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宏利全護航自願醫保靈活計劃 - 普通房+特級高額醫療保障
Manulife First VHIS Flexi Plan - Ward with SMM Plus
宏利人壽保險（國際）有限公司 · F00019-01-002 · 6 個版本 · 靈活計劃 · 年均加幅 +4.09%
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| 年齡 | 2019-04-01 | 2021-01-01 | 2022-10-01 | 2024-06-29 | 2025-06-29 | 最新版本 2026-06-29 | 年均加幅 |
|---|---|---|---|---|---|---|---|
| 0歲 | HK$5,160 | HK$5,471 (+6.0%) | HK$5,799 (+6.0%) | HK$6,031 (+4.0%) | HK$6,574 (+9.0%) | HK$7,034 (+7.0%) | +4.24% |
| 5歲 | HK$3,760 | HK$3,985 (+6.0%) | HK$4,224 (+6.0%) | HK$4,393 (+4.0%) | HK$4,788 (+9.0%) | HK$5,123 (+7.0%) | +4.24% |
| 10歲 | HK$2,834 | HK$3,004 (+6.0%) | HK$3,184 (+6.0%) | HK$3,311 (+4.0%) | HK$3,510 (+6.0%) | HK$3,756 (+7.0%) | +3.85% |
| 15歲 | HK$2,667 | HK$2,826 (+6.0%) | HK$2,996 (+6.0%) | HK$3,116 (+4.0%) | HK$3,303 (+6.0%) | HK$3,534 (+7.0%) | +3.85% |
| 20歲 | HK$3,510 | HK$3,721 (+6.0%) | HK$3,944 (+6.0%) | HK$4,102 (+4.0%) | HK$4,348 (+6.0%) | HK$4,652 (+7.0%) | +3.85% |
| 25歲 | HK$4,228 | HK$4,482 (+6.0%) | HK$4,751 (+6.0%) | HK$4,941 (+4.0%) | HK$5,237 (+6.0%) | HK$5,604 (+7.0%) | +3.85% |
| 30歲 | HK$4,560 | HK$4,834 (+6.0%) | HK$5,124 (+6.0%) | HK$5,329 (+4.0%) | HK$5,649 (+6.0%) | HK$6,044 (+7.0%) | +3.85% |
| 35歲 | HK$5,171 | HK$5,481 (+6.0%) | HK$5,810 (+6.0%) | HK$6,042 (+4.0%) | HK$6,405 (+6.0%) | HK$6,853 (+7.0%) | +3.85% |
| 40歲 | HK$5,996 | HK$6,356 (+6.0%) | HK$6,737 (+6.0%) | HK$7,006 (+4.0%) | HK$7,426 (+6.0%) | HK$7,946 (+7.0%) | +3.85% |
| 45歲 | HK$7,220 | HK$7,653 (+6.0%) | HK$8,112 (+6.0%) | HK$8,436 (+4.0%) | HK$8,942 (+6.0%) | HK$9,568 (+7.0%) | +3.85% |
| 50歲 | HK$9,203 | HK$9,755 (+6.0%) | HK$10,340 (+6.0%) | HK$10,754 (+4.0%) | HK$11,453 (+6.5%) | HK$12,255 (+7.0%) | +3.92% |
| 55歲 | HK$11,896 | HK$12,669 (+6.5%) | HK$13,429 (+6.0%) | HK$13,966 (+4.0%) | HK$15,223 (+9.0%) | HK$16,289 (+7.0%) | +4.31% |
| 60歲 | HK$14,879 | HK$15,771 (+6.0%) | HK$16,717 (+6.0%) | HK$17,386 (+4.0%) | HK$18,951 (+9.0%) | HK$20,278 (+7.0%) | +4.24% |
| 65歲 | HK$20,347 | HK$21,568 (+6.0%) | HK$22,862 (+6.0%) | HK$23,776 (+4.0%) | HK$25,916 (+9.0%) | HK$27,730 (+7.0%) | +4.24% |
| 70歲 | HK$25,192 | HK$26,704 (+6.0%) | HK$28,306 (+6.0%) | HK$29,438 (+4.0%) | HK$32,087 (+9.0%) | HK$34,333 (+7.0%) | +4.24% |
| 75歲 | HK$30,517 | HK$32,475 (+6.4%) | HK$34,424 (+6.0%) | HK$35,801 (+4.0%) | HK$39,023 (+9.0%) | HK$41,755 (+7.0%) | +4.30% |
| 80歲 | HK$37,201 | HK$39,619 (+6.5%) | HK$41,996 (+6.0%) | HK$43,676 (+4.0%) | HK$47,607 (+9.0%) | HK$50,939 (+7.0%) | +4.31% |
| 85歲 | HK$41,553 | HK$44,254 (+6.5%) | HK$46,909 (+6.0%) | HK$48,785 (+4.0%) | HK$53,176 (+9.0%) | HK$56,898 (+7.0%) | +4.31% |
| 90歲 | HK$44,329 | HK$47,210 (+6.5%) | HK$50,043 (+6.0%) | HK$52,045 (+4.0%) | HK$56,729 (+9.0%) | HK$60,700 (+7.0%) | +4.31% |
| 95歲 | HK$47,259 | HK$50,331 (+6.5%) | HK$53,351 (+6.0%) | HK$55,485 (+4.0%) | HK$60,479 (+9.0%) | HK$64,713 (+7.0%) | +4.31% |
| 99歲 | HK$49,727 | HK$52,958 (+6.5%) | HK$56,135 (+6.0%) | HK$58,380 (+4.0%) | HK$63,634 (+9.0%) | HK$68,088 (+7.0%) | +4.31% |
| 所有年齡平均 | — | +6.2% | +6.0% | +4.0% | +7.7% | +7.0% | — |
0歲HK$5,160
5歲HK$3,760
10歲HK$2,834
15歲HK$2,667
20歲HK$3,510
25歲HK$4,228
30歲HK$4,560
35歲HK$5,171
40歲HK$5,996
45歲HK$7,220
50歲HK$9,203
55歲HK$11,896
60歲HK$14,879
65歲HK$20,347
70歲HK$25,192
75歲HK$30,517
80歲HK$37,201
85歲HK$41,553
90歲HK$44,329
95歲HK$47,259
99歲HK$49,727
0歲HK$5,471 (+6.0%)
5歲HK$3,985 (+6.0%)
10歲HK$3,004 (+6.0%)
15歲HK$2,826 (+6.0%)
20歲HK$3,721 (+6.0%)
25歲HK$4,482 (+6.0%)
30歲HK$4,834 (+6.0%)
35歲HK$5,481 (+6.0%)
40歲HK$6,356 (+6.0%)
45歲HK$7,653 (+6.0%)
50歲HK$9,755 (+6.0%)
55歲HK$12,669 (+6.5%)
60歲HK$15,771 (+6.0%)
65歲HK$21,568 (+6.0%)
70歲HK$26,704 (+6.0%)
75歲HK$32,475 (+6.4%)
80歲HK$39,619 (+6.5%)
85歲HK$44,254 (+6.5%)
90歲HK$47,210 (+6.5%)
95歲HK$50,331 (+6.5%)
99歲HK$52,958 (+6.5%)
0歲HK$5,799 (+6.0%)
5歲HK$4,224 (+6.0%)
10歲HK$3,184 (+6.0%)
15歲HK$2,996 (+6.0%)
20歲HK$3,944 (+6.0%)
25歲HK$4,751 (+6.0%)
30歲HK$5,124 (+6.0%)
35歲HK$5,810 (+6.0%)
40歲HK$6,737 (+6.0%)
45歲HK$8,112 (+6.0%)
50歲HK$10,340 (+6.0%)
55歲HK$13,429 (+6.0%)
60歲HK$16,717 (+6.0%)
65歲HK$22,862 (+6.0%)
70歲HK$28,306 (+6.0%)
75歲HK$34,424 (+6.0%)
80歲HK$41,996 (+6.0%)
85歲HK$46,909 (+6.0%)
90歲HK$50,043 (+6.0%)
95歲HK$53,351 (+6.0%)
99歲HK$56,135 (+6.0%)
0歲HK$6,031 (+4.0%)
5歲HK$4,393 (+4.0%)
10歲HK$3,311 (+4.0%)
15歲HK$3,116 (+4.0%)
20歲HK$4,102 (+4.0%)
25歲HK$4,941 (+4.0%)
30歲HK$5,329 (+4.0%)
35歲HK$6,042 (+4.0%)
40歲HK$7,006 (+4.0%)
45歲HK$8,436 (+4.0%)
50歲HK$10,754 (+4.0%)
55歲HK$13,966 (+4.0%)
60歲HK$17,386 (+4.0%)
65歲HK$23,776 (+4.0%)
70歲HK$29,438 (+4.0%)
75歲HK$35,801 (+4.0%)
80歲HK$43,676 (+4.0%)
85歲HK$48,785 (+4.0%)
90歲HK$52,045 (+4.0%)
95歲HK$55,485 (+4.0%)
99歲HK$58,380 (+4.0%)
0歲HK$6,574 (+9.0%)
5歲HK$4,788 (+9.0%)
10歲HK$3,510 (+6.0%)
15歲HK$3,303 (+6.0%)
20歲HK$4,348 (+6.0%)
25歲HK$5,237 (+6.0%)
30歲HK$5,649 (+6.0%)
35歲HK$6,405 (+6.0%)
40歲HK$7,426 (+6.0%)
45歲HK$8,942 (+6.0%)
50歲HK$11,453 (+6.5%)
55歲HK$15,223 (+9.0%)
60歲HK$18,951 (+9.0%)
65歲HK$25,916 (+9.0%)
70歲HK$32,087 (+9.0%)
75歲HK$39,023 (+9.0%)
80歲HK$47,607 (+9.0%)
85歲HK$53,176 (+9.0%)
90歲HK$56,729 (+9.0%)
95歲HK$60,479 (+9.0%)
99歲HK$63,634 (+9.0%)
0歲HK$7,034 (+7.0%)
5歲HK$5,123 (+7.0%)
10歲HK$3,756 (+7.0%)
15歲HK$3,534 (+7.0%)
20歲HK$4,652 (+7.0%)
25歲HK$5,604 (+7.0%)
30歲HK$6,044 (+7.0%)
35歲HK$6,853 (+7.0%)
40歲HK$7,946 (+7.0%)
45歲HK$9,568 (+7.0%)
50歲HK$12,255 (+7.0%)
55歲HK$16,289 (+7.0%)
60歲HK$20,278 (+7.0%)
65歲HK$27,730 (+7.0%)
70歲HK$34,333 (+7.0%)
75歲HK$41,755 (+7.0%)
80歲HK$50,939 (+7.0%)
85歲HK$56,898 (+7.0%)
90歲HK$60,700 (+7.0%)
95歲HK$64,713 (+7.0%)
99歲HK$68,088 (+7.0%)
年均加幅（複息，年期＝今日−最早版本日期）· 計算至 2026-09-15
0歲+4.24%
5歲+4.24%
10歲+3.85%
15歲+3.85%
20歲+3.85%
25歲+3.85%
30歲+3.85%
35歲+3.85%
40歲+3.85%
45歲+3.85%
50歲+3.92%
55歲+4.31%
60歲+4.24%
65歲+4.24%
70歲+4.24%
75歲+4.30%
80歲+4.31%
85歲+4.31%
90歲+4.31%
95歲+4.31%
99歲+4.31%
註・資料來源
格仔顯示保費金額，括號內為相對上一個版本的百分比變化。首個版本只顯示基準保費。年均加幅使用複息公式（最新/最早 ^ (1/years) − 1），年期＝今日減最早版本日期。男性／女性矩陣的年均加幅按該性別自身的保費軌跡計算；計劃總覽顯示的年均加幅則為男女兩者的平均值。· 計算至 2026-09-15
預設顯示 21 個錨點年齡（每 5 歲一個，加上 0 與 99 兩端），方便快速掃讀整條走勢曲線。 右側「年均加幅」欄無論切換與否，皆基於全部 100 個年齡計算 — 不會因為顯示密度而改變。