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宏利人壽保險（國際）有限公司 · F00019-01-000 · 6 個版本 · 靈活計劃 · 年均加幅 +4.09%
港元 (HKD)
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| 年齡 | 2019-04-01 | 2021-01-01 | 2022-10-01 | 2024-06-29 | 2025-06-29 | 最新版本 2026-06-29 | 年均加幅 |
|---|---|---|---|---|---|---|---|
| 0歲 | HK$2,566 | HK$2,720 (+6.0%) | HK$2,883 (+6.0%) | HK$2,998 (+4.0%) | HK$3,268 (+9.0%) | HK$3,497 (+7.0%) | +4.24% |
| 5歲 | HK$1,870 | HK$1,982 (+6.0%) | HK$2,101 (+6.0%) | HK$2,185 (+4.0%) | HK$2,382 (+9.0%) | HK$2,549 (+7.0%) | +4.24% |
| 10歲 | HK$1,409 | HK$1,493 (+6.0%) | HK$1,583 (+6.0%) | HK$1,646 (+4.0%) | HK$1,745 (+6.0%) | HK$1,867 (+7.0%) | +3.85% |
| 15歲 | HK$1,326 | HK$1,405 (+6.0%) | HK$1,489 (+6.0%) | HK$1,549 (+4.0%) | HK$1,642 (+6.0%) | HK$1,757 (+7.0%) | +3.85% |
| 20歲 | HK$1,745 | HK$1,850 (+6.0%) | HK$1,961 (+6.0%) | HK$2,039 (+4.0%) | HK$2,161 (+6.0%) | HK$2,312 (+7.0%) | +3.85% |
| 25歲 | HK$2,102 | HK$2,228 (+6.0%) | HK$2,362 (+6.0%) | HK$2,456 (+4.0%) | HK$2,603 (+6.0%) | HK$2,785 (+7.0%) | +3.85% |
| 30歲 | HK$2,268 | HK$2,403 (+6.0%) | HK$2,547 (+6.0%) | HK$2,649 (+4.0%) | HK$2,808 (+6.0%) | HK$3,005 (+7.0%) | +3.85% |
| 35歲 | HK$2,571 | HK$2,725 (+6.0%) | HK$2,889 (+6.0%) | HK$3,005 (+4.0%) | HK$3,185 (+6.0%) | HK$3,408 (+7.0%) | +3.85% |
| 40歲 | HK$2,982 | HK$3,160 (+6.0%) | HK$3,350 (+6.0%) | HK$3,484 (+4.0%) | HK$3,693 (+6.0%) | HK$3,952 (+7.0%) | +3.85% |
| 45歲 | HK$3,590 | HK$3,805 (+6.0%) | HK$4,033 (+6.0%) | HK$4,194 (+4.0%) | HK$4,446 (+6.0%) | HK$4,757 (+7.0%) | +3.85% |
| 50歲 | HK$4,576 | HK$4,850 (+6.0%) | HK$5,141 (+6.0%) | HK$5,347 (+4.0%) | HK$5,695 (+6.5%) | HK$6,094 (+7.0%) | +3.92% |
| 55歲 | HK$5,915 | HK$6,299 (+6.5%) | HK$6,677 (+6.0%) | HK$6,944 (+4.0%) | HK$7,569 (+9.0%) | HK$8,099 (+7.0%) | +4.31% |
| 60歲 | HK$7,398 | HK$7,842 (+6.0%) | HK$8,313 (+6.0%) | HK$8,646 (+4.0%) | HK$9,424 (+9.0%) | HK$10,084 (+7.0%) | +4.24% |
| 65歲 | HK$10,117 | HK$10,724 (+6.0%) | HK$11,367 (+6.0%) | HK$11,822 (+4.0%) | HK$12,886 (+9.0%) | HK$13,788 (+7.0%) | +4.24% |
| 70歲 | HK$12,526 | HK$13,278 (+6.0%) | HK$14,075 (+6.0%) | HK$14,638 (+4.0%) | HK$15,955 (+9.0%) | HK$17,072 (+7.0%) | +4.24% |
| 75歲 | HK$15,174 | HK$16,148 (+6.4%) | HK$17,117 (+6.0%) | HK$17,802 (+4.0%) | HK$19,404 (+9.0%) | HK$20,762 (+7.0%) | +4.30% |
| 80歲 | HK$18,498 | HK$19,700 (+6.5%) | HK$20,882 (+6.0%) | HK$21,717 (+4.0%) | HK$23,672 (+9.0%) | HK$25,329 (+7.0%) | +4.31% |
| 85歲 | HK$20,662 | HK$22,004 (+6.5%) | HK$23,324 (+6.0%) | HK$24,257 (+4.0%) | HK$26,440 (+9.0%) | HK$28,291 (+7.0%) | +4.31% |
| 90歲 | HK$22,042 | HK$23,474 (+6.5%) | HK$24,882 (+6.0%) | HK$25,877 (+4.0%) | HK$28,206 (+9.0%) | HK$30,180 (+7.0%) | +4.31% |
| 95歲 | HK$23,499 | HK$25,026 (+6.5%) | HK$26,528 (+6.0%) | HK$27,589 (+4.0%) | HK$30,072 (+9.0%) | HK$32,177 (+7.0%) | +4.31% |
| 99歲 | HK$24,726 | HK$26,333 (+6.5%) | HK$27,913 (+6.0%) | HK$29,030 (+4.0%) | HK$31,643 (+9.0%) | HK$33,858 (+7.0%) | +4.31% |
| 所有年齡平均 | — | +6.2% | +6.0% | +4.0% | +7.7% | +7.0% | — |
0歲HK$2,566
5歲HK$1,870
10歲HK$1,409
15歲HK$1,326
20歲HK$1,745
25歲HK$2,102
30歲HK$2,268
35歲HK$2,571
40歲HK$2,982
45歲HK$3,590
50歲HK$4,576
55歲HK$5,915
60歲HK$7,398
65歲HK$10,117
70歲HK$12,526
75歲HK$15,174
80歲HK$18,498
85歲HK$20,662
90歲HK$22,042
95歲HK$23,499
99歲HK$24,726
0歲HK$2,720 (+6.0%)
5歲HK$1,982 (+6.0%)
10歲HK$1,493 (+6.0%)
15歲HK$1,405 (+6.0%)
20歲HK$1,850 (+6.0%)
25歲HK$2,228 (+6.0%)
30歲HK$2,403 (+6.0%)
35歲HK$2,725 (+6.0%)
40歲HK$3,160 (+6.0%)
45歲HK$3,805 (+6.0%)
50歲HK$4,850 (+6.0%)
55歲HK$6,299 (+6.5%)
60歲HK$7,842 (+6.0%)
65歲HK$10,724 (+6.0%)
70歲HK$13,278 (+6.0%)
75歲HK$16,148 (+6.4%)
80歲HK$19,700 (+6.5%)
85歲HK$22,004 (+6.5%)
90歲HK$23,474 (+6.5%)
95歲HK$25,026 (+6.5%)
99歲HK$26,333 (+6.5%)
0歲HK$2,883 (+6.0%)
5歲HK$2,101 (+6.0%)
10歲HK$1,583 (+6.0%)
15歲HK$1,489 (+6.0%)
20歲HK$1,961 (+6.0%)
25歲HK$2,362 (+6.0%)
30歲HK$2,547 (+6.0%)
35歲HK$2,889 (+6.0%)
40歲HK$3,350 (+6.0%)
45歲HK$4,033 (+6.0%)
50歲HK$5,141 (+6.0%)
55歲HK$6,677 (+6.0%)
60歲HK$8,313 (+6.0%)
65歲HK$11,367 (+6.0%)
70歲HK$14,075 (+6.0%)
75歲HK$17,117 (+6.0%)
80歲HK$20,882 (+6.0%)
85歲HK$23,324 (+6.0%)
90歲HK$24,882 (+6.0%)
95歲HK$26,528 (+6.0%)
99歲HK$27,913 (+6.0%)
0歲HK$2,998 (+4.0%)
5歲HK$2,185 (+4.0%)
10歲HK$1,646 (+4.0%)
15歲HK$1,549 (+4.0%)
20歲HK$2,039 (+4.0%)
25歲HK$2,456 (+4.0%)
30歲HK$2,649 (+4.0%)
35歲HK$3,005 (+4.0%)
40歲HK$3,484 (+4.0%)
45歲HK$4,194 (+4.0%)
50歲HK$5,347 (+4.0%)
55歲HK$6,944 (+4.0%)
60歲HK$8,646 (+4.0%)
65歲HK$11,822 (+4.0%)
70歲HK$14,638 (+4.0%)
75歲HK$17,802 (+4.0%)
80歲HK$21,717 (+4.0%)
85歲HK$24,257 (+4.0%)
90歲HK$25,877 (+4.0%)
95歲HK$27,589 (+4.0%)
99歲HK$29,030 (+4.0%)
0歲HK$3,268 (+9.0%)
5歲HK$2,382 (+9.0%)
10歲HK$1,745 (+6.0%)
15歲HK$1,642 (+6.0%)
20歲HK$2,161 (+6.0%)
25歲HK$2,603 (+6.0%)
30歲HK$2,808 (+6.0%)
35歲HK$3,185 (+6.0%)
40歲HK$3,693 (+6.0%)
45歲HK$4,446 (+6.0%)
50歲HK$5,695 (+6.5%)
55歲HK$7,569 (+9.0%)
60歲HK$9,424 (+9.0%)
65歲HK$12,886 (+9.0%)
70歲HK$15,955 (+9.0%)
75歲HK$19,404 (+9.0%)
80歲HK$23,672 (+9.0%)
85歲HK$26,440 (+9.0%)
90歲HK$28,206 (+9.0%)
95歲HK$30,072 (+9.0%)
99歲HK$31,643 (+9.0%)
0歲HK$3,497 (+7.0%)
5歲HK$2,549 (+7.0%)
10歲HK$1,867 (+7.0%)
15歲HK$1,757 (+7.0%)
20歲HK$2,312 (+7.0%)
25歲HK$2,785 (+7.0%)
30歲HK$3,005 (+7.0%)
35歲HK$3,408 (+7.0%)
40歲HK$3,952 (+7.0%)
45歲HK$4,757 (+7.0%)
50歲HK$6,094 (+7.0%)
55歲HK$8,099 (+7.0%)
60歲HK$10,084 (+7.0%)
65歲HK$13,788 (+7.0%)
70歲HK$17,072 (+7.0%)
75歲HK$20,762 (+7.0%)
80歲HK$25,329 (+7.0%)
85歲HK$28,291 (+7.0%)
90歲HK$30,180 (+7.0%)
95歲HK$32,177 (+7.0%)
99歲HK$33,858 (+7.0%)
年均加幅（複息，年期＝今日−最早版本日期）· 計算至 2026-09-15
0歲+4.24%
5歲+4.24%
10歲+3.85%
15歲+3.85%
20歲+3.85%
25歲+3.85%
30歲+3.85%
35歲+3.85%
40歲+3.85%
45歲+3.85%
50歲+3.92%
55歲+4.31%
60歲+4.24%
65歲+4.24%
70歲+4.24%
75歲+4.30%
80歲+4.31%
85歲+4.31%
90歲+4.31%
95歲+4.31%
99歲+4.31%
註・資料來源
格仔顯示保費金額，括號內為相對上一個版本的百分比變化。首個版本只顯示基準保費。年均加幅使用複息公式（最新/最早 ^ (1/years) − 1），年期＝今日減最早版本日期。男性／女性矩陣的年均加幅按該性別自身的保費軌跡計算；計劃總覽顯示的年均加幅則為男女兩者的平均值。· 計算至 2026-09-15
預設顯示 21 個錨點年齡（每 5 歲一個，加上 0 與 99 兩端），方便快速掃讀整條走勢曲線。 右側「年均加幅」欄無論切換與否，皆基於全部 100 個年齡計算 — 不會因為顯示密度而改變。