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宏利人壽保險（國際）有限公司 · F00019-02-000 · 6 個版本 · 靈活計劃 · 年均加幅 +4.16%
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| 年齡 | 2019-04-01 | 2021-01-01 | 2022-10-01 | 2024-06-29 | 2025-06-29 | 最新版本 2026-06-29 | 年均加幅 |
|---|---|---|---|---|---|---|---|
| 0歲 | HK$5,238 | HK$5,579 (+6.5%) | HK$5,914 (+6.0%) | HK$6,151 (+4.0%) | HK$6,705 (+9.0%) | HK$7,174 (+7.0%) | +4.31% |
| 5歲 | HK$3,816 | HK$4,064 (+6.5%) | HK$4,308 (+6.0%) | HK$4,480 (+4.0%) | HK$4,883 (+9.0%) | HK$5,225 (+7.0%) | +4.31% |
| 10歲 | HK$2,876 | HK$3,063 (+6.5%) | HK$3,247 (+6.0%) | HK$3,377 (+4.0%) | HK$3,580 (+6.0%) | HK$3,831 (+7.0%) | +3.92% |
| 15歲 | HK$2,707 | HK$2,882 (+6.5%) | HK$3,055 (+6.0%) | HK$3,177 (+4.0%) | HK$3,368 (+6.0%) | HK$3,604 (+7.0%) | +3.91% |
| 20歲 | HK$3,562 | HK$3,794 (+6.5%) | HK$4,022 (+6.0%) | HK$4,183 (+4.0%) | HK$4,434 (+6.0%) | HK$4,744 (+7.0%) | +3.92% |
| 25歲 | HK$4,291 | HK$4,570 (+6.5%) | HK$4,844 (+6.0%) | HK$5,038 (+4.0%) | HK$5,340 (+6.0%) | HK$5,714 (+7.0%) | +3.92% |
| 30歲 | HK$4,628 | HK$4,929 (+6.5%) | HK$5,225 (+6.0%) | HK$5,434 (+4.0%) | HK$5,760 (+6.0%) | HK$6,163 (+7.0%) | +3.92% |
| 35歲 | HK$5,248 | HK$5,589 (+6.5%) | HK$5,924 (+6.0%) | HK$6,161 (+4.0%) | HK$6,531 (+6.0%) | HK$6,988 (+7.0%) | +3.92% |
| 40歲 | HK$6,086 | HK$6,481 (+6.5%) | HK$6,870 (+6.0%) | HK$7,145 (+4.0%) | HK$7,574 (+6.0%) | HK$8,104 (+7.0%) | +3.92% |
| 45歲 | HK$7,328 | HK$7,804 (+6.5%) | HK$8,272 (+6.0%) | HK$8,603 (+4.0%) | HK$9,119 (+6.0%) | HK$9,757 (+7.0%) | +3.91% |
| 50歲 | HK$9,341 | HK$9,947 (+6.5%) | HK$10,544 (+6.0%) | HK$10,966 (+4.0%) | HK$11,679 (+6.5%) | HK$12,497 (+7.0%) | +3.98% |
| 55歲 | HK$12,074 | HK$12,919 (+7.0%) | HK$13,694 (+6.0%) | HK$14,242 (+4.0%) | HK$15,524 (+9.0%) | HK$16,611 (+7.0%) | +4.37% |
| 60歲 | HK$15,101 | HK$16,082 (+6.5%) | HK$17,047 (+6.0%) | HK$17,729 (+4.0%) | HK$19,325 (+9.0%) | HK$20,678 (+7.0%) | +4.31% |
| 65歲 | HK$20,651 | HK$21,994 (+6.5%) | HK$23,314 (+6.0%) | HK$24,247 (+4.0%) | HK$26,429 (+9.0%) | HK$28,279 (+7.0%) | +4.31% |
| 70歲 | HK$25,569 | HK$27,231 (+6.5%) | HK$28,865 (+6.0%) | HK$30,020 (+4.0%) | HK$32,722 (+9.0%) | HK$35,013 (+7.0%) | +4.31% |
| 75歲 | HK$30,973 | HK$33,116 (+6.9%) | HK$35,103 (+6.0%) | HK$36,507 (+4.0%) | HK$39,793 (+9.0%) | HK$42,579 (+7.0%) | +4.36% |
| 80歲 | HK$37,758 | HK$40,400 (+7.0%) | HK$42,824 (+6.0%) | HK$44,537 (+4.0%) | HK$48,545 (+9.0%) | HK$51,943 (+7.0%) | +4.37% |
| 85歲 | HK$42,175 | HK$45,127 (+7.0%) | HK$47,835 (+6.0%) | HK$49,748 (+4.0%) | HK$54,225 (+9.0%) | HK$58,021 (+7.0%) | +4.37% |
| 90歲 | HK$44,992 | HK$48,141 (+7.0%) | HK$51,029 (+6.0%) | HK$53,070 (+4.0%) | HK$57,846 (+9.0%) | HK$61,895 (+7.0%) | +4.37% |
| 95歲 | HK$47,966 | HK$51,323 (+7.0%) | HK$54,402 (+6.0%) | HK$56,578 (+4.0%) | HK$61,670 (+9.0%) | HK$65,987 (+7.0%) | +4.37% |
| 99歲 | HK$50,471 | HK$54,003 (+7.0%) | HK$57,243 (+6.0%) | HK$59,533 (+4.0%) | HK$64,891 (+9.0%) | HK$69,433 (+7.0%) | +4.37% |
| 所有年齡平均 | — | +6.7% | +6.0% | +4.0% | +7.7% | +7.0% | — |
0歲HK$5,238
5歲HK$3,816
10歲HK$2,876
15歲HK$2,707
20歲HK$3,562
25歲HK$4,291
30歲HK$4,628
35歲HK$5,248
40歲HK$6,086
45歲HK$7,328
50歲HK$9,341
55歲HK$12,074
60歲HK$15,101
65歲HK$20,651
70歲HK$25,569
75歲HK$30,973
80歲HK$37,758
85歲HK$42,175
90歲HK$44,992
95歲HK$47,966
99歲HK$50,471
0歲HK$5,579 (+6.5%)
5歲HK$4,064 (+6.5%)
10歲HK$3,063 (+6.5%)
15歲HK$2,882 (+6.5%)
20歲HK$3,794 (+6.5%)
25歲HK$4,570 (+6.5%)
30歲HK$4,929 (+6.5%)
35歲HK$5,589 (+6.5%)
40歲HK$6,481 (+6.5%)
45歲HK$7,804 (+6.5%)
50歲HK$9,947 (+6.5%)
55歲HK$12,919 (+7.0%)
60歲HK$16,082 (+6.5%)
65歲HK$21,994 (+6.5%)
70歲HK$27,231 (+6.5%)
75歲HK$33,116 (+6.9%)
80歲HK$40,400 (+7.0%)
85歲HK$45,127 (+7.0%)
90歲HK$48,141 (+7.0%)
95歲HK$51,323 (+7.0%)
99歲HK$54,003 (+7.0%)
0歲HK$5,914 (+6.0%)
5歲HK$4,308 (+6.0%)
10歲HK$3,247 (+6.0%)
15歲HK$3,055 (+6.0%)
20歲HK$4,022 (+6.0%)
25歲HK$4,844 (+6.0%)
30歲HK$5,225 (+6.0%)
35歲HK$5,924 (+6.0%)
40歲HK$6,870 (+6.0%)
45歲HK$8,272 (+6.0%)
50歲HK$10,544 (+6.0%)
55歲HK$13,694 (+6.0%)
60歲HK$17,047 (+6.0%)
65歲HK$23,314 (+6.0%)
70歲HK$28,865 (+6.0%)
75歲HK$35,103 (+6.0%)
80歲HK$42,824 (+6.0%)
85歲HK$47,835 (+6.0%)
90歲HK$51,029 (+6.0%)
95歲HK$54,402 (+6.0%)
99歲HK$57,243 (+6.0%)
0歲HK$6,151 (+4.0%)
5歲HK$4,480 (+4.0%)
10歲HK$3,377 (+4.0%)
15歲HK$3,177 (+4.0%)
20歲HK$4,183 (+4.0%)
25歲HK$5,038 (+4.0%)
30歲HK$5,434 (+4.0%)
35歲HK$6,161 (+4.0%)
40歲HK$7,145 (+4.0%)
45歲HK$8,603 (+4.0%)
50歲HK$10,966 (+4.0%)
55歲HK$14,242 (+4.0%)
60歲HK$17,729 (+4.0%)
65歲HK$24,247 (+4.0%)
70歲HK$30,020 (+4.0%)
75歲HK$36,507 (+4.0%)
80歲HK$44,537 (+4.0%)
85歲HK$49,748 (+4.0%)
90歲HK$53,070 (+4.0%)
95歲HK$56,578 (+4.0%)
99歲HK$59,533 (+4.0%)
0歲HK$6,705 (+9.0%)
5歲HK$4,883 (+9.0%)
10歲HK$3,580 (+6.0%)
15歲HK$3,368 (+6.0%)
20歲HK$4,434 (+6.0%)
25歲HK$5,340 (+6.0%)
30歲HK$5,760 (+6.0%)
35歲HK$6,531 (+6.0%)
40歲HK$7,574 (+6.0%)
45歲HK$9,119 (+6.0%)
50歲HK$11,679 (+6.5%)
55歲HK$15,524 (+9.0%)
60歲HK$19,325 (+9.0%)
65歲HK$26,429 (+9.0%)
70歲HK$32,722 (+9.0%)
75歲HK$39,793 (+9.0%)
80歲HK$48,545 (+9.0%)
85歲HK$54,225 (+9.0%)
90歲HK$57,846 (+9.0%)
95歲HK$61,670 (+9.0%)
99歲HK$64,891 (+9.0%)
0歲HK$7,174 (+7.0%)
5歲HK$5,225 (+7.0%)
10歲HK$3,831 (+7.0%)
15歲HK$3,604 (+7.0%)
20歲HK$4,744 (+7.0%)
25歲HK$5,714 (+7.0%)
30歲HK$6,163 (+7.0%)
35歲HK$6,988 (+7.0%)
40歲HK$8,104 (+7.0%)
45歲HK$9,757 (+7.0%)
50歲HK$12,497 (+7.0%)
55歲HK$16,611 (+7.0%)
60歲HK$20,678 (+7.0%)
65歲HK$28,279 (+7.0%)
70歲HK$35,013 (+7.0%)
75歲HK$42,579 (+7.0%)
80歲HK$51,943 (+7.0%)
85歲HK$58,021 (+7.0%)
90歲HK$61,895 (+7.0%)
95歲HK$65,987 (+7.0%)
99歲HK$69,433 (+7.0%)
年均加幅（複息，年期＝今日−最早版本日期）· 計算至 2026-09-15
0歲+4.31%
5歲+4.31%
10歲+3.92%
15歲+3.91%
20歲+3.92%
25歲+3.92%
30歲+3.92%
35歲+3.92%
40歲+3.92%
45歲+3.91%
50歲+3.98%
55歲+4.37%
60歲+4.31%
65歲+4.31%
70歲+4.31%
75歲+4.36%
80歲+4.37%
85歲+4.37%
90歲+4.37%
95歲+4.37%
99歲+4.37%
註・資料來源
格仔顯示保費金額，括號內為相對上一個版本的百分比變化。首個版本只顯示基準保費。年均加幅使用複息公式（最新/最早 ^ (1/years) − 1），年期＝今日減最早版本日期。男性／女性矩陣的年均加幅按該性別自身的保費軌跡計算；計劃總覽顯示的年均加幅則為男女兩者的平均值。· 計算至 2026-09-15
預設顯示 21 個錨點年齡（每 5 歲一個，加上 0 與 99 兩端），方便快速掃讀整條走勢曲線。 右側「年均加幅」欄無論切換與否，皆基於全部 100 個年齡計算 — 不會因為顯示密度而改變。