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保誠保險有限公司 · F00068-06-000 · 3 個版本 · 靈活計劃 · 年均加幅 +2.68%
數據注意事項 (1)
性別軸轉家族 · 保費結構改變
此系列的保費結構由不分性別改為男女分開（涉及 98 個年齡層）。 加幅數字反映結構改變的平均影響，個別性別的實際影響可能大幅偏離均數 — 需參考原 PDF 確認。
男性 Male
| 年齡 | F00068-06-000-01 2022-10-03 | F00068-06-000-01 2024-10-01 | F00068-06-000-01 2025-10-01 | 年均加幅 |
|---|---|---|---|---|
| 0 | US$2,314 | US$2,430 (+5.0%) | US$2,633 (+8.4%) | +3.47% |
| 5 | US$1,449 | US$1,522 (+5.0%) | US$1,649 (+8.3%) | +3.47% |
| 10 | US$1,145 | US$1,202 (+5.0%) | US$1,303 (+8.4%) | +3.47% |
| 15 | US$1,066 | US$1,120 (+5.1%) | US$1,213 (+8.3%) | +3.47% |
| 20 | US$1,159 | US$1,217 (+5.0%) | US$1,319 (+8.4%) | +3.47% |
| 25 | US$1,384 | US$1,453 (+5.0%) | US$1,575 (+8.4%) | +3.47% |
| 30 | US$1,689 | US$1,774 (+5.0%) | US$1,922 (+8.3%) | +3.47% |
| 35 | US$1,991 | US$2,091 (+5.0%) | US$2,265 (+8.3%) | +3.46% |
| 40 | US$2,333 | US$2,450 (+5.0%) | US$2,642 (+7.8%) | +3.34% |
| 45 | US$2,713 | US$2,849 (+5.0%) | US$3,072 (+7.8%) | +3.33% |
| 50 | US$3,449 | US$3,621 (+5.0%) | US$3,905 (+7.8%) | +3.33% |
| 55 | US$4,253 | US$4,466 (+5.0%) | US$4,815 (+7.8%) | +3.33% |
| 60 | — | — | US$6,554 | — |
| 65 | US$8,939 | US$9,386 (+5.0%) | US$10,119 (+7.8%) | +3.33% |
| 70 | US$11,188 | US$11,747 (+5.0%) | US$12,665 (+7.8%) | +3.33% |
| 75 | US$13,651 | US$14,333 (+5.0%) | US$15,452 (+7.8%) | +3.32% |
| 80 | US$16,127 | US$16,933 (+5.0%) | US$18,255 (+7.8%) | +3.33% |
| 85 | US$17,615 | US$18,496 (+5.0%) | US$19,940 (+7.8%) | +3.33% |
| 90 | US$19,165 | US$20,123 (+5.0%) | US$21,694 (+7.8%) | +3.33% |
| 95 | US$20,416 | US$21,437 (+5.0%) | US$23,110 (+7.8%) | +3.33% |
| 99 | US$21,230 | US$22,292 (+5.0%) | US$24,031 (+7.8%) | +3.32% |
| 所有年齡平均 | — | +5.0% | +8.0% | — |
0歲US$2,314
5歲US$1,449
10歲US$1,145
15歲US$1,066
20歲US$1,159
25歲US$1,384
30歲US$1,689
35歲US$1,991
40歲US$2,333
45歲US$2,713
50歲US$3,449
55歲US$4,253
60歲—
65歲US$8,939
70歲US$11,188
75歲US$13,651
80歲US$16,127
85歲US$17,615
90歲US$19,165
95歲US$20,416
99歲US$21,230
0歲US$2,430 (+5.0%)
5歲US$1,522 (+5.0%)
10歲US$1,202 (+5.0%)
15歲US$1,120 (+5.1%)
20歲US$1,217 (+5.0%)
25歲US$1,453 (+5.0%)
30歲US$1,774 (+5.0%)
35歲US$2,091 (+5.0%)
40歲US$2,450 (+5.0%)
45歲US$2,849 (+5.0%)
50歲US$3,621 (+5.0%)
55歲US$4,466 (+5.0%)
60歲—
65歲US$9,386 (+5.0%)
70歲US$11,747 (+5.0%)
75歲US$14,333 (+5.0%)
80歲US$16,933 (+5.0%)
85歲US$18,496 (+5.0%)
90歲US$20,123 (+5.0%)
95歲US$21,437 (+5.0%)
99歲US$22,292 (+5.0%)
0歲US$2,633 (+8.4%)
5歲US$1,649 (+8.3%)
10歲US$1,303 (+8.4%)
15歲US$1,213 (+8.3%)
20歲US$1,319 (+8.4%)
25歲US$1,575 (+8.4%)
30歲US$1,922 (+8.3%)
35歲US$2,265 (+8.3%)
40歲US$2,642 (+7.8%)
45歲US$3,072 (+7.8%)
50歲US$3,905 (+7.8%)
55歲US$4,815 (+7.8%)
60歲US$6,554
65歲US$10,119 (+7.8%)
70歲US$12,665 (+7.8%)
75歲US$15,452 (+7.8%)
80歲US$18,255 (+7.8%)
85歲US$19,940 (+7.8%)
90歲US$21,694 (+7.8%)
95歲US$23,110 (+7.8%)
99歲US$24,031 (+7.8%)
年均加幅（複息，年期＝今日−最早版本日期）· 計算至 2026-07-18
0歲+3.47%
5歲+3.47%
10歲+3.47%
15歲+3.47%
20歲+3.47%
25歲+3.47%
30歲+3.47%
35歲+3.46%
40歲+3.34%
45歲+3.33%
50歲+3.33%
55歲+3.33%
60歲—
65歲+3.33%
70歲+3.33%
75歲+3.32%
80歲+3.33%
85歲+3.33%
90歲+3.33%
95歲+3.33%
99歲+3.32%
註・資料來源
格仔顯示保費金額，括號內為相對上一個版本的百分比變化。首個版本只顯示基準保費。年均加幅使用複息公式（最新/最早 ^ (1/years) − 1），年期＝今日減最早版本日期。男性／女性矩陣的年均加幅按該性別自身的保費軌跡計算；計劃總覽顯示的年均加幅則為男女兩者的平均值。· 計算至 2026-07-18
預設顯示 21 個錨點年齡（每 5 歲一個，加上 0 與 99 兩端），方便快速掃讀整條走勢曲線。 右側「年均加幅」欄無論切換與否，皆基於全部 100 個年齡計算 — 不會因為顯示密度而改變。
女性 Female
| 年齡 | F00068-06-000-01 2022-10-03 | F00068-06-000-01 2024-10-01 | F00068-06-000-01 2025-10-01 | 年均加幅 |
|---|---|---|---|---|
| 0 | US$2,314 | US$2,430 (+5.0%) | US$2,052 (-15.6%) | -3.12% |
| 5 | US$1,449 | US$1,522 (+5.0%) | US$1,271 (-16.5%) | -3.40% |
| 10 | US$1,145 | US$1,202 (+5.0%) | US$1,042 (-13.3%) | -2.46% |
| 15 | US$1,066 | US$1,120 (+5.1%) | US$1,051 (-6.2%) | -0.37% |
| 20 | US$1,159 | US$1,217 (+5.0%) | US$1,263 (+3.8%) | +2.29% |
| 25 | US$1,384 | US$1,453 (+5.0%) | US$1,731 (+19.1%) | +6.08% |
| 30 | US$1,689 | US$1,774 (+5.0%) | US$2,172 (+22.4%) | +6.86% |
| 35 | US$1,991 | US$2,091 (+5.0%) | US$2,621 (+25.3%) | +7.53% |
| 40 | US$2,333 | US$2,450 (+5.0%) | US$3,151 (+28.6%) | +8.26% |
| 45 | US$2,713 | US$2,849 (+5.0%) | US$3,796 (+33.2%) | +9.27% |
| 50 | US$3,449 | US$3,621 (+5.0%) | US$4,530 (+25.1%) | +7.46% |
| 55 | US$4,253 | US$4,466 (+5.0%) | US$5,028 (+12.6%) | +4.52% |
| 60 | — | — | US$5,732 | — |
| 65 | US$8,939 | US$9,386 (+5.0%) | US$8,038 (-14.4%) | -2.76% |
| 70 | US$11,188 | US$11,747 (+5.0%) | US$10,546 (-10.2%) | -1.55% |
| 75 | US$13,651 | US$14,333 (+5.0%) | US$13,225 (-7.7%) | -0.83% |
| 80 | US$16,127 | US$16,933 (+5.0%) | US$15,650 (-7.6%) | -0.79% |
| 85 | US$17,615 | US$18,496 (+5.0%) | US$17,714 (-4.2%) | +0.15% |
| 90 | US$19,165 | US$20,123 (+5.0%) | US$19,181 (-4.7%) | +0.02% |
| 95 | US$20,416 | US$21,437 (+5.0%) | US$20,970 (-2.2%) | +0.71% |
| 99 | US$21,230 | US$22,292 (+5.0%) | US$21,606 (-3.1%) | +0.46% |
| 所有年齡平均 | — | +5.0% | +3.2% | — |
0歲US$2,314
5歲US$1,449
10歲US$1,145
15歲US$1,066
20歲US$1,159
25歲US$1,384
30歲US$1,689
35歲US$1,991
40歲US$2,333
45歲US$2,713
50歲US$3,449
55歲US$4,253
60歲—
65歲US$8,939
70歲US$11,188
75歲US$13,651
80歲US$16,127
85歲US$17,615
90歲US$19,165
95歲US$20,416
99歲US$21,230
0歲US$2,430 (+5.0%)
5歲US$1,522 (+5.0%)
10歲US$1,202 (+5.0%)
15歲US$1,120 (+5.1%)
20歲US$1,217 (+5.0%)
25歲US$1,453 (+5.0%)
30歲US$1,774 (+5.0%)
35歲US$2,091 (+5.0%)
40歲US$2,450 (+5.0%)
45歲US$2,849 (+5.0%)
50歲US$3,621 (+5.0%)
55歲US$4,466 (+5.0%)
60歲—
65歲US$9,386 (+5.0%)
70歲US$11,747 (+5.0%)
75歲US$14,333 (+5.0%)
80歲US$16,933 (+5.0%)
85歲US$18,496 (+5.0%)
90歲US$20,123 (+5.0%)
95歲US$21,437 (+5.0%)
99歲US$22,292 (+5.0%)
0歲US$2,052 (-15.6%)
5歲US$1,271 (-16.5%)
10歲US$1,042 (-13.3%)
15歲US$1,051 (-6.2%)
20歲US$1,263 (+3.8%)
25歲US$1,731 (+19.1%)
30歲US$2,172 (+22.4%)
35歲US$2,621 (+25.3%)
40歲US$3,151 (+28.6%)
45歲US$3,796 (+33.2%)
50歲US$4,530 (+25.1%)
55歲US$5,028 (+12.6%)
60歲US$5,732
65歲US$8,038 (-14.4%)
70歲US$10,546 (-10.2%)
75歲US$13,225 (-7.7%)
80歲US$15,650 (-7.6%)
85歲US$17,714 (-4.2%)
90歲US$19,181 (-4.7%)
95歲US$20,970 (-2.2%)
99歲US$21,606 (-3.1%)
年均加幅（複息，年期＝今日−最早版本日期）· 計算至 2026-07-18
0歲-3.12%
5歲-3.40%
10歲-2.46%
15歲-0.37%
20歲+2.29%
25歲+6.08%
30歲+6.86%
35歲+7.53%
40歲+8.26%
45歲+9.27%
50歲+7.46%
55歲+4.52%
60歲—
65歲-2.76%
70歲-1.55%
75歲-0.83%
80歲-0.79%
85歲+0.15%
90歲+0.02%
95歲+0.71%
99歲+0.46%
註・資料來源
格仔顯示保費金額，括號內為相對上一個版本的百分比變化。首個版本只顯示基準保費。年均加幅使用複息公式（最新/最早 ^ (1/years) − 1），年期＝今日減最早版本日期。男性／女性矩陣的年均加幅按該性別自身的保費軌跡計算；計劃總覽顯示的年均加幅則為男女兩者的平均值。· 計算至 2026-07-18
預設顯示 21 個錨點年齡（每 5 歲一個，加上 0 與 99 兩端），方便快速掃讀整條走勢曲線。 右側「年均加幅」欄無論切換與否，皆基於全部 100 個年齡計算 — 不會因為顯示密度而改變。