← 返回 宏利人壽保險（國際）有限公司 計劃系列
宏利全護航自願醫保靈活計劃 - 普通房
Manulife First VHIS Flexi Plan - Ward
宏利人壽保險（國際）有限公司 · F00019-01-000 · 6 個版本 · 靈活計劃 · 年均加幅 +4.21%
男性 Male
| 年齡 | F00019-01-000-01 2019-04-01 | F00019-01-000-02 2021-01-01 | F00019-01-000-03 2022-10-01 | F00019-01-000-03 2024-06-29 | F00019-01-000-04 2025-06-29 | F00019-01-000-07 2026-06-29 | 年均加幅 |
|---|---|---|---|---|---|---|---|
| 0 | HK$2,566 | HK$2,720 (+6.0%) | HK$2,883 (+6.0%) | HK$2,998 (+4.0%) | HK$3,268 (+9.0%) | HK$3,497 (+7.0%) | +4.36% |
| 5 | HK$1,870 | HK$1,982 (+6.0%) | HK$2,101 (+6.0%) | HK$2,185 (+4.0%) | HK$2,382 (+9.0%) | HK$2,549 (+7.0%) | +4.36% |
| 10 | HK$1,409 | HK$1,493 (+6.0%) | HK$1,583 (+6.0%) | HK$1,646 (+4.0%) | HK$1,745 (+6.0%) | HK$1,867 (+7.0%) | +3.96% |
| 15 | HK$1,326 | HK$1,405 (+6.0%) | HK$1,489 (+6.0%) | HK$1,549 (+4.0%) | HK$1,642 (+6.0%) | HK$1,757 (+7.0%) | +3.96% |
| 20 | HK$1,745 | HK$1,850 (+6.0%) | HK$1,961 (+6.0%) | HK$2,039 (+4.0%) | HK$2,161 (+6.0%) | HK$2,312 (+7.0%) | +3.96% |
| 25 | HK$2,102 | HK$2,228 (+6.0%) | HK$2,362 (+6.0%) | HK$2,456 (+4.0%) | HK$2,603 (+6.0%) | HK$2,785 (+7.0%) | +3.96% |
| 30 | HK$2,268 | HK$2,403 (+6.0%) | HK$2,547 (+6.0%) | HK$2,649 (+4.0%) | HK$2,808 (+6.0%) | HK$3,005 (+7.0%) | +3.96% |
| 35 | HK$2,571 | HK$2,725 (+6.0%) | HK$2,889 (+6.0%) | HK$3,005 (+4.0%) | HK$3,185 (+6.0%) | HK$3,408 (+7.0%) | +3.96% |
| 40 | HK$2,982 | HK$3,160 (+6.0%) | HK$3,350 (+6.0%) | HK$3,484 (+4.0%) | HK$3,693 (+6.0%) | HK$3,952 (+7.0%) | +3.96% |
| 45 | HK$3,590 | HK$3,805 (+6.0%) | HK$4,033 (+6.0%) | HK$4,194 (+4.0%) | HK$4,446 (+6.0%) | HK$4,757 (+7.0%) | +3.96% |
| 50 | HK$4,576 | HK$4,850 (+6.0%) | HK$5,141 (+6.0%) | HK$5,347 (+4.0%) | HK$5,695 (+6.5%) | HK$6,094 (+7.0%) | +4.03% |
| 55 | HK$5,915 | HK$6,299 (+6.5%) | HK$6,677 (+6.0%) | HK$6,944 (+4.0%) | HK$7,569 (+9.0%) | HK$8,099 (+7.0%) | +4.43% |
| 60 | HK$7,398 | HK$7,842 (+6.0%) | HK$8,313 (+6.0%) | HK$8,646 (+4.0%) | HK$9,424 (+9.0%) | HK$10,084 (+7.0%) | +4.36% |
| 65 | HK$10,117 | HK$10,724 (+6.0%) | HK$11,367 (+6.0%) | HK$11,822 (+4.0%) | HK$12,886 (+9.0%) | HK$13,788 (+7.0%) | +4.36% |
| 70 | HK$12,526 | HK$13,278 (+6.0%) | HK$14,075 (+6.0%) | HK$14,638 (+4.0%) | HK$15,955 (+9.0%) | HK$17,072 (+7.0%) | +4.36% |
| 75 | HK$15,174 | HK$16,148 (+6.4%) | HK$17,117 (+6.0%) | HK$17,802 (+4.0%) | HK$19,404 (+9.0%) | HK$20,762 (+7.0%) | +4.42% |
| 80 | HK$18,498 | HK$19,700 (+6.5%) | HK$20,882 (+6.0%) | HK$21,717 (+4.0%) | HK$23,672 (+9.0%) | HK$25,329 (+7.0%) | +4.43% |
| 85 | HK$20,662 | HK$22,004 (+6.5%) | HK$23,324 (+6.0%) | HK$24,257 (+4.0%) | HK$26,440 (+9.0%) | HK$28,291 (+7.0%) | +4.43% |
| 90 | HK$22,042 | HK$23,474 (+6.5%) | HK$24,882 (+6.0%) | HK$25,877 (+4.0%) | HK$28,206 (+9.0%) | HK$30,180 (+7.0%) | +4.43% |
| 95 | HK$23,499 | HK$25,026 (+6.5%) | HK$26,528 (+6.0%) | HK$27,589 (+4.0%) | HK$30,072 (+9.0%) | HK$32,177 (+7.0%) | +4.43% |
| 99 | HK$24,726 | HK$26,333 (+6.5%) | HK$27,913 (+6.0%) | HK$29,030 (+4.0%) | HK$31,643 (+9.0%) | HK$33,858 (+7.0%) | +4.43% |
| 所有年齡平均 | — | +6.2% | +6.0% | +4.0% | +7.7% | +7.0% | — |
0歲HK$2,566
5歲HK$1,870
10歲HK$1,409
15歲HK$1,326
20歲HK$1,745
25歲HK$2,102
30歲HK$2,268
35歲HK$2,571
40歲HK$2,982
45歲HK$3,590
50歲HK$4,576
55歲HK$5,915
60歲HK$7,398
65歲HK$10,117
70歲HK$12,526
75歲HK$15,174
80歲HK$18,498
85歲HK$20,662
90歲HK$22,042
95歲HK$23,499
99歲HK$24,726
0歲HK$2,720 (+6.0%)
5歲HK$1,982 (+6.0%)
10歲HK$1,493 (+6.0%)
15歲HK$1,405 (+6.0%)
20歲HK$1,850 (+6.0%)
25歲HK$2,228 (+6.0%)
30歲HK$2,403 (+6.0%)
35歲HK$2,725 (+6.0%)
40歲HK$3,160 (+6.0%)
45歲HK$3,805 (+6.0%)
50歲HK$4,850 (+6.0%)
55歲HK$6,299 (+6.5%)
60歲HK$7,842 (+6.0%)
65歲HK$10,724 (+6.0%)
70歲HK$13,278 (+6.0%)
75歲HK$16,148 (+6.4%)
80歲HK$19,700 (+6.5%)
85歲HK$22,004 (+6.5%)
90歲HK$23,474 (+6.5%)
95歲HK$25,026 (+6.5%)
99歲HK$26,333 (+6.5%)
0歲HK$2,883 (+6.0%)
5歲HK$2,101 (+6.0%)
10歲HK$1,583 (+6.0%)
15歲HK$1,489 (+6.0%)
20歲HK$1,961 (+6.0%)
25歲HK$2,362 (+6.0%)
30歲HK$2,547 (+6.0%)
35歲HK$2,889 (+6.0%)
40歲HK$3,350 (+6.0%)
45歲HK$4,033 (+6.0%)
50歲HK$5,141 (+6.0%)
55歲HK$6,677 (+6.0%)
60歲HK$8,313 (+6.0%)
65歲HK$11,367 (+6.0%)
70歲HK$14,075 (+6.0%)
75歲HK$17,117 (+6.0%)
80歲HK$20,882 (+6.0%)
85歲HK$23,324 (+6.0%)
90歲HK$24,882 (+6.0%)
95歲HK$26,528 (+6.0%)
99歲HK$27,913 (+6.0%)
0歲HK$2,998 (+4.0%)
5歲HK$2,185 (+4.0%)
10歲HK$1,646 (+4.0%)
15歲HK$1,549 (+4.0%)
20歲HK$2,039 (+4.0%)
25歲HK$2,456 (+4.0%)
30歲HK$2,649 (+4.0%)
35歲HK$3,005 (+4.0%)
40歲HK$3,484 (+4.0%)
45歲HK$4,194 (+4.0%)
50歲HK$5,347 (+4.0%)
55歲HK$6,944 (+4.0%)
60歲HK$8,646 (+4.0%)
65歲HK$11,822 (+4.0%)
70歲HK$14,638 (+4.0%)
75歲HK$17,802 (+4.0%)
80歲HK$21,717 (+4.0%)
85歲HK$24,257 (+4.0%)
90歲HK$25,877 (+4.0%)
95歲HK$27,589 (+4.0%)
99歲HK$29,030 (+4.0%)
0歲HK$3,268 (+9.0%)
5歲HK$2,382 (+9.0%)
10歲HK$1,745 (+6.0%)
15歲HK$1,642 (+6.0%)
20歲HK$2,161 (+6.0%)
25歲HK$2,603 (+6.0%)
30歲HK$2,808 (+6.0%)
35歲HK$3,185 (+6.0%)
40歲HK$3,693 (+6.0%)
45歲HK$4,446 (+6.0%)
50歲HK$5,695 (+6.5%)
55歲HK$7,569 (+9.0%)
60歲HK$9,424 (+9.0%)
65歲HK$12,886 (+9.0%)
70歲HK$15,955 (+9.0%)
75歲HK$19,404 (+9.0%)
80歲HK$23,672 (+9.0%)
85歲HK$26,440 (+9.0%)
90歲HK$28,206 (+9.0%)
95歲HK$30,072 (+9.0%)
99歲HK$31,643 (+9.0%)
0歲HK$3,497 (+7.0%)
5歲HK$2,549 (+7.0%)
10歲HK$1,867 (+7.0%)
15歲HK$1,757 (+7.0%)
20歲HK$2,312 (+7.0%)
25歲HK$2,785 (+7.0%)
30歲HK$3,005 (+7.0%)
35歲HK$3,408 (+7.0%)
40歲HK$3,952 (+7.0%)
45歲HK$4,757 (+7.0%)
50歲HK$6,094 (+7.0%)
55歲HK$8,099 (+7.0%)
60歲HK$10,084 (+7.0%)
65歲HK$13,788 (+7.0%)
70歲HK$17,072 (+7.0%)
75歲HK$20,762 (+7.0%)
80歲HK$25,329 (+7.0%)
85歲HK$28,291 (+7.0%)
90歲HK$30,180 (+7.0%)
95歲HK$32,177 (+7.0%)
99歲HK$33,858 (+7.0%)
年均加幅（複息，年期＝今日−最早版本日期）· 計算至 2026-07-01
0歲+4.36%
5歲+4.36%
10歲+3.96%
15歲+3.96%
20歲+3.96%
25歲+3.96%
30歲+3.96%
35歲+3.96%
40歲+3.96%
45歲+3.96%
50歲+4.03%
55歲+4.43%
60歲+4.36%
65歲+4.36%
70歲+4.36%
75歲+4.42%
80歲+4.43%
85歲+4.43%
90歲+4.43%
95歲+4.43%
99歲+4.43%
格仔顯示保費金額，括號內為相對上一個版本的百分比變化。首個版本只顯示基準保費。年均加幅使用複息公式（最新/最早 ^ (1/years) − 1），年期＝今日減最早版本日期。· 計算至 2026-07-01
預設顯示 21 個錨點年齡（每 5 歲一個，加上 0 與 99 兩端），方便快速掃讀整條走勢曲線。 右側「年均加幅」欄無論切換與否，皆基於全部 100 個年齡計算 — 不會因為顯示密度而改變。
女性 Female
| 年齡 | F00019-01-000-01 2019-04-01 | F00019-01-000-02 2021-01-01 | F00019-01-000-03 2022-10-01 | F00019-01-000-03 2024-06-29 | F00019-01-000-04 2025-06-29 | F00019-01-000-07 2026-06-29 | 年均加幅 |
|---|---|---|---|---|---|---|---|
| 0 | HK$2,664 | HK$2,824 (+6.0%) | HK$2,993 (+6.0%) | HK$3,113 (+4.0%) | HK$3,393 (+9.0%) | HK$3,631 (+7.0%) | +4.36% |
| 5 | HK$1,991 | HK$2,111 (+6.0%) | HK$2,238 (+6.0%) | HK$2,328 (+4.0%) | HK$2,538 (+9.0%) | HK$2,716 (+7.0%) | +4.37% |
| 10 | HK$1,486 | HK$1,576 (+6.1%) | HK$1,671 (+6.0%) | HK$1,738 (+4.0%) | HK$1,842 (+6.0%) | HK$1,971 (+7.0%) | +3.97% |
| 15 | HK$1,558 | HK$1,652 (+6.0%) | HK$1,751 (+6.0%) | HK$1,821 (+4.0%) | HK$1,930 (+6.0%) | HK$2,065 (+7.0%) | +3.96% |
| 20 | HK$1,956 | HK$2,073 (+6.0%) | HK$2,197 (+6.0%) | HK$2,285 (+4.0%) | HK$2,422 (+6.0%) | HK$2,592 (+7.0%) | +3.96% |
| 25 | HK$2,442 | HK$2,589 (+6.0%) | HK$2,744 (+6.0%) | HK$2,854 (+4.0%) | HK$3,025 (+6.0%) | HK$3,237 (+7.0%) | +3.96% |
| 30 | HK$2,837 | HK$3,008 (+6.0%) | HK$3,188 (+6.0%) | HK$3,316 (+4.0%) | HK$3,515 (+6.0%) | HK$3,761 (+7.0%) | +3.96% |
| 35 | HK$3,515 | HK$3,726 (+6.0%) | HK$3,950 (+6.0%) | HK$4,108 (+4.0%) | HK$4,354 (+6.0%) | HK$4,659 (+7.0%) | +3.96% |
| 40 | HK$4,210 | HK$4,463 (+6.0%) | HK$4,731 (+6.0%) | HK$4,920 (+4.0%) | HK$5,215 (+6.0%) | HK$5,580 (+7.0%) | +3.96% |
| 45 | HK$5,044 | HK$5,346 (+6.0%) | HK$5,667 (+6.0%) | HK$5,894 (+4.0%) | HK$6,248 (+6.0%) | HK$6,685 (+7.0%) | +3.96% |
| 50 | HK$5,709 | HK$6,051 (+6.0%) | HK$6,414 (+6.0%) | HK$6,671 (+4.0%) | HK$7,105 (+6.5%) | HK$7,602 (+7.0%) | +4.03% |
| 55 | HK$6,101 | HK$6,467 (+6.0%) | HK$6,855 (+6.0%) | HK$7,129 (+4.0%) | HK$7,771 (+9.0%) | HK$8,315 (+7.0%) | +4.36% |
| 60 | HK$7,207 | HK$7,639 (+6.0%) | HK$8,097 (+6.0%) | HK$8,421 (+4.0%) | HK$9,179 (+9.0%) | HK$9,822 (+7.0%) | +4.36% |
| 65 | HK$9,702 | HK$10,284 (+6.0%) | HK$10,901 (+6.0%) | HK$11,337 (+4.0%) | HK$12,357 (+9.0%) | HK$13,222 (+7.0%) | +4.36% |
| 70 | HK$11,838 | HK$12,549 (+6.0%) | HK$13,302 (+6.0%) | HK$13,834 (+4.0%) | HK$15,079 (+9.0%) | HK$16,135 (+7.0%) | +4.36% |
| 75 | HK$14,602 | HK$15,539 (+6.4%) | HK$16,471 (+6.0%) | HK$17,130 (+4.0%) | HK$18,672 (+9.0%) | HK$19,979 (+7.0%) | +4.42% |
| 80 | HK$18,253 | HK$19,439 (+6.5%) | HK$20,605 (+6.0%) | HK$21,429 (+4.0%) | HK$23,358 (+9.0%) | HK$24,993 (+7.0%) | +4.43% |
| 85 | HK$20,679 | HK$22,023 (+6.5%) | HK$23,344 (+6.0%) | HK$24,278 (+4.0%) | HK$26,463 (+9.0%) | HK$28,315 (+7.0%) | +4.43% |
| 90 | HK$22,059 | HK$23,493 (+6.5%) | HK$24,903 (+6.0%) | HK$25,899 (+4.0%) | HK$28,230 (+9.0%) | HK$30,206 (+7.0%) | +4.43% |
| 95 | HK$23,517 | HK$25,045 (+6.5%) | HK$26,548 (+6.0%) | HK$27,610 (+4.0%) | HK$30,095 (+9.0%) | HK$32,202 (+7.0%) | +4.43% |
| 99 | HK$24,742 | HK$26,351 (+6.5%) | HK$27,932 (+6.0%) | HK$29,049 (+4.0%) | HK$31,663 (+9.0%) | HK$33,879 (+7.0%) | +4.43% |
| 所有年齡平均 | — | +6.1% | +6.0% | +4.0% | +7.7% | +7.0% | — |
0歲HK$2,664
5歲HK$1,991
10歲HK$1,486
15歲HK$1,558
20歲HK$1,956
25歲HK$2,442
30歲HK$2,837
35歲HK$3,515
40歲HK$4,210
45歲HK$5,044
50歲HK$5,709
55歲HK$6,101
60歲HK$7,207
65歲HK$9,702
70歲HK$11,838
75歲HK$14,602
80歲HK$18,253
85歲HK$20,679
90歲HK$22,059
95歲HK$23,517
99歲HK$24,742
0歲HK$2,824 (+6.0%)
5歲HK$2,111 (+6.0%)
10歲HK$1,576 (+6.1%)
15歲HK$1,652 (+6.0%)
20歲HK$2,073 (+6.0%)
25歲HK$2,589 (+6.0%)
30歲HK$3,008 (+6.0%)
35歲HK$3,726 (+6.0%)
40歲HK$4,463 (+6.0%)
45歲HK$5,346 (+6.0%)
50歲HK$6,051 (+6.0%)
55歲HK$6,467 (+6.0%)
60歲HK$7,639 (+6.0%)
65歲HK$10,284 (+6.0%)
70歲HK$12,549 (+6.0%)
75歲HK$15,539 (+6.4%)
80歲HK$19,439 (+6.5%)
85歲HK$22,023 (+6.5%)
90歲HK$23,493 (+6.5%)
95歲HK$25,045 (+6.5%)
99歲HK$26,351 (+6.5%)
0歲HK$2,993 (+6.0%)
5歲HK$2,238 (+6.0%)
10歲HK$1,671 (+6.0%)
15歲HK$1,751 (+6.0%)
20歲HK$2,197 (+6.0%)
25歲HK$2,744 (+6.0%)
30歲HK$3,188 (+6.0%)
35歲HK$3,950 (+6.0%)
40歲HK$4,731 (+6.0%)
45歲HK$5,667 (+6.0%)
50歲HK$6,414 (+6.0%)
55歲HK$6,855 (+6.0%)
60歲HK$8,097 (+6.0%)
65歲HK$10,901 (+6.0%)
70歲HK$13,302 (+6.0%)
75歲HK$16,471 (+6.0%)
80歲HK$20,605 (+6.0%)
85歲HK$23,344 (+6.0%)
90歲HK$24,903 (+6.0%)
95歲HK$26,548 (+6.0%)
99歲HK$27,932 (+6.0%)
0歲HK$3,113 (+4.0%)
5歲HK$2,328 (+4.0%)
10歲HK$1,738 (+4.0%)
15歲HK$1,821 (+4.0%)
20歲HK$2,285 (+4.0%)
25歲HK$2,854 (+4.0%)
30歲HK$3,316 (+4.0%)
35歲HK$4,108 (+4.0%)
40歲HK$4,920 (+4.0%)
45歲HK$5,894 (+4.0%)
50歲HK$6,671 (+4.0%)
55歲HK$7,129 (+4.0%)
60歲HK$8,421 (+4.0%)
65歲HK$11,337 (+4.0%)
70歲HK$13,834 (+4.0%)
75歲HK$17,130 (+4.0%)
80歲HK$21,429 (+4.0%)
85歲HK$24,278 (+4.0%)
90歲HK$25,899 (+4.0%)
95歲HK$27,610 (+4.0%)
99歲HK$29,049 (+4.0%)
0歲HK$3,393 (+9.0%)
5歲HK$2,538 (+9.0%)
10歲HK$1,842 (+6.0%)
15歲HK$1,930 (+6.0%)
20歲HK$2,422 (+6.0%)
25歲HK$3,025 (+6.0%)
30歲HK$3,515 (+6.0%)
35歲HK$4,354 (+6.0%)
40歲HK$5,215 (+6.0%)
45歲HK$6,248 (+6.0%)
50歲HK$7,105 (+6.5%)
55歲HK$7,771 (+9.0%)
60歲HK$9,179 (+9.0%)
65歲HK$12,357 (+9.0%)
70歲HK$15,079 (+9.0%)
75歲HK$18,672 (+9.0%)
80歲HK$23,358 (+9.0%)
85歲HK$26,463 (+9.0%)
90歲HK$28,230 (+9.0%)
95歲HK$30,095 (+9.0%)
99歲HK$31,663 (+9.0%)
0歲HK$3,631 (+7.0%)
5歲HK$2,716 (+7.0%)
10歲HK$1,971 (+7.0%)
15歲HK$2,065 (+7.0%)
20歲HK$2,592 (+7.0%)
25歲HK$3,237 (+7.0%)
30歲HK$3,761 (+7.0%)
35歲HK$4,659 (+7.0%)
40歲HK$5,580 (+7.0%)
45歲HK$6,685 (+7.0%)
50歲HK$7,602 (+7.0%)
55歲HK$8,315 (+7.0%)
60歲HK$9,822 (+7.0%)
65歲HK$13,222 (+7.0%)
70歲HK$16,135 (+7.0%)
75歲HK$19,979 (+7.0%)
80歲HK$24,993 (+7.0%)
85歲HK$28,315 (+7.0%)
90歲HK$30,206 (+7.0%)
95歲HK$32,202 (+7.0%)
99歲HK$33,879 (+7.0%)
年均加幅（複息，年期＝今日−最早版本日期）· 計算至 2026-07-01
0歲+4.36%
5歲+4.37%
10歲+3.97%
15歲+3.96%
20歲+3.96%
25歲+3.96%
30歲+3.96%
35歲+3.96%
40歲+3.96%
45歲+3.96%
50歲+4.03%
55歲+4.36%
60歲+4.36%
65歲+4.36%
70歲+4.36%
75歲+4.42%
80歲+4.43%
85歲+4.43%
90歲+4.43%
95歲+4.43%
99歲+4.43%
格仔顯示保費金額，括號內為相對上一個版本的百分比變化。首個版本只顯示基準保費。年均加幅使用複息公式（最新/最早 ^ (1/years) − 1），年期＝今日減最早版本日期。· 計算至 2026-07-01
預設顯示 21 個錨點年齡（每 5 歲一個，加上 0 與 99 兩端），方便快速掃讀整條走勢曲線。 右側「年均加幅」欄無論切換與否，皆基於全部 100 個年齡計算 — 不會因為顯示密度而改變。