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保柏非凡自願醫保計劃 - 智選（40,000 港元自付費）
Bupa Hero VHIS Plan - Advance (HKD40,000 Deductible)
保柏（亞洲）有限公司 · F00040-03-000 · 8 個版本 · 靈活計劃 · 年均加幅 +5.39%
男女同價港元 (HKD)
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| 年齡 | 2020-02-03 | 2020-12-02 | 2022-03-02 | 2023-03-02 | 2024-03-02 | 2024-08-02 | 2025-03-02 | 最新版本 2026-03-02 | 年均加幅 |
|---|---|---|---|---|---|---|---|---|---|
| 0歲 | HK$5,679 | HK$5,679 | HK$5,946 (+4.7%) | HK$6,251 (+5.1%) | HK$6,751 (+8.0%) | HK$6,751 | HK$7,480 (+10.8%) | HK$8,041 (+7.5%) | +5.40% |
| 5歲 | HK$5,679 | HK$5,679 | HK$5,946 (+4.7%) | HK$6,251 (+5.1%) | HK$6,751 (+8.0%) | HK$6,751 | HK$7,480 (+10.8%) | HK$8,041 (+7.5%) | +5.40% |
| 10歲 | HK$3,983 | HK$3,983 | HK$4,170 (+4.7%) | HK$4,384 (+5.1%) | HK$4,735 (+8.0%) | HK$4,735 | HK$5,246 (+10.8%) | HK$5,639 (+7.5%) | +5.40% |
| 15歲 | HK$3,993 | HK$3,993 | HK$4,181 (+4.7%) | HK$4,395 (+5.1%) | HK$4,747 (+8.0%) | HK$4,747 | HK$5,260 (+10.8%) | HK$5,655 (+7.5%) | +5.40% |
| 20歲 | HK$4,121 | HK$4,121 | HK$4,315 (+4.7%) | HK$4,536 (+5.1%) | HK$4,899 (+8.0%) | HK$4,899 | HK$5,428 (+10.8%) | HK$5,835 (+7.5%) | +5.40% |
| 25歲 | HK$4,535 | HK$4,535 | HK$4,748 (+4.7%) | HK$4,992 (+5.1%) | HK$5,391 (+8.0%) | HK$5,391 | HK$5,973 (+10.8%) | HK$6,421 (+7.5%) | +5.40% |
| 30歲 | HK$4,835 | HK$4,835 | HK$5,062 (+4.7%) | HK$5,322 (+5.1%) | HK$5,748 (+8.0%) | HK$5,748 | HK$6,369 (+10.8%) | HK$6,847 (+7.5%) | +5.40% |
| 35歲 | HK$6,269 | HK$6,269 | HK$6,564 (+4.7%) | HK$6,901 (+5.1%) | HK$7,453 (+8.0%) | HK$7,453 | HK$8,258 (+10.8%) | HK$8,877 (+7.5%) | +5.40% |
| 40歲 | HK$6,920 | HK$6,920 | HK$7,245 (+4.7%) | HK$7,617 (+5.1%) | HK$8,226 (+8.0%) | HK$8,226 | HK$9,114 (+10.8%) | HK$9,798 (+7.5%) | +5.40% |
| 45歲 | HK$8,601 | HK$8,601 | HK$9,005 (+4.7%) | HK$9,467 (+5.1%) | HK$10,224 (+8.0%) | HK$10,224 | HK$11,328 (+10.8%) | HK$12,178 (+7.5%) | +5.40% |
| 50歲 | HK$10,814 | HK$10,814 | HK$11,322 (+4.7%) | HK$11,903 (+5.1%) | HK$12,855 (+8.0%) | HK$12,855 | HK$14,243 (+10.8%) | HK$15,311 (+7.5%) | +5.40% |
| 55歲 | HK$14,698 | HK$14,698 | HK$15,389 (+4.7%) | HK$16,178 (+5.1%) | HK$17,472 (+8.0%) | HK$17,472 | HK$19,359 (+10.8%) | HK$20,811 (+7.5%) | +5.40% |
| 60歲 | HK$19,119 | HK$19,119 | HK$20,018 (+4.7%) | HK$21,239 (+6.1%) | HK$22,938 (+8.0%) | HK$22,938 | HK$25,415 (+10.8%) | HK$27,321 (+7.5%) | +5.55% |
| 65歲 | HK$26,397 | HK$26,397 | HK$27,638 (+4.7%) | HK$28,771 (+4.1%) | HK$31,073 (+8.0%) | HK$31,073 | HK$34,429 (+10.8%) | HK$37,011 (+7.5%) | +5.24% |
| 70歲 | HK$35,103 | HK$35,103 | HK$36,753 (+4.7%) | HK$38,638 (+5.1%) | HK$41,729 (+8.0%) | HK$41,729 | HK$46,236 (+10.8%) | HK$49,704 (+7.5%) | +5.40% |
| 75歲 | HK$41,422 | HK$41,422 | HK$43,369 (+4.7%) | HK$45,594 (+5.1%) | HK$49,242 (+8.0%) | HK$49,242 | HK$54,560 (+10.8%) | HK$58,652 (+7.5%) | +5.40% |
| 80歲 | HK$43,931 | HK$43,931 | HK$45,996 (+4.7%) | HK$48,356 (+5.1%) | HK$52,224 (+8.0%) | HK$52,224 | HK$57,864 (+10.8%) | HK$62,204 (+7.5%) | +5.40% |
| 85歲 | HK$43,931 | HK$43,931 | HK$45,996 (+4.7%) | HK$48,356 (+5.1%) | HK$52,224 (+8.0%) | HK$52,224 | HK$57,864 (+10.8%) | HK$62,204 (+7.5%) | +5.40% |
| 90歲 | HK$43,931 | HK$43,931 | HK$45,996 (+4.7%) | HK$48,356 (+5.1%) | HK$52,224 (+8.0%) | HK$52,224 | HK$57,864 (+10.8%) | HK$62,204 (+7.5%) | +5.40% |
| 95歲 | HK$43,931 | HK$43,931 | HK$45,996 (+4.7%) | HK$48,356 (+5.1%) | HK$52,224 (+8.0%) | HK$52,224 | HK$57,864 (+10.8%) | HK$62,204 (+7.5%) | +5.40% |
| 99歲 | HK$43,931 | HK$43,931 | HK$45,996 (+4.7%) | HK$48,356 (+5.1%) | HK$52,224 (+8.0%) | HK$52,224 | HK$57,864 (+10.8%) | HK$62,204 (+7.5%) | +5.40% |
| 所有年齡平均 | — | 0.0% | +4.7% | +5.1% | +8.0% | 0.0% | +10.8% | +7.5% | — |
0歲HK$5,679
5歲HK$5,679
10歲HK$3,983
15歲HK$3,993
20歲HK$4,121
25歲HK$4,535
30歲HK$4,835
35歲HK$6,269
40歲HK$6,920
45歲HK$8,601
50歲HK$10,814
55歲HK$14,698
60歲HK$19,119
65歲HK$26,397
70歲HK$35,103
75歲HK$41,422
80歲HK$43,931
85歲HK$43,931
90歲HK$43,931
95歲HK$43,931
99歲HK$43,931
0歲HK$5,679
5歲HK$5,679
10歲HK$3,983
15歲HK$3,993
20歲HK$4,121
25歲HK$4,535
30歲HK$4,835
35歲HK$6,269
40歲HK$6,920
45歲HK$8,601
50歲HK$10,814
55歲HK$14,698
60歲HK$19,119
65歲HK$26,397
70歲HK$35,103
75歲HK$41,422
80歲HK$43,931
85歲HK$43,931
90歲HK$43,931
95歲HK$43,931
99歲HK$43,931
0歲HK$5,946 (+4.7%)
5歲HK$5,946 (+4.7%)
10歲HK$4,170 (+4.7%)
15歲HK$4,181 (+4.7%)
20歲HK$4,315 (+4.7%)
25歲HK$4,748 (+4.7%)
30歲HK$5,062 (+4.7%)
35歲HK$6,564 (+4.7%)
40歲HK$7,245 (+4.7%)
45歲HK$9,005 (+4.7%)
50歲HK$11,322 (+4.7%)
55歲HK$15,389 (+4.7%)
60歲HK$20,018 (+4.7%)
65歲HK$27,638 (+4.7%)
70歲HK$36,753 (+4.7%)
75歲HK$43,369 (+4.7%)
80歲HK$45,996 (+4.7%)
85歲HK$45,996 (+4.7%)
90歲HK$45,996 (+4.7%)
95歲HK$45,996 (+4.7%)
99歲HK$45,996 (+4.7%)
0歲HK$6,251 (+5.1%)
5歲HK$6,251 (+5.1%)
10歲HK$4,384 (+5.1%)
15歲HK$4,395 (+5.1%)
20歲HK$4,536 (+5.1%)
25歲HK$4,992 (+5.1%)
30歲HK$5,322 (+5.1%)
35歲HK$6,901 (+5.1%)
40歲HK$7,617 (+5.1%)
45歲HK$9,467 (+5.1%)
50歲HK$11,903 (+5.1%)
55歲HK$16,178 (+5.1%)
60歲HK$21,239 (+6.1%)
65歲HK$28,771 (+4.1%)
70歲HK$38,638 (+5.1%)
75歲HK$45,594 (+5.1%)
80歲HK$48,356 (+5.1%)
85歲HK$48,356 (+5.1%)
90歲HK$48,356 (+5.1%)
95歲HK$48,356 (+5.1%)
99歲HK$48,356 (+5.1%)
0歲HK$6,751 (+8.0%)
5歲HK$6,751 (+8.0%)
10歲HK$4,735 (+8.0%)
15歲HK$4,747 (+8.0%)
20歲HK$4,899 (+8.0%)
25歲HK$5,391 (+8.0%)
30歲HK$5,748 (+8.0%)
35歲HK$7,453 (+8.0%)
40歲HK$8,226 (+8.0%)
45歲HK$10,224 (+8.0%)
50歲HK$12,855 (+8.0%)
55歲HK$17,472 (+8.0%)
60歲HK$22,938 (+8.0%)
65歲HK$31,073 (+8.0%)
70歲HK$41,729 (+8.0%)
75歲HK$49,242 (+8.0%)
80歲HK$52,224 (+8.0%)
85歲HK$52,224 (+8.0%)
90歲HK$52,224 (+8.0%)
95歲HK$52,224 (+8.0%)
99歲HK$52,224 (+8.0%)
0歲HK$6,751
5歲HK$6,751
10歲HK$4,735
15歲HK$4,747
20歲HK$4,899
25歲HK$5,391
30歲HK$5,748
35歲HK$7,453
40歲HK$8,226
45歲HK$10,224
50歲HK$12,855
55歲HK$17,472
60歲HK$22,938
65歲HK$31,073
70歲HK$41,729
75歲HK$49,242
80歲HK$52,224
85歲HK$52,224
90歲HK$52,224
95歲HK$52,224
99歲HK$52,224
0歲HK$7,480 (+10.8%)
5歲HK$7,480 (+10.8%)
10歲HK$5,246 (+10.8%)
15歲HK$5,260 (+10.8%)
20歲HK$5,428 (+10.8%)
25歲HK$5,973 (+10.8%)
30歲HK$6,369 (+10.8%)
35歲HK$8,258 (+10.8%)
40歲HK$9,114 (+10.8%)
45歲HK$11,328 (+10.8%)
50歲HK$14,243 (+10.8%)
55歲HK$19,359 (+10.8%)
60歲HK$25,415 (+10.8%)
65歲HK$34,429 (+10.8%)
70歲HK$46,236 (+10.8%)
75歲HK$54,560 (+10.8%)
80歲HK$57,864 (+10.8%)
85歲HK$57,864 (+10.8%)
90歲HK$57,864 (+10.8%)
95歲HK$57,864 (+10.8%)
99歲HK$57,864 (+10.8%)
0歲HK$8,041 (+7.5%)
5歲HK$8,041 (+7.5%)
10歲HK$5,639 (+7.5%)
15歲HK$5,655 (+7.5%)
20歲HK$5,835 (+7.5%)
25歲HK$6,421 (+7.5%)
30歲HK$6,847 (+7.5%)
35歲HK$8,877 (+7.5%)
40歲HK$9,798 (+7.5%)
45歲HK$12,178 (+7.5%)
50歲HK$15,311 (+7.5%)
55歲HK$20,811 (+7.5%)
60歲HK$27,321 (+7.5%)
65歲HK$37,011 (+7.5%)
70歲HK$49,704 (+7.5%)
75歲HK$58,652 (+7.5%)
80歲HK$62,204 (+7.5%)
85歲HK$62,204 (+7.5%)
90歲HK$62,204 (+7.5%)
95歲HK$62,204 (+7.5%)
99歲HK$62,204 (+7.5%)
年均加幅（複息，年期＝今日−最早版本日期）· 計算至 2026-09-15
0歲+5.40%
5歲+5.40%
10歲+5.40%
15歲+5.40%
20歲+5.40%
25歲+5.40%
30歲+5.40%
35歲+5.40%
40歲+5.40%
45歲+5.40%
50歲+5.40%
55歲+5.40%
60歲+5.55%
65歲+5.24%
70歲+5.40%
75歲+5.40%
80歲+5.40%
85歲+5.40%
90歲+5.40%
95歲+5.40%
99歲+5.40%
註・資料來源
格仔顯示保費金額，括號內為相對上一個版本的百分比變化。首個版本只顯示基準保費。年均加幅使用複息公式（最新/最早 ^ (1/years) − 1），年期＝今日減最早版本日期。· 計算至 2026-09-15
預設顯示 21 個錨點年齡（每 5 歲一個，加上 0 與 99 兩端），方便快速掃讀整條走勢曲線。 右側「年均加幅」欄無論切換與否，皆基於全部 100 個年齡計算 — 不會因為顯示密度而改變。