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宏利全護航自願醫保靈活計劃 - 普通房+高額醫療保障
Manulife First VHIS Flexi Plan - Ward with SMM
宏利人壽保險（國際）有限公司 · F00019-01-001 · 6 個版本 · 靈活計劃 · 年均加幅 +4.09%
港元 (HKD)
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| 年齡 | 2019-04-01 | 2021-01-01 | 2022-10-01 | 2024-06-29 | 2025-06-29 | 最新版本 2026-06-29 | 年均加幅 |
|---|---|---|---|---|---|---|---|
| 0歲 | HK$4,367 | HK$4,630 (+6.0%) | HK$4,908 (+6.0%) | HK$5,104 (+4.0%) | HK$5,563 (+9.0%) | HK$5,952 (+7.0%) | +4.24% |
| 5歲 | HK$3,182 | HK$3,373 (+6.0%) | HK$3,575 (+6.0%) | HK$3,718 (+4.0%) | HK$4,053 (+9.0%) | HK$4,337 (+7.0%) | +4.24% |
| 10歲 | HK$2,398 | HK$2,542 (+6.0%) | HK$2,695 (+6.0%) | HK$2,803 (+4.0%) | HK$2,971 (+6.0%) | HK$3,179 (+7.0%) | +3.85% |
| 15歲 | HK$2,257 | HK$2,392 (+6.0%) | HK$2,536 (+6.0%) | HK$2,637 (+4.0%) | HK$2,795 (+6.0%) | HK$2,991 (+7.0%) | +3.85% |
| 20歲 | HK$2,971 | HK$3,149 (+6.0%) | HK$3,338 (+6.0%) | HK$3,472 (+4.0%) | HK$3,680 (+6.0%) | HK$3,938 (+7.0%) | +3.85% |
| 25歲 | HK$3,578 | HK$3,793 (+6.0%) | HK$4,021 (+6.0%) | HK$4,182 (+4.0%) | HK$4,433 (+6.0%) | HK$4,743 (+7.0%) | +3.85% |
| 30歲 | HK$3,860 | HK$4,091 (+6.0%) | HK$4,336 (+6.0%) | HK$4,509 (+4.0%) | HK$4,780 (+6.0%) | HK$5,115 (+7.0%) | +3.85% |
| 35歲 | HK$4,377 | HK$4,639 (+6.0%) | HK$4,917 (+6.0%) | HK$5,114 (+4.0%) | HK$5,421 (+6.0%) | HK$5,800 (+7.0%) | +3.85% |
| 40歲 | HK$5,075 | HK$5,379 (+6.0%) | HK$5,702 (+6.0%) | HK$5,930 (+4.0%) | HK$6,286 (+6.0%) | HK$6,726 (+7.0%) | +3.85% |
| 45歲 | HK$6,111 | HK$6,477 (+6.0%) | HK$6,866 (+6.0%) | HK$7,141 (+4.0%) | HK$7,569 (+6.0%) | HK$8,099 (+7.0%) | +3.85% |
| 50歲 | HK$7,789 | HK$8,256 (+6.0%) | HK$8,751 (+6.0%) | HK$9,101 (+4.0%) | HK$9,693 (+6.5%) | HK$10,372 (+7.0%) | +3.92% |
| 55歲 | HK$10,068 | HK$10,722 (+6.5%) | HK$11,365 (+6.0%) | HK$11,820 (+4.0%) | HK$12,884 (+9.0%) | HK$13,786 (+7.0%) | +4.31% |
| 60歲 | HK$12,592 | HK$13,348 (+6.0%) | HK$14,149 (+6.0%) | HK$14,715 (+4.0%) | HK$16,039 (+9.0%) | HK$17,162 (+7.0%) | +4.24% |
| 65歲 | HK$17,220 | HK$18,254 (+6.0%) | HK$19,349 (+6.0%) | HK$20,123 (+4.0%) | HK$21,934 (+9.0%) | HK$23,469 (+7.0%) | +4.24% |
| 70歲 | HK$21,321 | HK$22,601 (+6.0%) | HK$23,957 (+6.0%) | HK$24,915 (+4.0%) | HK$27,157 (+9.0%) | HK$29,058 (+7.0%) | +4.24% |
| 75歲 | HK$25,827 | HK$27,485 (+6.4%) | HK$29,134 (+6.0%) | HK$30,299 (+4.0%) | HK$33,026 (+9.0%) | HK$35,338 (+7.0%) | +4.30% |
| 80歲 | HK$31,485 | HK$33,531 (+6.5%) | HK$35,543 (+6.0%) | HK$36,965 (+4.0%) | HK$40,292 (+9.0%) | HK$43,112 (+7.0%) | +4.31% |
| 85歲 | HK$35,168 | HK$37,454 (+6.5%) | HK$39,701 (+6.0%) | HK$41,289 (+4.0%) | HK$45,005 (+9.0%) | HK$48,155 (+7.0%) | +4.31% |
| 90歲 | HK$37,518 | HK$39,956 (+6.5%) | HK$42,353 (+6.0%) | HK$44,047 (+4.0%) | HK$48,011 (+9.0%) | HK$51,372 (+7.0%) | +4.31% |
| 95歲 | HK$39,997 | HK$42,597 (+6.5%) | HK$45,153 (+6.0%) | HK$46,959 (+4.0%) | HK$51,185 (+9.0%) | HK$54,768 (+7.0%) | +4.31% |
| 99歲 | HK$42,086 | HK$44,821 (+6.5%) | HK$47,510 (+6.0%) | HK$49,410 (+4.0%) | HK$53,857 (+9.0%) | HK$57,627 (+7.0%) | +4.31% |
| 所有年齡平均 | — | +6.2% | +6.0% | +4.0% | +7.7% | +7.0% | — |
0歲HK$4,367
5歲HK$3,182
10歲HK$2,398
15歲HK$2,257
20歲HK$2,971
25歲HK$3,578
30歲HK$3,860
35歲HK$4,377
40歲HK$5,075
45歲HK$6,111
50歲HK$7,789
55歲HK$10,068
60歲HK$12,592
65歲HK$17,220
70歲HK$21,321
75歲HK$25,827
80歲HK$31,485
85歲HK$35,168
90歲HK$37,518
95歲HK$39,997
99歲HK$42,086
0歲HK$4,630 (+6.0%)
5歲HK$3,373 (+6.0%)
10歲HK$2,542 (+6.0%)
15歲HK$2,392 (+6.0%)
20歲HK$3,149 (+6.0%)
25歲HK$3,793 (+6.0%)
30歲HK$4,091 (+6.0%)
35歲HK$4,639 (+6.0%)
40歲HK$5,379 (+6.0%)
45歲HK$6,477 (+6.0%)
50歲HK$8,256 (+6.0%)
55歲HK$10,722 (+6.5%)
60歲HK$13,348 (+6.0%)
65歲HK$18,254 (+6.0%)
70歲HK$22,601 (+6.0%)
75歲HK$27,485 (+6.4%)
80歲HK$33,531 (+6.5%)
85歲HK$37,454 (+6.5%)
90歲HK$39,956 (+6.5%)
95歲HK$42,597 (+6.5%)
99歲HK$44,821 (+6.5%)
0歲HK$4,908 (+6.0%)
5歲HK$3,575 (+6.0%)
10歲HK$2,695 (+6.0%)
15歲HK$2,536 (+6.0%)
20歲HK$3,338 (+6.0%)
25歲HK$4,021 (+6.0%)
30歲HK$4,336 (+6.0%)
35歲HK$4,917 (+6.0%)
40歲HK$5,702 (+6.0%)
45歲HK$6,866 (+6.0%)
50歲HK$8,751 (+6.0%)
55歲HK$11,365 (+6.0%)
60歲HK$14,149 (+6.0%)
65歲HK$19,349 (+6.0%)
70歲HK$23,957 (+6.0%)
75歲HK$29,134 (+6.0%)
80歲HK$35,543 (+6.0%)
85歲HK$39,701 (+6.0%)
90歲HK$42,353 (+6.0%)
95歲HK$45,153 (+6.0%)
99歲HK$47,510 (+6.0%)
0歲HK$5,104 (+4.0%)
5歲HK$3,718 (+4.0%)
10歲HK$2,803 (+4.0%)
15歲HK$2,637 (+4.0%)
20歲HK$3,472 (+4.0%)
25歲HK$4,182 (+4.0%)
30歲HK$4,509 (+4.0%)
35歲HK$5,114 (+4.0%)
40歲HK$5,930 (+4.0%)
45歲HK$7,141 (+4.0%)
50歲HK$9,101 (+4.0%)
55歲HK$11,820 (+4.0%)
60歲HK$14,715 (+4.0%)
65歲HK$20,123 (+4.0%)
70歲HK$24,915 (+4.0%)
75歲HK$30,299 (+4.0%)
80歲HK$36,965 (+4.0%)
85歲HK$41,289 (+4.0%)
90歲HK$44,047 (+4.0%)
95歲HK$46,959 (+4.0%)
99歲HK$49,410 (+4.0%)
0歲HK$5,563 (+9.0%)
5歲HK$4,053 (+9.0%)
10歲HK$2,971 (+6.0%)
15歲HK$2,795 (+6.0%)
20歲HK$3,680 (+6.0%)
25歲HK$4,433 (+6.0%)
30歲HK$4,780 (+6.0%)
35歲HK$5,421 (+6.0%)
40歲HK$6,286 (+6.0%)
45歲HK$7,569 (+6.0%)
50歲HK$9,693 (+6.5%)
55歲HK$12,884 (+9.0%)
60歲HK$16,039 (+9.0%)
65歲HK$21,934 (+9.0%)
70歲HK$27,157 (+9.0%)
75歲HK$33,026 (+9.0%)
80歲HK$40,292 (+9.0%)
85歲HK$45,005 (+9.0%)
90歲HK$48,011 (+9.0%)
95歲HK$51,185 (+9.0%)
99歲HK$53,857 (+9.0%)
0歲HK$5,952 (+7.0%)
5歲HK$4,337 (+7.0%)
10歲HK$3,179 (+7.0%)
15歲HK$2,991 (+7.0%)
20歲HK$3,938 (+7.0%)
25歲HK$4,743 (+7.0%)
30歲HK$5,115 (+7.0%)
35歲HK$5,800 (+7.0%)
40歲HK$6,726 (+7.0%)
45歲HK$8,099 (+7.0%)
50歲HK$10,372 (+7.0%)
55歲HK$13,786 (+7.0%)
60歲HK$17,162 (+7.0%)
65歲HK$23,469 (+7.0%)
70歲HK$29,058 (+7.0%)
75歲HK$35,338 (+7.0%)
80歲HK$43,112 (+7.0%)
85歲HK$48,155 (+7.0%)
90歲HK$51,372 (+7.0%)
95歲HK$54,768 (+7.0%)
99歲HK$57,627 (+7.0%)
年均加幅（複息，年期＝今日−最早版本日期）· 計算至 2026-09-15
0歲+4.24%
5歲+4.24%
10歲+3.85%
15歲+3.85%
20歲+3.85%
25歲+3.85%
30歲+3.85%
35歲+3.85%
40歲+3.85%
45歲+3.85%
50歲+3.92%
55歲+4.31%
60歲+4.24%
65歲+4.24%
70歲+4.24%
75歲+4.30%
80歲+4.31%
85歲+4.31%
90歲+4.31%
95歲+4.31%
99歲+4.31%
註・資料來源
格仔顯示保費金額，括號內為相對上一個版本的百分比變化。首個版本只顯示基準保費。年均加幅使用複息公式（最新/最早 ^ (1/years) − 1），年期＝今日減最早版本日期。男性／女性矩陣的年均加幅按該性別自身的保費軌跡計算；計劃總覽顯示的年均加幅則為男女兩者的平均值。· 計算至 2026-09-15
預設顯示 21 個錨點年齡（每 5 歲一個，加上 0 與 99 兩端），方便快速掃讀整條走勢曲線。 右側「年均加幅」欄無論切換與否，皆基於全部 100 個年齡計算 — 不會因為顯示密度而改變。