.31% |
| 75歲 | HK$43,148 | HK$46,133 (+6.9%) | HK$48,901 (+6.0%) | HK$50,857 (+4.0%) | HK$55,434 (+9.0%) | HK$59,314 (+7.0%) | +4.36% |
| 80歲 | HK$52,600 | HK$56,281 (+7.0%) | HK$59,658 (+6.0%) | HK$62,044 (+4.0%) | HK$67,628 (+9.0%) | HK$72,362 (+7.0%) | +4.37% |
| 85歲 | HK$58,753 | HK$62,866 (+7.0%) | HK$66,638 (+6.0%) | HK$69,304 (+4.0%) | HK$75,541 (+9.0%) | HK$80,829 (+7.0%) | +4.37% |
| 90歲 | HK$62,678 | HK$67,065 (+7.0%) | HK$71,089 (+6.0%) | HK$73,933 (+4.0%) | HK$80,587 (+9.0%) | HK$86,228 (+7.0%) | +4.37% |
| 95歲 | HK$66,820 | HK$71,498 (+7.0%) | HK$75,788 (+6.0%) | HK$78,820 (+4.0%) | HK$85,914 (+9.0%) | HK$91,928 (+7.0%) | +4.37% |
| 99歲 | HK$70,310 | HK$75,231 (+7.0%) | HK$79,745 (+6.0%) | HK$82,935 (+4.0%) | HK$90,399 (+9.0%) | HK$96,727 (+7.0%) | +4.37% |
| 所有年齡平均 | — | +6.7% | +6.0% | +4.0% | +7.7% | +7.0% | — |
0歲HK$7,296
5歲HK$5,316
10歲HK$4,006
15歲HK$3,771
20歲HK$4,963
25歲HK$5,978
30歲HK$6,448
35歲HK$7,312
40歲HK$8,478
45歲HK$10,209
50歲HK$13,013
55歲HK$16,820
60歲HK$21,037
65歲HK$28,769
70歲HK$35,620
75歲HK$43,148
80歲HK$52,600
85歲HK$58,753
90歲HK$62,678
95歲HK$66,820
99歲HK$70,310
0歲HK$7,771 (+6.5%)
5歲HK$5,661 (+6.5%)
10歲HK$4,267 (+6.5%)
15歲HK$4,015 (+6.5%)
20歲HK$5,286 (+6.5%)
25歲HK$6,366 (+6.5%)
30歲HK$6,867 (+6.5%)
35歲HK$7,786 (+6.5%)
40歲HK$9,029 (+6.5%)
45歲HK$10,871 (+6.5%)
50歲HK$13,857 (+6.5%)
55歲HK$17,997 (+7.0%)
60歲HK$22,404 (+6.5%)
65歲HK$30,639 (+6.5%)
70歲HK$37,935 (+6.5%)
75歲HK$46,133 (+6.9%)
80歲HK$56,281 (+7.0%)
85歲HK$62,866 (+7.0%)
90歲HK$67,065 (+7.0%)
95歲HK$71,498 (+7.0%)
99歲HK$75,231 (+7.0%)
0歲HK$8,237 (+6.0%)
5歲HK$6,001 (+6.0%)
10歲HK$4,523 (+6.0%)
15歲HK$4,256 (+6.0%)
20歲HK$5,603 (+6.0%)
25歲HK$6,748 (+6.0%)
30歲HK$7,279 (+6.0%)
35歲HK$8,253 (+6.0%)
40歲HK$9,571 (+6.0%)
45歲HK$11,523 (+6.0%)
50歲HK$14,688 (+6.0%)
55歲HK$19,077 (+6.0%)
60歲HK$23,748 (+6.0%)
65歲HK$32,477 (+6.0%)
70歲HK$40,211 (+6.0%)
75歲HK$48,901 (+6.0%)
80歲HK$59,658 (+6.0%)
85歲HK$66,638 (+6.0%)
90歲HK$71,089 (+6.0%)
95歲HK$75,788 (+6.0%)
99歲HK$79,745 (+6.0%)
0歲HK$8,566 (+4.0%)
5歲HK$6,241 (+4.0%)
10歲HK$4,704 (+4.0%)
15歲HK$4,426 (+4.0%)
20歲HK$5,827 (+4.0%)
25歲HK$7,018 (+4.0%)
30歲HK$7,570 (+4.0%)
35歲HK$8,583 (+4.0%)
40歲HK$9,954 (+4.0%)
45歲HK$11,984 (+4.0%)
50歲HK$15,276 (+4.0%)
55歲HK$19,840 (+4.0%)
60歲HK$24,698 (+4.0%)
65歲HK$33,776 (+4.0%)
70歲HK$41,819 (+4.0%)
75歲HK$50,857 (+4.0%)
80歲HK$62,044 (+4.0%)
85歲HK$69,304 (+4.0%)
90歲HK$73,933 (+4.0%)
95歲HK$78,820 (+4.0%)
99歲HK$82,935 (+4.0%)
0歲HK$9,337 (+9.0%)
5歲HK$6,803 (+9.0%)
10歲HK$4,986 (+6.0%)
15歲HK$4,692 (+6.0%)
20歲HK$6,177 (+6.0%)
25歲HK$7,439 (+6.0%)
30歲HK$8,024 (+6.0%)
35歲HK$9,098 (+6.0%)
40歲HK$10,551 (+6.0%)
45歲HK$12,703 (+6.0%)
50歲HK$16,269 (+6.5%)
55歲HK$21,626 (+9.0%)
60歲HK$26,921 (+9.0%)
65歲HK$36,816 (+9.0%)
70歲HK$45,583 (+9.0%)
75歲HK$55,434 (+9.0%)
80歲HK$67,628 (+9.0%)
85歲HK$75,541 (+9.0%)
90歲HK$80,587 (+9.0%)
95歲HK$85,914 (+9.0%)
99歲HK$90,399 (+9.0%)
0歲HK$9,991 (+7.0%)
5歲HK$7,279 (+7.0%)
10歲HK$5,335 (+7.0%)
15歲HK$5,020 (+7.0%)
20歲HK$6,609 (+7.0%)
25歲HK$7,960 (+7.0%)
30歲HK$8,586 (+7.0%)
35歲HK$9,735 (+7.0%)
40歲HK$11,290 (+7.0%)
45歲HK$13,592 (+7.0%)
50歲HK$17,408 (+7.0%)
55歲HK$23,140 (+7.0%)
60歲HK$28,805 (+7.0%)
65歲HK$39,393 (+7.0%)
70歲HK$48,774 (+7.0%)
75歲HK$59,314 (+7.0%)
80歲HK$72,362 (+7.0%)
85歲HK$80,829 (+7.0%)
90歲HK$86,228 (+7.0%)
95歲HK$91,928 (+7.0%)
99歲HK$96,727 (+7.0%)
年均加幅（複息，年期＝今日−最早版本日期）· 計算至 2026-09-15
0歲+4.31%
5歲+4.31%
10歲+3.92%
15歲+3.91%
20歲+3.92%
25歲+3.92%
30歲+3.92%
35歲+3.91%
40歲+3.92%
45歲+3.91%
50歲+3.98%
55歲+4.37%
60歲+4.31%
65歲+4.31%
70歲+4.31%
75歲+4.36%
80歲+4.37%
85歲+4.37%
90歲+4.37%
95歲+4.37%
99歲+4.37%
註・資料來源
格仔顯示保費金額，括號內為相對上一個版本的百分比變化。首個版本只顯示基準保費。年均加幅使用複息公式（最新/最早 ^ (1/years) − 1），年期＝今日減最早版本日期。男性／女性矩陣的年均加幅按該性別自身的保費軌跡計算；計劃總覽顯示的年均加幅則為男女兩者的平均值。· 計算至 2026-09-15
預設顯示 21 個錨點年齡（每 5 歲一個，加上 0 與 99 兩端），方便快速掃讀整條走勢曲線。 右側「年均加幅」欄無論切換與否，皆基於全部 100 個年齡計算 — 不會因為顯示密度而改變。